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Supervision by the Financial Services Authority on Investment-Based Life Insurance (Unit Link) Rizky Noor Fajrina; Waspiah Waspiah
Unnes Law Journal Vol. 7 No. 1 (2021): April, 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ulj.v7i1.38703

Abstract

Problems with unit-linked life insurance products such as product transparency where the agent does not provide a detailed explanation regarding the characteristics, benefits, risks, and costs of unit-linked life insurance. This study aims to describe the protection of unit link life insurance in Indonesia and the supervision of the Financial Services Authority, the constraints faced and the steps that must be taken so that the insurance business can run well. This study uses a qualitative, sociological juridical approach. Primary data sources were taken by interview, observation, and documentation. While secondary data obtained from legislation, books, journals, scientific articles related to research. The results showed that: (1) The protection of the unit link life insured in Indonesia is not yet in accordance with the existing regulations. Life insurance agents who violate Marketers Standards of Practice and Code of Conduct may be subject to sanctions. Preventive and repressive efforts are carried out by the Financial Services Authority in order to protect the insured. (2) Supervision of the Financial Services Authority in the insurance business is microprudential supervision which, by its nature, is divided into prudential supervision and market conduct supervision. The conclusions in this study: (1) The protection of life insurance for unit link in Indonesia is not yet fully in accordance with the applicable regulations, this is due to several life insurance agents that do not meet the applicable rules.
Legality of Commercial Parody Merchandise Without the Authorization of the Owner of the Parodied Brand Based on the Perspective of the MIG Act Rabindra Aldyan Bintang Mustofa; Waspiah Waspiah
Semarang State University Undergraduate Law and Society Review Vol. 5 No. 2 (2025): July-December, 2025
Publisher : Faculty of Law, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lsr.v5i2.25700

Abstract

This study examines the criminal liability of corporations as perpetrators of environmental crimes in Indonesia. With increasing industrial activities contributing to environmental degradation, holding corporations accountable under criminal law is essential to deter future violations and promote sustainable business practices. This research analyzes the existing legal framework, judicial practices, and challenges in enforcing corporate criminal responsibility for environmental damage. Through a doctrinal and case law approach, the study highlights gaps in regulation, inconsistencies in court rulings, and the difficulty of attributing mens rea (criminal intent) to corporate entities. The contribution of this study lies in proposing clearer legal criteria and enforcement mechanisms to strengthen corporate accountability for environmental harm. It emphasizes the need for comprehensive legislation that balances economic growth with environmental protection, ensuring that corporations cannot evade liability due to complex organizational structures. This research is relevant for policymakers, legal practitioners, and environmental advocates seeking effective solutions to environmental crimes committed by corporations in Indonesia.
RENEWAL OF THE CONSTITUTIVE NATIONAL LAW SYSTEM IN INDUSTRIAL DESIGN Waspiah, Waspiah
Jurnal Hukum Progresif Vol 10, No 2 (2022): Oktober 2022
Publisher : Doctoral of Law Program, Faculty of Law, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jhp.10.2.86-98

Abstract

The regulation of industrial design in Indonesia is still experiencing several challenges, one of which is regarding the legal system. This paper aims to analyze the reform of the constitutive national legal system on industrial design in Indonesia. This paper confirms that the requirements for legal protection with a Constitutive system on industrial design by MSMEs required by law, if they are still used in the current era, where world developments are very fast, do not reflect the national legal system, so that what should be based on Pancasila as a legal ideal. An alternative step in bridging is to internalize Pancasila values into the Industrial Design Law as a spirit or soul which is expected to be able to provide justice for the Design Community (MSMEs).
Is Indonesia Ready? A Legal and Policy Interrogation of Outcome-Based Academic Services for Accelerated Students with Disabilities Rodiyah Rodiyah; Waspiah Waspiah; Bayangsari Wedhatami; Runjati Runjati
Journal of Indonesian Legal Studies Vol. 11 No. 1 (2026): Contemporary Legal Responses to Technological, Economic, and Social Change
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jils.v11i1.48626

