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The Jizyah Concept as the Source of Baitul Maal in Supporting the Country's Economy Syamsuri Syamsuri; Rohul Akbar; Setiawan bin Lahuri; Imam Kamaluddin; Mohammad Ghozali
AL- IKTISAB Journal of Islamic Economic Law Vol 4, No 2 (2020)
Publisher : Universitas Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v4i2.5393

Abstract

Jizyah is one of the sources of income of baitul maal. Jizyah is an obligation/compensation for the protection of life, property, worship, and military responsibility. Jizyah is defined as a tax paid by non-Muslims. Baitul maal is an institution that has a duty to manage the property of the state, both in the form of income and state expenditure. The modern baitul maal can be interpreted as a financial minister or Indonesian bank that can perform actions in the field of budget and revenue of the state with a view to influence the economic path. This research aims to know if the concept of jizyah can be a source of baitul maal in supporting the country's economy. Research uses a library approach by using analysis content to analyse both primary and secondary data. Then write it with a descriptive method. As for the results of this study, Indonesia is one of the democratic countries, so it is not able to collect taxes only from the kafir dzimmi (non-Muslim). Therefore Indonesia applies various taxes to the community, such as income tax (PPh), value added tax (VAT), sales tax on luxury goods (Vat BM), stamp duty, land and building tax (PBB), land and building rights acquisition (BPHTB) as state income.
Profit and Loss Sharing (PLS) as Basis Characteristic of Islamic Banking: An Analysis of Mudharâbah Contract Mohammad Ghozali; Andy Kurniawan
AL- IKTISAB Journal of Islamic Economic Law Vol 1, No 1 (2017)
Publisher : Universitas Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (936.236 KB) | DOI: 10.21111/al-iktisab.v1i1.2383

Abstract

Mudhârabah constitutes one of the products in Islamic banking. It is a cooperationcontract between two parties, where one party (rabbul mâl) provides 100% fund andother (mudhârib) provide work. Profit will be shared between two parties according to apre-determined profit sharing ratio contract known as nisbah. In the case of loss, thecapital owner shall bear the monetary loss and manager or entrepreneur shall loose thereward of his effort unless caused by negligence or violation by mudhârib. This is coreconcept of mudhârabah, which gives fair business cooperation between two parties. Thisstudy will explore basis characteristics of mudhârabah in Islamic banking. The findingsare that Islamic banking has certain basic characteristics from PLS such as as justsystem, as tool of efficient allocation of capital, as productive contract that support whohave business either micro, middle or macro level, and as medium to reach the objecticveof Islamic economics.
The Management of Cash Waqf on Dinar and Dirham from The View of Islamic Law (Case study at Wakala Parent Bintan) Mohammad Ghozali; Yoanda Syah Putra
AL- IKTISAB Journal of Islamic Economic Law Vol 3, No 2 (2019)
Publisher : Universitas Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v3i2.3909

Abstract

Waqf is a struggling conscience to give something to the development of people's welfare and struggle facilities. Many evidence conveys moving and stationary objects that can be represented but that is not enough to meet the growing needs of society. Based on the principle of waqf is made innovation of waqf products, namely cash waqf, which is with cash funds. The scholars' past practiced a lot of cash waqf using the dinar and dirham which is currently reappointed by Wakala Parent Bintan. The purpose of this research is to know the theory of Islamic law regarding cash waqf property management, to know the concept and practice of cash, dinar and dirham, to know the Islamic law on the management of cash and dinar Wakalah Parent Bintan. Research method of this study authors using qualitative method, which is a writing aimed at describing and analyzing a phenomenon about what Wakala Parent Bintan did in managing the cash waqf. From this study, researchers concluded that the practice of cash waqf in Wakala Parent Bintan using dinar and dirham, is a cash waqf that replaces it with a stationary object that produces the benefits of education rulings ahlu the madinah is a buy and sell transaction using both dinar and dirham and helps to enrich the surrounding community with market building for merchants without the use of taxes or rental of stalls in the market, as well as build a civilization away from riba. Thus the study can be concluded, but the researcher is aware that the research is far from the word perfection and requires further study that will discuss this issue more clearly. Great researchers hope for the advice and criticism and hopefully this research is beneficial for the authors in particular and the readers in general.
Construction of M. Umer Chapra's Economic Thoughts in Realizing Efficiency and Justice Khusniati Rofiah; Mohammad Ghozali
AL- IKTISAB Journal of Islamic Economic Law Vol 4, No 1 (2020)
Publisher : Universitas Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1933.479 KB) | DOI: 10.21111/al-iktisab.v4i1.4349

