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Implementation of Murabahah Financing in Improving the Welfare of UMKM (Study at BSI Bank) Batam City Afi Parnawi; Andre Mirza Hartawan; Amrizal
East Asian Journal of Multidisciplinary Research Vol. 2 No. 10 (2023): October 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v2i10.6662

Abstract

This research aims to investigate the implementation of murabahah financing by Bank Syariah Indonesia (BSI) in improving the welfare of Micro, Small and Medium Enterprises (MSMEs) in Batam City. In the context of Sharia economics, murabahah financing has become an important alternative for MSMEs to obtain funds without involving riba (interest) which is prohibited in Sharia principles. The research method used is a case study with a focus on murabahah financing services provided by Bank BSI. The research results show that murabahah financing from Bank BSI has had a positive impact on the welfare of MSMEs in Batam City. MSMEs that received murabahah financing from BSI Bank have experienced an increase in business capital, business expansion and increased production. Another advantage is the consultation and support services in business development provided by BSI Bank. However, this research also identified several challenges in implementing murabahah financing, such as sometimes complicated requirements and administrative obstacles. Therefore, recommendations are given to Bank BSI and the local government to continue to improve ease of access, provide better education, and improve coordination with MSMEs.
Natıonal Alms Instıtutıons’ Perspectıve Towards Exıstence And Problems On Rule Of Natıonal Alms Instıtutıons In Desıgnıng And Workıng Procedure Upz Issue 2, Season 2016 In Jambı Cıty Muhammad Amin Qodri; Umar Hasan; Evalina Alissa; Rafiqi Rafiqi; Afi Parnawi
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center

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Abstract

Alms is an order as narrated by Allah swt. For Muslims, certain assets are issued and given to those who are entitled. In regulating the implementation of zakat in society, the Indonesian government establishes special institutions, namely BAZNAS and LAZ as outlined in Law Number 23 of 2011 concerning Zakat Management. Based on these regulations, the task of BAZNAS is to assist in the management of zakat by establishing UPZ, one of which is at the sub-district, village, or other names. The duties of UPZ are regulated in PERBAZNAS Number 2 of 2016 concerning the Establishment and Work Procedure of UPZ, which explains how the mechanism for the formation of UPZ and the working mechanism of UPZ in each sector. The results of this study can be concluded that the existence of UPZ from every mosque and mushalla in several sub-districts in Jambi City is still not visible. Like several mosque and mushalla administrators, it was stated that UPZ had not yet been formed and also did not know specifically about UPZ itself. The problems faced by BAZNAS Jambi City are the lack of personnel from Jambi City BAZNAS employees in an effort to reach mosques and prayer rooms in Jambi City, lack of operational costs in socializing, the higher volume of work faced by BAZNAS. So that the Jambi City BAZNAS is expected to focus more on the work pattern mandated by PERBAZNAS Number 2 of 2016, so that there are no more mosques or mushalla whose UPZ has not been formed.
Impact Analysıs Of Socıal Medıa, Brand Image, Qualıty Of Coffee Drınkıng Products Influence Purchase Decısıons In Islamıc Economıc Perspectıve Paulina Lubis; Rafiqi Rafiqi; Fitri Widiastuti; Afi Parnawi
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center

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Abstract

The changing trend of the coffee beverage business is currently taking place quite rapidly. Moving from just an ordinary coffee drinking activity which has now become part of a lifestyle, business people are tempted to start and engage in this business. In running the coffee drink business today, the role of social media is very necessary which in turn has an impact on product sales results. Consumers will see the information conveyed through social media on the quality and brand image conveyed by product sellers, and this is where the shape of the decision to buy coffee drink products emerges. The specific purpose of this study is to describe the driving factors of consumers in making purchasing decisions for contemporary coffee drink products in terms of aspects of social media, brand image, product quality from an Islamic economic perspective, where the Islamic economic system refers to the principles of ownership, justice, freedom, and togetherness in the distribution of social economic welfare. By using a quantitative method, a list of questions was distributed online to 200 students both from within Jambi University and outside the Jambi University campus. The primary data collected will be processed using SEM-SmartPLS. The targeted finding is a model that can be used to see the influence of social media, brand image and product quality of contemporary coffee drinks on purchasing decisions in an Islamic economic perspective. brand image and maintain product quality in the future
METODE DALAM PENELITIAN PSIKOLOGI PERKEMBANGAN Muhammad Dwi Satriyanto; Afi Parnawi
Indonesian Journal of Teaching and Learning Vol. 2 No. 2 (2023)
Publisher : Edupedia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56855/intel.v2i2.647

