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Jurnal Ekonomi Dan Bisnis Digital CV.ITTC INDONESIA Jl. Veteran dalam no.24d, Kota Padang, Sumatera Barat 25112
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JEBD
Published by CV ITTC Indonesia
ISSN : -     EISSN : 30256429     DOI : doi.org/10.47233/jebd
Core Subject : Economy, Engineering,
Economics, Econometrics & Finance Engineering
Jurnal Ekonomi dan Bisnis Digital (JEBD) E-ISSN : 3025-6429 is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Economic, finance, management, information technology and related fields. JEBD provides an outlet for the increasing flow of interdisciplinary research cutting across business, management, finance, information system, accounting, Entrepreneurship, Business ethics, Sustainability, Knowledge Management, Learning Organization and economics disciplines. It is an essential reading for academics, graduate students, policy makers and business practitioners.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 565 Documents
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Sistem Digitalisasi BRIMEN (BRI Document Management Systems) Pada PT. Bank Rakyat Indonesia Branch Office Genteng Unit Tulungrejo Desy Adellia Jovanka; Ulfatun Hasanah; Retna Anggitaningsih
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to explore the processes and procedures for archiving and inputting the BRIMEN (BRI Document Management System) system at PT Bank Rakyat Indonesia Branch Office Genteng Unit Tulungrejo. In the era of growing digitalization, it is important for banking institutions to adapt to changes in consumer behavior that want more efficient and responsive services. Digitalization is not just a trend, but a necessity to improve competitiveness and encourage broader socio-economic growth. The BRIMEN system was introduced by BRI headquarters with the aim of simplifying and modernizing customer document management. With this system, customer documents can be stored in digital form, which minimizes the need for large physical storage and allows faster and more structured access. This research also provides a hands-on understanding of the implementation of the BRIMEN system, which is expected to improve operational efficiency and customer experience in transactions. The results show that the BRIMEN system not only facilitates document management, but also prevents loss, damage, and deletion of customer documents. Thus, the implementation of this system is expected to strengthen BRI's position in an increasingly competitive banking industry and meet increasing customer expectations. This research is expected to serve as a reference for other banking institutions in adopting digital technology to improve their services.
Pengaruh Uang Saku, Gaya Hidup Dan Self Control Terhadap Minat Investasi Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Slamet Riyadi Surakarta Rahma Ghisella Afiania; Edi Wibowo; Setyaningsih, Setyaningsih
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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This research uses a survey method conducted on students of the economics and business faculty at Slamet Riyadi University, Surakarta. The data required is a general description of the research object, respondents' responses regarding pocket money, lifestyle, self-control and student investment interest. The type of data used in this research is quantitative data. Data sources include primary and secondary data. Data collection techniques in research use questionnaires distributed to respondents. The sampling technique uses random sampling. The sample size in this study used the Slovin formula, 130 students from the economics faculty at Slamet Riyadi University, Surakarta. Data analysis techniques use descriptive analysis and inductive analysis in the form of multiple linear regression analysis, t test, F test (model accuracy), and coefficient of determination test (R²) The results of the t test show that pocket money has a significant effect on investment interest because it has a significance value of 0.008 < 0.05, lifestyle has a significant effect on investment interest because it has a significance value of 0.002 < 0.05, self control has a significant effect on investment interest because it has a significance value of 0.012 < 0.05. The F test results show that this regression has a calculated F value of 20.273 with a significance value of 0.000 < 0.05, meaning that the model is correct in predicting the influence of pocket money, lifestyle, self-control on investment interest. The coefficient of determination result is 0.309, which means that the influence given by the independent variables, namely pocket money, lifestyle, self-control, is 30.9%, while the remainder (100% - 30.9%) = 69.1% is influenced by external factors. variables studied
Pengaruh Promosi, Harga, Dan Kualitas Produk Terhadap Keputusan Pembelian Produk Batik Di UMKM Gaya Batik Unggul Solo Baru Kecamatan Grogol Sukoharjo Natasia Tirsa Amanda; Sumaryanto, Sumaryanto; Retno Susanti
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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The purpose of this study is to determine the significance of the influence of promotion, price and product quality on the purchase decision of batik products in MSMEs Gaya Batik Unggul Solo Baru, Grogol District, Sukoharjo Regency. This study uses a survey method, the types of data used are qualitative data and quantitative data, the data sources used are primary data and secondary data. The number of samples studied was 69 people. The sample size was calculated using Leedy's formula. The sampling technique uses accidental sampling. Data collection methods used: questionnaires and documentation. The data analysis techniques used were validity test, reliability test, classical assumption test, multiple linear regression analysis. The results of the study concluded that promotion, price and product quality have a significant effect on the purchase decision of batik products in MSMEs Gaya Batik Unggul Solo Baru, Grogol District, Sukoharjo Regency. The results of the determination coefficient obtained the result that the contribution of the influence given by the variables of promotion, price and product quality on the decision to purchase batik products in MSMEs Gaya Batik Unggul Solo Baru, Grogol District, Sukoharjo Regency was 78.6% while the remaining 21.4% was influenced by other factors outside the variables studied, such as brand image, service quality, word of mouth and so on.
