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All Journal IJIBE (International Journal of Islamic Business Ethics) Dinar: Jurnal Ekonomi dan Keuangan Islam JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ekonomi Islam Journal of Islamic Economic Laws MALIA IJIEEB : International Journal of Integrated Education, Engineering and Business Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Ulumuna: Jurnal Studi Keislaman ACTIVA: Jurnal Ekonomi Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al Huquq : Journal of Indonesian Islamic Economic Law TERAJU : Jurnal Syariah dan Hukum AL-ARBAH: Journal of Islamic Finance and Banking Implementasi Manajemen & Kewirausahaan Journal of Islamic Economics Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Filantropi: Jurnal Manajemen Zakat dan Wakaf Iqtisadie: Journal of Islamic Banking and Shariah Economy EKONOMIKA SYARIAH : Journal of Economic Studies International Journal of Islamic Thought and Humanities Islamic Economics and Business Review (IESBIR) Kartika: Jurnal Studi Keislaman Jurnal Ekonomi Islam International Journal of Islamic Economics (IJIE) Idealita: Jurnal Pendidikan dan Sosial Keagamaan FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam Journal of Islamic Economic Laws
Ridan Muhtadi
IAI Miftahul Ulum Pamekasan
Religion Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Determinants of Customer Decisions to Save at Sharia Digital Banks Arifin, Moh.; Muhtadi, Ridan; Mi’raj, Denizar Abdurrahman; Fatimah, Siti; Hannan, Abd.
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 7 No. 2 (2023): December 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v7i2.7608

Abstract

Lembaga keuangan perbankan di Indonesia mengalami transformasi digital yang pesat namun tingkat penerimaan Masyarakat masih tergolong rendah. Penelitian ini bertujuan untuk mengungkapkan dampak variabel religiusitas, keamanan fintech, dan citra merek terhadap keputusan nasabah untuk menyimpan uang di bank digital syariah. Penelitian ini menggunakan data primer yang diperoleh melalui penyebaran kuesioner atau angket, melibatkan 100 responden yang dipilih berdasarkan perhitungan lemeshow. Metode analisis yang digunakan adalah uji validitas, reliabilitas, uji asumsi klasik, uji regresi linier berganda dan uji hipotesis dengan menggunakan perangkat lunak SPSS 24 untuk menganalisis data penelitian. Hasil penelitian menunjukkan bahwa secara parsial variabel keamanan fintech dan citra merek memiliki pengaruh yang signifikan (Sig. <0,005) terhadap keputusan nasabah untuk menabung di bank digital syariah, sementara variabel religiusitas tidak memiliki pengaruh signifikan (Sig. >0,005) terhadap keputusan nasabah untuk menabung di bank digital syariah. Temuan ini mendorong penelitian selanjutnya untuk mengeksplorasi faktor-faktor lain yang dapat memengaruhi keputusan nasabah dalam menggunakan layanan bank digital syariah. Sehingga mampu menjadi bahan evaluasi bagi industri bank digital syariah dalam meningkatkan pangsa pasar.The banking and financial institutions in Indonesia have undergone rapid digital transformation; however, the level of public acceptance remains relatively low. This research aims to elucidate the impact of religiosity, fintech security, and brand image variables on customers' decisions to deposit money in Islamic digital banks. The study employs primary data obtained through the distribution of questionnaires, involving 100 respondents selected based on the Leveshow calculation. The analytical methods utilised include validity and reliability tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing, all conducted using SPSS 24 software for data analysis. The results of the study indicate that, partially, fintech security and brand image variables exert a significant influence (Sig. <0.005) on customers' decisions to deposit money in Islamic digital banks. Meanwhile, the religiosity variable does not have a significant impact (Sig. >0.005) on customers' decisions to deposit money in Islamic digital banks. These findings propel further research to explore other factors that may influence customers' decisions to utilise Islamic digital bank services. Thus, it can serve as evaluative material for the Islamic digital banking industry to enhance market share
Tinjauan Maqashid Syariah dan Fiqh al-Bi'ah dalam Green Economy Muhtadi, Ridan; Utama, R Wahyu Agung; Arifin, Nur Rachmat; Mawardi, Imron
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

Economic development in the 20th century has a huge impact on the sustainability of mankind. However, on the other hand, it has a negative impact on the living ecosystem. Economics and the environment are considered two opposite sides in some ways like the way they treat profit orientation toward sustainable development. Sustainable development On the basis of this result creates a relatively new concept, Green Economy. Green Economy is a concept that supports human welfare and care for the preservation of the environment and ecosystem of life in economic development. But the negative side of economic development could also affect the depletion of natural resources due to overexploitation, pollution of the land, water, and air due to industrial pollution, floods, and impact on climate change. Islam has an ideal concept of sustainable development. There are at least fundamental rules in order to support the sustainable development of the implementation of environmental fiqh based maqasid sharia for the management of Islamic resources in economic transactions. Keywords: Maqasid Syariah, Fiqh environment, Green Economy, Environmental Preservation
Analisis Kapasitas Perguruan Tinggi dalam Mendukung Implementasi Sertifikasi Halal: Studi Kasus Halal Center UIN Madura Z.A, Khayrus Sabiqin; Fahrurrozi; Muhtadi, Ridan
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.379

