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PROFITABILITAS BANK PERKREDITAN RAKYAT DI KOTA PADANG DI TINJAU DARI RASIO LIKUIDITAS Afriyeni, Afriyeni
Jurnal Benefita Vol 2, No 1 (2017): Jurnal Benefita : Ekonomi Pembangunan, Manajemen Bisnis & Akuntansi
Publisher : LLDIKTI Wilayah X

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (116.762 KB) | DOI: 10.22216/jbe.v2i1.2104

Abstract

The purpose of this study is to examine the effect of liquidity as measured by LDR (Loan to Deposit Ratio) and Loan to Asset Ratio on the profitability (Return on Asset) of Rural Bank (BPR) in Padang City. The data used are secondary data obtained by documentation method taken from publication reports of Bank Indonesia and Rural Banks in Padang City during the period of 2010 - 2015 quarter. The population used in this study are all existing BPR in Padang city and sample selection Based on purposive sampling with the number of 93 observations. Data analysis was done by using multiple linear regression. The results showed that the liquidity measured by the ratio of LDR and LAR did not significantly affect the profitability (ROA) of BPR in Padang City.
ANALISIS FAKTOR-FAKTOR PENENTU KINERJA PROFITABILITAS BANK PERKREDITAN RAKYAT (BPR) KONVENSIONAL DI SUMATERA BARAT Afriyeni, Afriyeni; Fernos, Jhon
Jurnal Benefita Vol 3, No 3 (2018): Jurnal Benefita : Ekonomi Pembangunan, Manajemen Bisnis & Akuntansi
Publisher : LLDIKTI Wilayah X

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (69.714 KB) | DOI: 10.22216/jbe.v3i3.3623

Abstract

The existence of Rural Banks (BPR) in assisting the development and economic progress of the community, especially in rural areas is very important. The purpose of this article is to examine and analyze the factors that determine the performance of the profitability of conventional rural banks in West Sumatra. To test the effect of each variable CAR, LDR, BOPO, and NPL on profitability (ROA) statistical methods and data processing are used with the SPSS program. The type of data used is secondary data obtained from Bank Indonesia, namely the conventional BPR Publication Report in West Sumatra in 2012-2016. The population in this study is conventional BPR in West Sumatra and the sample is taken by purposive sampling method, so that 85 observations are obtained. Data were analyzed using multiple linear regression. Based on the results of the study found that the internal factors of the bank CAR, LDR, BOPO and NPL have a significant effect on the profitability (ROA) of conventional BPR in West Sumatra. Keberadaan Bank Perkreditan Rakyat (BPR) dalam membantu perkembangan dan kemajuan ekonomi masyarakat terutama di wilayah pedesaaan sangat penting. Tujuan dari artikel ini adalah untuk menguji dan menganalisis faktor-faktor yang menjadi penentu kinerja profitabilitas BPR konvensional di Sumatera Barat (Sumbar). Untuk menguji pengaruh dari masing-masing variabel CAR, LDR, BOPO, dan NPL terhadap profitabilitas (ROA) digunakan metode statistik dan pengolahan data dengan program SPSS. Jenis data yang digunakan adalah data sekunder yang diperoleh dari Bank Indonesia yakni Laporan Publikasi BPR konvensional di Sumbar tahun 2012 – 2016. Populasi dalam penelitian ini BPR konvensional di Sumatera Barat dan pengambilan sampel dengan purposive sampling method, sehingga diperoleh sebanyak 85 pengamatan. Data dianalisis dengan menggunakan regresi linear berganda. Berdasarkan hasil penelitian ditemukan bahwa faktor-faktor internal bank CAR, LDR, BOPO dan NPL berpengaruh signifikan terhadap profitabilitas (ROA) BPR konvensional di Sumatera Barat.
PENGARUH PROFITABILITAS, LEVERAGE, DAN LIKUIDITAS TERHADAP KEBIJAKAN DIVIDEN PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BURSA EFEK INDONESIA Kasnita Bawamenewi; Afriyeni Afriyeni
JURNAL PUNDI Vol 3, No 1 (2019)
Publisher : AKBP-STIE "KBP" PADANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.605 KB) | DOI: 10.31575/jp.v3i1.141

