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Paradigma Ekonomi Syariah Dalam Faham Hegemoni Kapitalisme dan Sosialisme Sebuah Solusi Pola Hidup Muslim Ika Prastyaningsih; Mohammad Ghozali; Andi Triyawan
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (391.014 KB) | DOI: 10.21111/iej.v3i2.2718

Abstract

Western countries with the economic system of capitalism have hegemonize all aspects of the economy of society, so that they dominate all countries in the world including Islam. The hegemony according to five things, that are:Defence, economic, socio-cultural, political, religion. The actualization and contextualization of the Islamic economic system is a form of criticism, and it will becomes a solution to the theory and economic system built on unhumanity (not egalitarian), especially capitalism and socialism. So that A Moslem must take Islam as a living system that regulates all sides of human life, which promises the welfare and falah.Because human life does not stop only in the world and it will be held accountable later in the world. The concept of Islamic Economics is not a collection of the good that exists in the capitalist and socialist economic system. But more than that though it looks the same but the value built on the Qur’an and Sunnah. The Kindness that exists in Islamic Economics has the greatness of value based on the revelation of Allah and Sirah Nabawiyah. The system of Islamic Economy can be accepted by all people in the world. Because it contains maslahah value for all creatures that exist on earth. The concept of justice built by Islam not only exist on the physical aspects but also the metaphysical. As well as welfare, not only in the realm of the body but also the Spiritual.
Analisis Teori Hifdz Al-Maal Terhadap Instrumen Hedging (Lindung Nilai) Muhammad Irkham Firdaus; Mohammad Ghozali; Maharani Pradnya Paramita
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2023.vol6(2).13200

Abstract

Fluktuasi kurs mata uang yang tidak menentu membuat para pelaku ekonomi harus membuat sebuah konsep untuk menghadapi hal tersebut, terutama bagi pelaku ekonomi pada taraf internasional. Pandemi Covid-19 berpengaruh besar terhadap naik turunnya ekonomi di seluruh dunia, terutama pada nilai tukar mata uang. Hedging adalah salah satu solusi untuk meminimalisir bahkan menghindari naik turunnya kurs mata uang. Hedging dapat digunakan dalam perusahaan manapun dan tingkat manapun dalam prakteknya. Hedging atau lindung nilai merupakan suatu hal baru dalam dalam ekonomi Islam, maka dalam penelitian ini bertujuan untuk membahas pendapat para ulama’ tentang Hedging dan pelaksanaannya dalam pandangan Islam, dan bagaimana Hedging dalam pandangan teori Hifdz al-Maal. Namun pada penelitian ini hanya berfokus pada sudut pandang teori hifzul al Maal terhadap Instrumen Hedging, sehingga lebih membahas pada seberapa penting adanya hedging dalam ekonomi Syariah. Penelitian ini menggunakan metode kualitaif, dan jenis penelitian ini adalah pustaka (library researd). Hasil dari penelitian ini adalah instrumen termasuk dalam kategori upaya hifdz al-maal, dan termasuk pada tingkatan daruriyat. Melindungi nilai aset-aset perusahaan sangat penting, karena jika tidak akan mengalami kerugian dan akan mengancam eksistensi aset harta yang dimilikinya.
PENGELOLAAN WAKAF SEBAGAI SARANA PENINGKATAN STRATEGI EKONOMI UMAT Mohammad Ghozali; Muhamad Annas
Jurnal Istiqro Vol. 10 No. 2 (2024): Juli 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v10i2.3237

Abstract

Waqf is one of the instruments in the sharia economy that has the potential to improve the welfare of the community. As an economic instrument waqf also plays a role to support various productive activities and redistribution of welfare to underprivileged communities and play a role in the development of the social, economic, and cultural life of the community. Also, in Islam waqf becomes a more expensive instrument to invite its managers to have an entrepreneurial spirit where waqf assets as capital and the result of the management of waqf property is used for the economic development of the community. This study aims to find out how waqf management strategy and how the role of waqf in improving the economy of the people. The study methodology used is the qualitative method. The results obtained in this study that the strategy in its management such as determining the standard of professionalism nazir because nazir has an important role in the management of waqf. Counseling the community so that the community better understands waqf is not only limited to waqf inanimate objects. Issued a law that discusses in full waqf both in terms of procurement, management, and distribution of the results of the management of the waqf so that the waqf can be a means of improving the economy of the people. And the establishment of a professional national waqf institution that is ready to supervise every development of waqf. Waqf has a role in strengthening brotherhood in the community as well as in the development of social life, economy, and culture of the community. Wakaf also serves as an instrument of public finance shari'ah which has great potential in generating financing for the State, improving the welfare of people, developing social, economic, and cultural activities of Islamic society.
ANALISA AKAD AS-SHARF DALAM TUKAR MENUKAR (DINAR DIRHAM) DALAM PEMIKIRAN SYAIKH TAQIYUDDIN AN-NABHANI Mohammad Ghozali; Muhamad Annas
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3289

