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Priviet Social Sciences Journal
Published by PRIVIETLAB
ISSN : 2798866X     EISSN : 27986314     DOI : 10.55942/pssj
PSSJ: Priviet Social Sciences Journal is an open access, monthly peer-reviewed international journal published by PRIVIETLAB. It provides an avenue to academicians, researchers, managers and others to publish their research work that contributes to the knowledge and theory of Social Sciences. PSSJ is published twelve a year. Publisher of Open Access Journals & Books designed to make it easy for worldwide researchers to discover leading-edge scientific research. Working closely with the global scientific community has been at the heart of our book and journal publishing activity. With a portfolio including journals, books, conference proceedings, we focus on Social Sciences and many more. PRIVIETLAB also publishes on behalf of other scientific organizations and represents their needs and those of their members. With worldwide impact, we support researchers, librarians and societies in their endeavours. PRIVIETLAB is an international center for supporting distinguished researchers, teachers, scholars and students who are researching various areas of Business, Science, and Technology. PRIVIETLAB wishes to provide good chances for academic and industry professionals to discuss recent progress in various areas of Business, Science, and Technology. PRIVIETLAB organizes many international conferences, symposia and workshops every year, and provides sponsor or technical support to researchers who wish to organize their own conferences and workshops.
Articles 991 Documents
The capital buffer paradox: Strong heterogeneity in profitability determinants between small and over capitalized banks in Indonesia Baharuddin Baharuddin; Budi Krisnanto; Abdul Gafar Samalam; Muhammad Rizal
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1053

Abstract

The Indonesian banking sector faces a paradox of maintaining high capital buffers for stability while pursuing profitability amid digital disruption. This study examines the profitability determinants of conventional commercial banks, with a novel focus on testing the moderating role of the Capital Adequacy Ratio (CAR) in the loan-to-deposit ratio (LDR) and return on assets (ROA) relationship a mechanism hypothesized to explain previous empirical inconsistencies. Using quarterly panel data from 43 banks from Q1 2020 to Q3 2025 (989 observations) and a Fixed Effects model corrected with robust standard errors, the results reveal three key findings. First, the moderation hypothesis is rejected; high capital buffers do not significantly alter the impact of LDR on ROA. Second, operational efficiency (BOPO) proves to be the most consistent and dominant determinant of profitability. Most importantly, the key contribution lies in the discovery of sharp heterogeneity: traditional determinant models exhibit very strong explanatory power (R² = 66%) for small banks (CAR ≤ 25.1%) but fail to explain profitability for large, over capitalized banks (R² = 26.1%), where no traditional variables are significant. This demonstrates that profitability drivers evolve with bank scale, rendering one size fits all policy and strategic approaches ineffective. Consequently, regulators must implement differentiated macroprudential policies, while bank management should tailor core strategies based on their specific segment.
The role of BRICS in challenging dollar dominance: Prospects of a common currency Waqeem Akram; Shehar Bano; Zeeshan Ali; Shumaila Akram
Priviet Social Sciences Journal Vol. 6 No. 2 (2026): February 2026
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v6i2.1055

Abstract

In this paper, the researcher examines how the BRICS can break the global hegemony of the United States Dollar (USD) and the future of establishing a common currency. The paper is concerned with economic and political reasons behind the initiative, the viability of such a project, and its larger implications in the world context. The study applies a qualitative, comparative and analytical design to use secondary materials such as scholarly research, policy documents and foreign financial information. The Eurozone and de-dollarization in Russia and China are also the case studies that may be viewed as providing comparative information. Results indicate that dissatisfaction with dollar hegemony is increasing especially among emerging economies that are considering it as an instrument of vulnerability to external shocks and sanctions. The BRICS members also seek to cut on the use of USD by encouraging the local currencies trade, creating systems of payment and discussing a common currency. Nonetheless, the project has major challenges such as economic heterogeneity, leadership asymmetry, poor institutions, and lack of credibility. This paper concludes that although a BRICS common currency is still a distant dream, current efforts already portend a slow transition to financial multipolarity. This adds to the world discussions of currency power and brings about the possibility of a more pluralistic world monetary system.
Human resource transformation in the era of Artificial Intelligence (AI) and automation at UIN Syahada Indah Permasasari Siregar; izzatul Hanifah Harahap; Syifa Amanda Sembiring
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1056

Abstract

This research focuses on the transformation of human resources at UIN Syahada in facing the challenges of automation and AI. The lack of sufficient digital skills and the inability of teachers and educational staff to adapt to technological advances are emerging problems in the field. To meet the needs of the digital era, this study aims to identify strategies, policies, and innovations that can be used to improve the competence, professionalism, and ability of educators, educational staff, and students to adapt to digital changes. It also focuses on UIN Syahada Padangsidimpuan's efforts to achieve its vision and mission in the era of higher education digitalization by creating excellent human resources that are globally competitive and have Islamic character, and are capable of utilizing technology morally and productively. A qualitative approach was applied through observation, interviews, and documentary research in UIN Syahada's work units. The findings of this study reveal that digital literacy, technology-based training, and the inculcation of an innovative work culture will effectively transform human resources. This study shows that it is imperative to integrate Islamic values with state-of-the-art technologies in the process of developing superior and flexible human resources in Islamic universities.
The role of social learning and social support in reducing academic anxiety and enhancing achievement motivation among students Albi Anggito; Putri Roka Ismail; Andreas Lubis; Claudia Marpaung
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1059

