cover
Contact Name
Devid Frastiawan Amir Sup
Contact Email
aliktisab@unida.gontor.ac.id
Phone
+6285234190637
Journal Mail Official
aliktisab@unida.gontor.ac.id
Editorial Address
Jl. Raya Siman Ponorogo, Telp. (0352) 483762, Fax. (0352) 488182, Ponorogo, Jawa Timur, Indonesia
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Al-Iktisab: Journal of Islamic Economic Law
ISSN : 25804251     EISSN : 2615661X     DOI : -
Core Subject : Economy, Social,
Al-Iktisab: Journal of Islamic Economic law is a peer reviewed journal published by University of Darussalam (UNIDA) Gontor. The journal is semi-annual journal issued on May and November. The aims of the journal is to explore and develop economics related to Islamic laws that cover issues both from Indonesia and overseas. Moreover, the editor accepts final manuscripts that have not been sent to other journal for publication. Those interested in subscribing to the Journal, advertising in the Journal, submitting manuscripts to the Journal, or otherwise communicating with the Journal, should contact at aliktisab@unida.gontor.ac.id.
Articles 153 Documents
Collateral As Expired Solution a Risk of Mudharabah Financing (Case Study of Bank Syariah Mandiri Bank KCP. Ponorogo) Retnowati, May Shinta
AL- IKTISAB Journal of Islamic Economic Law Vol 2 No 2 (2018)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v2i2.3901

Abstract

The practice of bank or non-bank financial institutions, seen from its development, is constantly changing. Since the growth of the Islamic economic system that emerged since 1992, using the usury-free system or profit sharing operated by Islamic banks, was developed to create even economic stability among the people. Sharia bank operational systems include funding, lending (financing), and services using muamalah contracts. The financing system for sharia banking products uses mudharabah contracts, but the implementation of collateral is one of the mudharabah financing solutions This research was conducted to determine mudharabah financing practices in BSM KCP. Ponorogo, how to settle defaults and balance collateral and profit sharing, using a qualitative research method that is descriptive and tends to use analysis. In the technique of collecting data with interviews, observation and documentation. In this study the implementation of contract in BSM, the customer does not know the intent by clearly the contents of the contract that has been signed and the customer does not get a copy of the contract documentation, so that it can lead to a risk of default later, in resolving disputes practiced at BSM to customers Paying is by continuous billing, restructuring, and strategy execution, while the more BSM is more often used by BSM is the execution of strategies in a family manner that can benefit both parties, but BSM leaves hands on the sale value of collateral carried out by the customer. On the balance of collateral risk and profit sharing that occurs in the practice of Islamic bank financing. Shows more collateral value than the value of financing received by the customer so that if there is a default financing or a customer fails to pay more to the bank, because the assets of the collateral are held by the bank, while for the results determined at the beginning of the contract consideration that the customer's business is in good condition because of obtaining additional funds from the bank, that this is the case of unclear division (gharar).
Analysis of Sharia Law in The Management of Sales at Gas Station Mini Pertalite (Case Study in Mlarak Small Public Gas Stations) Fahmi, Annas Syams Rizal; Retnowati, May Shinta; Anwar, Emha Afifudzaki
AL- IKTISAB Journal of Islamic Economic Law Vol 2 No 2 (2018)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v2i2.3902

Abstract

Opportunities to sell Fuel (BBM), especially pertalite in Mlarak sub-district, are getting easier and faster with the help of new machines distributed to several corners of the village. Similar to General Gas stations, sales are made using dispenser machines, the amount of volume and price are clearly exposed on the display boards. However, there are still acts of some persons in Small Gas Station that do not heed the Islamic norms in sales, ie do not sell fuel oil does not match the dosage that should be. Though the right dose that has been agreed in the contract is a legal requirement for selling and buying, so the sale is included in the category of gharar. From the results of this study, it can be concluded that there is still a mini gas station in Mlarak sub-district that cheats the actual dosage, this indicates the practice of Trading contains elements of gharar and haram law in Islam, because it harms the consumer. With this research, it is expected to make the society especially the seller of Pertalite at Small Gas Station aware of the form of Trading they do, because every relationship with human not only to seek personal gain, but also to bring benefit and goodness to others.
Building The Spirit of Independent Business Through The Manifestation of Islamic Entrepreneurship (Brain-Mouth-Muscle) Hartanto, Selamet
AL- IKTISAB Journal of Islamic Economic Law Vol 2 No 2 (2018)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v2i2.3898