Abstract

A study of thought in the economic setting of Muslims. This study aims to find out the concept of thinking of a Muslim economist, M. Umer Chapra examines the existence of universal economic problems faced by the nations of the world, namely the lack of human well-being due to lack of efficiency and justice in the allocation of God-given resources, which cannot be solved by the conventional system. As an alternative to achieving efficiency and justice, Chapra proposes an Islamic economic system that has a worldview and strategy in line with the Islamic sharia that enables it to print a fair and viable solution in Muslim countries. For Chapra, the main purpose of the management of allocation and distribution should not deviate from the maqashid al-sharia (sharia goal) which is the well-being of the people. Method of this study using literacy, data collection and collection of objects, In this study it is found that the world view of Islamic economy according to Chapra is based on three basic principles: monotheism, caliphate and 'is. Harmony between the al-sharia and the worldview is not enough to bring efficiency and justice to the well-being of the people, according to Chapra needed a strategy for organizing the economic system with four necessary and mutually supportive elements: filter mechanism, correct motivation, socio-economic and financial restructuring, and the role of the nation.
ZAKAT PERTANIAN MENUJU KELUARGA PEDULI ZAKAT DI DUSUN JINTAP, KABUPATEN PONOROGO Mohammad Ghozali; Affrizal Berryl Dewantara; Ahmad Zakky Nasyiruddin; Muhammad Tamliqon; Lukman Hakim; Ahmat Muzaeni Arif Effendi
Khadimul Ummah Vol 1, No 2 (2018): Mei
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (286.059 KB) | DOI: 10.21111/ku.v1i2.2494

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Potensi zakat yang melimpah ini sebagai umat Islam dengan Ketentuan minimum wajib zakat (nishab) untuk zakat pertanian. Kajian Zakat pertanian menuju keluarga peduli zakat di Dusun Jintap, Desa Wonoketro, Kecamatan Jetis, Kabupaten Ponorogo merupakan upaya penyadaran kewajiban zakat pertanian atas muzakki petani. Pelaksanaan zakat pertanian di Dusun Jintap ini sebenarnya sudah dilaksanakan cukup lama akan tetapi pelaksanaannya masih dirasa kurang maksimal. Metode kajian ini dengan observasi dan wawancara dan pendampingan melalui penyuluhan kesadaran berzakat dan  dianalisis dengan teknik kualitatif deskriptif. Hasil luaran yang diperoleh di dalam pengabdian kreatifitas mahasiswa sebuah buku panduan zakat pertanian dalam Islam, “Keluarga Peduli Zakat di Dusun Jintap, Desa Wonoketro, Kecamatan Jetis Kabupaten Ponorogo” secara umum untuk membantu masyarakat Dusun Jintap untuk menyadari akan potensinya dalam zakat pertanian, peningkatan terhadap muzakki pertanian.
Penerapan Manajemen Krisis dalam Pengelolaan Bencana Longsor Banaran, Pulung, Ponorogo Muhamad Fajar Pramono; Setiawan bin Lahuri; Mohammad Ghozali
Khadimul Ummah Vol 1, No 1 (2017): November
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ku.v1i1.1418

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Tujuan dari kegiatan ini adalah memberi pendampingan kepada Pemerintahan Desa Banaran Kecamatan Pulung dalam menerapkan manajemen krisis dalam penanganan bencana tanah longsor di Banaran. metode pelaksanaan pendampingan yang dilakukan, antara lain, yaitu: 1) ekspos ke media sosial. 2) Rekruitmen relawan 3) Penyusunan action-plans pendampingan. 4) pemetaan  relawan dan proses penangan bencana tanah longsor di Banaran 5) Melakukan studi banding. 6) Melakukan Focus Group Discutios (FGD). 7) Melakukan pelatihan/ workshop Pemetaan Rawan Bencana. 8) melakukan audensi dengan stakeholder untuk menjadi mutu dan kelangsungan program tersebut. Berdasarkan uraian di atas ditarik kesimpulan, Pertama, bahwa capaian program dengan rancangan program di awal ada yang sesuai, seperti, perubahan dalam pencegahan. Sedangkan yang melampaui capaian adalah dalam tahap tanggap bencana dan rehabilitasi. Adapun yang kurang sesuai dengan capaian adalah dalam tahap rekonstruksi. Kedua, perubahan yang dialami oleh mitra dalam hal ini pemeritahan Desa Banaran dan masyarakatnya adalah arti pentingnya pencegahan, yang selama ini dianggap remeh, ternyata berakibat fatal.
Analisis Fatwa DSN-MUI NO: 98/DSN-MUI/XII/2015 Tentang Pedoman Penyelenggaraan Jaminan Sosial Kesehatan Syariah Rofifa Dhia ‘Athifa; Mohammad Ghozali
Jurnal Literasiologi Vol 1 No 1 (2018): Jurnal Literasiologi
Publisher : Yayasan Literasi Kita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47783/literasiologi.v1i1.7

