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SULTANIST: Jurnal Manajemen dan Keuangan
Published by Sekolah Tinggi Ilmu Ekonomi Sultan Agung
ISSN : 23384328     EISSN : 26862646     DOI : 10.37403
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal ini merupakan jurnal manajemen karya ilmiah seleksi terbaik dan layak untuk dimuat yang dikelola oleh TIM STIE Sultan Agung Pematangsiantar. Jurnal terbit secara berkala pada bulan Juni dan Desember. Semoga Jurnal ini memberikan kontribusi dalam pengembangan ilmu pengetahuan dan memberi wawasan serta pemahaman baru bagi para pembaca, khususnya yang berhubungan dengan Akuntansi dan Manajemen.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 308 Documents
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FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY ON INDIVIDUAL FINANCIAL BEHAVIOR THROUGH FINANCIAL INCLUSION AMONG LECTURERS AND EMPLOYEES OF A PRIVATE UNIVERSITY IN BANDUNG CITY Windi Novianti; M. Yani Syafei; Umi Narimawati
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 13 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v13i2.735

Abstract

This study examines the effect of Financial Literacy and Financial Technology on Individual Financial Behavior through Financial Inclusion. Today, individuals have the right to determine the steps they will take in financial decision-making. Various new and diverse financial products are emerging, requiring individuals to have a deeper understanding if they wish to utilize them. This is necessary to avoid financial decisions that may be detrimental. Individual finances can be well-managed if financial behavior is accountable. Strategic efforts are needed to enhance individuals' financial knowledge. The use of technology facilitates financial transactions. Through financial literacy and financial technology, individuals can improve their financial behavior. Moreover, financial inclusion plays a crucial role in promoting positive financial behavior. Access to financial services enables middle and lower-income individuals to save and invest. This study is a quantitative research employing observation and questionnaire methods. The questionnaire serves as a data collection technique in which respondents are given written questions or statements to answer. The respondents in this study are lecturers and employees working at a private university in Bandung City. The sampling method used is purposive sampling. To obtain an accurate and direct representation of the lecturers and employees, this study utilizes a survey system. The total population of lecturers and employees at the university is 325 individuals. Using Slovin’s formula, a sample of 77 respondents, consisting of lecturers and employees, was determined. After conducting analysis and discussion on the data processing results, it can be concluded that Financial Literacy and Financial Technology have a significant positive effect on Financial Inclusion. However, Financial Technology does not have a significant impact on Individual Financial Behavior. The effect of financial technology on individual financial behavior is not always positive and depends on how the technology is utilized. Therefore, individuals must understand the risks and benefits of financial technology and use it wisely to improve their financial behavior.
INTEGRATING GREEN HUMAN RESOURCE MANAGEMENT AND GREEN INNOVATION TO ENHANCE ENVIRONMENTAL SUSTAINABILITY AND EMPLOYEE PERFORMANCE THROUGH SUSTAINABLE COMPETITIVE ADVANTAGE Bambang Raditya Purnomo; Sukesi Sukesi
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1S (2026): (International Conference ICEBEMA Dr. Soetomo University and ICEBesMA Prima I
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1S.805

Abstract

This study investigates the role of Green Human Resource Management (GHRM) and Green Innovation in improving employee performance and environmental sustainability through Sustainable Competitive Advantage (SCA) as an intervening variable. The study aims to bridge the gap between human resource management and environmental science by demonstrating how green-oriented HR practices and innovation contribute not only to organizational performance but also to ecological outcomes such as energy efficiency, waste reduction, and greenhouse gas (GHG) emission mitigation. Data were collected from 87 employees of PT Segar Murni Utama, a company implementing environmentally responsible operational practices. Partial Least Square–Structural Equation Modeling (PLS-SEM) was used to test the hypotheses. Results indicate that both GHRM and Green Innovation have significant direct effects on SCA and employee performance. Moreover, SCA mediates the relationship between GHRM, Green Innovation, and employee performance. These findings suggest that adopting GHRM and Green Innovation policies enhances not only human capital effectiveness but also the company’s contribution to Sustainable Development Goals (SDG 12 – Responsible Consumption and Production, and SDG 13 – Climate Action). The study highlights the strategic importance of aligning HR and innovation policies with environmental sustainability objectives to foster long-term competitive advantage and ecological resilience.
ANTECEDENTS OF INTEREST IN PURCHASING ELECTRIC MOTORCYCLES IN MEDAN Christopher Christopher; Purnama Yanti Purba; Lulu Nitama Harianja; Elfina Okto Posmaida Damanik; Enda Noviyanti Simorangkir
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1S (2026): (International Conference ICEBEMA Dr. Soetomo University and ICEBesMA Prima I
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1S.816

