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All Journal Among Makarti BISNIS: Jurnal Bisnis dan Manajemen Islam IQTISHADIA Jurnal Penelitian Ekonomi dan Bisnis KEUNIS Gender Equality: Internasional Journal of Child and Gender Studies EDULITE: Journal of English Education, Literature and Culture Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Journal of Finance and Islamic Banking al-Uqud : Journal of Islamic Economics Indonesian Journal of Islamic Literature and Muslim Society SYIRKAH Journal of Islamic Economic Laws Jurnal Tabarru': Islamic Banking and Finance IJISH (International Journal of Islamic Studies and Humanities) Magisma: Jurnal Ilmiah Ekonomi dan Bisnis NOTION: Journal of Linguistics, Literature, and Culture Jurnal Ekonomi Manajemen Jurnal Pemberdayaan Masyarakat Universitas Al Azhar Indonesia Journal of Islamic Accounting and Finance Research AT-TASYRI' Jurnal Ilmiah Prodi Muamalah ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) MALIA: Journal of Islamic Banking and Finance Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Munaddhomah: Jurnal Manajemen Pendidikan Islam Etihad: Journal of Islamic Banking and Finance Golden Ratio of Mapping Idea and Literature Format BABASAL English Education Journal Transformatif: Jurnal Pengabdian Masyarakat Journal of Management and Digital Business BanKu: Jurnal Perbankan dan Keuangan Jeksyah Muslim Business and Economic Review Velocity: Journal of Sharia Finance and Banking INASJIF ASNAF Journal of Finance and Islamic Banking Tarbi: Jurnal Ilmiah Mahasiswa Lire Journal (Journal of Linguistics and Literature) Indonesian Journal of Islamic Literature and Muslim Society Jurnal Studi Islam dan Sosial Alkasb: Journal of Islamic Economics BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Journal of Islamic Economic Laws Jurnal Ekonomi dan Bisnis Islam
Hasyim, Fuad
Institut Agama Islam Negeri Surakarta
Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Analisis Pengaruh Minat Generasi Milenial Dalam Menggunakan Produk Tabungan Emas di Pegadaian Syariah Rosiyani, Novia; Hasyim, Fuad
Jeksyah: Islamic Economics Journal Vol. 1 No. 02 (2021): September 2021 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1087.819 KB) | DOI: 10.54045/jeksyah.v1i02.40

Abstract

Pegadaian Syariah has issued a new product at the end of 2015, namely a gold savings product. However, not all millennials have good literacy regarding gold savings products at Pegadaian Syariah. Therefore, this study aims to determine the effect of promotion, knowledge, service quality, and motivation on the millennial generation's interest in using gold savings products at Pegadaian Syariah. This research was conducted with a quantitative approach method. The population in this study is the millennial generation which focuses on aspects of students living in Surakarta. The sampling technique used was quota random sampling with a sample of students from IAIN Surakarta, UMS, UNS, and STIE Surakarta. Data collection in this study used a questionnaire with a Likert scale. The data that was collected and processed in this study were 133 respondents. The analysis tool uses multiple linear regression analysis with SPSS application. Based on the results of the analysis, it can be seen that promotion (sig. 0.002<α), knowledge (sig. 0.004<α) and motivation (sig. 0.000<α) affect the millennial generation's interest in using gold savings products. Meanwhile, the service quality variable (sig. 0.086>α) has no significant effect on the millennial generation's interest in using gold savings products. In addition, the difference between campuses and campus dummy proxies does not have a significant difference in the millennial generation's interest in using gold savings products (sig. 0.808>α).
RALPH WALDO EMERSON’S PRINCIPLE ON ENVIRONMENTAL ETHICS Hasyim, Fuad
Lire Journal (Journal of Linguistics and Literature) Vol. 5 No. 2 (2021): Lire Journal (Journal of Linguistics and Literature)
Publisher : Elite Laboratory Jurusan Sastra Inggris Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/lire.v5i2.110