Abstract

Sebagai disiplin ilmu pengetahuan, psikologi dipandang memenuhi syarat-syarat keilmuan. Objek studi psikologi dipelajari secara sistematik menggunakan metode yang menjamin keobjektifitas pengambilan kesimpulan. Suatu metode penelitian dalam suatu ilmu adalah suatu keharusan yang mutlak. Apalagi kalau ilmu itu telah berdiri sendiri, ini harus ditandai oleh adanya metode-metode tersendiri untuk meneliti terhadap suatu objek. Objek psikologi adalah penghayatan dan perbuatan manusia, yaitu perbuatan manusia dalam alam yang komplek dan selalu berubah. Jiwa bukanlah suatu benda yang mati, tetapi sesuatu yang hidup dinamis, selalu berubah untuk menuju kesempurnaannya. Oleh karena itu penggunaan untuk sesuatu metode yang mutlak. Sebab dalam berbagai metode terdapat kelemahan-kelemahan disamping kebaikan-kebaikannya.
Library Research: Periode Dewasa Madya Muhammad Dwi Satriyanto; Afi Parnawi
Progressive of Cognitive and Ability Vol. 2 No. 3 (2023)
Publisher : EDUPEDIA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56855/jpr.v2i3.648

Abstract

Psikologi perkembangan sebagai pengetahuan yang mempelajari persamaan dan perbedaan fungsi-fungsi psikologis sepanjang hidup (mempelajari bagaimana proses berpikir pada anak-anak, memiliki persamaan dan perbedaan, dan bagaimana kepribadian seseorang berubah dan berkembang dari anak-anak, remaja, sampai dewasa). Psikologi berasal dari kata ‘psyche’ yang artinya ‘jiwa’ dan ‘logos’ yang artinya ‘ilmu’. Psikologi kemudian diartikan sebagai ilmu yang menyelidiki dan membahas mengenai proses jiwa dan mental serta perbuatan atau tingkah laku manusia dalam hubungannya dengan interaksi lingkungan dan kehidupannya. Psikologi merupakan salah satu bidang ilmu pengetahuan dan ilmu terapan yang mempelajari mengenai perilaku, fungsi mental, dan proses mental manusia melalui berbagai prosedur ilmiah. Orang yang melakukan praktik di dunia psikologi disebut psikolog. Para psikolog ini bertugas memperbaiki kualitas hidup seseorang melalui intervensi tertentu.
Penerapan Metode Konstruktivisme dalam Pendidikan Agama Islam untuk Pengembangan Keterampilan Berpikir Kritis dan Religius Siswa Afi Parnawi
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 04 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i04.7570

Abstract

Penelitian ini bertujuan untuk mengeksplorasi implementasi teori belajar konstruktivis dalam Pendidikan Agama Islam (PAI) serta menganalisis bagaimana pendekatan ini mendorong pembelajaran yang aktif dan reflektif. Teori belajar konstruktivis berfokus pada pembelajaran yang berbasis pengalaman, interaksi sosial, dan refleksi, memungkinkan siswa untuk membangun pengetahuan mereka secara mandiri. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan desain studi kasus. Data dikumpulkan melalui wawancara mendalam dengan guru PAI, siswa, dan kepala sekolah, observasi kelas, serta analisis dokumen pembelajaran seperti Rencana Pelaksanaan Pembelajaran (RPP) dan modul ajar. Hasil penelitian menunjukkan bahwa guru PAI menerapkan berbagai strategi pembelajaran konstruktivis, termasuk pembelajaran berbasis masalah (Problem-Based Learning), diskusi kelompok, pembelajaran berbasis proyek, dan penggunaan teknologi interaktif. Implementasi strategi ini terbukti meningkatkan keterlibatan aktif siswa, mengembangkan keterampilan berpikir kritis, serta memfasilitasi refleksi yang mendalam terkait penerapan ajaran Islam dalam kehidupan sehari-hari.
Application of Constructivism Method in Islamic Religious Education for Development Skills Think Critical and Religious Student Afi Parnawi; Tri Gunawan; Farid Naya; Alwiyah, Alwiyah
International Journal of Education, Vocational and Social Science Vol. 4 No. 01 (2025): December - Pebruary,International Journal of Education, Vocational and Social
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijevss.v4i01.1632