Abstract

This study aims to analyze the influence of technological innovation, environmental awareness, and price on the purchase intention of electric motorcycles in Medan City. The research employs a quantitative approach with a causal research design. The population consists of residents of Medan City who use electric motorcycles, and the sample was determined using random sampling, resulting in one hundred respondents. Data were collected through observation and questionnaires. The data analysis includes validity testing, reliability testing, classical assumption tests, multiple linear regression analysis, partial tests (t-tests), and simultaneous tests (F-tests) using IBM SPSS Statistics version 23. The results show that partially technological innovation has a positive and significant effect on purchase intention for electric motorcycles, environmental awareness also positively influences consumers’ intention to buy, and price is identified as a significant and positive factor that affects consumers’ purchasing decisions. Simultaneously, these three variables strongly influence the increase in purchase intention for electric motorcycles in Medan City. These findings indicate that technological innovation, environmental awareness, and price are essential components in developing strategies to expand the electric vehicle market in Indonesia.
THE INFLUENCE OF DIGITAL TRANSFORMATION, ORGANIZATIONAL CULTURE, AND JOB SATISFACTION ON EMPLOYEE PERFORMANCE THROUGH EMPLOYEE ENGAGEMENT AT BANK SUMUT HEAD OFFICE Reza Prianatama; Yusuf Ronny Edward; Fajar Rezeki Ananda Lubis; Dahnil Anzar Simanjuntak
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1S (2026): (International Conference ICEBEMA Dr. Soetomo University and ICEBesMA Prima I
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1S.817

Abstract

This study aims to analyze the influence of digital transformation, organizational culture, and job satisfaction on employee performance through employee engagement as a mediating variable at Bank Sumut Head Office. The research uses a quantitative approach with an explanatory research design. The population consists of 516 employees. Data were collected using a Likert-scale questionnaire, and analyzed using analyzed using the measurement model (outer model), Goodness of Fit (GoF) criteria, and the structural model (inner model). The results indicate that digital transformation, organizational culture, and job satisfaction have a positive and significant effect on employee engagement. Furthermore, employee engagement has a significant positive impact on employee performance. Employee engagement also serves as a mediating variable in the relationship between digital transformation, organizational culture, and job satisfaction on employee performance. These findings highlight the crucial role of employee engagement in enhancing employee performance, particularly in the context of digital transformation and organizational culture development within the banking sector. Therefore, Bank Sumut’s management is encouraged to strengthen digital transformation initiatives, foster a positive organizational culture, and improve job satisfaction in order to boost employee engagement and optimize performance.
THE EFFECT OF JOB EMBEDDESS ON WORK PRODUCTIVITY THROUGH WORK ENGAGEMENT AT PT PERKEBUNAN NUSANTARA III Susan Novrini; Syaifuddin Syaifuddin; Fajar Rezeki Ananda Lubis; Elly Romy
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1S (2026): (International Conference ICEBEMA Dr. Soetomo University and ICEBesMA Prima I
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1S.818

