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Preferensi Produk Perbankan Syariah, Di Kota Tarakan: Pendekatan Analisis Multigrup Mohamad Nur Utomo; Rahmi Nur Islami; Adinda Pratiwi
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10438

Abstract

This research stems from the phenomenon of the still low market share of Islamic banking compared to conventional banking in Indonesia. The study aims to examine the factors influencing preferences for Islamic banking products using exogenous variables including knowledge, trust, and the quality of Islamic banking product services, as well as demographic characteristics (gender and education level) as moderating variables. The research method employs SEM-PLS and Multigroup Analysis, with primary data collected from respondents of Islamic banks in Tarakan city, North Kalimantan. The research findings confirm that knowledge, trust, and the quality of product services positively enhance consumer preferences for Islamic banking products. Gender and education level are not moderators in the influence of knowledge, trust, and product service quality on consumer preferences for Islamic banking products. These research findings lend support to the consumer behavior theory that elucidates the process by which individuals decide which product becomes their primary preference in decision-making.
IMPLEMENTASI CORPORATE GOVERNANCE DALAM MENCIPTAKAN KINERJA (STUDI EMPIRIS PADA KOPERASI DI KOTA TARAKAN) Utomo, Mohamad Nur; Cahyaningrum, Widyastuti; Hasanah, Nurjannatul
Jurnal Borneo Humaniora Vol 1, No 1 (2018)
Publisher : LPPM Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35334/borneo_humaniora.v1i1.866

Abstract

Koperasi sebagai badan usaha bertujuan meningkatkan kesejahteraan anggota.  Implementasi corporate governance dapat menjadi solusi bagi manajer/pengurus untuk meningkatkan kinerja koperasi. Penelitian ini bertujuan menguji secara empiris pengaruh implementasi corporate governance terhadap pencapaian kinerja koperasi.    Implementasi corporate governance diukur dengan indikator prinsip-prinsip dasar corporate governance (transparansi, akuntabilitas, rensponsibilitas, independensi, kewajaran). Sedangkan kinerja diukur dengan indikator keaktifan koperasi, pertumbuhan jumlah anggota, volume usaha, permodalan, asset dan sisa hasil usaha. Koperasi-koperasi yang aktif di kota Tarakan menjadi sampel dalam penelitian ini. Metode penelitian menggunakan alat analisis SEM-PLS dengan menggunakan aplikasi WarpPLS versi 6.0.  Hasil studi menunjukkan implementasi corporate governance berpengaruh positif terhadap kinerja koperasi. Penelitian ini merekomendasikan manajemen koperasi untuk lebih meningkatkan pemahaman dan keahlian tentang implementasi corporate governance dalam mencapai keberhasilan kinerja koperasi.
KARAKTERISTIK ENTREPRENEUR DAN KESUKSESAN BISNIS UMKM DI KOTA TARAKAN Utomo, Mohamad Nur; Cahyaningrum, Widyastuti; Hasyim, Budi
Jurnal Borneo Humaniora Vol 2, No 1 (2019)
Publisher : LPPM Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35334/borneo_humaniora.v2i1.873

Abstract

Penelitian ini bertujuan menguji secara empiris pengaruh karakteristik entrepreneur terhadap kinerja usaha. Karakteristik entreprenuer di proksikan dalam 2 variabel laten yaitu karakteristik pribadi dan karakteristik psikologis. Seluruh variabel dalam penelitian ini merupakan variabel laten yang diukur dengan menggunakan beberapa indikator. Data bersifat primer yang bersumber dari penyebaran kuesioner pada responden. UMKM di kota Tarakan menjadi sampel dalam penelitian ini. Metode penelitian menggunakan alat analisis SEM-PLS dengan menggunakan aplikasi WarpPLS versi 6.0. Hasil penelitian menunjukkan bahwa variabel-variabel karakteristik pribadi dan psikologis entrepreneur merupakan penentu keberhasilan kinerja UMKM. Implikasi teoritis penelitian ini mendukung teori upper echelon yang menjelaskan bahwa organisasi dan segala sesuatu yang terjadi di dalamnya adalah cerminan dari karakter pengusaha bersangkutan dan menentukan keberhasilan pencapaian kinerja.
Improving Economic Efficiency Through Waste Recycling And Modernizing Waste Bank Management Utomo, Mohamad Nur; Pratiwi, Sulistya Rini; Setyawan, Farid Helmi
International Journal Of Community Service Vol. 4 No. 1 (2024): February 2024 (Indonesia - Malaysia)
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v4i1.249

