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All Journal SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal Pengabdian Magister Pendidikan IPA Jesya (Jurnal Ekonomi dan Ekonomi Syariah) IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Jurnal Aplikasi Akuntansi Jurnal Pengabdian Kepada Masyarakat (Mediteg) Valid Jurnal Ilmiah Dialektika: Jurnal Ekonomi dan Ilmu Sosial Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani Jurnal Orientasi Bisnis dan Entrepreneurship Jurnal Abdimas Sangkabira Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Riset, Ekonomi, Akuntansi dan Perpajakan (REKAN) Jurnal SIAR ILMUWAN TANI Jurnal Ranah Publik Indonesia Kontemporer (Rapik) Joong-Ki : Jurnal Pengabdian Masyarakat Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Valid Jurnal Pengabdian Jurnal Aplikasi Perpajakan Jurnal Pengabdian Sosial Jurnal Pengabdian Masyarakat dan Riset Pendidikan Darma Diksani: Jurnal Pengabdian Ilmu Pendidikan, Sosial, dan Humaniora Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Assoeltan: Indonesian Journal of Community Research and Engagement Joong-Ki Akuntansi: Jurnal Ilmiah Akuntansi Al-Infaq: Jurnal Ekonomi Islam Alamtana Joong-Ki

Khotmi, Herawati

Sekolah Tinggi Ilmu Ekonomi AMM

Author-ID : 1037435

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FAKTOR YANG MEMPENGARUHI KEPUASAN MAHASISWA STIE AMM DALAM PENGGUNAAN SISTEM INFORMASI SECARA ONLINE Herawati Khotmi; Rusli Amrul; Yuli Astini
Valid: Jurnal Ilmiah Vol 14 No 2 (2017)
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

One of the information technology developments by STIE AMM is the on-line academic system. This study aimed at identifying the effect of the students’ (user) interaction with information systems, Support/Reward/Punishment, information system security, information access speed/ease, information accuracy, computer network/Internet accessibility and utilities to the students’ satisfaction in using information system.Causality research was implemented in this study and it was conducted in STIE AMM Economics School. Questionnaires were employed to collect the data. 100 Students who are majoring accounting were chosen as the participant. The independent variables in this research were Support, Reward/Punishment, information systems security, information access speed/ease, information accuracy, computer network/internet accessibility and utilities. While dependent variable in this research was student satisfaction in using information system. Instrument analysis which is reliability and validity test was conducted and then continued with conducted the classical assumption test consisting of normality test, multicollinearity test, heteroscedasticity test before implementing the analysis phase. After conducting classical assumption test the next step was conducting multiple regression analysis using T-test, F-test and determination test. The results of hypothesis testing with T-test showed that Students’ (user) interaction with information systems, information systems security and accessibility and computer network/internet utility had a significant effect on student satisfaction in using the information system. While Support, Reward/Punishment, information access speed/ease and information accuracy had no effect to the students’ satisfaction in using information systems

PERANAN PENGENDALIAN INTERNAL DALAM MENGANTISIPASI KECENDERUNGAN KECURANGAN PENGELOLAAN KEUANGAN DESA Rusli Amrul; Herawati Khotmi
Valid: Jurnal Ilmiah Vol 13 No 4 (2016)
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

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In this research, wanted to know the role of internal control in anticipation of the tendency of the financial fraud in 14 villages in the Kecamatan Gerung of Kabupaten Lombok Barat terms of Environmental Control, Risk Control, Control Activities, Information and communication and monitoring. The research method used descriptive qualitative method. Source data from this study are primary data. Place of research conducted in several villages in the district Gerung the Village Banyu Urip, Dasan Geres, Babussalam, Dasan Tapen, Beleke, Kebun Ayu, Gapuk, Suka Makmur, Tepos, South Gerung, North Gerung, Mesanggok, Giri Tembesi and Taman Ayu. The technique of collecting data through interviews and questionnaire. The analysis technique used in this study includes various phases that start share questionnaire, collect, categorize answers, perform final scoring and classify the achievements of respondents. From research conducted inferential control environment reached 77.50%, which means achievement role in internal control, risk control reached 91.67% categorized as very instrumental in internal control, Control activities to the achievement of 59.46 categorized quite a role in internal control, information and communication have a 92.67% performance categorized as very instrumental in internal control, performance monitoring has 78.29% categorized role in internal control and together the five components has 78% outcomes, 29% is the category has a role in internal control. And suggested that there should be standards of ethics and behaviour, there is an internal examiner, there is segregation of duties and responsibilities and there is a safe place to store money is to avoid financial abuse villages

