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JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 581 Documents
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Influence Curent Asset Saving Account (Casa) and Fee- Based Incme ( Fbi ) Against Return On Assets (ROA) at PT. Bank Central Asia, Tbk 2015-2023 period Sarfika, Pia Eka; Lisiantara , Gregorius Anggana
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1613

Abstract

The aim of this research is to analyze the influence of Current Asset Saving Account (CASA) and Fee-Based Income (FBI) on ROA. The research method employs quantitative analysis. The data used are secondary data from the financial statements of PT. Bank BCA. The data analysis technique uses multiple linear regression. The results of the study provide information that the magnitude of ROA possessed by Bank BCA during the period 2015-2023 is significantly determined by the existing CASA and FBI values. When Bank BCA has high CASA and FBI values, it also results in a high ROA value. Conversely, when Bank BCA has low CASA and FBI, it also results in a low ROA for Bank BCA. However, partially, CASA does not determine the magnitude of ROA values of Bank BCA
Determinasi Rasio Ketersediaan Beras di Indonesia dalam Perspektif Ketahanan Pangan Nasional Ramadhan, Abid; Faridatussalam, Sitti Retno
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1618

Abstract

Ketahanan pangan merupakan salah satu isu strategis dalam pembangunan berkelanjutan, terutama di Indonesia yang menjadikan beras sebagai komoditas pangan pokok utama. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi rasio ketersediaan beras di Indonesia sebagai indikator ketahanan pangan. Variabel yang digunakan dalam penelitian ini meliputi luas panen padi, jumlah produksi padi, jumlah penduduk, harga beras medium, dan impor beras. Penelitian menggunakan data panel dari 34 provinsi di Indonesia selama periode 2019 hingga 2023 yang dianalisis dengan model regresi data panel melalui pendekatan Random Effect Model (REM) menggunakan software EViews 12. Hasil penelitian menunjukkan bahwa luas panen padi dan jumlah produksi padi berpengaruh positif dan signifikan terhadap rasio ketersediaan beras, sedangkan jumlah penduduk berpengaruh negatif dan signifikan. Sementara itu, variabel harga beras dan impor beras tidak berpengaruh signifikan terhadap rasio ketersediaan beras. Temuan ini menunjukkan bahwa peningkatan produksi dan perluasan lahan panen merupakan strategi utama dalam memperkuat ketahanan pangan nasional. Penelitian ini juga menyoroti pentingnya memperhitungkan faktor demografis dan memperkuat produksi domestik dalam mendukung tujuan Sustainable Development Goals (SDGs), khususnya poin kedua yaitu mengakhiri kelaparan dan mencapai ketahanan pangan berkelanjutan.
The Influence of Digital Leadership, Technology Use, and Culture on Employee Performance Wijaya , Ardiansyah Hadi; Subroto , Setyowati; Amalia , Mei Rani
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1620

Abstract

This study examines the influence of digital leadership transformation, digital technology utilization, and organizational culture on employee performance at PT. Plambo Pratama Joyosantoso Pemalang. Using a quantitative approach with 75 respondents, data were analyzed through multiple linear regression. Results show that digital leadership (sig. 0.000), technology utilization (sig. 0.000), and organizational culture (sig. 0.002) significantly affect performance. Simultaneously, all three variables have a significant effect (F = 289.266, sig. 0.000). In conclusion, digital transformation in leadership, technology, and culture positively impacts employee performance
Analisis Peran Kompensasi Finansial dan Non Finansial dalam Meningkatkan Loyalitas Karyawan CV La Paris Fadila, Nurul Eka; Mulyati, Mulyati; Sumarni, Sumarni
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1623