Pengaruh Kualitas, Kemampuan Kerja Terhadap Kinerja Karyawan Melalui Kepuasan Kerja Sebagai Variabel Intervening Di PT Melia Cakrawala Indonesia Dina Novira; Yamasitha; Selvi Yona Sari
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to determine how the Effect of Quality and Work Ability on Employee Performance Through Job Satisfaction as an Intervening Variable at PT Melia Cakrawala Indonesia. The sample in the study was 45 respondents. The results of this study indicate that quality has no effect and is insignificant to job satisfaction, work ability has a significant effect on job satisfaction, quality has a significant effect on employee performance, work ability has a significant effect on employee performance, job satisfaction has a significant effect on performance, quality has no effect and is insignificant to employee performance through job satisfaction, work ability has a significant effect on employee performance through job satisfaction.
Pengaruh Tingkat Pendidikan Terhadap Proporsi Ketenagakerjaan Tahun 2024 Vidyana Maulida; Ananda Dyah Febrianty; Meta Aulya Safara; Naura Syifa Rakhasha Purniawan; Nina Farliana
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Tujuan Penelitian ini menganalisis keterkaitan antara tingkat pendidikan dan partisipasi tenaga kerja di Indonesia berdasarkan data Badan Pusat Statistik (BPS) Februari 2024. Hasil kajian menunjukkan bahwa semakin tinggi tingkat pendidikan, semakin besar peluang individu untuk memperoleh pekerjaan dengan pendapatan lebih tinggi. Namun, lulus Sekolah Menengah Kejuruan (SMK) memiliki tingkat pengangguran yang lebih tinggi dibandingkan dengan lulusan Sekolah Menengah Atas (SMA), Diploma, dan Universitas. Hal ini menunjukkan bahwa keterampilan yang diperoleh di SMK belum sepenuhnya selaras dengan kebutuhan industri. Lulusan perguruan tinggi juga menghadapi kendala dalam memperoleh pekerjaan yang sesuai dengam bidang keahlian mereka. Selain tingkat pendidikan, faktor lain seperti lokasi tempat tinggal dan usia turut mempengaruhi kesempatan kerja seseorang. Untuk mengatasi permasalahan ini, diperlukan strategi seperti penyelarasan kurikulum dengan kebutuhan industri, peningkatan kualitas pendidikan vokasi, serta memperluas akses ke pendidikan tinggi. Langkah-langkah ini bertujuan untuk meningkatkan kualitas tenaga kerja, mengurangi tingkat pengangguran, serta memastikan kesesuaian antara keterampilan lulusan dengan permintaan pasar tenaga kerja. Dengan demikian, pembangunan sumber daya manusia dapat lebih optimal dalam mendukung pertumbuhan ekonomi.
Analisis Faktor-Faktor Yang Mempengaruhi Minat Nasabah Menggunakan Produk Tabungan Umum Syariah Di BMT-UGT Nusantara Capem Jember Kota Nuvailah Rosiyah; Nova Lupita Nur Wulandari; Dewi Elok Faiqoh; Nur Hidayat
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Baitul Maal Wat Tamwil (BMT) is a non-banking financial institution that supports community quality by supporting micro-enterprises by collecting funds from the community. The BMT UGT Sidogiri Cooperative began operating on June 6, 2000, and was converted to BMT UGT Nusantara in December 2020. This study aims to identify factors that influence customer interest in BMT UGT Nusantara's general savings products. The three main factors found are (1) clear and easy-to-understand product factors to inspire customer interest. (2) Service Factors: Friendly and Responsive - The first service increases customer satisfaction. (3) Procedure Factors: Fast and easy procedures in opening a BMT UGT sharia general savings account. The results of the study indicate that the combination of these three factors contributes significantly to increasing insight into BMT for the development of more effective strategies to maintain and sustain conservation.