Abstract

The decline in company performance and productivity has had many negative impacts that are detrimental to the company. Therefore, it is important to examine the effect of Job Embeddedness on Work Productivity through Work Engagement at PT Perkebunan Nusantara III. The type of research used by the researchers in this study is quantitative. The population in this study was the community, students, and alumni of PT Perkebunan Nusantara III employees. The study sample size was 456. The results showed that Job Embeddedness significantly influenced work engagement at PT Perkebunan Nusantara III. Job Embeddedness also significantly influenced work productivity at PT Perkebunan Nusantara III. Furthermore, work engagement also significantly influenced work productivity at PT Perkebunan Nusantara III. Finally, it was found that Job Embeddedness significantly influenced work productivity through work engagement at PT Perkebunan Nusantara III.
THE INFLUENCE OF INCENTIVES, SERVANT LEADERSHIP, ANDORGANIZATIONAL CULTURE ON NURSES’ PERFORMANCE WITH WORK STRESS AS AN INTERVENING VARIABLE Yanti Fitriani Panjaitan; Syaifuddin Syaifuddin; Salman Faris; Nagian Toni; Elly Romy
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1S (2026): (International Conference ICEBEMA Dr. Soetomo University and ICEBesMA Prima I
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1S.819

Abstract

This study aims to analyze the influence of incentives, servant leadership, and organizational culture on nurses’ performance with work stress as an intervening variable at Delima General Hospital Medan. The population consisted of 39 nurses; therefore, a saturated sampling technique was applied. Data were collected using questionnaires and documentation, then analyzed with t-tests, Sobel test, and path analysis using SPSS 25. The findings revealed: (1) incentives positively affect work stress; (2) servant leadership negatively affects work stress; (3) organizational culture positively affects work stress; (4) incentives and servant leadership have a positive and significant effect on performance; (5) organizational culture has a negative and insignificant effect on performance; (6) work stress has a positive and significant effect on performance; (7) there is no effect of incentives and servant leadership on performance through work stress; (8) organizational culture influences performance through work stress as an intervening variable.
THE EFFECT OF COMPETENCY ON LECTURERS' PERFORMANCE WITH ORGANIZATIONAL CULTURE AS AN INTERVENING VARIABLE IN HIGHER EDUCATION IN PEMATANGSIANTAR Syaifuddin Syaifuddin; Sabar Dumayanti Sihombing; Fajar Rezeki Ananda Lubis; Dahnil Anzar Simanjuntak
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1S (2026): (International Conference ICEBEMA Dr. Soetomo University and ICEBesMA Prima I
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1S.827

Abstract

The decline in lecturer quality is undoubtedly caused by various factors, both internal and external. This study will examine the influence of competency on lecturer performance, with organizational culture as an intervening variable at universities in Pematangsiantar. The sample size for this study was 220 people. The results indicate that competency (X1) directly and positively influences organizational culture (Z) and lecturer performance (Y) at universities in Pematangsiantar. Furthermore, organizational culture (Z) can indirectly mediate the relationship between competency (X1) and lecturer performance (Y) at universities in North Sumatra.
FOSTERING ORGANIZATIONAL CITIZENSHIP BEHAVIOR AMONG CIVIL SERVANT: THE ROLES OF GREEN HUMAN RESOURCES MANAGEMENT, ORGANIZATIONAL COMMITMENT, AND PERCEIVED ORGANIZATIONAL SUPPORT Siti Waliah; Reina A. Hadikusumo; Acai Sudirman
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1 (2026)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1.934

Abstract

This paper aims to investigate the impact of the GHRM, organizational commitment and perceived organizational support on organizational citizenship behavior among public servants in the Province of South Sumatra, Indonesia. A quantitative study using cross-sectional surveys was conducted with a sample of 250 public servants selected through purposive sampling. The partial least squares structural equation modeling (PLS-SEM) method was used to examine the data structure and a set of meaningful hypotheses, including: Measurement models, Structural models (fit), GHRM has influence and positive significance to OCB, organizational commitment has influence and positive significance to OCB, and perceived organizational support has influence and positive significance to OCB. The research found that GHRM, organizational commitment, and perceived organizational support positively and significantly influence OCB, and that GHRM has the strongest effect on OCB. Also, this research contributes towards Social Exchange Theory, and Organizational Support Theory on the concept of OCB by offering an integrated explanation of OCB's antecedents in the public sector domain. From practical perspective, the result supports managerial insight to develop the human resource strategies in creating a well supportive organizational culture and environment towards the creation of civil servants’ citizenship behaviour, thus increase organizational performance and sustainability

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