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Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 581 Documents
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The Impact of Fintech Peer-to-Peer Lending Investments on Public Financial Inclusion Alfiana, Alfiana; Mulatsih, Listiana Sri; Widyantini, Dian; Meutianingrum, Farah Juniati; Afrizal, Afrizal
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1638

Abstract

The purpose of this study is to determine the impact of peer-to-peer lending fintech investments on public financial inclusion. This research approach collected data through a literature review, which involved reading literature from various sources, including books, reports, articles, and journals, employing both qualitative and deductive methods. The findings of this study suggest that peer-to-peer lending fintech investments have a positive impact on financial inclusion, including increased economic activity, enhanced financial literacy, and expanded investment opportunities. However, this system still faces various challenges, including the risk of default, data security concerns, a lack of education, and immature regulations. To overcome these challenges and strengthen its positive impact, collaboration between the government and platform providers is necessary to enhance rules, financial education, and digital literacy, as well as develop sharia-compliant and socially responsible products, so that peer-to-peer lending can become an integral part of an inclusive and sustainable financial system.
Determinant of audit quality: a literature review Fawziah, Intan Nurbaiti; Hayati, Dian Indah; Hidayatullah, Siti Rahmi
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1655

Abstract

Audit quality plays a crucial role in maintaining the credibility and reliability of financial reporting. This literature review aims to identify and analyze the key determinants that influence audit quality as discussed in prior academic studies. The review categorizes the determinants into auditor-related factors (such as auditor independence, expertise, and tenure), client-related factors (such as company size and complexity), and external factors (such as regulatory environment and audit standards). The findings reveal that audit quality is a multifaceted construct influenced by both internal attributes of auditors and external pressures. By synthesizing findings from various studies, this paper contributes to a better understanding of how different variables interact to affect audit quality, and provides insights for policymakers, auditors, and stakeholders to enhance audit effectiveness
The Influence of Environmental Accounting, Environmental Performance, and CSR on the Financial Performance of Manufacturing Companies Listed on the Indonesia Stock Exchange from 2019-2022 Anthoni, Dhea Fitri; Cerya, Efni
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1614

Abstract

This study aims to analyze the influence of Environmental Accounting, Environmental Performance, and Corporate Social Responsibility (CSR) on Financial Performance. This study comprises three independent variables: Environmental Accounting is measured using environmental cost disclosure, Environmental Performance is measured using the PROPER framework, and Corporate Social Responsibility (CSR) is measured using the GRI Standard Index. The dependent variable, Financial Performance, is proxied by Return on Assets (ROA). The sample in this study comprises 221 manufacturing companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2022; however, only 15 companies met the sample criteria. The sample selection method used was Purposive Sampling. Based on this, a total of 60 data points were obtained from the 15 companies, multiplied by four periods. The data used in this study are secondary data sourced from the financial reports of manufacturing companies published on the Indonesia Stock Exchange. Data analysis was conducted using multiple regression analysis, with SPSS 29 used for data processing. The results of the study indicate that environmental accounting and CSR have a significant negative impact on financial performance. Meanwhile, environmental performance has no significant impact on financial performance. Overall, environmental accounting, environmental performance, and Corporate Social Responsibility (CSR) simultaneously influence financial performance. These findings suggest that companies should carefully assess how they manage and communicate their environmental cost disclosures and CSR initiatives, as they may not always be perceived positively by stakeholders. Enhancing transparency, strategic alignment, and stakeholder engagement in sustainability practices could improve the financial outcomes.
Uji Hipotesis Hukum Okun dan Kurva Philips di Indonesia (Pendekatan Partial Adjustment Model) Sun’an, Muammil Sun’an; Husen, Amran; Yetty, Yetty
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1633