Abstract

Building an independent business spirit is very important. This entrepreneurial spirit has its own strength in the face of intense competition in the global economy. Therefore, to strengthen the economy of the country in general and to strengthen the family economy in the area ofentrepreneurship should be encouraged. To build a spirit of independent business, many models that can be implanted in the soul of a person. Things that should not be abandoned are Islamic values. There are keywords that must be considered 3A, namely amanah, al-akhlak al-karimah, and al Qur'an. In the real entrepreneurship, a man is equipped by God with brain, talk and muscle as the basis for entrepreneurship maximally. Maximizing one of the three, humans are able to survive in entrepreneur contestation. Especially if the three are collaborated into a single unit and used maximally, then the results will also be the maximum and satisfactory.
Regional Promotion and Halal Tourism E-Marketing of Tourism Visiting Motives in Yogyakarta Safira, Raja Ela; Rahmanto, Dhidhin Noer Ady; Fahmi, Annas Syams Rizal
AL- IKTISAB Journal of Islamic Economic Law Vol 2 No 2 (2018)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v2i2.3899

Abstract

This research was conducted to find out how the influence of Halal Tourism Promotion Based on E-Marketing Against Tourist Visits in Yogyakarta. Promotion is an important thing that needs to be done and considered in attracting tourists. In this millennial era technology is developing very rapidly, so many activities are carried out using technology. Thus the use of E-Marketing is considered suitable for increasing tourists. The testing method is to use multiple linear regression method with moderating variables to show the results of the study of the influence of Halal Tourism Promotion Based on E-Marketing Against Tourist Visits in Yogyakarta. Data collection techniques used were questionnaires and observations. From the results of this study it was found that the use of E-Markenting can increase wisatawan's interest in visiting halal tourism in Yogyakarta. At first when using regional promotions only gained 7% and when using E-Marketing increased to 67%.
Halal Food Products Labeling According to Islamic Business Ethics and Consumers Protection Law Maslul, Syaifullahil; Utami, Iyut Rizqi
AL- IKTISAB Journal of Islamic Economic Law Vol 2 No 2 (2018)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v2i2.3900

Abstract

Halal food products labeling is a form of producer responsibility and fulfilling protectionist authority of Muslim consumers and a form of ethics in the business world. From some of the cases that coming explain a lot of manufacturers do not take full responsibility for protecting Muslims consumers authority. The purpose of this study is to know how the role of halal food products labeling according Islamic business ethics and consumer protection law. The results of this study concluded that labeling of halal on food products have goals and values, the values that will concrete the good behavior of an ethical business, noble and professionals in the business which pay attention to spiritual values and social interests so that will protect consumers. Halal labeling is a form of legal guarantees that will protect consumers in way of physical and spiritual, it is mean protecting consumers with regard to physical health and observance of Muslims in carrying out the commands of Allah. In addition, the labeling of halal became absolute thing to do and obeyed, because rules are specified in Act No. 8 of 1999 on Consumer Protection and Law No. 33 of 2014 concerning the guarantee of halal products.
The Basic Concepts of Preparation and Presentation of Islamic Financial Statements Puspitasari, Dini; Muhlisah, Siti Nurul; Lesmana, Meichio; Tambusai, Muhamad Kharis
AL- IKTISAB Journal of Islamic Economic Law Vol 6 No 1 (2022)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v6i1.7323