Abstract

This study critically examines Indonesia’s readiness to implement outcome-based education (OBE) in academic services for accelerated students with disabilities, situating the analysis within national legal frameworks and the global commitment to the Sustainable Development Goals (SDGs), particularly SDG 4 on inclusive and equitable quality education. Indonesia has formally recognized the right to inclusive education through key legal instruments, including Law No. 8 of 2016 on Persons with Disabilities and Law No. 12 of 2012 on Higher Education, which mandate accessibility and non-discrimination in educational provision. However, a persistent gap remains between these normative commitments and their practical implementation in higher education institutions. Employing a normative juridical method combined with conceptual and policy analysis, this research evaluates the extent to which existing regulations support the operationalization of OBE in inclusive academic services. The findings reveal that although Indonesian legal frameworks provide a general mandate for disability inclusion, they lack specific and enforceable standards for integrating OBE principles—such as measurable learning outcomes, adaptive assessment systems, and institutional accountability mechanisms—particularly within acceleration programs. This regulatory ambiguity contributes to fragmented implementation and limits the achievement of equitable educational outcomes, thereby constraining Indonesia’s progress toward SDG 4 targets. This article argues that Indonesia is not yet fully prepared to align its higher education system with both OBE principles and SDG commitments without substantial legal and policy reform. Strengthening regulatory coherence, embedding disability-sensitive outcome indicators, and enhancing institutional compliance mechanisms are essential to bridging the gap between rights and results. This study contributes to legal scholarship by linking national regulatory frameworks with global development agendas, offering pathways toward a more inclusive and globally competitive higher education system.
The Urgency of Copyright Right on Bridal Makeup Design of Kendal Bridal Makeup Design to Reform Creative Industry in Indonesia Waspiah Waspiah; Rodiyah Rodiyah; Asmarani Ramli; Muhammad Iqbal Baiquni; Nadiyah Meyliana Putri
Journal of Law and Legal Reform Vol. 5 No. 2 (2024): Justice and Law Reform in Various Perspectives
Publisher : Faculty of Law, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jllr.vol5i2.1211

Abstract

This research underscores the urgent need for copyright protection in the Indonesian bridal makeup design sector, particularly focusing on Kendal Bridal Makeup Design. The absence of legal safeguards for innovative makeup designs poses a significant threat to the creative efforts of makeup artists and the broader bridal industry. This study identifies a critical gap in existing intellectual property laws, which inadequately address the unique challenges of protecting original makeup designs. Findings indicate that the lack of robust copyright protections results in widespread imitation and unauthorized use of designs, undermining their economic value and diminishing creative incentives for artists. This situation impedes the growth of the creative industry, where originality and personal branding are essential. The research highlights that the current legal framework does not adequately support the sector, leaving artists exposed to exploitation and legal disputes. The novelty of this study lies in its specific focus on bridal makeup design within the Indonesian context, an area that has received limited scholarly attention. By evaluating the legal and economic impacts of insufficient copyright protection, the study offers new insights into how reforming intellectual property laws can promote innovation and support industry growth. The research contributes by advocating for targeted legal reforms to enhance copyright protections for makeup designs and provides actionable recommendations for policy changes. These measures aim to safeguard artists' rights, foster creativity, and bolster the Indonesian creative industry, thereby paving the way for a more sustainable and innovative sector.
The Direction of Indonesia’s Legal Policy on the ASEAN Mutual Legal Assistance Treaty in Criminal Matters: A Path to Law Reform in Cross-Border Crime Enforcement in Southeast Asia Ridwan Arifin; Rodiyah Rodiyah; Waspiah Waspiah; Asyaffa Ridzqi Amandha; Elizabeth Yunita Krisnawati; Tirta Sandi; Michael Timothy Napitupulu
Journal of Law and Legal Reform Vol. 5 No. 2 (2024): Justice and Law Reform in Various Perspectives
Publisher : Faculty of Law, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jllr.v5i2.3206