Abstract

Study This aiming For explore implementation theory Study constructivist in Islamic Religious Education (PAI) as well analyze How approach This push active and reflective learning . Learning theory constructivist focuses on learning based on experience , interaction social , and reflection , allowing student For build knowledge they in a way independent . The research method used is approach qualitative with design studies case . Data collected through interview deep with PAI teachers, students , and principals school , observation class , and analysis document learning like Plan Learning Implementation (RPP) and teaching modules . Research results show that PAI teachers implement various learning strategies constructivist , including learning based on problem -based learning, discussion group , learning based on projects , and usage technology interactive . Implementation of this strategy proven increase involvement active students , develop skills think critical , and facilitate deep reflection related implementation Islamic teachings in life daily .
Multicultural Education In Social Perspective Afi Parnawi; Abdullah Idris
International Journal of Technology and Education Research Vol. 1 No. 01 (2023): January - March : International Journal of Technology and Education Research (
Publisher : International journal of technology and education research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijeter.v1i01.246

Abstract

This article discusses the concept of multicultural society from a sociological perspective, using the Indonesian state as a historical aggregator of diverse ethnic groups, nations, religions, and beliefs as a case study. There are times when variety in Indonesia leads to conflict, but there are other instances where the nation's diversity serves as a source of strength to shield each other from being crushed by the progress of time. Equipped to understand multiculturalism is not limited to intellectuals or community leaders; rather, knowing multiculturalism is required at all levels, layers, and tiers of society. As a result of the media's exaggeration of SARA (ethnicity, religion, race, and inter-group) concerns, the Indonesian populace is currently extremely vulnerable to catastrophic social changes. To prevent a recurrence of "bloody conflict" tragedies, it will always be necessary to discuss diversity, keeping in mind that generations are always changing. This research aims to reintroduce the concept of multiculturalism to the younger generation, as well as to all levels of society in general, and not simply academic debate. This paper's methodology involves library research and the presentation of incidents that have occurred in Indonesia. Based on the results of the study presented in the discussion chapter, it can be inferred that the concept of multiculturalism in Indonesia does not originate from the outside, i.e., that old indigenous knowledge helped strengthen the condition of multicultural society. But, because community members do not have equal access to education, the potential for horizontal conflict has always persisted. In the context of the repercussions of a pluralistic society in Indonesia, the seeds of conflict inside a diversified structure might become dormant dangers to the social order. Because there are no longer any constraints on the public's ability to absorb information, local concerns will rapidly become national ones.
Innovation In The Development Of Islamic Religious Education With A Multicultural Approach Parnawi, Afi; Idris , Abdullah; Zufriyatun, Zufriyatun; Rafiqi, Rafiqi
Journal Of Human And Education (JAHE) Vol. 4 No. 1 (2024): Journal Of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i1.589

Abstract

This research aims to describe the innovation in the development of Islamic religious education with a multicultural approach in Mantang Housing, Sagulung Village, Sagulung Sub-district, Batam City. The innovation is designed to create an educational environment that is inclusive, values diversity and promotes intercultural tolerance. The methods used involve multicultural curriculum design, multicultural-based extracurricular activities, teacher training, local community involvement, technology utilization, problem-based learning approaches, and measurement and evaluation. Through this approach, a broader understanding of Islamic teachings is expected, while promoting respect for cultural diversity in society. Periodic evaluations are conducted to assess the effectiveness of the program and identify areas of improvement to achieve the goal of inclusiveness and tolerance in Islamic religious education in Mantang Housing.
Hubungan Antara Kualitas Tidur dengan Peningkatan Nilai Indeks Massa Tubuh Berlebih Pada Mahasiswa Fakultas Kedokteran Universitas Abdurrab Satriyanto, Muhammad Dwi; Maulana, Arung Al; Parnawi, Afi
Jurnal Ners Vol. 8 No. 1 (2024): APRIL 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jn.v8i1.20429

Abstract

More than 1.5 billion students in higher education reported experiencing academic anxiety in April 2020. Personal control is essential to control academic stress, thereby fostering academic achievement. the direction of this research is to define the relationship between academic stress and academic self management in VIII semester undergraduate nursing students. the review study technique uses descriptive quantitative with a cross-sectional approach. The sample used was 79 samples obtained using the technique (total sample). The measurement tools used are Student-life stress inventory (SLSI) and Academic self-management. Data assessment using Rank spearman with a significant level (p-value) 0.05. Results: In the acquisition of research obtained there is no link between academic stress in students with academic self-management of 8th semester, undergraduate nursing students. from the acquisition of data assessment and calculation in this review study it can be concluded that the level of academic stress in final year students at Karsa Husada Health Science College Garut, the majority of informants in the low category, Academic Self-Management of students when preparing a thesis, the majority of informants at a moderate level, and Academic stress levels and academic self-management skills are unrelated in 8th semester undergraduate nursing students writing a thesis.