Analisis Perbandingan Prediksi Kebangkrutan Perusahaan dengan Model Altman Z-Score, Springate, dan Grover Herawati Khotmi
Valid: Jurnal Ilmiah Vol 17 No 2 (2020)
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

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Business activities necessary to predict if the company is in a good state or not. In this study aims to predict bankruptcy with Model Grover, Model Althman Z-Score Model Springate and to identify the difference between Model Grover, Model Altman Z-Score Model Springate. The type of research is the descriptive, research site of PT. BPR Tresna Niaga is located on Jl. Jendral Sudirman, Tiwugalih, Praya, regency of Lombok Tengah Nusa Tenggara Barat. The data source uses secondary data. The research analysis techniques are identifying data, calculating ratio ratios, creating bankruptcy prediction categories and making conclusions. There is a difference in ratio or results Z-score by using model Grover model and Altman Z-score with model Springate in the addiction of bankruptcy. Where to model Ghover is a disdiction of PT. BPR Tresna Niaga Praya is not in the condition of bankruptcy. Unlike the model of Altman Z-Score criteria of the predictions of PT. BPR Tresna Niaga Praya in the bankruptcy condition and the same as the Model Springate predictions in the position of bankruptcy. The suggestion of this research is that the analysis results are not fully used as a result of predicting bankruptcy, by predicting there are no measures to overcome financial difficulties. It is better to have financial analysis to improve financial performance and should further researchers post the research period

PEMBERDAYAAN USAHA MELALUI SISTEM BIOFLOK, MANAJEMEN KEUANGAN DAN STRATEGI PEMASARAN DI DUSUN BENGKEL Herawati Khotmi; Baehaki Syakbani; Sukma Hidayat Kurnia Abadi; Ulfiani Asdiansyuri; Hengki Samudra; Khaerul Hadi
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 4, No 3 (2021): Agustus
Publisher : Universitas Muhammadiyah Mataram

ABSTRAKPermasalahan yang dihadapi oleh mitra dimasa pandemik ini yaitu omset selama 3 bulan terakhir mengalami penurunan, stock pakan ikan sedikit dan harga pakan naik, teknik pemasaran terbilang sederhana dengan menunggu pengepul datang kelokasi, kurangnya aspek permodalan dan belum pernah didanai oleh pihak bank ataupun koperasi, belum adanya manajemen dan administrasi bisnis yang baik dalam pengelolaannya. Adapun solusi yang ditawarkan menggunakan teknologi system Bioflok untuk menghemat air, ramah lingkungan dan efisien terhadap pakan serta hasil produksi meningkat. Tujuan dari program pemberdayaan masyarakat ini yaitu untuk memberdayakan UMKM dimasa pandemi dengan memberikan alternatif solusi dari permasalahan yang dihadapi oleh mitra yaitu memberdayakan teknologi Bioflok dan teknik membantu proses sumber permodalan untuk perluasan usaha melalui pembuatan laporan keuangan sederhana. Adapun Metode yang dipakai dalam pencapaian tujuan yaitu merancang bentuk, meng,aplikasikan system, proses pembinaan yang selanjutnya diiringi dengan pelaksanaan pembuatan penyusunan laporan keuangan sederhana. Dalam hal pelaksanaan kegiatan pembuatan kolam bioflok dapat terlaksana dengan baik sesuai dengan yang direncanakan dimana tim pelaksana kegiatan melaksanakan tugasnya dan penyusunan laporan keuangan sederhana sebatas pada pemberian contoh kasus cara menyusun atau langkah-langkah penyusunan laporan keuangan. Kata Kunci : bioflok; manajemen keuangan; pemasaran. ABSTRACTDuring this pandemic, business partners are facing difficulties, which is the sharpest decline of turnover for the last 3 months, lower fisheries feed stocks and rising feed ingredient prices, simply marketing techniques only waiting collectors come to the location, lack of capital aspects and have never been funded by banks or cooperatives, yet the existence of good management and business administration in its management. Researcher offereda solution by using Biofloc system technology to save water, environmentally friendly and efficient in feed ingredients and increase production yields. The purpose of this community empowerment program was to empower MSMEs during pandemic by providing alternative plans to solve current problems, namely empowering Biofloc technology and techniques to process capital sources for business expansion through simple financial reports.The method used in achieving this goal was to design the form, apply the system, coaching process along withcreating simple financial statements. In order to construct biofloc ponds properly according to initial plan, therefore the implementing team performed their task and the preparation of simple financial reports was limited in providing examples of cases on how or steps to prepare financial statements. Keywords: biofloc; financial management; marketing