Abstract

This research explores Indonesia’s legal policy on the ASEAN Mutual Legal Assistance Treaty in Criminal Matters (AMLAT) and its implications for law reform in the enforcement of cross-border crime in Southeast Asia. AMLAT plays a critical role in facilitating legal cooperation among ASEAN member states in criminal matters, addressing challenges posed by transnational crimes such as human trafficking, drug smuggling, and cybercrime. Despite its significance, Indonesia faces legal and procedural gaps in aligning its domestic legal framework with AMLAT provisions, creating obstacles in efficient criminal law enforcement across borders. The novelty of this study lies in its focus on Indonesia’s unique legal challenges and reform needs in the context of AMLAT, an area that has received limited scholarly attention. While previous studies have explored AMLAT’s role at a regional level, this research specifically investigates the legal and policy issues within Indonesia and how they affect broader ASEAN cooperation on cross-border crime. The urgency of this research is underscored by the increasing prevalence of transnational crimes in Southeast Asia, exacerbated by advancements in technology and globalization. A more robust legal framework is crucial for Indonesia to effectively collaborate with ASEAN members in combating these crimes. The contribution of this study is twofold. First, it provides a comprehensive analysis of the current state of Indonesia’s legal policy on AMLAT, highlighting key areas for legal reform. Second, it offers practical recommendations for policymakers to strengthen Indonesia’s role in regional legal cooperation, ensuring more effective cross-border crime enforcement in Southeast Asia.
Manipulated Stocks and Corruption: Lessons from Three Indonesian Verdicts Henry Chevalier; Benny Sumardiana; Waspiah Waspiah
Journal of Law and Legal Reform Vol. 6 No. 4 (2025): October, 2025
Publisher : Faculty of Law, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jllr.v6i4.30606

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The Jiwasraya, Asabri, and DP4 cases are major financial scandals in Indonesia involving stock price manipulation and corruption. These crimes stemmed from weaknesses in capital market regulations, weak oversight, and conflicts of interest in the management of investment funds in state financial institutions. The perpetrators exploited regulatory loopholes to divert funds into low-quality stocks whose prices were manipulated through fraudulent transactions and misleading information. The state losses, reaching hundreds of trillions of rupiah, underscore the need for financial governance reform and regulatory strengthening. The legal verdicts in these cases have a deterrent effect, with severe penalties for perpetrators, including life imprisonment and the confiscation of assets. Furthermore, capital market regulations have been tightened, a risk-based oversight system has been implemented, and transparency in the management of public funds has been increased. To prevent similar crimes, stricter oversight of investments by state-owned insurance companies and pension funds, increased transparency in financial reporting, and synergy between institutions in financial law enforcement are needed. Stronger regulatory measures can curb stock price manipulation linked to corruption, thereby restoring trust in the capital market and the national financial system.
Addressing Legal Illiteracy in Wonosobo’s Rural Communities: The Impact of Legal Outreach Programs Waspiah Waspiah; Dian Latifiani; Muhammad Tuhar
Lentera Masyarakat Hukum Vol. 1 No. 4 (2024): October, 2024
Publisher : COLLEGIUM JUSTICIA INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65815/ajsbvf63