Abstract

Penelitian ini bertujuan untuk menguji keberlakuan Hukum Okun dan Kurva Phillips dalam konteks perekonomian Indonesia selama periode 2010–2019. Hukum Okun menjelaskan hubungan negatif antara pertumbuhan ekonomi dan tingkat pengangguran, sedangkan Kurva Phillips menggambarkan trade-off antara inflasi dan pengangguran. Penelitian ini menggunakan data time series sekunder yang dianalisis melalui pendekatan model dinamis, termasuk uji stasioneritas (ADF Test), uji kointegrasi (Engle-Granger), serta estimasi dengan model Penyesuaian Parsial (Partial Adjustment Model - PAM). Hasil penelitian menunjukkan bahwa data inflasi, pertumbuhan ekonomi, dan tingkat pengangguran di Indonesia bersifat stasioner pada derajat pertama dan memiliki hubungan kointegrasi, yang mengindikasikan adanya keseimbangan jangka panjang antar variabel. Estimasi dengan model PAM mengungkapkan bahwa pertumbuhan ekonomi berpengaruh negatif dan signifikan terhadap tingkat pengangguran terbuka, selaras dengan Hukum Okun. Sebaliknya, inflasi tidak menunjukkan pengaruh signifikan terhadap pengangguran dalam jangka pendek, meskipun hubungan jangka panjang tetap teridentifikasi. Temuan ini mengimplikasikan pentingnya peran pertumbuhan ekonomi dalam pengurangan pengangguran, sementara pengaruh inflasi terhadap pengangguran lebih bersifat jangka panjang dan perlu pengelolaan kebijakan makroekonomi yang seimbang. Penelitian ini memberikan landasan empiris bagi pembuat kebijakan fiskal dan moneter dalam merumuskan strategi pengendalian inflasi dan pengangguran secara simultan.
The Effect of Work Stress on Turnover Intention Mediated by Employee Engagement and Job Satisfaction Handayani, Susie; Berliyanti, Dita Oki; Nilasari, Medina
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1639

Abstract

This study was conducted to examine the effect of work stress on turnover intention, both directly and indirectly through employee engagement and employee satisfaction. The research design used was a causal study that aimed to examine the effect of independent variables on dependent variables using mediating variables. The research variables used consist of one independent variable, namely work stress, two mediating variables, namely employee engagement and job satisfaction, and one dependent variable, namely turnover intention. The sample used was employees working at public accounting firms in Jakarta. From the data collection conducted using Google Forms, a sample of 123 people was obtained. The analysis tool used was SEM-PLS, processed using Smart-PLS software. The results of the analysis revealed the following findings: 1) work stress was not proven to influence turnover intention; 2) work stress was not proven to influence employee engagement; 3) work stress was proven to have a significant negative influence on job satisfaction; 4) employee engagement was proven to have a significant negative influence on turnover intention; 5) job satisfaction was found to influence turnover intention; 6) employee engagement was not found to mediate the negative influence of work stress on turnover intention; and 7) work stress was found to have a positive influence on turnover intention.
The Role of Digital Marketing and Promotion in the Business Performance of Small and Medium Enterprises (SMEs) in Developing Countries Mahaliani, Eva; Kurniawati; Masnita, Yolanda
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1640

Abstract

This study examines the role of digital marketing and promotion in the business performance of small and medium-sized enterprises (SMEs) in developing countries, particularly Indonesia. In the face of intense competition, SMEs are required to leverage digital media to sustain and grow their businesses. The objective of this study is to comprehensively investigate how digital marketing capabilities and their adoption through promotions can enhance SME productivity. Additionally, this research analyzes the impact of customer relationship orientation and technology orientation on SME business performance in developing country markets. The research method uses cross-sectional data obtained through a questionnaire distributed via Google Forms on social media to SME owners in Indonesia who have started their businesses within the past year. The findings reveal that competition intensity has a significant influence on promotion. Furthermore, customer relation orientation and technology orientation have a significant influence on digital marketing capability. Additionally, digital marketing capability and promotion have a significant influence on business performance.
The Influence of Trust, Perceived Ease, and Promotion on the Decision to Use the SPayLater Payment Method in Surabaya Safi’i, Denisa Putriramadhani; Supriyono
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1654

Abstract

The significant increase in internet penetration in Indonesia has driven the development of information technology by connecting more individuals to the digital world, which ultimately affects various sectors, including the financial sector, as evidenced by the emergence of technology-based financial institutions that are beginning to dominate transactions, namely financial technology (fintech). BNPL, or what is more commonly known as paylater, has now become an attractive payment option for people with limited budgets. This study aims to identify and analyze the influence of trust, perceived ease, and promotion on the decision to use the SPayLater payment method in Surabaya. This research is a quantitative study with data collected through questionnaires. The analysis technique used in this study is SEM with a component-based approach using PLS as the analysis tool. The results from 98 respondents indicate that trust, perceived ease, and promotion have a positive and significant effect on usage decisions, with the highest factor loading value found in the indicator of engaging content creation under the promotion variable, and the strongest influence given by the perceived ease variable.
Analysis Of Community Participation In The Development Of Bromonilan Village Tourism Yunita, Wiwik; Mahendra, Gerry Katon
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1671