Abstract

This paper aims at examining Ralph Waldo Emerson’s view on the principle of environmental ethics as reflected in his essay entitled “Nature.” The study of this research applied to content analysis. The writer intended to explore, understand and capture the messages of the work art. So, the writer built explored conception (environmental ethics) before coming into a work of art. The main result displayed six environmental ethics: respecting nature, cosmic solidarity, love and caring for nature, no harm, simplicity and harmony life with nature, and moral integrity. It is concluded that Emerson’s work has reflected the author’s care on the American social context of the 18th century at the era of industrialization that exploited their environment to enlarge their economic development
The impact of the Russia-Ukraine conflict on market volatility: stability of Islamic cryptocurrency Hasyim, Fuad; Rusgianto, Sulistya; Setianingsih, Hesti Eka; Fauziah, Nurul; Ramly, Arroyan
Journal of Islamic Accounting and Finance Research Vol. 6 No. 2 (2024)
Publisher : Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiafr.2024.6.2.22363

Abstract

Purpose - This research investigates how the Russia-Ukraine conflict affects the volatility of cryptocurrencies, with a specific focus on the comparative stability of Islamic gold-backed cryptocurrencies versus conventional cryptocurrencies, such as Bitcoin.Method - Utilizing the GARCH model, this study examines the risk factors and volatility transmission among cryptocurrencies (Bitcoin and Tether-gold), traditional financial markets (gold and stock markets), and their interrelationships during the conflict period. The study employs the daily closing prices of Bitcoin, Tether-gold, gold, the S&P 500, and the Dow Jones Islamic Market Index from February 7, 2020, to November 30, 2023.Result - Bitcoin experienced significant volatility during the conflict, while the Tether-gold remained more stable. Islamic gold-backed cryptocurrencies have proven to be more stable than conventional ones during geopolitical crises.Implication - The findings offer valuable insights for investors seeking safe-haven assets during periods of economic uncertainty. Gold-backed cryptocurrencies present a more stable investment option compared to conventional cryptocurrencies, especially for investors adhering to Shariah principles.Originality - This research highlights the stability of Islamic gold-backed cryptocurrencies during geopolitical events, contributing to the understanding of safe-haven assets and offering practical implications for portfolio diversification and risk management.
Whistleblowing sebagai Manifestasi Etika dalam Bisnis Islam Fauziyah, Nurul; Hasyim, Fuad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13379

Abstract

The widespread corruption cases in Indonesia have resulted in the country's Corruption Perception Index (CPI) score falling below the global average. This prevalence of corruption is certainly in stark contrast to the principles of business ethics in Islam. One concrete effort to uncover corruption is believed to be through whistleblowing. This study examines the role of whistleblowing as a manifestation of business ethics in Islam. Through a library research approach, this study analyzes the concept of whistleblowing within the context of Islamic business ethics, the ethical values underlying the practice of whistleblowing, as well as the obstacles and challenges that may be encountered in its implementation. The findings of the study indicate that Islamic ethical values, such as honesty, justice, and social responsibility, are represented through whistleblowing in Islamic business ethics. In the Qur'an, Allah SWT commands His servants to always do good and avoid wrongdoing, which aligns with the implementation of whistleblowing aimed at exposing fraud that harms the public
Anteseden Penerimaan Paylater di Kalangan Konsumen Muslim di Surakarta: Pendekatan UTAUT 3 Widyaningsih, Meilana; Saputri, Nur Handayani; Hasyim, Fuad
Lisyabab : Jurnal Studi Islam dan Sosial Vol 5 No 1 (2024): Lisyabab, Jurnal Studi Islam dan Sosial
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Sekolah Tinggi Agama Islam Mulia Astuti (STAIMAS) Wonogiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jurnallisyabab.v5i1.237