ANALISIS TEKNIKAL HARGA SAHAM PT. ADIRA DINAMIKA MULTI FINANCE Tbk. DI MASA COVID 19 DENGAN METODE ARIMA Herawati Khotmi; Reny Wardiningsih
IQTISHADUNA Vol. 11 No. 2 (2020): Iqtishaduna: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

This study aims to analyze and predict stock prices using technical analysis at PT. Adira Dinamika Multi Finance, Tbk by ARIMA method. Data collection technique used is archival data collection which comes from secondary data. Secondary data in this study’s from daily data on ADMF shares in 2nd January 2020-26th October 2020 which is sourced from finance.yahoo.com. The analysis technique used in this research is the Box-Jenkins method with three stages, i.e. the first stage of identification and specification of ARIMA model (p, d, q), the second stage is prediction stage, the third stage is diagnosis model. This study results show that the MA Model (2) is the best model whose data describes ADMF stock price movements during the pandemic period and produces a difference between the real data and forecast is not too different. Where on average there’s a difference about Rp. 43.5 between the real stock price data with forecast data. Suggestions for future researchers to use fundamental analysis to support investment decisions.

Pengaruh Tugas Account Representative (AR) Terhadap Kepatuhan Wajib Pajak Di KPP Pratama Mataram Timur Herawati Khotmi
JURNAL KOMPETITIF : MEDIA INFORMASI EKONOMI PEMBANGUNAN, MANAJEMEN DAN AKUNTANSI Vol 5 No 2 (2019): Ekonomi Pembangunan, Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas Islam Al-Azhar

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This research aims to determine the effects of AR (Account Representative) duty on tax compliance. The dependent variable in this study is taxpayer compliance. The independent variables in this study are service, consultation, exploration of potential and supervision. This is Associative Reasearch wich was conducted in Pratama Tax Office, East Mataram. In this reasearch, questionnaire was used to collect the data. The population in this study are 6,748 and Slovin formula was applied as the sampling technique with 99 questionnaires and 75 questionnaires returned. Based on the results of data analysis using the T test, it shows that the consultation results and potential exploration have no effect on taxpayer compliance. Whereas supervision and service have an effect on taxpayer compliance. F test results show that the consultation results, potential exploration, supervision and simultaneously or jointly service have an effect on taxpayer compliance. Based on results of this study, the researcher suggest that in carrying out the AR duty, it is better to increase consultation and explore potentials. Suggestion for the next researchers is considering to multiply the research sample and add variables such as mentoring and education.

PERSEPSI NASABAH TERHADAP PEMBIAYAAN MURABAHAH DALAM PENGEMBANGAN UMKM (STUDI KASUS PADA BANK BSI MATARAM HASANUDDIN) Sri Hadiatini; Herawati Khotmi; Khairul Hadi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 5 No 2 (2022): Article Research Volume 5 Number 2, Juni 2022
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v5i2.861

This study attempted to examine the effect of perceived demand pressure, ease of service, reputation footprint, and perceived level of excellence on cost-plus financing and the influence of perceived demand pressure, ease of service, reputation footprint, and level of product advantages together against the financing. Thus, this quantitative research involved 371 customers who transacted cost-plus financing. The slovin formula was applied as sampling technique with a total sample of 79. Moreover, the analytical technique employed in this study was starting from the validity test, reliability test, classical assumption test, hypothesis testing with simple regression, and multiple regression with SPSS data processing. Therefore, the findings indicated that the perception of the need urgency for ease of service, the reputation trace, and the perception of the level of product excellence affected the cost-plus financing. Meanwhile, the ease of service and the level of product excellence perceptions impacted cost-plus financing. In contrast, the perception of demand and reputation footprint does not affect the financing.