Abstract

••• English ••• The potential of Islamic banking continues to be enhanced to build a national sharia economic ecosystem, it's can contribute optimally to the national economy and social development. Operational principles and accounting standards are one of the foundations for progress in Islamic banking. An overview of the pros and cons of Islamic banking can be identified through its performance which is reflected in the financial statements. The focus of this paper is on the preparation and presentation of Islamic financial statements along with a comparison of financial statements between sharia and conventional, in which conventional financial statements contain fewer elements of financial statements. This type of research is library research which analyzes data with descriptive analysis. The results of this research indicate that Islamic financial statements are not only related to commercial aspects but also cover all aspects of human life, be it economic, political, social, or moral philosophy. In addition to reflecting Islamic banking activities, the Islamic financial statement also divides its rights and obligations as reported in the statement of financial position (balance sheet), income statement, cash flow statement, and changes in equity. But it also reflects as a mandate holder of social activity funds that are managed separately, which is reported in the report on the source and use of zakat funds and the report on the source and use of benevolent funds (qardhul hasan). ••• Indonesian ••• Potensi perbankan syariah terus ditingkatkan untuk membangun ekosistem ekonomi syariah nasional, sehingga dapat berkontribusi secara optimal dalam perekonomian nasional dan pembangunan sosial. Prinsip-prinsip operasional dan standar akuntansi menjadi salah satu dasar kemajuan perbankan syariah. Gambaran tentang baik dan buruknya suatu perbankan syariah dapat dikenali melalui kinerjanya yang tergambar dalam laporan keuangan. Fokus tulisan ini adalah tentang penyusunan dan penyajian laporan keuangan syariah berikut dengan perbandingan laporan keuangan antara syariah dan konvensional. Jenis penelitian ini adalah penelitian kepustkaan (library research) dengan analisis data berupa metode deskriptif. Hasil penelitian ini menunjukkan bahwa laporan keuangan syariah merupakan laporan keuangan yang tidak hanya berhubungan dengan aspek komersial, tetapi juga mencangkup seluruh aspek kehidupan umat manusia, baik ekonomi, politik, sosial, dan filsafat moral. Laporan keuangan syariah selain mencerminkan kegiatan perbankan syariah yang membagi hak dan kewajibannya seperti yang dilaporkan dalam laporan posisi keuangan (neraca), laporan laba rugi, laporan arus kas, dan laporan perubahan ekuitas, juga mencerminkan sebagai pemegang amanah dana kegiatan sosial yang dikelola secara terpisah dan dilaporkan dalam laporan sumber dan penggunaan dana zakat dan laporan sumber dan penggunaan dana kebajikan (qardhul hasan).
Investing in the Afterlife as a Bridge to Financial Freedom (Study on Pekalongan City BWI Representative) Sibyani, Hidayatul; Mukarromah, Fitri; Adinugraha, Hendri Hermawan; Shulthoni, Muhammad
AL- IKTISAB Journal of Islamic Economic Law Vol 6 No 1 (2022)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v6i1.7329

Abstract

••• English ••• Most people believe that financial independence has a large amount of money, goods, and assets. What is meant by financial independence is not only having a lot of money, goods, and assets, but the magnitude is in the financial goals that must be met. However, people who care about the hereafter will assume that whatever they do is compatible with happiness in the afterlife. This research uses empirical studies and descriptive analysis in the form of a mixture of field research and library research conducted using qualitative research strategies. This research uses primary data obtained from interviews and direct observations at the Indonesian Waqf Board of Pekalongan city, as well as secondary data obtained from publications, books, internet, previous research, and other relevant reference sources. The technique used in primary data collection is through interviews with related parties and direct observation in the field. The results of this research are as a Muslim who is oriented to the afterlife, there is awareness for Muslims who have assets that are considered valuable and have been calculated when the object is donated will not harm their family as Islamic teachings that cash waqf. A beloved treasure is a charity that will not harm his family break up because it will help him when experiencing difficulties in the hereafter and the urgency of this waqf, the property belongs to Allah and must be returned to Allah for the benefit of others. All activities are fully entrusted to the head of BWI Pekalongan city. ••• Indonesian ••• Kebanyakan orang percaya bahwa kemandirian finansial memiliki sejumlah besar uang, barang, dan aset. Yang dimaksud dengan kemandirian finansial bukan hanya memiliki banyak uang, barang, dan aset, tetapi besarnya ada pada tujuan finansial yang harus dipenuhi. Namun, orang-orang yang peduli pada akhirat akan menganggap bahwa apapun yang mereka lakukan itu sesuai dengan kebahagiaan di akhirat. Penelitian ini menggunakan studi empiris dan analisis deskriptif berupa campuran penelitian lapangan dan penelitian kepustakaan yang dilakukan dengan menggunakan strategi penelitian kualitatif. Penelitian ini menggunakan data primer yang diperoleh dari wawancara dan observasi langsung di Badan Wakaf Indonesia kota Pekalongan, serta data sekunder yang diperoleh dari publikasi, buku, internet, penelitian terdahulu, dan sumber referensi lain yang relevan. Teknik yang digunakan dalam pengumpulan data primer adalah melalui wawancara dengan pihak terkait dan observasi langsung di lapangan. Hasil dari penelitian ini adalah sebagai seorang Muslim yang berorientasi pada akhirat, ada kesadaran bagi umat Islam yang memiliki harta yang dianggap berharga dan telah diperhitungkan ketika benda tersebut dihibahkan tidak akan merugikan keluarganya sebagaimana ajaran Islam yaitu wakaf uang. Harta yang dicintai adalah sedekah yang tidak akan merugikan keluarganya karena akan membantunya ketika mengalami kesulitan di akhirat, dan pentingnya wakaf ini, harta itu milik Allah dan harus dikembalikan kepada Allah untuk kepentingan orang lain. Seluruh kegiatan dipercayakan sepenuhnya kepada kepala BWI kota Pekalongan.
The Merger of Indonesian Islamic Banks: Impact on the Islamic Economy Development Ghozali, Mohammad; Kamri, Norazzah Binti; Khafid, M. Ali Zi
AL- IKTISAB Journal of Islamic Economic Law Vol 6 No 1 (2022)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v6i1.7551