Abstract

Introduction: Legal illiteracy remains a critical barrier to justice in Indonesia, particularly in rural areas such as Wonosobo, Central Java. Limited access to legal information and services leaves many residents unaware of their rights, increasing their vulnerability to exploitation, land conflicts, and exclusion from public services. Purpose: This study examines the impact of legal outreach programs in improving legal literacy among rural communities in Wonosobo. It explores how these initiatives help residents understand and exercise their rights, resolve disputes, and engage more effectively with legal institutions. Method: Employing a mixed-methods approach, the research includes surveys and in-depth interviews with rural residents, community leaders, and legal aid workers involved in local outreach efforts. It also analyzes case studies of successful legal literacy initiatives implemented in Wonosobo. Findings and Results: The findings indicate that legal outreach programs have significantly increased awareness of legal rights among community members and enhanced their ability to respond to legal issues. The programs have contributed to reducing instances of legal exploitation and improving dispute resolution. Nonetheless, challenges remain in terms of program reach, sustainability, and funding. Urgency: Legal illiteracy continues to endanger the rights and welfare of rural populations. In Wonosobo, strengthening and expanding outreach efforts is urgently needed to ensure equitable access to justice. Contribution: This paper highlights the role of legal literacy in promoting justice and reducing legal inequality in rural Indonesia, using Wonosobo as a case study. Recommendation: The study recommends expanding legal outreach programs to more remote villages in Wonosobo, increasing government and institutional support, and integrating legal education into broader community development initiatives.
Academic Visibility and Legal Research Collaboration: A Case Study on LinkedIn Use in UNNES Law Faculty Ridwan Arifin; Waspiah Waspiah; Fitria Damayanti; Mark Antonio Hapataran Tinambunan; Muhammad Rokhi Nazhir Al Fauzi
Lentera Masyarakat Hukum Vol. 2 No. 4 (2025): October, 2025
Publisher : COLLEGIUM JUSTICIA INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65815/ajat1334

Abstract

This study examines the role of LinkedIn in enhancing academic visibility and fostering legal research collaboration among faculty members at the Universitas Negeri Semarang (UNNES) Law Faculty. In the digital age, social media platforms have emerged as significant tools for professional networking, knowledge dissemination, and collaborative research. LinkedIn, as a professional-oriented platform, offers opportunities for academics to showcase their scholarly achievements, connect with peers, and engage in research partnerships both nationally and internationally. Using a qualitative case study approach, this research involved in-depth interviews with ten UNNES Law Faculty lecturers actively using LinkedIn, alongside an analysis of their LinkedIn profiles and professional activities. The findings reveal that LinkedIn significantly contributes to increasing individual academic visibility, promoting interdisciplinary collaboration, and facilitating access to international research networks. However, challenges such as limited platform engagement, varying digital literacy, and privacy concerns were also identified. The study highlights strategies to optimize LinkedIn use for academic purposes, including profile optimization, active content sharing, and strategic networking. This research contributes to a better understanding of how professional social media platforms can support scholarly communication and collaboration in the legal field. The implications of this study suggest that higher education institutions should encourage and provide training for faculty to effectively leverage LinkedIn for academic networking and collaborative research initiatives.
Bridging Access to Justice for Migrant Workers’ Families in Central Java: A Legal Empowerment Approach: Menjembatani Akses terhadap Keadilan bagi Keluarga Pekerja Migran di Jawa Tengah: Pendekatan Pemberdayaan Hukum Waspiah Waspiah; Dian Latifiani; Shofriya Qonitatin Abidah
Lentera Masyarakat Hukum Vol. 2 No. 3 (2025): July, 2025
Publisher : COLLEGIUM JUSTICIA INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65815/nrmt4h08

Abstract

Introduction:While migrant workers contribute significantly to local and national economies, their families often face unresolved legal issues, including labor disputes, debt, inheritance, and access to social protection. These families frequently lack legal knowledge and institutional access. Purposes:This study examines how legal empowerment strategies enhance access to justice for migrant workers’ families in Central Java. Method:The study uses a qualitative approach based on interviews with migrant workers’ families, community paralegals, NGO staff, and local officials, supported by program documentation. Findings and Results:Findings indicate that legal empowerment improved legal literacy and dispute-resolution capacity among families. Community-based paralegals effectively facilitated mediation, administrative advocacy, and referrals. However, gendered power relations and limited institutional responsiveness constrained outcomes. Urgency:Improving access to justice for migrant families is urgent to prevent social vulnerability and rights violations. Contribution:This research broadens the scope of migrant justice studies by focusing on family members left behind. Recommendation:The study recommends expanding legal empowerment programs and integrating them into local governance systems.