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The Application of Fiduciary Guarantee in the Perspective of Islamic Law Wieke Dewi Suryandari
Jurnal Daulat Hukum Vol 4, No 4 (2021): December 2021
Publisher : Magister of Law, Faculty of Law, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jdh.v4i4.17952

Abstract

The development of economic activity in the world has an impact on the development of people's quality of life, thus increasing the need for funding to meet these needs. In addition, the majority of Indonesian people who are Muslim automatically bring Islamic law into their daily life in various fields, including in economic activities. Fiduciary guarantees are possible in a murabahah contract if the financing company acts as a seller (trader) who sells goods on credit to consumers, so not as a provider of funds that owes to consumers. Fund-raising activities to support business activities in the community are closely related to credit matters, the consequence is the need for a guarantee or known as fiduciary. Fiduciary guarantees are conventional products that are set to provide protection for creditors, especially if the debtor defaults. Fiduciary guarantees, which cannot be fully applied to all financial institution systems in Indonesia, need to be studied several times, especially in the view of the Islamic religion that uses the sharia financial system. The focus of the study that is used as the formulation of the problem is What is the current position of the application of fiduciary guarantees in Indonesia? and how to apply fiduciary guarantee according to the perspective of Islamic law?. The results of the study show that the practice of implementing fiduciary in Indonesia has a very important position and must be fulfilled by financing service providers. Meanwhile, according to the Islamic view, there is no fiduciary guarantee in the aspects of Islamic law but the matter of guarantees can be equated with rahn. Thus, in Islamic Financial Institutions guided by rahn as a guarantee system for lending and borrowing activities in accordance with Islamic law, this is based on the word of Allah QS. Al-Baqarah verse 283 and Act No. 21 of 2008 concerning Islamic Banking.
RECONSTRUCTION OF LEGAL LIABILITY OF REGISTRATION BY NOTARY FIDUCIARY BASED ON PP No. 21 of 2015 Wieke Dewi Suryandari
Jurnal Pembaharuan Hukum Vol 5, No 2 (2018): Jurnal Pembaharuan Hukum
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jph.v5i2.3140

Abstract

Fiduciary term that has long been known in the Indonesian language. Similarly, the term is used in Act No. 42 of 1999 regarding Fiduciary. In the terminology of the Dutch term is often referred to in full, namely Fiduciare Eigendom Overdracht (FEO), namely the delivery of property rights in the trust. The methods used in this study, using juridical-empirics. Judicial approach used to analyze the various rules and regulations governing the fiduciary agreement and fiduciary While the English term is called Fiduciary Transfer of Ownership.Background onset of fiduciary institutions, as set out by the experts is because the statutory provisions governing the institution pand (pawn) contains many flaws, does not meet based on developments in its history, Fiduciary originated from an agreement that only is basedon trust. But over time in practice the necessary legal certainty to protect the interests of the parties and the needs of society.
Criminal Acts of Anarchism in The Perspective of Law No. 9 of 1998 Wahyu Rasika Setya Arta; Wieke Dewi Suryandari
Journal Research of Social Science, Economics, and Management Vol. 2 No. 11 (2023): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v2i11.464

Abstract

The democratic system adopted by Indonesia gives a high position and appreciation to the Indonesian people to participate in supervising the running of the Indonesian state by giving opinions orally and in writing. To manage and ensure this right, Regulation Number 9 of 1998 concerning the Opportunity of Offering Viewpoints in broad daylight was given. The approach used is a statutory approach (statute approach) and a conceptual approach (conceptual approach). The wellspring of information utilized is optional information. Information examination was completed in a subjective illustrative way. Concluding is carried out using the deductive method from general to specific, especially those related to the research topic, namely the Criminal Act of Anarchism Rallies in the Perspective of Law No. 9 of 1998. It found that demonstrations should be carried out by applicable regulations as stipulated in Law Number 9 of 1998 concerning the Freedom of Expressing Opinions in Public. If the demonstration runs in an orderly manner, then this is often known as a peaceful demonstration. However, in practice on the ground the demonstrations that were carried out often developed into acts of throwing and vandalism. The throwing and destruction of destroyed objects, as a result of the demonstrators' excessive desire to express opinions. Changes in peaceful conditions to anarchy are caused by throwing stones or other objects at places that have the potential to cause harm to public facilities, property, or loss of life.
Analysis of the Function and Role of the DPRD as the Mandate of the People Viewed From the Perspective of Legal Philosophy Sa’diyanto Sa’diyanto; Wieke Dewi Suryandari
Journal Research of Social Science, Economics, and Management Vol. 2 No. 11 (2023): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v2i11.477