Abstract

Penelitian ini bertujuan untuk menganalisis secara mendalam peran kompensasi finansial dan non-finansial dalam membentuk dan meningkatkan loyalitas karyawan di CV La Paris. Mengingat peran krusial Sumber Daya Manusia (SDM) sebagai pendorong utama keberhasilan organisasi, penelitian ini menginvestigasi sejauh mana sistem imbalan yang diterapkan mampu menjawab kebutuhan karyawan. Menggunakan pendekatan kualitatif, penelitian ini menggali data dari wawancara mendalam dengan enam orang karyawan sebagai responden. Data yang terkumpul kemudian dianalisis menggunakan teknik analisis tematik yang meliputi proses pengorganisasian data, pengkodean, dan reduksi untuk mengidentifikasi pola-pola makna yang relevan. Hasil penelitian menunjukkan bahwa kompensasi finansial yang dinilai adil dan kompetitif berhasil memberikan fondasi kepuasan dan mendorong semangat kerja. Sementara itu, kompensasi non-finansial, yang terwujud melalui apresiasi, komunikasi terbuka, dan lingkungan kerja yang nyaman, terbukti memiliki pengaruh signifikan dalam membangun keterikatan emosional. Sinergi dari kedua jenis kompensasi ini pada akhirnya mewujudkan loyalitas karyawan yang tidak hanya tercermin dari keinginan untuk bertahan dalam jangka panjang, tetapi juga dari tumbuhnya rasa kepemilikan dan tanggung jawab yang tinggi terhadap perusahaan.
Analysis of MSME Taxpayer Compliance with Tax Regulations in Indonesia Aidah, Mus; Saiful, Saiful; Andika, Mohammad; Risaldi, Moh.; Romadhona, Agus
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1624

Abstract

This study aims to analyze the compliance of MSME taxpayers with tax regulations in Indonesia. This study employs a qualitative approach, utilizing a case study research design. The research was conducted in areas with a high concentration of MSMEs, which were selected purposively. Informants consisted of MSMEs who have registered as taxpayers, tax officers from the Tax Service Office (KPP), and tax consultants who handle MSMEs. Data collection techniques included in-depth interviews, observation, and documentation studies. Meanwhile, data analysis was conducted through the stages of data reduction, data presentation, and drawing conclusions and verification. The results of this study indicate that the level of MSME taxpayer compliance with tax regulations in Indonesia is influenced by their understanding, perception, and experience in carrying out tax obligations. Low tax literacy, administrative complexity, and a lack of trust in the government are the primary obstacles to achieving optimal compliance. However, an educational and personalized approach from the tax authorities is considered effective in building awareness and encouraging MSMEs to comply with tax obligations voluntarily.
Implementation of Interactive Multimedia Edpuzzle in Economics Learning at MAN 1 Majene Regency Ashari , Nurfathiha; Sahabuddin , Romansyah; Najamuddin , Najamuddin
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1626

Abstract

This study aims to determine: 1) Describe the implementation process of Edpuzzle interactive multimedia in economics learning at MAN 1 Majene Regency. 2) Identify the obstacles faced by teachers in implementing Edpuzzle in economics learning at MAN 1 Majene Regency. 3) Analyze the effect of using Edpuzzle interactive multimedia on student engagement in economics learning at MAN 1 Majene Regency. The research method used is a descriptive quantitative approach method. The research variables consist of Edpuzzle Media (Variable X) and Economics Learning (Variable Y). Data collection techniques use observation, questionnaires and documentation. The data analysis techniques used are descriptive statistics and inferential analysis. Based on the results of the study that: 1) The use of Edpuzzle interactive multimedia in economics learning at MAN 1 Majene Regency has proven to be effective. Students feel the benefits in understanding the material, while teachers find it easier to compile interactive materials. Features such as interactive questions and progress tracking help student engagement. In addition, Edpuzzle's flexibility in distance learning and blended learning improves understanding and learning independence. 2). Constraints in implementing Edpuzzle include limited internet access, inadequate devices, and students' understanding of the platform. Teachers also have difficulty in adjusting appropriate materials and limited features of the free version. In addition, the lack of direct interaction makes some students tend to be passive or less focused on completing assignments. 3) The influence of Edpuzzle as a learning medium on economic learning is in the moderate category with a correlation of 0.397. The significance test shows that R count (0.397) > R table (0.284) and the Sig. value. (2-tailed) = 0.005 <0.05, so that the relationship between the two is positive and significant. This means that the higher the use of Edpuzzle, the better the students' understanding of economic subjects at MAN 1 Majene Regency
The Effect of Service Quality and Brand Trust on Customer Satisfaction at PO Manggala Orlando, Gerry Hutama; Ugy Soebiantoro
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1631

