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Contact Name
Rico Nur Ilham
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admin@radjapublika.com
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+6281263081010
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Jl.Pulo Baroh No.12 Lancang Garam Kecamatan Banda Sakti Kota Lhokseumawe, Aceh, Indonesia
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INDONESIA
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS)
Published by CV. RADJA PUBLIKA
ISSN : -     EISSN : 28084713     DOI : https://doi.org/10.54443/ijebas
Core Subject : Economy,
This journal aims to examine new breakthroughs and current issues regarding advances in science and technology in the fields of Economics, Business, Sharia Administration, Accounting and Agriculture Management
Articles 810 Documents
THE EFFECT OF PERCEIVED EASE OF USE ON INTENTION TO USE ON BANK SYARIAH INDONESIA MOBILE BANKING USERS IS MEDIATED BY E-TRUST AND RELIGIOSITY AS MODERATORS Dennis Shabri Alfani; Agung Yuniarto M.S; Radityo Putro Handrito
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.1024

Abstract

The increase in smartphone users has driven customer demand for mobile banking services, so that many banks have offered innovative banking services to expand the reach of their customers who have accounts or those who do not have bank accounts. Banking is developing the use of mobile banking as a demand to meet the increasing transaction needs of individuals and companies. This is supported by advances in technology, especially cellular telecommunication. Research on "The Influence of Perceived Ease of Use on Behavioral Intention is mediated by E-Trust and Religiosity as moderators of Bank Syariah Indonesia mobile banking users" using a quantitative approach. This study explains the influence between Perceived ease of use on behavioral intention with religiosity and trust as mediating variables. This study uses the PLS analysis technique. Based on the findings of this study, it has been found that religiosity as measured by belief, experiential, considering the benefit of using a product, and carrying out activities in accordance with Islamic teachings is confirmed not to affect customer confidence in the intention to use BSI Mobile. The results of this study also show that perceived ease of use has a significant or important impact on behavioral intention through e-trust. The impact of e-trust mediation is complete mediation. When the perceived ease of use offered by BSI is assessed as lacking by the user, the user will not use the application. Therefore it is bridged by the mediating effect of the e-trust variable. In this case BSI must be able to guarantee all the security and personal data of customers, maintain the credibility of the company and reach and realize the positive expectations of its users for BSI Mobile. Perceived Ease of Use on Behavioral Intention through E-Trust. E-Trust has a partial mediation role on the effect of Perceived ease of use on behavioral intention. It means, perceived ease of use can influence behavioral intention directly or indirectly through trust. Banking mobile banking application providers need to improve strategies in increasing customer trust in BSI Mobile so that there will be continuous use of the application system.
RELIGIOSITY AND INTENTION TO ADOPT ISLAMIC FINANCING: INDIVIDUAL CONTROL AS A MEDIATOR? Isnaini, Araina; Risna Wijayanti; Sumiati
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.911

Abstract

Islamic Financing in Indonesia has not fully received the public's attention because the application of Islamic financing does not follow Sharia principles and Islamic law. This literature review aims to assist in understanding Islamic financing concerning the intention to use Islamic financing from the perspective of MSME owner-managers. Literature review method based on journals related to the keywords "attitude, subjective norms, perceived behavioral control, religiosity, Islamic financing" on the website https://scholar.google.com in the period 2013-2022. The results of previous research are summarized into four points: (1) most of the research was conducted in countries with Muslim majority populations; (2) the Theory of Planned Behavior was used as the theory underlying the research; (3) religiosity is an additional predictor because it is related to acceptance Islamic Financing by Muslim; and (4) the majority of research subjects are owner-manager of SMEs. The conclusion is the influence of individual assessment (attitudes) and social groups (subjective norms) affects individual control in the decision-making process by individuals. Religiosity may play a role in strengthening the relationship between individual assessment and social groups of perceived behavioral control. In the end, individual control influences the intention to use Islamic Financing.
THE EFFECT OF WORKLOAD ON JOB SATISFACTION WITH MEDIATION OF JOB STRESS AND ORGANIZATIONAL CITIZENSHIP BEHAVIOR (OCB) (STUDY ON EMPLOYEES OF PT X) Farhiya, Daniyatul; Noermijati Noermijati; Nur Prima Waluyowati
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.963