Abstract

Local government has a dual function of holding executive and legislative powers. Meanwhile, the DPRD acts as a managing or controlling institution which can approve certain changes or reject them altogether. However, the DPRD may occasionally submit proposals on its initiative regarding draft regional regulations. This study uses a qualitative approach, namely the approach used by researchers based on data stated by respondents orally or in writing, governing it by the legal hierarchy in Indonesia. Whereas the DPR/DPRD as people's representative institutions and functioning as legislators should form a law that does not deviate from the purpose of the law, namely to provide certainty to the community, justice to the community, and benefits to the community. In this case, the law is a tool to regulate the social balance, and the interests of society to realize the ideals of society. The formation of laws and regulations must also pay attention to the Theory and Objectives of Legal Politics, namely the policies of state administrators in the field of law that have been in effect, are in force, and will be in effect, sourced from the values prevailing in society to achieve the aspired goals of the state.
The Legal Implications Due to Default by the Debtor on a Car Loan Agreement with Fiduciary Guarantee Wieke Dewi Suryandari; Hono Sejati
Law Development Journal Vol 5, No 2 (2023): June 2023
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ldj.5.2.150-161

Abstract

The purpose of this study is to determine and analyze: 1) The legal position of the strength of a car loan agreement with a fiduciary guarantee for creditors and debtors at Commerce International Merchant Bankers (CIMB) 2) The juridical implications of default by the debtor on a car loan agreement with a fiduciary guarantee at Commerce International Merchant Bankers (CIMB) . The approach method used in discussing this research problem is a sociological juridical approach. The research specification used is descriptive analytical research. This type of data uses primary and secondary data. The data analysis method used in this research is qualitative data analysis. The results of the study concluded: 1) The legal position of the strength of the car loan agreement with fiduciary guarantees for creditors and debtors at Commerce International Merchant Bankers (CIMB) is included in the construction of an anonymous agreement (Innominaat), as far as the contents of the agreement have met the legal requirements (1) of the Civil Code which states that an agreement made legally applies as the law that made it, the CIMB Finance consumer financing agreement, 2) The juridical implication due to default by the debtor on a car loan agreement with a fiduciary guarantee at Commerce International Merchant Bankers (CIMB) is that the creditor does not get the fulfillment of his rights that should be obtained by the existence of the agreement. When the debtor defaults, the thing that will be done by the creditor to get the debt repaid is to sell the object that is guaranteed by the debtor. Another legal consequence of this default is that the Customer may be subject to Article 372 of the Criminal Code regarding embezzlement with a criminal offense imprisonment for a maximum of four years, then Article 36 of Act No. 42 of 1999 concerning Fiduciary Guarantees carries a maximum penalty of 2 years.
The Planning Omnibus Law of Worker in the Perspective of Modernization and Justice: A Flash Back Review Hono Sejati; Wieke Dewi Suryandari
JURNAL AKTA Vol 10, No 2 (2023): June 2023
Publisher : Program Magister (S2) Kenotariatan, Fakultas Hukum, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/akta.v10i4.33788

