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Lukman Nurhakim
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COSMOS
Published by Institut Agama Islam Sultan Muhammad Syafiuddin Sambas
ISSN : -     EISSN : 30464846     DOI : -
Core Subject : Education,
Education Languange, Linguistic, Communication & Media Mathematics Other
COSMOS: Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi provides direct open access to its content with the principle that making research freely available to the public supports greater global knowledge exchange. All articles published under Open Access will be immediately and permanently free to read and accessible to everyone. COSMOS: Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi encompasses research and studies in the fields of education and culture, the entire spectrum of economics, and the science of development utilizing technology across various disciplines.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 202 Documents
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PENGARUH LEVERAGE, UKURAN PERUSAHAAN, LIKUIDITAS TERHADAP YIELD SUKUK DENGAN INFLASI SEBAGAI VARIABEL MODERASI Alkautsar, Obrin; Susanti, Riana
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.171

Abstract

This study aims to analyze the influence of leverage, company size, and liquidity on sukuk yields and to determine the influence of inflation moderating the relationship between leverage, company size, and liquidity variables on sukuk yields. The data used is Corporate Sukuk through a public offering as of December 2023 on the official website of the Financial Services Authority (OJK), the Indonesia Central Securities Depository (KSEI), the Indonesia Stock Exchange (IDX) and financial statements issued by their respective companies in 2022 – 2023. This research is a comparative causal research, which analyzes the causal relationship between two or more variables. The variables used in this study are several fundamental factors of financial performance, namely Leverage proxied by Debt of Equity (DER), Company Size (Size), and Liquidity proxied by Current Ratio (CR), as independent variables and sukuk yield proxied by Yield To Maturity (YTM) as a dependent variable with Inflation as the moderating variable.  The research population in this study is 54 companies that issue corporate sukuk. This sampling technique uses Purposive Sampling, 30 company samples were obtained. The data processing method used in this study is multiple linear regression analysis test and moderate regression analysis using EViews 12. The results of this study show that leverage (DER), company size, and liquidity simultaneously have no effect on sukuk yield, leverage (DER) partially affects sukuk yield, company size partially has no effect on sukuk yield, liquidity partially has no effect on sukuk yield, and inflation does not strengthen the relationship between leverage, company size, and liquidity to sukuk yield.
Peran Artificial Intelligence (AI) dalam Manajemen Arsip dan Dokumen Yulianto, Erwin; Murdianto, Teguh; Al-Amin, Al-Amin
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 6 (2024): Oktober
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.172

Abstract

This study examines the role of Artificial Intelligence (AI) in records and document management through an in-depth literature review. It was found that AI has significant potential to enhance the efficiency and accuracy of archival data management. With AI's ability to automate indexing, classification, and data processing processes, researchers noted a considerable reduction in human errors. Additionally, AI plays a crucial role in the security and accessibility of documents by providing robust data encryption and stringent access filtering. This technology also simplifies document searches, enabling users to find information quickly and efficiently. In conclusion, integrating AI into records and document management brings significant technical and operational benefits. This literature review underscores that AI can improve the performance and reliability of information management systems. With these capabilities, AI is expected to pave the way for more effective, efficient, and secure archival management. The study provides insights that AI is not just an advanced solution but also a critical tool for the future of records and document management in various organizations.
Peran PERAN APLIKASI TEKNOLOGI DALAM MENYEIMBANGKAN PERMINTAAN DAN PENAWARAN: SINTESIS STUDI LITERATUR TERKINIAplikasi Teknologi dalam Menyeimbangkan Permintaan dan Penawaran: Sintesis Studi Literatur Terkini Nugraha, Rahmat Taufik; Saeppani, Asep; Guntara, Agun; Al-Amin, Al-Amin
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.173