Abstract

Universities, through halal centers, participate in supporting the implementation of halal certification. The halal center assists BPJPH in fulfilling halal obligations by providing halal assistance to MSME actors to obtain halal certification. The existence of the Halal Center plays an important role for business actors in the implementation of halal certification. However, there are several challenges, such as a lack of understanding among MSME actors regarding halal certification obligations and a lack of support from local governments and university institutions, which hinder its implementation. In this study, a qualitative descriptive method was used as a technique for data collection through interviews, observations, and documentation of the leadership of the UIN Madura Halal Center. This study aims to identify and determine the extent to which the UIN Madura Halal Center is capable of supporting the implementation of halal certification using several indicators, such as institutional, operational, collaborative, and socio-economic impacts. The results of this study indicate that the UIN Madura Halal Center is capable of supporting the implementation of halal certification for MSMEs. However, in its implementation, there are still problems such as a lack of financial support in building the LPH halal laboratory and a lack of halal assistants.
Optimalisasi Strategi Sertifikasi Halal Dalam Mendukung Islamic City Branding: Studi Eksplorasi pada Halal Center UIN Madura Syafiqoh, Anilna; Fahrurrozi , Fahrurrozi; Muhtadi, Ridan
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.380

Abstract

Halal certification is important for the community in Pamekasan district to support and strengthen Islamic city branding. In achieving an Islamic city image, the UIN Madura halal center contributes by providing halal certification assistance. However, challenges such as competition, unmotivated business actors, complex requirements and processes, cost barriers, and policy changes hinder its implementation. Using a descriptive qualitative method, this study aims to identify and analyze the strengths, weaknesses, opportunities, and threats through a SWOT approach and IFAS-EFAS strategic factors in optimizing the halal certification strategy carried out by the UIN Madura halal center while supporting the Islamic city branding of Pamekasan district. Data collection techniques include interviews, observations, and documentation with the head of the UIN Madura Halal Center. The results of the study identified internal and external factors of the UIN Madura Halal Center, including halal assistants in each sub-district, a lack of halal assistants, a large Muslim population, and the threat of competition. The study also identified optimalization strategies for SO, WO, ST, and WT that can be used as steps to optimize the halal certification strategy.
Co-Authors ABD Aziz, ABD Abd Rohman Al Hadifi Abd. Wahab Abdul Ghoni Ach. Fauzi Lutfi Afandi, Muhammad Zainur Rahman Agustin, Fitriyana AL QORNI, FARID ILHAM Ali Murtadho Alifah Alifah Anindya Yusuf Wirmanda Anis Eliyana Arifin, Moh. Arifin, Nur Rachmat AUNUR ROFIQ Dhoqi Dofiri Dwi Ariady Kusuma Ervicaninda Herry Fahmi as-Sulthoni Fahrurrozi Fahrurrozi , Fahrurrozi Fahrurrozi Fahrurrozi Fanani Mafatikul Ihsan Fanani Mafatikul Ihsan Faridatun Nila Faridatun Nila Faridatun Nila Faridatur Rosyidah Firdaus, Nabila Yuli Firman Ardiansyah Firman Ardiansyah Fitriyana Agustin Fitriyana Agustin Fitriyani, Novita Ayu Fudholi , Moh Gancar Candra Premananto Hannan, Abd. Hidayat , Moh. Nurul Ihsan, Fanani Mafatikul Imron Mawardi Inayah Swasti Ratih Istianah Istianah Kamali Kamali Kamali kamali kamali, kamali Karimah Karimah Linda Sari M Mohsi Mansur Mansur Mansur Mansur Maulia, Shirenda Rizka Mawarni, Iga Mi’raj, Denizar Abdurrahman Mi’raj, Denizar Abdurrahman Moch Qosyim Moh Arifin Moh Fudholi Moh Safik Moh Subhan Moh. Arifin Moh. Fudholi Moh. Fudholi Mohammad Adi Mohammad Adi Mohammad Zainal Muharrom, M. Syahrul Mumuh Muhammad Munawaroh, Hikmatul Muslikhin Muslikhin Muzakki Muzakki Nafiah, Ilfiatun Nila, Faridatun Nova Haryanto Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nuri Herachwati Permana, Pramudia Yuly Eka Pramudia Yuli Eka Permana Pramudia Yuly Eka Permana Putri Cahya Rosyadah Qosyim, Moch R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Rahman, Ahmad Taufiqur Ratih, Inayah Swasti RB Dandy Raga Utama Ririn Tri Ratnasari Risa Sari Pertiwi Risma Ayu Kinanti Rizatul Yunus, Muhammad Rizky Winanda Rofiki, Akhmad Rosyadah, Putri Cahya Ryval Ababil Safik, Moh Safik, Mohamad Sahal, Sakinah Saini Sakinah Sahal Shofa, Sirojul Arifin Siti Fatimah Siti Masfufa Siyah Siyah Sri Herianingrum Subaida Subaida Suyudi, Moh Syafiqoh, Anilna TAMIMAH TAMIMAH Tamimah, Tamimah Tate Agape Bawana Tsaniyatul Haliyah Utama, R Wahyu Agung Utama, R. Wahyu Agung Wahyuni ‎, Nanik Wisnu Bayu Aji Z.A, Khayrus Sabiqin Zaenol Hasan Zainurrafiqi Zainurrafiqi Zavirani Fitrandasari