Abstract

Penyelenggaraan Jaminan Sosial Kesehatan merupakan suatu penyelenggaraan perlindungan sosial di bidang kesehatan untuk menjamin seluruh rakyat agar dapat memenuhi kebutuhan dasar hidupnya yang layak di bidang kesehatan. Namun perlu diperhatikan bahwa landasan dan konsep dari Penyelenggara Jaminan Sosial Kesehatan ini belum syariah. Akhirnya, ijma’ ulama memutuskan untuk mengeluarkan Fatwa DSN-MUI NO: 98/DSN-MUI/XII/2015 Tentang Pedoman Penyelenggaraan Jaminan Sosial Kesehatan Syariah sebagai landasan atau konsep BPJS Kesehatan. Tujuan penelitian ini adalah untuk menganalisis Fatwa DSN-MUI NO: 98/DSN-MUI/XII/2015 Tentang Pedoman Penyelenggaraan Jaminan Sosial Kesehatan Syariah. Hasil penelitian menunjukkan bahwa Fatwa DSN-MUI NO: 98/DSN-MUI/XII/2015 Tentang Pedoman Penyelenggaraan Jaminan Sosial Kesehatan Syariah belum terkonsep secara detail dan pengaplikasian terhadap fatwa tersebut masih kurang terutama pada nomor 5 ayat (1), (2) dan (3) tentang Ketentuan terkait Dana Jaminan Sosial Bernilai Negatif, Nomor 4 ayat (1), (3) dan (5) tentang Ketentuan terkait Iuran dan Layanan. Nomor 8 ayat (1), poin a, b dan c tentang Ketentuan terkait Sanksi.
CORRELATION BETWEEN WEEKLY FORMATIVE AND SUMMATIVE ASSESSMENT OF MEDICAL STUDENTS IN MULTIDISCIPLINARY EXAMINATION AND ORAL EXAMINATION REPRODUCTIVE SYSTEM BLOCK Nur Ramadani Meliani Syukri; Yuni Susanti Pratiwi; Eko Fuji Ariyanto; Muhammad Hasan Bashari; Achadiyani Achadiyani; Mohammad Ghozali; Putri Halleyana Rahman
Jurnal Pendidikan Kedokteran Indonesia: The Indonesian Journal of Medical Education Vol 10, No 3 (2021): November
Publisher : Asosiasi Institusi Pendidikan Kedokteran Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jpki.62850

Abstract

Background: The impact of weekly formative assessments on the summative performance of undergraduate medical students is not widely studied. The formative assessment began to be applied in the Undergraduate Medical Study Program, Faculty of Medicine, Padjadjaran University (Program Studi Kedokteran Fakultas Kedokteran Universitas Padjadjaran or PSK FK Unpad) in early 2020. This study aims to determine whether there is a correlation between weekly formative and summative assessment in Multidisciplinary Examination (MDE) and Structured Oral Examination (SOE).Methods: This study was conducted using a numerical correlative bivariate analysis with a cross-sectional design. The data used in this study was weekly formative assessment scores, MDE and SOE scores of Reproductive System (RPS) I and II of 138 medical student batch 2017. Results: Rank-Spearman test shows there was no significant correlation between the formative test scores and the MDE RPS I score (p>0.05) and the SOE score (p>0.05). Meanwhile, the MDE RPS II score with the formative test was found to be a significant correlation (p<0.05) and positively correlated (r=+0.211).Conclusion: This study shows that the use of weekly formative assessments might contribute to the students' achievement of MDE scores. Weekly formative assessments can be integrated into the curriculum of pre-clinical medical programs to improve student summative performance.
Pendekatan Prinsip Good Corporate Governance dalam Meningkatkan Kualitas Sumber Daya Insani (SDI) Yusi Septa Prasetia; Mohammad Ghozali
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 6, No 2 (2016)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (224.39 KB) | DOI: 10.21927/jesi.2016.6(2).%p