DETERMINAN PEMBIAYAAN MUDHARABAH PADA BANK UMUM SYARIAH BUKU 2 TAHUN 2017-2020 Rusdi Bahalwan; Edi Muhammad Jayadi; Muhamad Yusup; Herawati Khotmi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 5 No 2 (2022): Article Research Volume 5 Number 2, Juni 2022
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v5i2.862

Mudharabah financing is the first financing introduced in Islamic banking. It is a collaboration between the owner of capital and the manager with the distribution of profits according to mutual agreement. Ways to measure the performance of Islamic banking are by looking at the value of CAR, FDR, TPF, and ROA. This study aims to examine the effect of CAR, FDR, TPF & ROA partially on mudharabah financing at Islamic Commercial Banks in Book 2 for the 2017-2020 period and to examine the effect of CAR, FDR, DPK & ROA simultaneously on the financing. This research is quantitative where the population is the Islamic commercial Bank in Book 2 and the samples are 4 banks using quarterly financial reports so that the sample of this study is 64. The analysis used is the Classical Assumption test and then the Hypothesis test data processing assisted with SPSS. The results of the study indicate that CAR & TPF positively affect mudharabah financing and FDR & ROA have no effect on the financing. Meanwhile, CAR, FDR, TPF, ROA altogether have a positive effect on it.

Pengaruh Kinerja Keuangan Terhadap Pembiayaan Murabahah Dengan Dana Pihak Ketiga Sebagai Pemoderasi Herawati Khotmi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 5 No 1 (2022): Article Research Volume 5 Number 1, Januari 2022
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v5i1.602

This study aims to investigate the effect of Capital Adequacy Ratio, Financing to Deposit Ratio, Non-Performing Financing on murabahah financing, to verify the effect of Capital Adequacy Ratio on murabahah financing with Third Party Funds as a moderating variable, to assess the effect of Financing to Deposit Ratio on murabahah financing. with Third Party Funds as moderating variable and to verify Non-Performing Financing on murabaha financing with Third Party Funds as moderating variable. This study used secondary data that obtained from ojk.co.id. Number of population in this study was 14 (fourteen) Islamic commercial banks registered in 2020 in Indonesia, which obtained with purposive sampling. The sampling criteria were Islamic banks with book category 3 and core capital between 5 trillion to 30 trillion rupiah. The number of samples was 4 banks with 3 (three) book categories, namely Bank Syariah Mandiri, Bank Negara Indonesia Syariah, Bank Rakyat Indonesia Syariah, National Syariah Pension Savings Bank. Data was analyzed by using eviews version 9. The analysis results indicate that Non-Performing Financing, Capital Adequacy Ratio, Financing to Deposit Ratio have an effect on murabahah financing, the Third-Party Funds moderated the effect of capital adequacy ratio on murabahah financing, Third Party Funds moderated the effect of Financing to Deposit Ratio on murabahah financing, Third Party Funds did not moderate the effect of Non Performing Financing on murabahah financing.

ANALISIS FAKTOR YANG MEMPENGARUHI KEPUASAN KERJA DENGAN MEDIASI MOTIVASI KERJA PADA YAMAHA SIP (SURYA INTI PUTRA) SAYANG-SAYANG MATARAM HERAWATI KHOTMI
Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani Vol. 8 No. 1 (2020): Journal Ilmiah Rinjani: Media Informasi Ilmiah Universitas Gunung Rinjani
Publisher : LPPM Universitas Gunung Rinjani

