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INDONESIA
Indonesian Journal Education
Published by Lembaga Riset Mutiara Akbar
ISSN : -     EISSN : 29625513     DOI : 10.56495
Core Subject : Education,
Education Mathematics Other
Indonesian Journal Education (IJE) adalah jurnal yang diterbitkan oleh Lembaga Riset Mutiara Akbar, Medan, Indonesia merupakan jurnal akses terbuka yang dapat digunakan sebagai media interaksi bagi seluruh cendikiawan di berbagai bidang pendidikan, dan penelitian. Pokok bahasannya meliputi studi tekstual dan kerja lapangan dengan berbagai perspektif tentang pendidikan, penelitian serta berbagai perspektif dalam kepentingan pendidikan. Jurnal ini bekerja untuk Cendekiawan, peneliti, dosen, serta profesor dari berbagai institusi dan afiliasi di Indonesia.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 103 Documents
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The Role of Notaries in Murabahah Financing Agreements Ginting, Lilawati
Indonesian Journal Education Vol. 3 No. 3 (2024): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v3i3.885

Abstract

The role of notaries in the legal system in Indonesia is very significant, especially in supporting legal certainty in the Islamic banking sector through the Murabahah financing contract. This contract is based on the principle of buying and selling with agreed profits, so it requires a notary to prepare documents that comply with positive law and sharia principles. Notaries are authorized to make authentic deeds, provide legal counseling, and ensure the validity of each element of the agreement, including payment clauses, profits, and fines. In this case, notaries act as legal guardians who guarantee transparency and justice, prevent potential violations of law such as usury practices, and reduce the risk of future disputes. This study uses a normative legal approach by examining related legislation, such as Law No. 2 of 2014 concerning the Position of Notaries and Islamic Banking Law. The study results show that notaries have a dual role: as legal enforcers who ensure that documents meet legal requirements and as law enforcers who maintain the integrity of the transaction process. With the increasing need for Sharia financing, the existence of notaries is becoming increasingly relevant to support equitable Sharia-based economic development. In conclusion, notaries are a key element in Murabahah transactions that not only function administratively but also substantively, helping to create a transparent and trusted financial system in Indonesia. This strengthens the position of notaries as an important pillar in ensuring the sustainability of Sharia-based law and economy.
Legal Aspects of Student Loans in the Context of Increased Financial Inclusion Nurhilmiyah, Nurhilmiyah
Indonesian Journal Education Vol. 3 No. 3 (2024): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v3i3.931

Abstract

Increasing financial inclusion is one of the main agendas in sustainable economic development. One of the instruments that plays an important role in this is student loans, which provide access to funding for students to continue their higher education. This paper analyzes the legal aspects that govern student loans in Indonesia, including government policies, banking regulations, and consumer protection in financial transactions. In addition, the challenges faced in the implementation of student loans were also discussed, such as the risk of default, transparency of terms and conditions, and dispute resolution mechanisms. Using normative legal research methods, and using a legal and regulatory approach, this study aims to identify existing regulatory weaknesses and provide policy recommendations to increase the effectiveness of student loans as an instrument of financial inclusion. The results of this study are expected to contribute to the formulation of a more inclusive and equitable financial policy for students in Indonesia.
Legal Issues of Paylater in the Marketplace Nurhilmiyah, Nurhilmiyah
Indonesian Journal Education Vol. 3 No. 4 (2024): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v3i4.952

Abstract

Paylater services in the marketplace have grown rapidly as an alternative to credit-based payments without a card. However, this financing model raises various legal issues, including regulatory aspects, consumer protection, and fairness in determining interest and fees. This study analyzes the legal framework of Paylater in Indonesia, including regulations of the Financial Services Authority (OJK), Bank Indonesia (BI), and consumer protection in digital transactions. The study also compared Paylater regulations in several countries to identify best practices. In addition, the study explores potential legal risks, such as misuse of personal data, cost transparency, and billing practices. The results of the study show that existing regulations still have gaps in controlling aspects of fairness and risk mitigation for consumers. Therefore, stricter policies are needed to increase the transparency and accountability of Paylater services in order to realize an inclusive and equitable digital financial ecosystem.
The Use of Word Square Learning Model to Improve Student Learning Outcomes in Theme 6 Lessons in Class III of Elementary School 054938, Langkat Regency Ambaretno, Dianita Amelia
Indonesian Journal Education Vol. 3 No. 3 (2024): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v3i3.958