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi penggunaan Paylater pada konsumen muslim di Surakarta. Kerangka teori yang digunakan adalah Unified Theory of Acceptance and Use of Technology (UTAUT). Populasi terdiri dari individu-individu yang bertempat tinggal di Karisidenan Surakarta. Sampel penelitian berjumlah 179 responden yang dipilih menggunakan teknik quota sampling dan disebar melalui kuesioner dengan metode random sampling. Analisis data dilakukan dengan menggunakan Structural Equation Modeling Partial Least Square (SEM-PLS). Hasil penelitian menunjukkan bahwa seluruh variabel mempunyai pengaruh positif dan signifikan baik langsung maupun tidak langsung terhadap perilaku penggunaan, kecuali variabel ekspektasi kinerja. Ekspektasi kinerja tidak menunjukkan pengaruh langsung atau tidak langsung terhadap perilaku penggunaan. Hal ini disebabkan meskipun berbagai kemudahan yang ditawarkan oleh Shopee Paylater, konsumen yang tidak bijaksana secara finansial bisa saja terjebak dalam pembelian impulsif.
Analisis Faktor Yang Mempengaruhi Keputusan Penggunaan QRIS pada Generasi Milenial Kabupaten Sukoharjo Jannah, Miftaqul; Hasyim, Fuad; Sari, Lina Evira Permata
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 2 (2023): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v2i2.374

Abstract

Perkembangan teknologi berjalan sangat cepat. Salah satu perkembangan tersebut adalah berkembangnya financial technology dimana terjadi pola perubahan pembayaran yang awalnya tunai menjadi digital. Perubahan tersebut memunculkan teknologi baru yaitu QRIS (Quick Response Code Indonesian Standard). Meskipun QRIS sudah banyak digencarkan, tampaknya belum banyak pengguna QRIS. Maka penelitian ini ditujukan untuk menganalisis pengaruh Perceived Usefulness, Perceived Ease of Use, Attitude Toward Behavior, dan Perceived Risk terhadap Keputusan Penggunaan QRIS Generasi Milenial. Jenis penelitian ini adalah penelitian kuantitatif dengan data primer. Teknik pengambilan data pada penelitian ini menggunakan non-probability sampling dengan cara purpossive sampling. Data diperoleh melalui penyebaran kuesioner sehingga didapatkan 100 responden yang berusia 15-29 tahun di Kabupaten Sukoharjo. Teknik analisis data menggunakan Structural Equation Model (SEM) berbasis Partial Least Square (PLS). Hasil dari penelitian ini menunjukkan bahwa variabel Perceived Usefulness, Perceived Ease of Use, Attitude Toward Behavior, dan Perceived Risk berpengaruh signifikan terhadap Keputusan Penggunaan QRIS Generasi Milenial.
Linguistic Strategies and Purchase Intention: Platform and Cultural Effects Hasyim, Fuad; Ash-shiddiqi, Ali Mahmud
Golden Ratio of Mapping Idea and Literature Format Vol. 6 No. 1 (2026): July - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v6i1.1806

Abstract

This scoping review article maps how linguistic features influence consumer purchase intention across digital marketing platforms and cultural contexts. Following the PRISMA-SCR framework, it reviewed 19 empirical studies (2015- June 2025) from major academic databases to examine how language features influence consumer behavior in online shopping, live-stream commerce, social media, and e-commerce settings, with cultural perspectives drawn from Japan, Indonesia, China, and other contexts. Key findings indicate that linguistic strategies (tone, style, persuasive appeals, social presence, and cultural congruence) play an important role in enhancing trust, arousal, brand awareness, and purchase intention. The effectiveness of these strategies varies by platform and culture. Conversational language works best in interactive, collectivist contexts, while clarity and authenticity are favored in text-heavy, individualist settings. It also identifies gaps related to platform diversity, cross-cultural comparisons, and theoretical integration, providing a roadmap for future research and culturally responsive marketing strategies.
THE INFLUENCE OF FINANCIAL PERFORMANCE ON PROFITABILITY AT ISLAMIC COMMERCIAL BANKS IN INDONESIA Fauziah, Annisa Husnul; Hasyim, Fuad
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).23647