Abstract

  This study aims to examine the contribution of social learning and social support to reducing academic anxiety and stimulating achievement motivation in Elementary School Teacher Education students. The method used is a quantitative correlational approach involving a total of 150 undergraduate students selected through proportional random sampling. The Likert scale instruments used included social learning, social support, academic anxiety, and student achievement motivation. Data analysis used in this study is multiple regression and mediation with the aim of testing the direct and indirect relationships between variables. The research findings provide information that social learning significantly reduces academic anxiety and increases student achievement motivation. Other findings of the research show that social support has a direct and significant effect on increasing achievement motivation and functions as a partial mediator in the relationship between social learning and achievement motivation. Data analysis of academic anxiety also shows a negative effect on achievement motivation, indicating that academic anxiety becomes a psychological barrier to optimal academic achievement. The results of this study also demonstrate the central role of collaborative learning environments and mutually supportive social interactions in improving the emotional well-being and increasing the motivation of student teachers. The practical implications of this research for higher education institutions highlight the need to strengthen peer learning structures, mentoring systems, and socio-emotional support services. This study also contributes to the relevant literature by integrating social learning theory and social support theory in the context of elementary school teacher education. Furthermore, this study provides comprehensive data to understand how social and psychological factors can work together to shape students' academic motivation.
The comparison of narcotics criminalization in Indonesia and The Netherlands Fedhli Faisal; Ali Imron
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1063

Abstract

This article discusses the comparative punishment for drug crimes in Indonesia and the Netherlands, two countries with very different legal approaches to dealing with drug-related cases. This article's primary goal is to examine the variations in the two nations' criminal policy strategies, the types of sanctions, and the legal foundations. This study uses a comparative legal method by examining the laws, doctrines, and criminal policies in force in each country. The results show that Indonesia tends to use a repressive approach with the threat of severe criminal penalties, including the death penalty and life imprisonment, whereas the Netherlands adopts a limited decriminalization approach for certain substances, focusing on rehabilitation and harm reduction. These findings reflect the differences in criminal law philosophy between punitive and more progressive legal systems. This article recommends a re-evaluation of the effectiveness of punishment in Indonesia, taking into account a more humane and public health-based approach, such as that applied in the Netherlands
The regulator’s dilemma in proving algorithmic cartels against the principle of fair competition in the digital economy era Tengku Andrias Prayudha; David Banjarnahor; Auliya Rochman; Sy. Muhammad Ikhsan; Alifah Nur Fitriana Naridha
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1064

Abstract

The rapid development of the digital economy, marked by the adoption of pricing algorithms, has introduced new dynamics to Indonesia's competition law landscape. Algorithmic systems enable autonomous price setting based on market data learning without direct human intervention. This condition potentially gives rise to algorithmic cartels, a form of market coordination occurring without explicit agreement, yet producing anti-competitive effects similar to conventional cartels. The national legal framework, specifically Law No. 5 of 1999 and KPPU Regulation No. 4 of 2010, remains inadequate to address this phenomenon, as it is still anchored to a traditional paradigm requiring the element of “agreement” as a prerequisite for proving violation. This study aims to analyze the dilemma faced by the regulator (KPPU) in proving the existence of algorithmic cartels against the principle of fair competition in the digital era. Employing a normative juridical approach, this study examines relevant legislation, academic literature, and international policies from the OECD and European Commission. The findings indicate a regulatory gap in Indonesia's competition law regarding proof involving autonomous systems. Furthermore, the KPPU faces conceptual and technical obstacles in determining legal intent (legal intent) and the validity of digital evidence derived from algorithmic systems. The study concludes that proving algorithmic cartels must shift from an intent-based approach to an effects-based approach, which focuses on assessing the economic impact on market structure and consumer welfare. Therefore, strategic recommendations include reinterpreting the element of “agreement” in Article 1, paragraph 7, and Article 11 of Law No. 5 of 1999 to encompass algorithmic coordination that generates anti-competitive effects. Additionally, the KPPU is mandated to develop digital evidence guidelines and strengthen the multidisciplinary institutional capacity to effectively oversee algorithmic behavior. These steps are crucial for Indonesian competition law to adapt to the realities of the digital economy while ensuring justice and legal certainty.
Social communication from the perspective of religious and scientific moderation: Building harmonious dialogue in the digital era Irwanto Irwanto
Priviet Social Sciences Journal Vol. 5 No. 9 (2025): September 2025
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i9.1066