Abstract

••• English ••• The development of Islamic banking and financial institutions in Indonesia is getting better from year to year. This development is a benchmark for the success of the Islamic economy. To become a new economic force in Indonesia, the Minister of State Owned Enterprises stated that there are plans to merge state owned Islamic banks namely BRI Syariah, BNI Syariah, and Bank Syariah Mandiri, as the total assets of Islamic banks will increase and become larger in Indonesia. This research aims to determine the impact of the merger of three Indonesian Islamic banks in the development of the Islamic economy. The research employed a qualitative method with a library research approach. The results have shown that the merger of three Islamic banks consisting of Bank BRI Syariah, Bank BNI Syariah, and Bank Syariah Mandiri into Bank Syariah Indonesia (BSI) has positive impacts on the Islamic economy development in Indonesia. Firstly, the increase in banking capital as a result of the merger of the three banks, the increase in economic activity in the field of Islamic capital markets, the promotion of the halal system in all service activities in banking. Secondly, the merger still allows customers to transact using their old accounts from their respective banks throughout the transaction period starting from e-Money, Tapcash, Brizzi, and or card based electronic money. Thirdly, all employees of the three banks are still employees of BSI and there are no layoffs despite the merger of three Islamic banks, and BSI opens talent development programs to all Indonesians to prepare Islamic bank leaders in the future. Fourthly, BSI created a talent development program for the Indonesian community to increase literacy and understanding of Islamic economics and work with economists and Islamic institutions to support the program, promote Islamic economic development by accelerating the completion of the halal value chain. ••• Indonesian ••• Perkembangan perbankan dan lembaga keuangan syariah di Indonesia semakin baik dari tahun ke tahun. Perkembangan ini menjadi tolak ukur keberhasilan ekonomi syariah. Untuk menjadi kekuatan ekonomi baru di Indonesia, Menteri Badan Usaha Milik Negara menyatakan rencana untuk menggabungkan bank syariah milik negara yaitu BRI Syariah, BNI Syariah, dan Bank Syariah Mandiri, karena total aset bank syariah akan meningkat dan menjadi lebih besar di Indonesia. Penelitian ini bertujuan untuk mengetahui dampak merger tiga bank syariah Indonesia terhadap perkembangan ekonomi syariah. Penelitian ini menggunakan metode kualitatif dengan pendekatan penelitian kepustakaan. Hasil penelitian menunjukkan bahwa penggabungan tiga bank syariah yang terdiri dari Bank BRI Syariah, Bank BNI Syariah, dan Bank Syariah Mandiri ke dalam Bank Syariah Indonesia (BSI) berdampak positif bagi perkembangan ekonomi syariah di Indonesia. Pertama, peningkatan permodalan perbankan akibat penggabungan ketiga bank tersebut, peningkatan kegiatan ekonomi di bidang pasar modal syariah, promosi sistem halal dalam semua kegiatan pelayanan di perbankan. Kedua, penggabungan masih memungkinkan nasabah untuk bertransaksi menggunakan rekening lama dari bank masing-masing selama periode transaksi mulai dari e-Money, Tapcash, Brizzi, dan atau uang elektronik berbasis kartu. Ketiga, seluruh pegawai ketiga bank tersebut masih pegawai BSI dan tidak ada PHK meskipun tiga bank syariah telah bergabung, dan BSI membuka program pengembangan talenta kepada seluruh masyarakat Indonesia untuk mempersiapkan pemimpin bank syariah di masa depan. Keempat, BSI membuat program pengembangan talenta bagi masyarakat Indonesia untuk meningkatkan literasi dan pemahaman ekonomi syariah serta bekerjasama dengan para ekonom dan lembaga syariah untuk mendukung program tersebut, mendorong pengembangan ekonomi syariah dengan mempercepat penyelesaian rantai nilai halal.
The Concept of Minimum Wage for Workers in Law No. 11/2020 in the Perspective of Fiqh Muamalah Prasetya, Teguh Eka; Nasution, Saipul; Firdaus, Muhammad Irkham; Rasyadi, Muhammad Fakhri
AL- IKTISAB Journal of Islamic Economic Law Vol 6 No 1 (2022)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v6i1.7554