Abstract

This study will look into how service quality and brand trust affect customer satisfaction at PO Menggala in Surabaya. A quantitative research design was utilized, employing a survey method via an online questionnaire. The study adopted purposive sampling, involving 99 respondents who had previously utilized the services of PO Menggala. Data were analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) technique with the support of SmartPLS software. The findings reveal that both service quality and brand trust exert a positive and significant influence on customer satisfaction. These results suggest that consistent service performance and established brand trust are critical determinants of customer satisfaction. Accordingly, it is recommended that PO Menggala sustain high service quality and reinforce its brand image to foster long-term customer loyalty.
Pengaruh Harga dan Citra Merek terhadap Keputusan Pembelian Smartphone Vivo: (Studi Kasus pada Konsumen Milenial di Roxi Cell, Kabupaten Dompu) Suhada, Suhada; Mulyati, Mulyati; Sumarni, Sumarni
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1635

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh harga dan citra merek terhadap keputusan pembelian smartphone Vivo di kalangan milenial Roxi Cell, Kabupaten Dompu. Penelitian ini menggunakan pendekatan kuantitatif dan sampel 30 orang. Hasil uji regresi menunjukkan bahwa harga (t-hitung 1,905) dan citra merek (t-hitung 2,088) berpengaruh signifikan terhadap keputusan pembelian, karena keduanya melebihi nilai t-tabel (1,697). Nilai koefisien determinasi (R²) sebesar 0,268 menunjukkan bahwa masing-masing variabel berkontribusi sebesar 26,8% terhadap keputusan pembelian. Temuan ini memperkuat bahwa harga dan citra merek merupakan faktor penting dalam mempengaruhi keputusan pembelian smartphone di kalangan milenial. Oleh karena itu, perusahaan perlu memperhatikan strategi harga dan membangun citra merek yang kuat untuk meningkatkan minat beli.
Performance Analysis of Government Regional Revenue and Expenditure Budget (APBD) Management Ismiyana, Ulydhatul; Parinduri, Ramadha Yanti; Awaliah, Andi Urfia; Riduan, Akhmad; Afrizal, Afrizal
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1636

Abstract

The Regional Revenue and Expenditure Budget (APBD) is the primary instrument used by local governments to achieve development goals and enhance community welfare. Through the APBD, local governments plan and manage regional revenues and expenditures in a budget year. Therefore, the effectiveness and efficiency of APBD management are important indicators in assessing local government performance. This type of research uses a qualitative descriptive approach. The objective of this research is to examine the financial performance of the Indonesian government, specifically the Performance Analysis Report on the Management of the Regional Revenue and Expenditure Budget (APBD) of the Indonesian government. This research utilizes secondary data sourced from official government documents in Indonesia. The data analysis technique employed in this research utilizes the Balanced Scorecard method. The results of this study have found that by using the Balance Scorecard method, namely: (1) Based on the independence ratio, the City government has shown delegative results. (2) Based on the revenue effectiveness ratio, the City government has succeeded in achieving targets or objectives effectively. (3) The Customer Satisfaction Perspective uses the public satisfaction index (IKM) of government. (4) The Internal Process Perspective of Bureaucratic Reform uses the bureaucratic reform index (IRB) of the city in 2023 - 2025, which shows a significant increase. From 2023 to 2025, Indonesia is expected to see an increase in the percentage of SMEs. (4) The growth and learning perspective using the city employee quality index in 2023 – 2025 shows that the quality of employees who have participated in training and development is very high.
The Influence of Sharia Marketing on Investment Decisions in the Sharia Capital Market Natsir, Imron; Mukaromah, Hajar; Hasirah, Hasirah; Irawaty, Rosalia; Irwin, Andi
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1637

Abstract

In Indonesia, the development of the Islamic capital market began in 1997 with the introduction of Islamic mutual funds, initiated by Danareksa. The principles of this Islamic capital market differ from those of conventional capital markets. In this study, the author employed a quantitative approach. This research is part of a study that employs a survey method for data collection. The survey conducted by the researcher in this study used an online questionnaire to collect data from students of the Faculty of Economics at several campuses, resulting in 150 respondents. The population and sample in this study consisted of students from the Faculty of Economics, and the data analysis technique employed was SPSS multiple linear regression. The results of this study indicate that online community interaction, content sharing, and accessibility variables have a significant influence on investment decisions in the Islamic capital market. This suggests that a well-designed engagement strategy plays a crucial role in enhancing investor participation in instruments that adhere to Islamic principles. Meanwhile, the credibility variable has no effect on investment decisions in the Islamic capital market.

Page 32 of 59 | Total Record : 581

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