Abstract

The purpose of this research is to test the influence of Profitability variable by using Return On Equity (ROE), Leverage by using Debt to Equity Ratio (DER), and Liquidity variabel by using Current Ratio (CR), to the Dividend Payout Ratio (DPR) on manufacturing sector company are listed in Indonesian Stock Exchange in 2013-2017 periods. In this research the data used was obtained from the official IDX website. This research was included in the explanatory research using quantitative approach. Data analysis method used is regression analysis in panel data with the help of application E-Views8. Panel data regression estimatedr using Fixed Effect Model (FEM).The result showed that the profitability has a negative and significant effect on Dividend Payout Ratio, Leverage has a negative and hasn’t significant effect on Dividend Payout Ratio, while Liquidity has a positive and hasn’t significant effect on Dividend Payout Ratio.Keywords: Dividend Payout Ratio,Profitability, Leverage, LiquidityTujuan dari penelitian ini adalah untuk menguji pengaruh variabel Profitabilitas dengan menggunakan Return On Equity (ROE), Leverage dengan menggunakan Debt to Equity Ratio (DER), dan variabel likuiditas dengan menggunakan Current Ratio (CR), terhadap Kebijakan Deviden ( DPR) pada perusahaan sektor manufaktur yang terdaftar di Bursa Efek Indonesia pada periode 2013-2017. Dalam penelitian ini data yang digunakan diperoleh dari situs web resmi BEI. Penelitian ini termasuk dalam penelitian penjelasan dengan menggunakan pendekatan kuantitatif. Metode analisis data yang digunakan adalah analisis regresi data panel dengan bantuan aplikasi E-Views . Data panel regresi menggunakan Fixed Effect Model (FEM). Hasil penelitian menunjukkan bahwa profitabilitas berpengaruh negatif dan signifikan terhadap Kebijakan Deviden, leverage berpengaruh negatif dan tidak signifikan terhadap Kebijakan Deviden, sedangkan likuiditas berpengaruh positif dan tidak signifikan terhadap Kebijakan Deviden.Kata Kunci : Kebijakan Dividen, Profitabilitas, Leverage, Likuiditas 
Tingkat financial technology terhadap peningkatan kinerja UMKM dengan variabel intervening inklusi keuangan pada pelaku UMKM Kota Bengkulu Sintia Safrianti; Veny Puspita; Seftya Dwi Shinta; Afriyeni Afriyeni
MBR (Management and Business Review) Vol 6 No 2 (2022): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/mbr.v6i2.7538

Abstract

This study examines the effect of financial technology on improving the performance of Micro, Small and Medium Enterprises (MSMEs) with intervening variables of financial inclusion in MSMEs. Using data panels and PLS-SEM analysis. The samples were 90 MSMEs of Bengkulu City using the purposive sampling method. The data collection technique used is questionnaires. The results of this research on direct effect analysis found that financial technology affects the performance of MSMEs, financial technology affects financial inclusion, and financial technology has no effect on financial inclusion. In the indirect effect analysis, the results showed that financial inclusion does not intervene in the influence of financial technology on the performance of MSMEs.
The Influence of Discipline and Compensation on Employees Performance at PT. Federal International Finance (FIF Group) Sawahan Sonya Nurfalia; Afriyeni
Formosa Journal of Sustainable Research Vol. 2 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v2i1.2487

Abstract

This study aims to test the discipline and compensation variable influence of PT. Federal International Finance (FIFGROUP) Sawahan's employees performance. The types of this study is quantitative research with the employees of PT. FIF Sawahan as sample population. The data collection is carried out by questionnaire to the 40 employees using saturated sampling technique which are all of population members are sample. This data is analyzed using multiple linear regression with the SPSS software. The results of this study indicate that the discipline has the positive and significant effect on employees performance confirmed by the value of t-count is more than t-table 5,131 > 0,3081 with the significant value is less than the alpha value 0,00 < 0,05. The compensation has the positive and significant effect on employees performance confirmed by the value of t-count is more than t-table 2,430 > 0,3081 and the significant value is less than alpha value 0,020 < 0,05
Peran pemerintah, masyarakat dan daya tarik wisata terhadap revisit intention wisatawan pantai kota Pariaman Afriyeni Afriyeni; Bakaruddin Bakaruddin; Sintia Safrianti
Jurnal Kajian Manajemen Bisnis Vol 11, No 2 (2022): Jurnal Kajian Manajemen Bisnis
Publisher : Jurusan Manajemen Fakultas Ekonomi Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkmb.11681600