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Penerapan tata kelola perusahaan yang baik atau good corporate governance (GCG) merupakan konsep yang menekankan pentingnya para stakeholder untuk memperoleh informasi yang benar, akurat dan dapat dipertanggungajawabkan atau seperangkat regulasi yang mengatur hubungan antar stakeholder untuk mencegah terjadinya kesalahan yang signifikan dan memastikan bahwa kesalahan yang terjadi dapat dengan segera diperbaiki. Oleh karena itu untuk mewujudkan sistem GCG di butuhkan SDI yang berkualitas, memiliki professionalism Islam dan lingkungan kerja yang nyaman. Manajemen SDI berfungsi untuk mewujudkan pengelolaan SDI yang berkualitas sehingga mampu menerapkan GCG secara maksimal. Salah satu cara menajemen SDI itu adalah menumbuhkan prinsip-prinsip GCG pada kepribadian karyawan dan lingkungan kerja perusahaan.
PEMIKIRAN NIZAM AL-MULK (1018 M - 1092 M) ‎ DALAM EKONOMI ISLAM Rofifa Dhia 'Athifa; Mohammad Ghozali
Islamika : Jurnal Ilmu-Ilmu Keislaman Vol. 18 No. 01 (2018): Islamika : Jurnal Ilmu-ilmu Keislaman
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat, Institut Agama Islam Negeri (IAIN) Kerinci, Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/islamika.v18i01.233

Abstract

Nizam al-Mulk bukan hanya sekedar wazir yang telah membangkitkan keterpurukan Daulah Abbasiyah namun beliau juga telah membawa zamannya dengan sebutan golden age. Keberhasilan Nizam al-Mulk dalam membangkitkan keterpurukan Daulah Abbasiyah sangat mempengaruhi perkembangan Baghdad terutama pada bidang politik dan ekonomi Islam. Pemikiran Nizam al-Mulk terhadap politik dan ekonomi Islam dituangkan dalam karyanya “The Book The Book of Government or Rules for Kings (The Siyar al-Muluk or Siyasat-Nama of Nizam al-Mulk)” yang sekarang menjadi suatu pusat perhatian yang sangat besar. Makalah ini merupakan analisis deskripsi terhadap pemikiran Nizam al-Mulk khususnya pada pemikiran Ekonomi Islam. Yang bertujuan untuk menganalisa pemikiran Nizam al-Mulk terhadap ekonomi Islam.
Co-Authors A&#039;yun Nadhira Abdul Hafidz Bin Zaid Achadiyani Adinda Muftiviany Nur Jamilah Affrizal Berryl Dewantara Afifah, Isyna Ahmad Zakky Nasyiruddin Ahmat Muzaeni Arif Effendi Akhmad Novandi Nurtajuddin Akmal Hibatullah Ramadhan Amatullah Nur Afifah Ana Sopanah, Ana Andi Triyawan Andy Kurniawan Annas, Muhamad Annisa Silvi Kusumastuti Annisa Silvi Kusumastuti Anwar Fatoni As Saif Miftahul Husain Badria Nur Lailina Ulfa Bashari, Muhammad Hasan Budi Ispriyarso Devid Frastiawan Amir Sup Eko Fuji Ariyanto Hamid Fahmy Zarkasyi Hendri Setyo Wibowo Ika Prastyaningsih Imam Kamaluddin Iman Nur Hidayat Intan Muthoharoh Isyna Afifah Iza Hanifuddin Khusniati Rofiah Kurnia Firmanda Jayanti Lukman Hakim Luluk Wahyu Roficoh Luluk Wahyu Roficoh M. Ali Zi Khafid M. Ali Zi Khafid Maharani Pradnya Paramita Mohamad Andi Syamsul Maula Muhamad Fajar Pramono Muhamad Muhamad Muhamad Said Muhammad Irkham Firdaus Muhammad Tamliqon Muhammad Ulul Azmi Mulyono Jamal Mushlih Candrakusuma Nabila Zatadini Nadjwa Zamalek Dalimoenthe Norazzah Binti Kamri Nur Azizah Latifah Nur Ramadani Meliani Syukri Nurmayunita Nurmayunita putri alyumnah Putri Halleyana Rahman Resi Handayani ria khoirunnisa ria khoirunnisa Ria Khoirunnisa Rofifa Dhia 'Athifa Rofifa Dhia ‘Athifa Rohul Akbar Soritua Ahmad Ramdani Harahap Syamsul Bahri Syamsul Bahri Syamsuri Syamsuri Syofi Aruni Mafaza Tajul Arifin Tesa Mellina Tesa Mellina Tryas Titi Sari Umar Ma’ruf Wahyu Nugroho Wahyu Nugroho Wahyudi Bakri Yoanda Syah Putra Yuni Susanti Pratiwi Yunita Wulandari Yunita Wulandari Yusi Septa Prasetia Zulfi Dian As Salam