Abstract

This research sought to investigate the association between workload and job satisfaction in PT X employees, as well as how job stress also moderated the association were organizational citizenship behavior. The data collection method was an online questionnaire, with a saturated sample of 135 employees of PT X. Explanatory and quantitative research approaches were used in SEM-PLS 3.0 analysis of the data. The investigation's findings indicate that being overly busy has a detrimental influence on work satisfaction. Workload significantly reduces stress at work. Job satisfaction is significantly impacted negatively by job stress. Organizational citizenship behavior is negatively impacted by workload. Organizational citizenship activity has a considerable beneficial influence on job satisfaction. Work-related stress has a strong moderating effect on the association between workload and job satisfaction. The modulation of the relationship between workload and job satisfaction is greatly influenced by organizational citizenship behavior.
FRAMING OF THE CERTIFICATION Of ROUNDATABLE ON SUSTAINABLE PALM OIL (RSOP) FARMER'S ASSISTANCE PROGRAM STRATEGY IN SOUTH TAPANULI WITH ASSET-BASED COMMUNITY DEVELOPMENT APPROACH (Study Case of Unilever Assisted Farmer Groups) Fikri Latief Adrian; Meilita Tryana Sembiring; Chairul Muluk
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.1031

Abstract

The agricultural sector is one of the crucial sectors in Indonesia, which is the primary source of food and economic growth. The role of this sector can still be increased if appropriately managed. In today's international trade, sustainability is one of the most important things to maintain, embodied in the Roundtable on Sustainable Palm Oil (RSPO) certification. Corporate Social Responsibility (CSR) policies can be used as one of the strategies carried out by companies in community empowerment. The Asset-Based Community Development approach can create an effective and sustainable program. This is done with the stages of discovery, dream, design, define, and compare. As a result, all assets owned are mapped for human, financial, social, physical, and natural assets. The targets expected by the farmer group community are to build the commitment and independence of farmer groups in program sustainability, increase the income of independent smallholders who have obtained RSPO certificates, and increase the number of independent smallholders certified each year. The strategy is prepared based on the derivatives of the expected targets for each farmer group actor, Unilever, academics, and local government.
SPIRITUAL LEADERSHIP AND COMMITMENT ORGANIZATIONAL WITH THE MEDIATION WORK SATISFACTION AMONG ISLAMIC TEACHERS Muhammad Fajrul Islam F; Armanu; Suryadi, Nanang
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.1038

Abstract

This study aims to examine the effect of spiritual leadership on the organizational commitment of Islamic school teachers in South Sulawesi and the mediating role of work satisfaction in these two variables. The data were obtained by distributing questionnaires to 144 teachers. The data analysis used was Structural Equation Modeling (SEM). The results showed that spiritual leadership has no effect on the organizational commitment of Islamic school teachers but will be helped if supported by work satisfaction as a mediator. Furthermore, spiritual leadership has a significant relationship with teachers' work satisfaction, and work satisfaction has a significant effect on teachers' organizational commitment. The results of the work satisfaction mediation test perfectly mediated the effect of spiritual leadership on the organizational commitment of Islamic school teachers. Spiritual leadership must be supported by work satisfaction to increase organizational commitment among teachers. Islamic educational institutions in South Sulawesi must improve spiritual leadership patterns and maintain work satisfaction in order to increase teacher commitment to the organization.
MAQASHID SHARIAH MUZAKKI'S REVIEW USING THE LATEST SEVEN DIMENSIONS Faisal, Yusuf; Etty Murwaningsari; Tatik Mariyanti
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.1044

Abstract

This study has a novelty on the variables of maqashid shariah. Where the maqashid sharia variable in this study uses seven dimensions which previously used five dimensions. The dimension of novelty is tested to see its effect on the decision of the muzakki to issue zakat. This test was conducted with a sample of 423 muzakki throughout Indonesia. The results of this study found that the newness of the dimensions in the maqashid sharia variables, namely protecting the environment and maintaining security, became a consideration for muzakki in issuing zakat
CORPORATE GOVERNANCE MODERATES THE EFFECT OF EFFICIENCY, INTELLECTUAL CAPITAL, LIQUIDITY ON BANKING EARNINGS MANAGEMENT Gumala Sari, Egi; Murtanto
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.1045