Abstract

Research is to determine student learning success before using the Word Square learning model for class III students at SD Negeri 054938 Langkat Regency. to determine student learning outcomes using the Word Square learning model for class III students at SD Negeri 054938. This research uses the PTK approach. The results of this research show that observations for the pretest showed that there were 22 students who had not completed it or 88% and 3 students who had completed it or 12%. The success of student learning using the Word Square learning model in cycle I did not meet the KKM standards, where 10 students met the KKM scores, and 15 more students did not meet the KKM. The success of students' learning using the Word Square model in cycle II has met the KKM standards, where 23 students have met the KKM score, and 2 more students have not met the KKM score. From the calculation results, the first cycle average was 67.2 and the second cycle average was 85.6. So that student learning success is obtained at 92%. This means that class III of SD Negeri 054938 Langkat Regency experienced an increase in learning success to the high category because it was more than 85%.
Developing Principal Leadership through Experiential Learnings Tanjung, Bahdin Nur; Elfrianto, Elfrianto; Pulungan, Lilik Hidayat; Nasution, Mutiara Akbar
Indonesian Journal Education Vol. 4 No. 1 (2025): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v4i1.959

Abstract

This study aims to identify and analyze how principal leadership development occurs through experiential learning. This study uses a literature review method to examine various literatures related to the concept of principal leadership and experiential learning. In the context of ever-evolving education, principals face complex challenges, ranging from policy changes to technology integration. The results of the study indicate that structured reflection, mentoring, practice-based training, and institutional support are key elements in leadership development. Reflection allows principals to evaluate decisions and actions in depth, while mentoring provides direct guidance from more experienced leaders to overcome real challenges. Practice-based training, such as leadership simulations and case studies, helps principals improve their skills in making strategic decisions. In addition, institutional support plays an important role by providing resources, supportive policies, and a conducive environment for continuous learning. This article recommends a holistic approach that integrates these elements to create an effective and relevant leadership development strategy in various educational contexts. With a systematic experience-based approach, principals are expected to be able to become adaptive, innovative, and effective learning leaders in facing the challenges of 21st century education.
Rural Area Planning and Development Mechanisms Yusri, Mohammad
Indonesian Journal Education Vol. 3 No. 4 (2024): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v3i4.965

Abstract

Community participation in governance is often emphasized but difficult to implement effectively. In rural development, meaningful participation is essential for sustainable outcomes. However, in practice, many development policies are still formulated in a top-down manner without adequate community involvement, making them less effective and mismatched with local needs. This study aims to analyze the mechanism of village development planning in Abuki District and evaluate the extent of community involvement in the process. Using a qualitative descriptive approach, data were collected through observation, document analysis, and in-depth interviews with village officials and community representatives. The findings indicate that the village development planning team, formed based on Minister of Home Affairs Regulation No. 114 of 2015, has not fulfilled its role optimally. Planning procedures are often simplified, and community participation remains minimal. In addition, coordination among village institutions is weak, leading to ineffective planning and implementation. This research highlights the need for more participatory and well-coordinated planning mechanisms to ensure that development programs align with the actual needs and aspirations of the rural population.
Factors That Influence Sustainable Regional Development Yusri, Mohammad
Indonesian Journal Education Vol. 4 No. 1 (2025): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v4i1.966