Abstract

The tourism industry is seen as a rapidly growing industry, where one of the main trends in the tourism market is beach tourism. The attractiveness of beach tourism will determine the occurrence of repeat visits from tourists to a tourist destination. This study was conducted to examine the role of government, community, and tourist attraction in the revisit intention of tourists with tourist attraction as a mediator. Respondents used as many as 296 people. Sampling with the convenience sampling method. The analytical model used in this research is Structural Equation Modeling-Partial Least Square (SEM-PLS). The results of the study indicate that the role of the government and the community has an impact on tourist attraction and revisit the intention of Pariaman beach tourists. In addition, the findings of this study also explain the mediating effect of the tourist attraction variable in the relationship between the role of the government and the role of the community on the revisit intention of tourists at Pariaman beach.
The Effect of Price and Product Quality on Wardah Product Purchasing Decisions at Hasanah Mart Air Haji Sindi Gufina Sari; Afriyeni Afriyeni
Asian Journal of Management Analytics Vol. 2 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v2i2.3888

Abstract

This study aims to examine and analyze the effect of price and product quality on purchasing decisions (studies on Wardah cosmetic products at Hasanah Mart Air Haji). This is a quantitative study with multiple linear regression data analyses. The number of respondents was 91 people. The data was collected using a questionnaire. Based on the results, it can be stated that there is a negative and significant influence between price and purchase decisions. Then, there is a positive and significant influence between product quality and purchasing decisions. The variable that has the most influence on purchasing decisions is perceived price, so companies can maintain prices that are quite affordable and continue to make the latest innovations to improve purchasing decisions for Wardah cosmetic products.
Pengaruh Dimensi Brand Equity Dan Brand Trust Terhadap Loyalitas Pelanggan Pada Produk Kosmetik Merek Make Over Di Kota Padang Indah Eka Putri; Afriyeni Afriyeni
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 2 No. 3 (2023): Agustus : Profit : Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v2i3.981

Abstract

The purpose of this study was to determine and analyze the effect of the dimensions of brand equity and brand trust on customer loyalty to the Make Over brand of cosmetic products in the city of Padang. The population in this study were all customers of the Make Over brand of cosmetics in the city of Padang. Determining the number of samples using the Cochran formula, the number of respondents as samples in this study were 96 respondents. The data analysis technique used is multiple linear regression analysis and for hypothesis testing using statistical t test. The results showed that: Brand awareness, brand association, perceived quality and brand trust had a significant effect on customer loyalty to the Make Over brand of cosmetic products in the city of Padang. Meanwhile, brand loyalty have no effect on customer loyalty to Make Over brand cosmetic products in Padang City. So it is suggested to the management to continue to pay attention to brand awareness, brand association, perceived quality, and brand trust. This is because brand awareness, brand association, perceived quality, and brand trust have a significant influence on customer loyalty.
Kampus Hijau Berkelanjutan Dalam Perspektif Pendidikan Lingkungan Bakaruddin Bakaruddin; Afriyeni Afriyeni; Jeki Algusri
Akuntansi & Ekonomika Vol 13 No 1 (2023): Jurnal Akuntansi dan Ekonomika
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Muhammadiyah Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jae.v13i1.4723

Abstract

The purpose of this research was to study literature, relating to a sustainable green campus from the perspective of the UI Green Metric education and research category, and gain an understanding of environmental education to students in higher education. In implementing a green campus, there are three related factors in educational activities, that is; First, the relationship between seminar and education activities practice, which can be done by students or universities. Second, the relationship with the green campus campaign can be managed bay universities and students. Third, relationship with the implementation of green campus activities by reducing paper use, and providing short courses on the environment to communities around the campus. Higher education is a party that has considerable influence in determining policy. Higher education has professionals who have studies in solving a problem in the environment field.
Profitabilitas Memediasi Pengaruh Alokasi Pajak Antar Periode, Persistensi Laba, Terhadap Kualitas Laba Riri Mayliza; Afriyeni Afriyeni; Nanda Suryadi; Arie Yusnelly
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 6 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i6.3648

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh alokasi pajak antar periode, persistensi laba terhadap kualitas laba dengan profitabilitas sebagai pemediasi pada perusahaan manufaktur sub sektor makanan dan minuman yang terdaftar di BEI periode 2019-2021. Data penelitian merupakan data sekunder yang diperoleh dari BEI periode 2019-2021. Sampel dalam penelitian ini sebanyak 34 perusahaan yang diambil dengan menggunakan metode Purposive Sampling. Analisis data dalam penelitian ini menggunakan analisis regresi dengan bantuan Smart Pls. Hasil penelitian menunjukkan bahwa alokasi pajak antar periode, persistensi laba tidak berpengaruh terhadap kualitas laba. Untuk hasil pengujian mediasi melalui analisis pengaruh tidak langsung (indirect effect) ditemukan bahwa variabel intervening (profitabilitas) tidak mampu memediasi pengaruh variabel independen (alokasi pajak antar periode, persistensi laba, terhadap variabel dependen (kualitas laba).