Membangun Budaya Patuh Hukum Dari Perspektif Law Enforcement R.A. Kadarmanta; Evita Vebrianti Wulandari; Muslim, Muslim
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Building a law-abiding culture in society through a profesional approach to law enforcement is an important element in realizing order and social justice. Profesional law enforcement plays a role in forming and maintaining a law-abiding culture. Law enforcers, including the police, prosecutor's office and judiciary, have a significant influence in ensuring firm, humane and fair law enforcement. The competence, integrity and profesional attitude of law enforcers have been able to become a model for society in complying with the law. The profesionalism of law enforcement requires supervision and accountability to increase public trust. The consistent attitudes and behavior of law enforcers in enforcing the law without discrimination or abuse of power, has a positive impact on society. This research aims to describe the role of law enforcement profesionalism in creating a law-abiding culture, in order to provide recommendations to the government and law enforcement agencies. The method used in the research is a qualitative method by examining primary and secondary data. The research results show that building a law-abiding culture is greatly influenced by the profesionalism of law enforcement. However, it is also recognized that the challenge in building a law-abiding culture is that there are still practices by law enforcement officers who abuse their authority and commit crimes of corruption. There is a need for synergy between law enforcement, government and society in order to create a legal system that is fair, transparent and accountable.
Analisis Kinerja Pegawai Kantor Desa Lemahmukti Kabupaten Karawang Dalam Memberikan Pelayanan Kepada Masyarakat Syurvita Syariah; Wanta, Wanta; Asep Jamaludin
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Penelitian ini bertujuan supaya mengetahui kinerja pegawai Kantor Desa Lemahmukti Kabupaten Karawang dalam memberikan pelayanan kepada masyarakat Desa Lemahmukti. Penelitian ini menerapkan metode kualitatif dengan teknik pengumpulan data berupa wawancara, observasi, serta studi literatur secara terstruktur maupun tidak terstruktur tentang isu-isu yang berkaitan dengan kinerja pegawai. Hasil penelitian ini menunjukkan bahwasannya secara keseluruhan Kinerja Pegawai Kantor Desa Lemahmukti ketika memberi pelayanan kepada masyarakat jika diamati dari segi kualitas, kuantitas, tanggung jawab, kerja sama dan inisiatif para pegawai sudah sangat baik, sudah berjalan sesuai dengan prosedur yang di berlakukan walaupun masih terdapat sebagian pelayanan yang belum maksimal dari segi kemampuan dan kecepatan pegawai dalam menyelesaikan pekerjaannya sesuai dengan waktu serta target yang sudah ditentukan, sebagai contoh kasus pada pelayanan untuk pembuatan Kartu Keluarga (KK), pembuatan Akta Kelahiran, serta pembuatan Kartu Tanda Penduduk (KTP), Karena prosedurnya yang lama mulai dari pengumpulan data pemohon, antrean foto dan proses pembuatannya yang memakan waktu bahkan bisa melebihi 1 bulan, Namun begitu Kantor Desa Lemahmukti selalu berusaha untuk memaksimalkan kinerjanya dengan sangat baik dalam memberikan pelayanan kepada masyarakat di Desa Lemahmukti.