Abstract

Tourist Village Bromonilan is village tour based nature and culture that have including in category village tour sustainable development in Sleman Regency . Research This using 4 indicators participation , which consists of from taking decision , implementation activity or programs created , monitoring evaluation and utilization results . The method used in the research This is approach qualitative in nature descriptive . Research result show that village tour Bromonilan in Sleman Regency has sufficient participation Good in development village tourism , development village tour Already effective However there is obstacle related in method manage village , taking decision demonstrate a sense of ownership and commitment public village tour bromonilan , implementation activity increase skills in manage village tour bromonilan , monitoring evaluation village tour bromonilan support and have utilized in a way effective and efficient will but in source Power man village tour bromonilan Still not enough adequate as well as utilization results village tour bromonilan can give for the Community in Bromonilan Village Sleman Regency
Pengaruh Sistem Reward Dan Punishment Terhadap Semangat Kerja Karyawan Pada PT. Karya Mandala Putra Mamuju Mutiah, Mutiah; Aqil, Muhammad; Ferils, Muh.
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis Sistem Reward Dan Punishment Terhadap Semangat Kerja Karyawan. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan asosiatif. Penelitian ini menggunakan populasi terbatas, dengan penentuan sampel menggunakan teknik total sampling yang melibatkan 40 Karyawan PT. Karya Mandala Putra Mamuju. Data dikumpulkan melalui observasi, wawancara, dokumentasi, dan kuesioner. Pengujian kualitas data penelitian menggunakan uji validitas dan uji reliabilitas, dengan alat analisis regresi linear berganda. Pengujian hipotesis menggunakan uji parsial (uji statistik t), uji simultan (uji statistik F), serta analisis koefisien determinasi (R2) digunakan untuk mengukur kontribusi prediktor variabel terhadap dependen variabel. Hasil penelitian menunjukkan bahwa sistem reward berpengaruh signifikan secara parsial terhadap semangat kerja dengan nilai signifikansi 0,000 < 0,05 dan nilai thitung 3,904 > ttabel 2,026. Punishment berpengaruh signifikan secara parsial terhadap semangat kerja dengan nilai signifikansi 0,000 < 0,05 dan nilai thitung 4,653 > ttabel 2,026. Serta sistem reward dan punishment berpengaruh signifikan secara simultan terhadap semangat kerja karyawan pada pt. Karya mandala putera mamuju dengan nilai signifikansi 0,000<0,05 dan nilai Fhitung 49,874 > Ftabel 3,252. Dengan kontribusi tergolong kuat yakni sebesar 72,9%. Temuan ini menggaris bawahi bahwa sistem reward dan punishment yang efektif berperan penting dalam mendorong semangat kerja karyawan PT. Karya Mandala Putra Mamuju
Pengaruh Kualitas Pelayanan Dan Promosi Terhadap Keputusan Pembelian Pada Café Eat N Joy Kabupaten Mamuju Nirwana, Nirwana; Asia, Nur; Naim, Muh. Rezky
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1675

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh variabel kualitas pelayanan dan promosi terhadap keputusan pembelian pada Cafe Eat N Joy Kabupaten Mamuju. Metode penelitian yang digunakan yakni metode kuantitatif dengan data primer atau kuesioner. Responden dalam penelitian ini ialah seluruh konsumen pada Café Eat N Joy Kabupaten Mamuju, dengan jumlah populasi tidak diketahui atau tidak terbatas, penentuan sampel sesuai pendapat convinance sampling dengan jumlah sampel 50 sebagai responden. Hasil dalam penelitian menunjukkan bahwa kualitas pelayanan berpengaruh signifikan secara parsial terhadap keputusan pembelian dengan nilai signifikansi 0,000<0,05 dan nilai thitung 4,555>ttabel 2,012. Promosi berpengaruh signifikan secara parsial terhadap keputusan pembelian dengan nilai signifikansi 0,003<0,05 dan nilai thitung 3,078>ttabel 2,012. Kualitas pelayanan dan promosi berpengaruh signifikan secara simultan terhadap keputusan pembelian pada Café Eat N Joy Kabupaten Mamuju dengan nilai signifikansi 0,000<0,05 dan nilai Fhitung 40,478>Ftabel 3,195.

Page 33 of 59 | Total Record : 581

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