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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,568 Documents
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Tolerance Response of the Darussalam Islamic Boarding School, Blokagung, to the Ogoh-Ogoh Celebration in Blokagung, Karangndoro, Tegalsari, Banyuwangi Islamiyah, Hidayatul; Chotib, Moch; Abbas, Raffid
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4649

Abstract

The Ogoh-Ogoh parade is a celebration that is inherent in the Hindu community in Banyuwangi. The existence of this parade is certainly a spirit and enthusiasm for the glory of the Hindu community. For the Islamic community, including Islamic boarding schools, it is a hard slap to the concept of religious tolerance which must be implemented and accustomed to. At first glance, the Ogoh-Ogoh parade is not interesting and is not suitable to be shown and shown, especially to children. The scary form of Ogoh-Ogoh symbolizes the devil and also, the form of Ogoh-Ogoh contains pornographic elements. However, even so, Hindus have their view of Ogoh-Ogoh as a symbol of human awareness of the power of the universe and the all-powerful time. This depiction in Hindu Dharma includes the personality of Bhuta Kala. Hindus think that the Ogoh-Ogoh parade will still be celebrated and preserved. Included in one of the cultures and complements the religious rites of Hindus. It is hoped that this article will add to the body of knowledge regarding the response of the Darussalam Islamic boarding school to the Ogoh-Ogoh celebration, precisely in Karangdoro Blokagung village.
Liberation Theology and Gender (Asghar Ali Engineer's Thoughts) Maulidiy, Fahmidiya Khilda; Masrohatin, Siti; Fathiyaturrahmah, Fathiyaturrahmah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4650

Abstract

Asghar Ali Engineer (1939-2013) was a theologian and feminist from India. Born into an elite religious environment, he then experienced dirty exploitation in the name of religion which made him study the nature of religious law. He collaborated between Islamic literature and Western literature to discover the essence of Sharia. This article will discuss his popular thoughts on liberation theology and gender and Asghar Ali's efforts in reinterpreting the Koran. The research method used in this study is qualitative research, a type of library research. The research data source uses books written by Asghar Ali and several studies that are relevant to the research focus. Based on the research results, in interpreting the Qur'an Asghar Ali used three methods. One way is to differentiate the normative and contextual aspects of a verse to understand the historical aspects when the Qur'an. Another side discussed by Asghar Ali is gender, for him, gender equality and gender justice are closely related. The realization of justice and gender equality is realized by the absence of discrimination between men and women, as well as the opportunity to participate in all aspects of life. This cannot be separated from the situation in India where he lives, where there is inequality and injustice between men and women. The research results concluded that it is necessary to reinterpret the interpretation of the Qur'an so that the theological views regarding the Qur'an Salihun Li Kulli Zaman Wa Makan can still be applied in life while still prioritizing human values.
Increasing Agrotourism Reputation through BUMDES Management Nurirrozak, Muhamad Zahran; Maulidah, Silvana; Isaskar, Riyanti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4651

Abstract

The Pandarejo Strawberry Barn is an agrotourism owned by the Raharjo Village-Owned Enterprises (BUMDes) in Batu City. Since its establishment in 2019, one of the focuses of the Pandarejo Strawberry Barn has been on the sale of services. The offered service is in the form of educational tourism with the concept of strawberry picking. The evolution of time shows that the business's reputation is greatly determined by the success of the business unit in serving its customers. Therefore, this research aims to determine the influence of the visiting experience on agrotourism reputation through visitor satisfaction and electronic word of mouth. This study employs a quantitative approach conducted from December 2023 to January 2024. Questionnaires were directly distributed to 230 respondents, and data were analyzed using SEM-PLS assisted by the WarpPLS 8.0 application. The research involves four variables: visiting experience, visitor satisfaction, electronic word of mouth, and agrotourism reputation. The results indicate that the visiting experience has an impact on agrotourism's reputation through visitor satisfaction and electronic word of mouth.
Musthafawiyahnomics: Community Socio-Economic Study Atikah, Rahmi; Batubara, Maryam; Rahmani, Nur Ahmadi Bi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4654