Abstract

This research explores the role of technology applications in balancing supply and demand in the global market through a synthesis of recent literature studies. Information and Communication Technology (ICT) such as e-commerce, big data analytics, and other digital platforms have shown significant roles in enhancing market efficiency. E-commerce facilitates consumers in obtaining products quickly and enables sellers to reach broader markets, reducing geographical barriers. Big data and AI technologies assist in demand prediction and inventory management, while IoT and blockchain improve transparency and efficiency in the supply chain. Although these technology applications offer numerous benefits, challenges such as significant investments, the need for specialized skills, and issues of data security and privacy remain substantial barriers. This research concludes that the appropriate application of technology can support the balance of supply and demand, improve market efficiency, and contribute to sustainable economic growth. Continuous evaluation and the development of adequate technological infrastructure are necessary to fully leverage the potential of technology in the modern economy.
STRATEGI MANAJEMEN RISIKO KREDIT UNTUK STABILITAS KEUANGAN DI SEKTOR PERBANKAN Alfiana, Alfiana; Judijonto, Loso; Al-Amin, Al-Amin
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.174

Abstract

This study aims to analyze effective credit risk management strategies in improving financial stability in the banking sector through the literature study method. Various relevant literatures were analyzed to identify key strategies in credit risk management. The main findings of this study indicate that the implementation of a strict and continuous credit supervision system, including periodic evaluation and the use of analytical technology for early risk detection, is essential. Credit portfolio diversification was identified as an effective method to reduce concentration risk and prevent large losses in one sector or region. In addition, data-driven credit assessment processes and advanced risk models are crucial to improving credit quality. The research also emphasized the importance of adequate reserves and provisions as a buffer against potential losses. In addition, human resource development through regular training was identified as an important aspect in strengthening risk management capabilities. The study also underscores the importance of compliance with international banking regulations such as Basel III in maintaining financial stability. Overall, the study concludes that implementing a comprehensive credit risk management strategy can significantly create a more resilient and stable banking system amidst global economic fluctuations
STRATEGI OMNICHANNEL DALAM PEMASARAN: DAMPAKNYA TERHADAP PEMASUKAN DAN KEBERLANJUTAN USAHA Rolando, Benediktus; Simanjuntak, Enty Evasari; Dewi, Komala; Al-Amin, Al-Amin
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.175

Abstract

This research investigates omnichannel strategies in marketing and their effects on increasing revenue and business sustainability. By reviewing relevant literature and case studies, this research identifies that the omnichannel approach, which integrates online and offline marketing channels to create a seamless customer experience, has a significant contribution to improving the financial performance and long-term sustainability of businesses. The findings show that an omnichannel strategy helps companies understand customer behavior more deeply, personalize offers, and increase customer satisfaction and loyalty. In addition, effective adaptation of information technology in support of omnichannel is proven to improve operational efficiency and strengthen the business's competitive position in the market. Thus, the implementation of an omnichannel strategy not only restructures the way companies interact with customers, but also plays an important role in strengthening the foundation of the business for future growth and sustainability. This research provides insights for business stakeholders on the importance of adopting and continuously updating omnichannel strategies to improve business performance and competitiveness.
PENGARUH INDEK PENGEMBANGAN MANUSIA (IPM) TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI JAWA TIMUR 2022-2023 Haryono, Basuki; Margono, Hery
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.176

Abstract

This quantitative research aims to investigate the relationship between Human Development Index (HDI) and Economic Growth across 38 districts in East Java, Indonesia, using data from Badan Pusat Statistik for the years 2022-2023. The study employs Structural Equation Modeling with Partial Least Squares (SEM-PLS) methodology using SmartPLS to analyze the data. The path analysis revealed a statistically significant positive relationship between HDI and Economic Growth, suggesting that improvements in human development contribute significantly to economic advancement in the region. Based on these findings, recommendations include enhancing investments in education, healthcare, and infrastructure to further strengthen human capital and stimulate economic growth in East Java.
PENCATATAN KEUANGAN DIGITAL BERBASIS ANDROID PADA CV. YUDAWASTU KENCANA KABUPATEN SUKABUMI Umami, Nida Auliana; Nurani, Rahma
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.177