Abstrak Penelitian ini bertujuan untuk menguji pengaruh konpensasi financial, pengambangan karir, kondisi lingkunga terhadap kepuasan. Untuk menguji pengaruh konpensasi financial, pengambangan karir, kondisi lingkungan, kepuasan terhadap motivasi serta untuk menguji pengaruh mediasi motovasi kerja. Metode penelitian berupa penelitian asosiatif. Teknik pengumpulan data dengan menggunakan kuesioner. Teknik pengambilan sampel mengunakan teknik sampel jenuh. Sampel yang digunakan yaitu 32 karyawan. Sebelum dilakukan uji hipotesis dilakukan uji validitas & reabilitas selanjutnya dilakukan uji hipotesis dengan pengolahan data SPPS sebagai alat uji. Hasil penelitian menunjukkan bahwa Kompensasi financial, pengembangan karier, kondisi lingkungan berpengaruh negatif terhadap motivasi. Kepuasan kerja berpengaruh positif terhadap motivasi kerja. Kompensasi financial, pengembangan karier, kondisi lingkungan berpengaruh positif terhadap kepuasan kerja. Sedangkan hasil pengujian hipotesisis mediasi motivasi dilihat dari variabel financial, pengembangan karier, kondisi lingkungan secara tidak langsung melalui kepuasan kerja mempunyai pengaruh signifikan terhadap motivasi kerja atau dengan kata lain terdapat mediasi motivasi kerja dengan financial, pengembangan karier, kondisi lingkungan terhadap kepuasan kerja. Saran diajukan bagi peneliti selanjutnya sebaiknya memperbanyak sampel dan mencari variabel diluar variabel yang diteliti seperti komitmen. Sedangkan saran bagi perusahaan sebaiknya mengoptimalkan kompensasi financial, pengembangan karir, dan kondisi lingkungan kerja supaya karyawan termotivasi untuk melakukan pekerjaan dengan baik sesuai dengan SOP Perusahaan Abstract This study aims to examine the effect of financial compensation, career development, environmental conditions on satisfaction. To test the effect of financial compensation, career development, environmental conditions satisfaction with motivation and to test the effect of mediating work motivation. The research method is associative research. Data collection tecniques using a questionnaire. The sampling tecnique uses saturated sample technique. The sample used was 32 employees. Before the hypothesis test is carried out the validity and reliability test is then tested the hypothesis by processing SPPS data as a tes tool. The results showed that financial compensation, career development, environmental conditions negatively affacted motivation. Job satisfaction has a positive effect on work motivation. Financial compensation, career development, environmental Condition have apositive effect on job satisfaction. While the results of testing the motivation mediation hypothesis viewed from financial variables, career development, environmental conditions indirectly through job satisfaction have a significant effect on work motivation or in other words. there is mediation of work motivation with financial, career development environmental conditions on job satisfaction. Suggestion submitted for further researchers should increase the sample and look for variables outside the studied variables such as commitment. While suggestions for companies should optimize financial convensation, career development, and working environment conditions so that employees are motivated to do a good job in accordance with the SOP of the Company.

Co-Authors Agus Fahrul Chair Agustiningsih, Wulandari Alfian Sayuti Alvina Damayanti Amisa, Elia Amrul, Rusli Andika Noviawan, Lalu Arif Firman Aulia Astini, Yuli Astini, Yuli Baehaki Syakbani Bairizki, Ahmad Dara Intan Ariati Dewi Rispawati Edi Muhammad Jayadi Eka Aswati Purnamasari Eko Supriastuti Elvina Setiawati Elvina Setiawati Endang Kartini Eni Indriani Fachrozi FACHROZI. F Faizathul Octavia, Yusi Fauzi, Agus Khazin Feryansyah Feryansyah, Feryansyah Genadi, Yeldi Dwi Hadi, Khaerul Hengki Samudra herliana rosika Hidayat, Lalu Muhammad Taufik Hikmah Hikmah Hikmah, Husnul I Made Murjana I Wayan Danaswara Irianto Irianto Jumaidi, Lalu Takdir Kembang, Lale Puspita Khaerul Hadi Khaerul Umam, Khaerul Khairul Hadi Kisnawati, Baiq Kurniya Alda Syafitri Listantia, Nora M Wahyullah Mariana Mariana Muhamad Yusup Muhammad Irfadil Muhammad Islahuddin Akbar Muhammad Wahyullah Mustaan Mustaan Mustaan, Mustaan Nadia Nuril Ferdaus Ni Ketut Arunika Brahmantari Nora Listantia Nurul Fatikasari Octavia, Yusi Faizathul Putri, Dina Amalya Ramadhan, Mahameru Nur Ikhsan Resty Yusnirmala Dewi Riduan Mas’ud Riduan Mas’ud Rini Adriani Auliana Rispawati, Dewi Rosika, Herliana Rury Indah Sintia Rusdi Rusdi Bahalwan Rusdi Rusdi Safitri, Dian Mila Sahratullah Samodra, Vegalyra Novantini Samudra, Hengki Sanurdi Sanurdi Sanurdi Sanurdi Sarkasi Hadi Sugandi Savira, Anisa Seprianingsih, Dewi Setiawati, Elvina Shinta Eka Kartika Sofiati Wardah Sofiati Wardah Solina, Eva SOPIAN SAORI Sri Hadiatini Sri Maryanti Sukma Hidayat Kurnia Abadi Suparlan . Supriastuti, Eko Syakbani, Baehaki Tondoyekti, Kukuh Ulfiani Asdiansyuri Ulfiyani Asdiansyuri, Ulfiyani Wardiningsih, Reny Yeldi Dwi Genadi Yuliati, Ni Nyoman Yusi Faizathul Octavia Zulkarnaen

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