Abstract

There are many overlapping regulations, and also the investment climate that is really needed to grow significantly in competition with the global world, of course to regulate this requires a regulation that can accommodate the many regulations that exist in Indonesia. Since Indonesia's independence in 1945, the government (executive and legislative) has produced laws and regulations to regulate society in the form of regeling (regulations) and beschikking (decisions). Due to the large number of overlapping regulations, many are then submitted for judicial review or testing of statutory regulations to the Constitutional Court of the Republic of Indonesia. Since the establishment of the Constitutional Court in 2003, many laws have been submitted to the Constitutional Court because they were deemed to be in conflict with the 1945 Constitution of the Republic of Indonesia. And it is true that these regulations have also been annulled by the Constitutional Court and deemed to be in conflict with the Constitution of the Republic of Indonesia.
The Implementation of Notary Responsibility Association in the Online Administration System Sejati, Hono; Suryandari, Wieke Dewi
Sultan Agung Notary Law Review Vol 5, No 1 (2023): March 2023
Publisher : Program Studi Master of Notary Law (S2), Faculty of Law, Universitas Islam SUltan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/sanlar.5.1.8-19

Abstract

This study aims to analyze procedure for registering associations is through the online Legal Entity Administration System. 2) The role and responsibilities of a notary in carrying out the registration of associations through the online Legal Entity Administration System. The approach method in this research is a sociological juridical approach. The data used are primary data and secondary data obtained through interviews and literature study, data analysis was carried out in a descriptive analytical manner. The conclusion show the association registration procedure through the online Legal Entity Administration System is uncomplicated. The procedure begins with an application for ordering the name of the association through SABH www.ahu.go.id, then the application for legalization of the association's legal entity must be submitted by a notary with supporting documents submitted electronically. Supporting documents in the form of an electronic statement from the applicant. A statement letter containing the completeness of the association's establishment documents from the applicant. The Ministerial Decree concerning the legalization of the legal entity association is issued no later than 14 days. The period of time is calculated from the date of the statement of no objection from the Minister. The fee for ordering the name of the association is IDR 100,000, -, while for the ratification of the establishment of the association of IDR 250.000,-. 2). The role of the notary in carrying out the registration of associations through the online legal entity administration system is to order names and register the ratification of the association to the minister through the SABH. Notaries have an important role in managing the legal entity of the Association. People who need the legal entity ratification of the Association cannot access the SABH directly but must go through a Notary who has been registered in the SABH. This is because the notary plays a role in carrying out statutory orders so that the interests of the parties do not violate the law.
EFEKTIFITAS KEBIJAKAN PEMBATASAN SOSIAL BERSKALA BESAR DALAM MASA PANDEMI CORONA VIRUS 2019 OLEH PEMERINTAH SESUAI AMANAT UUD NRI TAHUN 1945 DAN PP NOMOR 21 TAHUN 2020 Suryandari, Wieke Dewi
JPeHI (Jurnal Penelitian Hukum Indonesia) Vol 2, No 01 (2021): Jurnal Penelitian Hukum Indonesia (JPeHI)
Publisher : Universitas Darul Ulum Islamic Centre Sudirman GUPPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61689/jpehi.v2i01.223

Abstract

Seluruh dunia sedang terjadi sebuah pandemi yang mempunyai dampak cukup besar di semua sektor kehidupan manusia. World Health Organization (WHO) telah menetapkan Coronavirus Disease 2019 atau COVID-19 sebagai sebuah ancaman pandemi..  Telah diberlakukan berbagai macam kebijakan oleh Pemerintah Indonesia dalam merespon pandemic covid-19 ini. Salah satu kebijakannya yaitu pada awal bulan Maret 2020 telah diberlakunya social distancing, physical distancing bagi masyarakat Indonesia. Penelitian ini digolongkan kе dalam penelitian hukum normatif dilakukan dengan cara mеnеlaah bahan kepustakaan atau bahan-bahan sekunder. Hasil penelitian ini adalah pemerintah telah mengeluarkan Peraturan Pemerintah Nomor 21 Tahun 2020 sebagai upaya mencegah dampak pandemi sehingga PSBB menjadi upaya efektif dalam menekan angka penularan disertai keterbukaan informasi akurat kepada masyarakat.
PENERAPAN JAMINAN FIDUSIA DALAM PRESPEKTIF HUKUM ISLAM Suryandari, Wieke Dewi
JPeHI (Jurnal Penelitian Hukum Indonesia) Vol 4, No 02 (2023): Jurnal Penelitian Hukum Indonesia (JPeHI)
Publisher : Universitas Darul Ulum Islamic Centre Sudirman GUPPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61689/jpehi.v4i2.505