Abstract

This study aims to explore the key factors influencing sustainable regional development, particularly the expansion of urban spaces toward suburban areas. Using a qualitative descriptive method, data were collected through literature review and document analysis related to spatial planning, sustainability, and regional policies. The findings reveal six main factors that drive urban expansion: accessibility, public services, land characteristics, landowner behavior, regulatory frameworks, and developer initiatives. Areas with high accessibility and quality public services tend to attract population shifts from city centers to suburbs. Additionally, fertile land, proactive landowner behavior, supportive regulations, and strategic developer actions further contribute to suburban growth. Each of these factors interacts within the broader context of sustainable development, emphasizing the importance of balancing environmental preservation with socio-economic progress. The study provides a comprehensive understanding that can inform future spatial planning and policymaking for sustainable regional development.
The Development of An Assessment Instrument for Improving Students’ Analytical Thinking Abilities Sihotang, Ijah Mulyani; Fatmawarni, Fatmawarni
Indonesian Journal Education Vol. 4 No. 2 (2025): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v4i2.1000

Abstract

This study addresses the low analytical thinking skills observed among accounting education students, particularly in mastering journal entry concepts. Analytical ability is a crucial component of higher-order thinking skills (HOTS), which are essential for success in accounting practice. To respond to this issue, this research aimed to develop a valid and reliable assessment instrument using the Thiagarajan four-D model (Define, Design, Develop, and Disseminate), although the process was limited to the third stage. The study employed a research and development (R&D) approach, with data collected through tests and expert validation, and analyzed using descriptive qualitative methods. The results showed that the developed instrument met the criteria of clarity, relevance, accuracy, and language quality. It also demonstrated high reliability with a Cronbach’s alpha of 0.712. However, students' performance on the instrument revealed an average score of 37.66 out of 100, indicating low analytical thinking skills. The study concludes that while the instrument is feasible, further pedagogical innovation is needed to enhance student competencies.
Philosophy Of Division of Authority of Regional Heads and Deputy Regional Heads in The System of Regional Government Administration Hadita, Cynthia
Indonesian Journal Education Vol. 4 No. 2 (2025): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v4i2.1114

Abstract

The division of authority between regional heads and deputy regional heads in the system of local government administration is not only administrative, but also contains a deep philosophical dimension. The research method used is normative juridical with a philosophical approach. The results of the study show that, ontologically, the existence of the positions of regional head and deputy regional head is a manifestation of the principle of duality in leadership, where responsibility cannot be borne by one individual alone. Its epistemology reflects efforts to formulate a balanced and functional power structure, in order to achieve effectiveness in local government. Meanwhile, axiologically, this division of authority is based on the values of democracy, justice, and accountability, which aims to ensure that regional leadership can run collectively, not authoritarianly, and remain within the corridor of public services. However, in practice, the unclear boundaries of authority often lead to conflicts, functional inequality, and even government stagnation. Therefore, a philosophical and normative reformulation of the relationship of authority between regional heads and deputy regional heads is needed in order to create harmonious, effective, and people-oriented regional governance.
Developing Entrepreneurial Values of Principals: A Qualitative Case Study in a Secondary School Pratiwi, Sri Nurabdiah
Indonesian Journal Education Vol. 4 No. 2 (2025): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v4i2.1146

Abstract

Principals in Indonesian secondary schools are mandated to embed entrepreneurial character in daily learning, yet practical, evidence-based models remain limited. This qualitative case study at MTs Aisyiyah, North Sumatra, explores how a principal’s entrepreneurial competence is operationalised and how it affects the school community. Data were collected through semi-structured interviews with one principal, eight teachers and twenty students, and through non-participant observation of project-based activities that transform unused materials into marketable products. Thematic analysis revealed three key findings. First, the principal strategically integrated 17 entrepreneurial values—most visibly creativity, independence, discipline and responsibility—into both the formal curriculum and extracurricular programmes centred on up-cycling. Second, sustained teacher involvement in mentoring and assessment proved critical to reinforcing these values and modelling entrepreneurial behaviour. Third, the programme generated tangible shifts in school culture: students demonstrated greater problem-solving autonomy, while teachers reported heightened innovation in lesson design. The study concludes that visionary, risk-embracing leadership coupled with consistent teacher support can convert entrepreneurship policy into a living, school-wide practice, offering a replicable pathway for character-based education in similar contexts.

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