Abstract

Social communication has changed entirely because of the advancement of digital technology, especially in the context of religious life.  With an emphasis on initiatives to foster peaceful discourse in the digital age, this study explores social communication from the perspectives of religious moderation and science.  Using a literature review approach, this study examined scholarly works, research reports, and current scientific sources on social communication tactics, digital literacy, and religious moderation.  The results show that religiously moderated communication can be a useful tool for reducing polarization, lowering the risk of online extremism, and promoting tolerance and respect for diversity. From a scientific standpoint, digital literacy plays a vital role in strengthening the public's critical ability toward the flow of information, allowing them to filter extremist propaganda, hate speech, and hoaxes. Additionally, communication tactics that combine scientific methods with religious principles can make messages more inclusive and logical, while also enhancing their validity. To create a healthy, moderate, and long-lasting social communication ecosystem, this study also highlights the significance of multi-stakeholder collaboration among religious leaders, academics, educators, digital media managers, and the government. Therefore, this study claims that integrating scientific and religious moderation is essential for fostering peaceful socio-religious discourse in the digital age.
Analysis of the rational tafsir of Q.S. Al-Baqarah verse 164 on the signs of Allah’s power in Tafsir Al-Manar by Muhammad ‘Abduh and Rasyid Rida Vera Siska; Janna Aulia; Hidayatullah Ismail
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1068

Abstract

This study discusses the rational interpretation of Q.S. al-Baqarah verse 164 concerning the signs of Allah’s power in Tafsir al-Manār by Muhammad ‘Abduh and Rasyid Rida. This study is motivated by the need to understand the relationship between revelation and scientific reality within the framework of modern Qur’anic exegesis. Muhammad ‘Abduh and Rasyid Rida employed a rational (‘aqli) approach in interpreting verses related to natural phenomena, emphasizing the role of reason and scientific observation in recognizing the greatness of Allah. This study adopts a library research method, using Tafsir al-Manār as the primary source, supported by relevant books, journals, and academic articles as secondary references. The analysis is conducted descriptively and analytically to identify the interpretive principles (qawā‘id al-tafsīr) applied by the exegetes, including al-Tafsīr bi al-Qur’ān, al-Tafsīr bi al-‘Aql, al-Tafsīr bi al-Wāqi‘, and al-Tawḥīd wa al-Tajdid. The results show that Tafsir al-Manār interprets natural phenomena such as the heavens, the earth, rain, and wind not merely as physical realities but as āyāt kauniyyah (cosmic signs) that guide human beings to think and strengthen their faith. Revelation and science are viewed as complementary, not contradictory, in affirming Allah’s oneness and wisdom.
Conflict and politicized religion: The case of a study on electoral democracy in Jambi Province Maria Goreti Silitonga; Muliono Muliono; Hatta Abdi Muhammad
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1069

Abstract

This study aims to reveal the conflicts based on intolerance and politicized religion in the electoral democracy process that is developing in Jambi Province. This study is critical because the phenomena reflect a relationship between social and political groups in the threat of disharmony and polarization. This study employed qualitative methods. Data were collected through observations and in-depth interviews. Data analysis was performed through data reduction, data display, and conclusions that were analyzed using the theory. The results of this study show that social conflict is rooted in intolerance and politicized religion. Second, intolerance in Jambi Province is manifested as discrimination against minority groups based on religious values. Third, the politicization of religion at the grassroots level during the electoral democracy process is a crucial factor in conflicts that threaten social rifts. Specifically, the issue of intolerance and conflict in Jambi Province can be formulated through three main interrelated contexts: intolerance based on religious values, social conflict, and political identity. This study is expected to contribute to the study and reveal the reality of intolerance and socio-political conflict that tends to be hidden in the local community landscape both in Jambi Province and other regions in Indonesia.
Analysis of the principle of Asbāb al-Nuzūl and its implications for social exegesis: A study of QS. An-Nisā’ [4]:58 and QS. al-Ḥujurāt [49]:9 in Tafsir al-Jalālain Indah Purnama Sari; Mutiara Kasih; Hidayatullah Ismail
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1070

Abstract

The Qur’an serves as a comprehensive guide for life, directing spiritual aspects and regulating the social dimensions of human existence. To grasp its universal messages comprehensively, an asbāb al-nuzūl approach is essential, as it traces the historical context of the revelation. This study examines the application of the asbāb al-nuzūl concept in Tafsir al-Jalālain by Jalāl al-Dīn al-Maḥallī and Jalāl al-Dīn al-Suyūṭī and its relevance to the formation of social interpretation, particularly concerning QS. An-Nisā’ [4]:58 and QS. al-Ḥujurāt [49]:9. Employing a qualitative-descriptive approach through library research, this study explores the exegetes’ interpretive patterns. The findings indicate that Tafsir al-Jalālain employs asbāb al-nuzūl not only to explain the causes of revelation but also to affirm broader moral and social meanings. QS. An-Nisā’ [4]:58 emphasizes the values of trustworthiness and justice in public leadership, while QS. al-Ḥujurāt [49]:9 highlights the importance of reconciliation in mitigating social conflicts. The application of the principle al-‘ibrah bi ‘umūm al-lafẓ lā bi khuṣūṣ as-sabab universalizes the message of the verses, making them relevant across the ages. Thus, Tafsir al-Jalālain is not only a concise exegesis (tafsīr ijmālī) but also contributes significantly to shaping a contemporary paradigm of social interpretation that resonates with modern reality.

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