Abstract

This study aims to see the effect of efficiency, intellectual capital, liquidity risk on earnings management with corporate governance as a moderating variable. This research also makes This study uses purposive sampling method as a sample selection method. The population of this research is all banking companies, amounting to 45 companies. Based on predetermined criteria, a sample of 33 companies was selected with an observation period of 6 years from 2015-2020. This study found that efficiency, intellectual capital, and corporate governance have a negative effect on earnings management. The variables of liquidity risk, firm size and capital adequacy have a positive effect on earnings management. For the moderating variable, corporate governance strengthens the relationship between efficiency and earnings management, as well as intellectual capital on earnings management. The moderating variable of corporate governance weakens the relationship between liquidity risk and earnings management
THE EFFECT OF EXTRINSIC MOTIVATION AND JOB STRESS ON EMPLOYEE PERFORMANCE WITH JOB SATISFACTION AS AN INTERVENING VARIABLE AT PT. BANK NEGARA INDONESIA (PERSERO) TBK. USU BRANCH MEDAN Holong Melisa Sari Pasaribu; Ritha F Dalimunthe; Beby Karina F. Sembiring
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 2 (2023): April
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i2.1049

Abstract

The success of employees in an organization, especially in banking, has a big impact on how well the resources can meet customer needs and satisfaction, which is the goal of a business. Customer satisfaction is a big part of the company's goals, which has a lot to do with how the company manages its human resources. As a result, every employee should be required to improve their performance and work towards those goals at all times. On the other hand, job stress and things that motivate employees outside of work also affect how satisfied they are at work. This study aims to analyze the effect of extrinsic motivation and job stress on employee performance with job satisfaction as an intervening variable at PT Bank Negara Indonesia, Tbk USU Branch. This research was conducted using a quantitative approach, and data were collected through questionnaires distributed to 93 bank employees by conducting Z-sobel testing on the intervening test. The results showed a positive direct influence between extrinsic motivation and employee performance. Extrinsic motivation is proven to encourage increased employee performance. Furthermore, this study also found a negative direct effect between job stress and employee performance. High levels of work stress can hinder employee performance, reduce productivity, and affect overall work quality.
ANALYSIS OF FINANCIAL PERFORMANCE OF PT. TELEKOMUNIKASI INDONESIA TBK 2017-2019 Behuku, Dean Russel Jonathan; Wahda; Taba, Muhammad Idrus
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 4 (2023): August
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i4.1058

Abstract

The study aimed to assess the financial performance of PT. Telekomunikasi Indonesia Tbk for the 2017-2019 period based on the Decree of the Minister of State-Owned Enterprises Number: KEP-100/MBU/2002.The data collection technique used was documentation, analyzing financial reports for the specified period. The results indicated that in 2017, the company's financial performance was categorized as "unwell" with a rating of BBB. In 2018, it was also classified as "unwell" with a rating of BB. In 2019, PT Telekomunikasi Indonesia Tbk was predicted to be in the "unwell" category with a rating of BBB. These assessments were based on predetermined indicators outlined in the aforementioned decree. The findings aim to provide valuable insights and information for the company to enhance its financial performance in the future.
THE EFFECT OF GIVING INCENTIVES ON EMPLOYEE PERFORMANCE AT ANDI JEMMA AIRPORT OFFICE IN MASAMBA Andi Kurniawan; Ria Mardiana Y; Wardhani Hakim
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 3 No. 3 (2023): June
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v3i3.1067

Abstract

This study looks at how well employees are doing their jobs and tries to understand why some employees are better than others in the andi jemma airport office in masamba. This is about how to make sure employees do their best work and feel excited to finish their tasks when they are given rewards or extra things that they like. This study shows how rewards can affect how well employees do their jobs. I used descriptive analysis to look closely at the information and understand it better, also a simple linear regression analysis and hypothesis testing. When we looked at how a certain thing (X) affects how well someone does their job (Y), we found that it had an effect on their performance. as for the results of the study showed the value of r square of 0.477.Tthese results indicate that the (X) variable affects the (Y) variable by 47.7%, while the remaining 53.3% is influenced by several other variables, such as comfort at work, fair leaders, reasonable instructions and others. I found that giving rewards to workers at the Andi Jemma Airport office in Masamba helped them do a better job.