Abstract

ABSTRAKPerkembangan kegiatan ekonomi ini berdampak pula pada berkembangnya kualitas hidup masyarakat, sehingga meningkatpula keperluan pendanaan untuk memenuhi kebutuhan tersebut. Kegiatan pemerolehan dana untuk menunjang kegiatan usaha pada masyarakat erat dengan perihal perkreditan, konsekuensinya adalah diperlukannya sebuah jaminan atau yang dikenal dengan fidusia. Jaminan fidusia merupakan produk konvensional yang ditetapkan untuk memberikan perlindungan bagi kreditur, terlebih jika debitur melakukan wanprestasi. Jaminan fidusia yang belum dapat diterapkan secara menyeluruh pada semua sistem lembaga keuangan di Indonesia, perlu dilakukan beberapak kajian, terutama dala pandangan agama islam yang menggunakan sistem keuangan syari’ah. Fokus pengkajian yang dijadikan rumusan masalah adalah Bagaimana kedudukan penerapan jaminan fidusia di Indonesia saat ini? dan bagaimana penerapan jaminan fidusia menurut perspektif hukum islam?. Hasil kajian bahwasanya praktik penerapan fidusia di Indonesia memiliki kedudukan yang sangat penting dan wajib untuk dipenuhi oleh jasa peneyedia layanan pembiayaan. Sedangkan Menurut pandangan islam, tidak ditemui jaminan fidusia dalam aspek hukum islam, namun hal yang mengenai jaminan dapat disamakan dengan rahn. Sehingga, dalam Lembaga Keuangan Syariah berpedoman pada rahn sebagai sistem jaminan pada kegiatan pinjam-meminjam yang sesuai dengan hukum islam, hal ini berdasarkan pada firman Allah QS. Al-Baqarah ayat 283 dan Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Kata Kunci: Jaminan, Fidusia, Hukum Islam
Legal Protection For Businesses Against Sustainable Innovation In The Digital Realm Hendro, Hendro; Wieke Dewi Suryandari; Lamijan, Lamijan
UNES Law Review Vol. 6 No. 4 (2024): UNES LAW REVIEW (Juni 2024)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i4.2155

Abstract

The buying and selling process can now be through non-physical transactions or employing digital media. Physical transactions require buyers and sellers to meet to exchange goods or services directly. However, problems arise when sellers are located outside the area, making it difficult for buyers to access them. Technological advances provide solutions for buyers and sellers who are separated by distance through E-Commerce. E-commerce offers many conveniences in marketing goods or services. Sellers can market their products widely by providing various variants. Marketing via e-commerce does not require a physical store to display products, thereby reducing costs. Meanwhile, buyers can also easily choose the products they want. However, the facts in the buying and selling process via social media generate a risk of loss for consumers and business actors due to the possibility for fraud that could be performed by one of the parties. Losses experienced by business actors are caused by failure to fulfill the achievements that should be carried out by the consumer. It is because numerous people do not understand the principles of security in online transactions, such as verifying the identity of the merchant or customer, security in payment procedures, and other factors that can help deter crime. As a result, criminal cases often occur which cause losses in the digital market, as if cyberspace has no legal rules. The presence of Law Number 19 of 2016 concerning amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions and Law Number 8 of 1999 concerning Consumer Protection is a solution to protect actors who transact in E-Commerce.