Abstract

••• English ••• Law No. 11/2020 on Copyright of Works is a change from Law No. 13/2003 on Employment. The law was passed in 2020. In its ratification, many employees disagreed with some of the articles contained in the law, one of them is Article 89 Paragraph (1) which discusses the minimum wage. Employees do not agree with this article because of the change of the provincial minimum wage to the provincial minimum wage and the district/city minimum wage. It is feared that changes in the minimum wage will create injustice between workers and employers. The purpose of this research is to know and analyze the concept of minimum wage of employees working in Law No. 11/2020 which is guided by fiqh muamalah. The method used in this research is a kind of normative juridical study or literature by taking a statutory and conceptual approach in fiqh muamalah by examining documents through some data to analyze the concept of minimum wage of employees in Law No. 11/2020. The result is that in determining the size of the minimum wage based on employee welfare, Law No. 11/2020 does not correspond to what is described in fiqh muamalah. The researcher suggest that the data used in determining the minimum wage based only on economic growth and inflation must be conditional. Because basically, not all employees can meet their basic needs by setting such a minimum wage. ••• Indonesian ••• UU No. 11/2020 tentang Cipta Kerja merupakan perubahan dari UU No. 13/2003 tentang Ketenagakerjaan. Undang-undang tersebut disahkan pada tahun 2020. Dalam pengesahannya, banyak tenaga kerja yang tidak setuju dengan beberapa pasal yang terdapat dalam undang-undang tersebut, salah satunya adalah Pasal 89 Ayat (1) yang membahas tentang upah minimum. Tenaga kerja tidak setuju dengan pasal ini karena adanya perubahan upah minimum provinsi menjadi upah minimum provinsi dan upah minimum kabupaten/kota. Perubahan upah minimum dikhawatirkan akan menimbulkan ketidakadilan antara tenaga kerja dan pengusaha. Tujuan penelitian ini adalah untuk mengetahui dan menganalisis konsep upah minimum tenaga kerja yang bekerja dalam UU No. 11/2020 yang berpedoman pada fiqh muamalah. Metode yang digunakan dalam penelitian ini adalah jenis studi yuridis normatif atau kepustakaan dengan mengambil pendekatan hukum dan konseptual dalam fiqh muamalah dengan menelaah dokumen melalui beberapa data untuk menganalisis konsep upah minimum tenaga kerja dalam UU No. 11/2020. Hasilnya adalah, dalam penentuan besaran upah minimum berdasarkan kesejahteraan tenaga kerja, UU No 11/2020 tidak sesuai dengan apa yang dijelaskan dalam fiqh muamalah. Peneliti menyarankan agar data yang digunakan dalam penentuan upah minimum hanya berdasarkan pertumbuhan ekonomi dan inflasi harus bersyarat. Karena pada dasarnya tidak semua tenaga kerja dapat memenuhi kebutuhan dasarnya dengan menetapkan upah minimum tersebut.
Al-Maqrizi's Inflation Concepts and Proof for the East Java Inflation Case 2015-2020 Rizqon, Abdul Latif; Prasetya, Teguh Eka; Ramadhan, Mahendra Utama Cahya; Habibah, Shofiyatul
AL- IKTISAB Journal of Islamic Economic Law Vol 6 No 1 (2022)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v6i1.7608