Analisa Kepuasan Terhadap Kualitas Pelayanan Jasa Penyewaan Gudang Menggunakan Metode Service Quality dan Improvement Performance Analysis (Studi Kasus : PT. XYZ) Dhafin Akbar; , Rieska Ernawati
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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PT. XYZ adalah salah satu perusahaan yang terletak di daerah Banten yang bergerak dibidang jasa penyewaan gudang. Dengan meningkatnya permintaan untuk layanan logistik yang andal dan efisien, PT. XYZ harus memastikan bahwa kualitas pelayanannya sesuai dengan ekspektasi pelanggan. Dari hal tersebut, PT. XYZ cukup sering melakukan survei kepuasan pelanggan, namun hasil dari survei tersebut terdapat beberapa atribut yang nilai rata - rata nya masih dibawah target yang telah ditetapkan oleh perusahaan, sehingga dari hal tersebut diperlukan adanya tindakan lebih lanjut berupa tindakan perbaikan yang harus dilakukan oleh perusahaan. Maka dari itu, tujuan pada penelitian ini yaitu berfokus pada mengetahui nilai kepuasan pelanggan pada PT. XYZ dengan menggunakan metode Service Quality untuk mencari nilai rata-rata gap dari masing-masing atribut di tiap dimensi dan metode Importance Performance Analysis (IPA) untuk mengelompokan aspek atau atribut apa saja yang perlu diprioritaskan untuk diperbaiki oleh perusahaan, sehingga nantinya bisa diketahui analisis masalah serta usulan perbaikan untuk masalah yang terjadi. Hasil pada penelitian kali ini yaitu saat menggunakan metode Service Quality didapatkan nilai Servqual pada masing masing dimensi yaitu pada dimensi Tangibles memiliki nilai gap rata rata sebesar -0,063, dimensi Reliability memiliki nilai gap rata rata sebesar -0,04, dimensi Responsiveness memiliki nilai gap rata rata sebesar -0,145, dimensi Assurance memiliki nilai gap rata rata sebesar -0,248 dan dimensi Emphaty memiliki nilai gap rata rata sebesar -0,208. Berdasarkan nilai kelima dimensi tersebut diketahui bahwa semua gap nya bernilai negatif yang menandakan perlunya tindakan perbaikan. Selanjutnya menggunakan metode IPA sehingga didapatkan hasil lokasi atribut yang tersebar pada masing masing kuadran yaitu pada kuadran I (prioritas utama) terdapat 6 atribut, kuadran II (pertahankan prestasi) terdapat 7 atribut, kuadran III (prioritas rendah) terdapat 8 atribut dan kuadran IV (berlebihan) terdapat 4 atribut. Rekomendasi perbaikan didapatkan dari hasil nilai atribut yang terdapat di kuadran I yang memiliki arti bahwa tingkat kepentingannya tinggi namun tingkat kinerja nya masih rendah yaitu pada atribut Ketersediaan lahan parkir yang luas dan aman bagi kendaraan untuk keluar masuk (P1), Suplai listrik untuk area gudang (P9), Perusahaan memberikan pelayanan sesuai dengan yang dijanjikan (P10), Karyawan mampu melayani pelanggan dengan cepat (P12), Karyawan bersikap ramah dan sopan dalam melayani pelanggan (P21) dan Kesungguhan karyawan dalam menanggapi keluhan pelanggan (P22) serta atribut yang berada pada kuadran III yaitu pada atribut Kebersihan area gudang dan lingkungan area gudang (P2), Pencahayaan didalam gudang (P3), Fasilitas alat pemadam kebakaran (hidran dan alat pemadam api ringan) didalam gudang (P4), Ketanggapan karyawan dalam menghadapi komplain pelanggan / penyewa (P15), Kesesuaian gudang yang dipesan dengan yang dipakai oleh penyewa (P18), Keamanan area gudang (P19), Karyawan memahami kebutuhan pelanggan (P23) dan Karyawan komunikatif dengan pelanggan (dapat berkomunikasi dengan sopan dan baik) (P24).
Pengaruh Kemudahan, Manfaat, Dan Risiko Terhadap Kepuasan Penggunaan Qris Pada Mitra UMKM Bank BSI KCP Citeureup 3 A Muiz Ubaidillah; A Mulyadi Kosim; Nurman Hakim
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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The development of digital technology has driven transformation in the financial sector, especially in non-cash payment systems such as QRIS (Quick Response Code Indonesian Standard). This study aims to analyze the effect of convenience, benefits, and risks on satisfaction with QRIS use on MSME partners of Bank Syariah Indonesia (BSI) KCP Citeureup3, Bogor Regency. The background of this study is based on the increasing use of digital financial services in Indonesia, but several problems are still encountered, such as the low position of BSI QRIS in terms of usage and user concerns about system security and reliability. The research method used is quantitative, with respondents being MSME actors who use QRIS from BSI as a payment method. The results of this study are expected to contribute to the development of literature, implementation of Islamic banking policies, and be a reference for BSI in improving QRIS services to MSME partners. This study also provides an overview of how perceptions of convenience, benefits, and risks affect the level of user satisfaction in utilizing digital payment services.

Page 43 of 57 | Total Record : 565

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