Abstract

The purpose of this study is to find out the as-sharf contract in exchanging currency according to Islamic law, to find out the as-sharf contract according to Sheikh Taqiyuddin an-Nabhani and to find out how the reality occurs in the exchange of as-sharf contracts. This study is a qualitative study by reviewing various literatures that are relevant to the subject matter, and Gerai Dinar as the object of research to find out the real reality, using the literature review method, observation and by interview and further documentation using data analysis techniques using the deductive method. The results of the study indicate that as-sharf transactions are permitted on condition that they must be in cash or directly and must not be more than what is exchanged. If there is an excess, then that is called usury and the law is haram. On the other hand, the function of money is only as a means of exchange and a means of calculating units of goods. If someone makes a sale and purchase of currency, then the law is haram, because money cannot be used as a commodity.
Tipologi Koperasi Umum dan Syariah Devid Frastiawan Amir Sup; Setiawan Lahuri; Imam Kamaluddin; Mohammad Ghozali; Iman Nur Hidayat
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3720

Abstract

This study aims to typify cooperatives in Ponorogo, East Java, Indonesia. The data used as the object of the typology are 842 cooperative data. This study used a quantitative descriptive methodology with a typology approach. Data were collected using the documentation method and typologically using the descriptive analysis method. The results obtained are that there are 430 cooperatives that have been certified by NIK certtified and 412 cooperatives that have not been certified by NIK certified. Cooperatives in Ponorogo, East Java, Indonesia can be typified into 4 (four): (1) Based on level (primary cooperative, secondary cooperative, and cooperative center); (2) Based on activity (KSP, KSU, KBPR, producer cooperative, consumer cooperative, service cooperative, and handicraft industry cooperative); (3) Based on member (KPN-KPRI, employee cooperative, student cooperative, KUD, women's cooperative, and market cooperative); (4) Sharia entities (sharia cooperative, KJKS-KSPPS, Kopontren, and BMT).
Kepatuhan Syariah Akad Murabahah Dalam Konsep Pembiayaan Pada Perbankan Syariah Di Indonesia Mohammad Ghozali; Luluk Wahyu Roficoh
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 6 No 2 (2018): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Murabahah contract is a contract of financing an item by affirming the purchase price to the buyer and the buyer paying more prices as an agreed profit. Murabahah form that is carried out by Islamic bank has undergone several changes from the original. Murabahah practiced in Islamic banks is known as Murabahah li al-aamir bi al-syira. Contemporary scholars disagree about the validity of buying and selling Murabahah li al-aamir bi al-syira. The Bank carries out Murabahah with customers, at the same time representing customers so that customers can buy the items they want. Basically, the provisions relating to the Murabahah agreement have been very explicitly described in the DSN MUI Fatwa Number 04 / DSN-MUI/ IV/2000 concerning Murabahah. Thus, what has been practiced by Islamic banking in financing with the Murabahah contract has deviated several provisions in the MUI DSN Fatwa.
Muamalah Fiqh Review of the Use of Contracts in Sharia Insurance Institutions Muhamad Said; Mohammad Ghozali
al-Afkar, Journal For Islamic Studies Vol. 8 No. 1 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i1.1240

Abstract

Sharia economic growth in Indonesia has developed quite a bit in recent years. This was followed by growth in terms of financial institutions, both from the banking and non-bank sides. It can be seen from the contracts that are increasingly innovating like the multi-contracts that are now popular. Until one of the tabarru’ contracts which has the meaning of helping in sharia insurance institutions now feels like a tijaroh contract which spices up profits (profits) on transactions. The aim of this research is to examine the tabarru’ contract carried out by sharia insurance institutions by criticizing it through the tabarru’ theory approach itself from the perspective of muamalah fiqh. With qualitative research methods, sourced by secondary data, researchers try to describe the content of data collection techniques using deductive documentation methods. And found that insurance institutions still felt that capitalism was labeled sharia, and also concluded that zakat, infaq, shodaqoh and waqf (ZISWAF) institutions could be the best solution for Muslims to actually help them.
Muamalah Fiqh Analysis of Murabahah Mohammad Ghozali; Akhmad Novandi Nurtajuddin; Akmal Hibatullah Ramadhan
al-Afkar, Journal For Islamic Studies Vol. 8 No. 1 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i1.1231