Abstract

Rasio ROA berfungsi sebagai metrik untuk menilai profitabilitas bank secara keseluruhan. Tinggi atau rendahnya ROA dipengaruhi oleh seberapa efektif manajemen bank mengelola asetnya. Penelitian ini bertujuan untuk menganalisis dampak beberapa faktor terhadap Return On Assets (ROA), termasuk Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Net Operating Margin (NOM), Operating Expenses and Operating Income (BOPO), dan Financing to Deposit Ratio (FDR). Dengan menggunakan pendekatan kuantitatif, penelitian ini berfokus pada sampel 9 Bank Umum Syariah yang dipilih melalui purposive sampling. Data yang digunakan terdiri dari informasi sekunder, khususnya laporan triwulanan yang mencakup tahun 2016 hingga 2020. Model regresi data panel diterapkan, yang mengarah pada pemilihan Fixed Effect Model (FEM) untuk analisis ini. Penelitian menunjukkan bahwa ROA bank umum syariah dipengaruhi oleh variabel-variabel berikut sekaligus: CAR, NPF, NOM, BOPO, dan FDR. Terdapat korelasi positif antara ROA dan variabel CAR. Pengembalian aset bank umum syariah tidak dipengaruhi oleh faktor NPF dan NOM. Begitu pula untuk bank umum syariah, faktor BOPO dan FDR secara signifikan mengurangi ROA mereka.
A World on Fire, Markets in Turmoil: Uncovering the Resilience of Islamic Stocks Amid Global Conflict Hasyim, Fuad; Sukardi, Budi; Astuti, Yuni
Etihad: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v5i2.11942

Abstract

Introduction: Geopolitical conflicts that have occurred since 2023, especially between Israel and Palestine, and Israel and Iran, have created significant pressure on global financial market stability. This study evaluates and compares the response and volatility of Islamic stock indices (the Dow Jones Islamic Market) and conventional stock indices (the MSCI World) to those of two major geopolitical events. Research Methods: Using the event-based EGARCH(1,1) model and daily data for the period from January 2023 to June 2025, this study also included macroeconomic control variables such as VIX, USDX, gold prices, and oil prices in the analysis. Results:The results show that DJIM tends to be more responsive to global risk indicators (such as VIX and USDX), but relatively stable to the direct impact of conflict, while the MSCI World shows greater sensitivity to oil price fluctuations. Both indices show persistent and asymmetric volatilities. However, DJIM exhibits a stronger stability in the face of external uncertainty. Conclusion: This study makes an important contribution to the understanding of the resilience of the Sharia market and offers a new methodological approach for examining the dynamics of global conflict. These findings are relevant for investors, regulators, and policymakers to build more resilient and ethical investment strategies.
Co-Authors Adhi Kresna Jiwayana Agung Wahyudi Agus Setiawan Ahmad Muhsin Al Amin, Nur Hidayah Alfina Rahmatika Ardityasari, Resyta Aulia Ash-shiddiqi, Ali Mahmud Asmaradhan, Najwa Salsabila Awwal, Muhammad Al Faridho Budi Sukardi Fauzi, Achmad Noor Fauziah, Annisa Husnul Hanafi, Syafiq Mahmadah Helmi Haris Hidayat, Muhammad Fikri Hidayati, Iman Sabarisman Indarta, Ahmad Intan Sari JANNAH, MIFTAQUL Jawid Marwat, Mohammad Junaedi Junaedi Junaidi Junaidi Kurniyadi, Kurniyadi Kusumawati, Rizqi Adhyka Lukito , Ratno Moh. Nurul Qomar, Moh. Nurul Muafi Mubarokah, Laeli Munawwaroh, Hafsotul Nanik Rahayu Ningrum, Nur Sakti Nur Hapsari, Adelia Nurjannah Nurul Fauziah Nurul Fauziyah, Nurul Nurwulan Purnasari Oktaviana, Sherly Pangesti, Putri Ika Pratiwi, Ngestiaga Putra, Trisno Wardy Putri, Desila Rosiana Ramly, Arroyan Ramly, Arroyyan Resyta Aulia Ardityasari Rina Sari Qurniawati, Rina Sari Ririn Tri Ratnasari Rosiyani, Novia Rosuli, Abdi Rusgianto, Sulistya Saleh, Husny Gibreel Musa Saputri, Nur Handayani Sari, Lina Evira Permata Setianingsih, Hesti Eka Syafi'i, Imam Usnan, Usnan Widyaningsih, Meilana Wuryaningsih Dwi Sayekti Yaktiworo Indriani Yulfan Arif Nurohman Yuni Astuti