Abstract

••• English ••• The standard of individual and collective life in a nation state has become economic life, and inflation is one of present economic problems, particularly in monetary matters. When compared to other provinces in the Java region, East Java had the highest inflation rate. The purpose of this research is to discuss the thinking on inflation in East Java from 2015 to 2020 from Taqiyuddin Abul Abbas Al-Husaini's from Maqorizah, Cairo, or more commonly known as Al-Maqrizi. This research is library research. The method used is a descriptive and inductive analysis method, in which thought is analyzed using data and the role of Al-Maqrizi's thinking on inflation is examined. The analysis indicate that the circulation of money, the existence of state debt, exchange rates, production costs, excessive taxes, corruption, collusion and nepotism, increased currency circulation, and increased demand were the causes of inflation in East Java. This is exactly what Al-Maqrizi says in several parts of his book, which clearly says that inflation is generally divided into two types, natural inflation and human error inflation. Al-Maqrizi's views on inflation in East Java advocated for the government to use the central bank to control the money supply or interest rates as a tool for price control. Furthermore, the central bank is required to control the exchange rate of the domestic currency. Based on this analysis, the researcher advises the East Java government to take precedence an economic step, namely Islamic philanthropy. This Islamic social financial instrument is a component that can provide assistance to economically disadvantaged communities in the short to long term. ••• Indonesian ••• Standar kehidupan individu dan kolektif dalam suatu negara telah menjadi bagian dari kehidupan ekonomi, dan inflasi merupakan salah satu masalah ekonomi saat ini, terutama dalam masalah moneter. Jika dibandingkan dengan provinsi lain di wilayah Jawa, Jawa Timur memiliki tingkat inflasi yang paling tinggi. Tujuan dari penelitian ini adalah untuk membahas pemikiran tentang inflasi di Jawa Timur dari tahun 2015 hingga 2020 dari Taqiyuddin Abul Abbas Al-Husaini dari Maqorizah, Kairo, atau yang lebih dikenal dengan Al-Maqrizi. Penelitian ini merupakan penelitian kepustakaan. Metode yang digunakan adalah metode analisis deskriptif dan induktif, di mana pemikiran dianalisis dengan menggunakan data dan mengkaji peran pemikiran Al-Maqrizi terhadap inflasi. Hasil analisis menunjukkan bahwa peredaran uang, adanya utang negara, nilai tukar, biaya produksi, pajak yang berlebihan, korupsi, kolusi dan nepotisme, peredaran uang yang meningkat, dan permintaan yang meningkat menjadi penyebab inflasi di Jawa Timur. Hal ini persis seperti yang dikatakan Al-Maqrizi dalam beberapa bagian bukunya, yang secara gamblang menyebutkan bahwa inflasi secara umum terbagi menjadi dua jenis, inflasi alamiah dan inflasi kesalahan manusia. Pandangan Al-Maqrizi tentang inflasi di Jawa Timur menganjurkan agar pemerintah menggunakan bank sentral untuk mengendalikan jumlah uang beredar atau suku bunga sebagai alat pengendalian harga. Selanjutnya, bank sentral diharuskan untuk mengontrol nilai tukar mata uang domestik. Berdasarkan analisis tersebut, peneliti menyarankan kepada pemerintah Jawa Timur untuk mengutamakan langkah ekonomi yaitu filantropi Islam. Instrumen keuangan sosial Islam ini merupakan komponen yang dapat memberikan bantuan kepada masyarakat yang kurang mampu secara ekonomi dalam jangka pendek hingga jangka panjang.

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