Abstract

Musthafawiyahnomic is an Islamic boarding school that has become an icon of economic turnover because Musthafawiyah Islamic boarding school is one of the Islamic boarding schools whose students live side by side with society. This Islamic boarding school is also one of the Islamic boarding schools that has the biggest influence on the running of the economy in Mandailing Natal, especially Purba Baru village, such as local people, migrant traders, and outside communities. The role of the Musthafawiyah Islamic boarding school in improving the community's economy is by giving the community the freedom to rent out their land as a place for the students' cottages to stand, opening up opportunities to depend on their economy in the fields of trade, laundry, photocopying, barbershops, lodging, cottages, etc. Indirectly, Islamic boarding schools contribute to contact with society, to improve its welfare both from a socio-economic and religious spiritual perspective. This is in line with rural economics, namely development policies or strategies for the economic development of rural areas. The impacts of the existence of this Islamic boarding school are: firstly, there is social jealousy that arises between people who have businesses and those who do not because the location is less strategic. Second, the positive impact of the existence of the Musthafawiyah Islamic boarding school helps reduce unemployment in Purba Baru village, although it is not optimal, with the existence of this Islamic boarding school, unemployment in Purba Baru village can be reduced. The socioeconomic conditions of the community around the Mustafawiyah Islamic boarding school can be called Mustafawiyahnomic. This Mustafawiyah Islamic Boarding School is also an icon of society because the Musthafawiyah Islamic boarding school is one of the Islamic boarding schools whose students live side by side with the community. This Islamic boarding school is also one of the Islamic boarding schools that has the biggest influence on the running of the economy in Mandailing Natal, especially Purba Baru village, such as local people, migrant traders, and outside communities. This Islamic boarding school also has a big influence on the local community in the economic sector where the community makes this an opportunity to depend on their economy in the fields of trade, laundry, photocopying, hair trimming, lodging, cottages, etc.
The Effect of Basel III Liquidity, Credit Risk, and Market Risk on the Profitability of Commercial Banks in Indonesia Mahisi, Pratisyara Puspa Widitha Narindra; Usman, Bahtiar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4680

Abstract

This study aims to analyze the effect of Basel III liquidity provisions, credit risk, and market risk on banking profitability in Indonesia. The global financial crisis has hit the banking world several times, showing that the fulfillment of capital requirements is not enough to make banks survive, so the Basel Committee on Banking Supervision initiated Basel III which added provisions regarding banking liquidity, namely Liquidity Coverage Ratio and Net Stable Funding Ratio. Previous research only discussed the effect of the Liquidity Coverage Ratio on banking profitability (Return on Assets and Net Interest Margin), with two control variables Equity to Assets Ratio and Bank Size. This study adds other independent variables of Basel III liquidity provisions (Net Stable Funding Ratio), credit risk (Non-Performing Loan), and market risk (Stock Return Risk). With a sample of 20 conventional banks listed on the IDX for the 5 years (2018-2022), 100 secondary data were obtained from each bank's website. The results of panel data regression with multiple regression analysis show that Net Stable Funding Ratio and Stock Return Risk only has a significant effect on Net Interest Margin; Non-Performing Loan and Bank Size have a significant effect on Return on Assets and Net Interest Margin; Equity to Assets Ratio only has a significant effect on Return on Assets; and Liquidity Coverage Ratio has insignificant effect on both Return on Assets and Net Interest Margin. This study provides implications for bank management and regulators to commit and supervise the NPL level low, and to provide support to increase bank assets.
Application of Service-Oriented Architecture with Middleware at Bank XYZ to Implement the PDAM Payment Halim, Abd.; Muhamad Isa, Sani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4683

Abstract

This research presents a significant innovation in the era of digitalization, where Bank XYZ implements service-oriented architecture (SOA) using middleware to offer the PDAM (Regional Water Company) payment. The objective of this research is to enhance the efficiency of the payment process and provide better services to PDAM customers. The proposed method for implementing SOA is SOMA (Service Oriented Modelling Architecture), which serves as the foundation for optimizing service integration. Through requirement analysis, system design, implementation, and testing, this research ensures the functionality and reliability of the implemented payment system. The research results indicate that the implementation of SOA with middleware using the SOMA method has successfully improved the efficiency and quality of the PDAM payment services at Bank XYZ. This method represents the latest solution for complex systems, enabling PDAM customers to experience a more efficient and responsive payment process. This research makes a valuable contribution to improving the payment process and may serve as an inspiration for other banks in this digitalization era.
MSMEs Business Scale-Up Strategy Ajusta, Anak Agung Gede; Lahat, Mohammad Amas; Ridwan, Wawan; Tazali, Imam
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4693