Abstract

According to the Creative Economy Agency, there are still many MSMEs that do not have good financial records so that they are not able to prepare financial reports. Indonesian business actors still record their business finances and stocks manually. In fact, digitizing the recording process in business is not only to make it easier, but also to improve the accuracy of inventory and financial reports which have an impact on long-term business credibility. The development of technology is utilized by Bank Indonesia (BI) in collaboration with the Indonesian Accountants Association (IAI) to help MSMEs by launching a financial transaction recording application that is in accordance with SAK EMKM called the Financial Information Recording Application Information System (SI APIK). This study aims to implement digital financial recording using the SI APIK application in MSMEs in accordance with applicable accounting standards. The research method that the author uses is qualitative which is an approach in conducting research that is oriented towards natural phenomena or symptoms with data collection techniques including: observation, interviews, and literature studies. The results of this study found that the application of financial records through the SI APIK application in MSMEs can determine the net profit obtained by these MSMEs and can make financial reports on businesses that are run in accordance with the financial accounting standards of micro, small and medium entities.
SISTEM INFORMASI GEOGRAFIS PEMETAAN LOKASI EVENT DI KOTA AMBON Dien, Marion Erwin; Parlindungan, Rivaldi Arion
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.178

Abstract

Event is a certain agenda, activity or festival that shows, displays and celebrates to commemorate important things that are held at a certain time with the aim of communicating messages to visitors. Ambon City is very thick with culture and art and has been recognized by the world as a world music city. However, people are still unfamiliar with the art movement in Ambon city due to the lack of information about events. Therefore, in this research, a geographic information system application for mapping the location of events in the city of Ambon is made so as to facilitate event visitors in the city of Ambon.
PENDEKATAN PSIKOLOGI AGAMA DALAM SEKTOR PERTANIAN UNTUK PENGEMBANGAN EKONOMI WILAYAH KECAMATAN SEMPARUK Yuniarti, Desi; Rosalinda, Rosalinda; Ubabuddin, Ubabuddin
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.179

Abstract

The agricultural sector is one of the key sectors in the economy of Sambas Regency, especially in Semparuk District. With abundant natural resources and a supportive climate, the agricultural potential in this area can be the main driver in improving people's welfare and accelerating economic development. This study aims to analyze the potential of the agricultural sector in Semparuk District and provide recommendations for appropriate development strategies. The research approach uses a qualitative descriptive method, with data collection through interviews, observations, and documentation. The results of the study indicate that the agricultural sector in Semparuk District has great potential in the development of food crops, horticulture, and plantations. However, there are several obstacles such as access to modern agricultural technology, inadequate infrastructure, and limited human resources. Therefore, supportive policies are needed, increasing farmer capacity, and optimizing land use to develop the agricultural sector in this area. The approach of religious psychology in the development of the agricultural sector in Semparuk District plays an important role in strengthening farmer motivation, strengthening social solidarity, and encouraging sustainable agricultural practices
ANALISIS STRATEGI PEMASARAN COCA-COLA DALAM MENINGKATKAN OMZET PT. COCA-COLA DISTRIBUSI INDONESIA DI KALIMANTAN BARAT Priyanto, Agus; Sahputra, Rachmat; Tawil, Hamzah
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 5 (2024): Agustus
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/cosmos.v1i5.180

Abstract

This study analyzes Coca-Cola's marketing strategy in West Kalimantan by considering national economic factors and local market dynamics. Using a qualitative descriptive design with SWOT analysis, this research examines soft drink market conditions, consumer preferences, distribution position of PT Coca-Cola Distribusi Indonesia, and opportunities and challenges in increasing turnover. The results showed that Coca-Cola's marketing strategy in West Kalimantan needs to be adjusted to local consumer preferences and market dynamics. Recommendations include content adjustment based on demographics, local collaboration, and focus on potential economic sectors. This research provides theoretical and practical contributions for Coca-Cola to design more effective marketing strategies in West Kalimantan.

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