Abstract

Murabahah as buying and selling where the owner of the goods mentions the purchase price of the goods, then takes advantage of the buyer by saying "I bought this item as a dinar and you give me a profit of one or two dinars. Or give details by saying: you give a profit of one dirham per one dinar or use a certain size even with a percentage. Hanafiyyah scholars define it as the transfer of something owned with an initial contract and an initial price accompanied by additional profits. According to Shafiyyah and Hanabilah scholars, Murabahah is buying and selling at the cost or acquisition price of goods from the seller plus a profit of one dirham for every ten dinars. Or something like that, with the condition that both parties to the transaction must know the cost price, while Ibn Rushd in bidayatul mujtahid gives a definition of Buying and Selling Goods at the original price at the agreed price.
Eksploitasi Lingkungan oleh Kampus: Tinjauan HR. Bukhari No. 479 dan RUU Minerba Pasal 51A Mohammad Ghozali; Tajul Arifin
Jurnal Hukum, Administrasi Publik dan Negara Vol. 2 No. 4 (2025): Juli : Jurnal Hukum, Administrasi Publik dan Negara
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/hukum.v2i4.433

Abstract

The policy of granting Mining Business Licenses (IUP) to universities under Article 51A of the Minerba Bill raises legal, ethical, and sustainability concerns. This study applies a qualitative approach through literature review to examine the provision from the perspectives of Indonesian law and Islamic teachings. The findings reveal that allowing universities to manage mining permits risks diminishing their academic role, compromising scholarly independence, and fostering potential conflicts of interest. From the standpoint of positive law, this policy contradicts the precautionary principle, social justice, and educational objectives enshrined in the 1945 Constitution, the Higher Education Law, and the Environmental Protection Law. In Islamic thought, irresponsible exploitation of natural resources is classified as fasād (corruption), strictly prohibited, as reflected in Hadith No. 479 narrated by Bukhari. The study concludes by rejecting the provision and recommends repositioning universities as guardians of sustainability values rather than participants in extractive industries.
Co-Authors A'yun Nadhira Abdul Hafidz Bin Zaid Achadiyani Adinda Muftiviany Nur Jamilah Affrizal Berryl Dewantara Afifah, Isyna Ahmad Zakky Nasyiruddin Ahmat Muzaeni Arif Effendi Akhmad Novandi Nurtajuddin Akmal Hibatullah Ramadhan Amatullah Nur Afifah Ana Sopanah, Ana Andi Triyawan Andy Kurniawan Annas, Muhamad Annisa Silvi Kusumastuti Annisa Silvi Kusumastuti Anwar Fatoni As Saif Miftahul Husain Badria Nur Lailina Ulfa Bashari, Muhammad Hasan Budi Ispriyarso Devid Frastiawan Amir Sup Eko Fuji Ariyanto Hamid Fahmy Zarkasyi Hendri Setyo Wibowo Ika Prastyaningsih Imam Kamaluddin Iman Nur Hidayat Intan Muthoharoh Isyna Afifah Iza Hanifuddin Khusniati Rofiah Kurnia Firmanda Jayanti Lukman Hakim Luluk Wahyu Roficoh Luluk Wahyu Roficoh M. Ali Zi Khafid M. Ali Zi Khafid Maharani Pradnya Paramita Mohamad Andi Syamsul Maula Muhamad Annas Muhamad Fajar Pramono Muhamad Muhamad Muhamad Said Muhammad Irkham Firdaus Muhammad Tamliqon Muhammad Ulul Azmi Mulyono Jamal Mushlih Candrakusuma Nabila Zatadini Nadjwa Zamalek Dalimoenthe Norazzah Binti Kamri Nur Azizah Latifah Nur Ramadani Meliani Syukri Nurmayunita Nurmayunita putri alyumnah Putri Halleyana Rahman Resi Handayani ria khoirunnisa ria khoirunnisa Ria Khoirunnisa Rofifa Dhia 'Athifa Rofifa Dhia ‘Athifa Rohul Akbar Setiawan Bin Lahuri Soritua Ahmad Ramdani Harahap Syamsul Bahri Syamsul Bahri Syamsuri Syamsuri Syofi Aruni Mafaza Tajul Arifin Tesa Mellina Tesa Mellina Tryas Titi Sari Umar Ma’ruf Wahyu Nugroho Wahyu Nugroho Wahyudi Bakri Yoanda Syah Putra Yuni Susanti Pratiwi Yunita Wulandari Yunita Wulandari Yusi Septa Prasetia