Abstract

This research aims to use qualitative research methods concerning strategies for developing MSME businesses. Data collection techniques through interviews with similar companies and MSME Company Scale Up experts. The results of the analysis show that there are 4 strategies: 1. Inspired Stage (Idea Validation), at this stage business people have the desire to run, own, and develop a culinary business. 2. Start Stage (Product Validation), at this stage business people have started trying and carrying out "tests" or validation of the products they have, businesses that use vending machines can have greater capacity. 3. Scale Stage (Business Model Validation), at this stage, customers are already coming back, meaning the business model is already running. What else do you need to prepare and how to develop it? 4. Sustainability Stage, the goal of the business is "sustainability" meaning that the business can run continuously, there are growing profits, there are customers who come back, there are customers who recommend. To successfully develop a business, you must fulfill the 5 things above, so that the products produced can be known and accepted by consumers. In winning business competition, continuous innovation is needed, to keep up with developments that occur, as well as the implementation of good management systems, to be able to evaluate operations and product strategies. With system management, the owner does not need to be on standby at the office, just controls the reports received from the system. So that if a performance failure occurs, it can be immediately identified and resolved.
Differences in the Influence of Enterprise Risk Management and Internal Audit Effectiveness on Company Financial Performance Before and During the Covid-19 Pandemic Hansa, Everina; Ridaryanto, Petrus
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4696

Abstract

This research aims to examine the differences in the influence of Enterprise Risk Management and the effectiveness of internal audit on the Company's financial performance before and during the COVID-19 pandemic. The sample in this research was 85 primary consumer goods sector companies listed on the Indonesia Stock Exchange. Data analysis was carried out using multiple linear regression techniques with the help of the SmartPLS 4 program. The results of this research show that (1) Enterprise Risk Management has a positive effect on company financial performance, companies with high Enterprise Risk Management have high company financial performance; (2) The effectiveness of internal audit has a positive effect on the company's financial performance, companies with effective internal audit have higher financial performance; (3) There is a difference in the influence of Enterprise Risk Management on the company's financial performance before and during the COVID-19 pandemic, where during the COVID-19 pandemic, the influence of Enterprise Risk Management on the company's financial performance weakened so that a high value of Enterprise Risk Management may not necessarily improve performance. company finances during the COVID-19 pandemic; (4) There is no difference in the influence of internal audit effectiveness on the company's financial performance before and during the COVID-19 pandemic.
Implementation of the Theory of Consumption Behavior in Islam Zakiah, Zakiah; Syahputra Barus, Dana; Harahap, Isnaini
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4699

Abstract

Consumption in Islamic economics can be defined as eating what is good, halal, and beneficial for humans, utilizing all the gifts of Allah SWT on earth, or as a virtue because the pleasures created by Allah for humans are a form of obedience to Him. This article aims to examine the concept of consumption in the Islamic microeconomic approach. The research method used in this research is qualitative descriptive using secondary data. The results obtained show that a Muslim's consumption behavior must be based on the provisions of Allah and His Messenger to create a more prosperous human life. Don't follow your desires. Using the halal-haram paradox approach and the principle of generosity. Then through the concept of maslahah to achieve the goals (maqashid) of sharia in Islamic economic behavior.
Legal Protection of Alternate Universe Authors Against Plagiarism Reviewed from MUI Fatwa No. 1/MUNAS VII/MUI/5/2005 (Case Study of Twitter Application) akbar, Yhossy rizky; Khamal Rokan, Mustapa
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4704

Abstract

This research aims to determine the legal protection for creators of alternate universe (AU) works whose works are plagiarized on Twitter social media based on the MUI Fatwa and to examine and analyze the ideal legal protection against acts of plagiarism of AU works. This research uses qualitative methods with content analysis research on social media regarding AU plagiarism on Twitter. This writing shows that there are regulations that guarantee legal certainty regarding copyright for writers who publish their stories on Twitter social media, which have been stipulated in Indonesian legal regulations.MUI Fatwa NO. 1/MUNAS VII/MUI/5/2005 concerning intellectual property rights, works containing forms must be given legal protection and the act of using, disclosing, making, using, selling, importing, exporting, circulating, handing over, providing, announcing, reproducing, plagiarizing, counterfeiting, hijacking other people's IPR without rights is injustice and is haram. The legal protection (mashun) is the same as mal (wealth). This fatwa underlines the importance of respecting copyright, maintaining intellectual integrity, and preventing acts of plagiarism. In the context of plagiarism cases on Twitter, the legal function is to protect, not only morally but also to protect and ethically regarding the consequences of plagiarism. The MUI fatwa contains norms that protect property rights holders. This provides a strong moral basis for society and Alternate universe authors to avoid or treat plagiarism seriously, along with a positive legal view that also protects intellectual property rights.

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