Abstract

Efficient waste bank management is essential for handling the growing waste volumes in landfills. Waste banks play a crucial role in local and national waste management. This program aims to boost the capacity and productivity of waste bank institutions by supporting the development of human resources in waste recycling management and implementing digital management systems. Program results demonstrate that KSM Bais, Tarakan, our partner waste bank institution, has improved its knowledge and skills in waste bank management. They have expanded their range of recyclable products, including marketable items like plastic flower jewelry, trash bins, stationery organizers, ecobricks, and other aesthetic products. Furthermore, they have created and implemented a website-based waste bank application system to streamline administrative tasks. Additionally, partners have enhanced waste bank marketing performance through website-based and online social media channels.
Pengaruh Rasio Kesehatan Bank Terhadap Pertumbuhan Aset PD. BPR Kabupaten Bulungan Dengan Inflasi Sebagai Variabel Moderasi Irma Nursanti; Mohamad Nur Utomo; Isfarudin
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 2 (2024): Juni : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i2.2536

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh rasio kesehatan bank terhadap pertumbuhan aset PD. BPR Kabupaten Bulungan Menggunakan pendekatan kuantitatif dengan analisis regresi linier berganda. Data yang digunakan data sekunder yaitu data-data dari PD. BPR Kabupaten Bulungan dan Badan Pusat Statistik (BPS) Kabupaten Bulungan terkait variabel-variabel yang diajukan dalam penelitian ini dan merupakan data utama yang akan di analisis untuk diambil kesimpulan. Hasilnya menunjukkan bahwa, Risk tidak berpengaruh negative signifikan terhadap pertumbuhan aset, GCG tidak berpengaruh positif signifikan terhadap pertumbuhan aset, rentabilitas tidak berpengaruh positif signifikan terhadap pertumbuhan aset, capital tidak berpengaruh positif signifikan terhadap pertumbuhan aset, inflasi tidak memoderasi secara signifikan terhadap hubungan risk dengan pertumbuhan aset, inflasi tidak memoderasi secara signifikan hubungan GCG dengan pertumbuhan aset, inflasi tidak memoderasi secara signifikan terhadap hubungan rentabilitas dengan perrumbuhan aset dan inflasi memoderasi secara signifikan terhadap hubungan capital dengan pertumbuhan aset.
Sustainability Report and Company Performance: The Geopolitical Impact in Indonesia Rahayu, Sri; Ekawanti, Wahyumi; Utomo, Mohamad Nur; Nainggolan, Yohanna Thresia; Jalolov, Otabek
Jurnal Aplikasi Manajemen Vol. 22 No. 4 (2024)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2024.022.04.08

Abstract

Recent global crises, such as the 2022 Russia-Ukraine conflict and heightened global temperatures, have emphasized the need for robust sustainability practices amid volatile geopolitical environments. This research aims to analyze the impact of geopolitical risks on companies that publish sustainability reports in relation to company performance as measured by firm value. The research sample includes 19 food and beverage companies, observed over five years (2018–2022). Data analysis is conducted using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with WarpPLS version 8.0, a robust tool for assessing complex relationships in small to medium-sized samples. The findings reveal that sustainability report disclosure positively influences firm value. However, this positive effect is significantly reduced in the presence of geopolitical risks, highlighting the vulnerability of firm performance to external political factors, even when sustainable practices are prioritized. The role of geopolitics as a moderating variable in the relationship between sustainability reports and company value is complex and crucial in the current global business context, unlike previous research that used geopolitics as an independent variable. This result underscores the importance of proactive risk management strategies to mitigate the impact of geopolitical tensions on sustainability efforts. By highlighting the moderating role of geopolitics, this study contributes to a deeper understanding of how external risks can influence the effectiveness of sustainability efforts on firm value in emerging markets.
Assessments of physical, social, and economic vulnerability in Tarakan due to climate change Pratiwi, Sulistya Rini; Nainggolan, Yohanna Thresia; Utomo, Mohamad Nur
Jurnal Ekonomi dan Bisnis Vol. 27 No. 1 (2024)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24914/jeb.v27i1.9008

Abstract

Climate change is one of the phenomena that affects the condition of coastal communities in their physical, social, and economic aspects. Communities in a coastal area are considered vulnerable because they live in a disaster-prone area. This study aims to examine the classification of physical, social, and economic vulnerability as well as the capacity of coastal communities due to climate change in Tarakan City and to measure the relationship between physical, social, and economic vulnerability and community capacity from disasters due to climate change in Tarakan City. The data used are qualitative and quantitative, with a descriptive approach using the Likert scale method, the Guttman scale, the rating scale, and the Spearman rank correlation test. The results demonstrate that the level of physical vulnerability of the coastal community in Tarakan City was high at 80%, and the socioeconomic vulnerability of the coastal community in Tarakan City was medium at 52% and 52%, respectively. Meanwhile, the level of community capacity is high at 69%. The level of relationship between physical, social, and economic vulnerability and community capacity is very weak.
Optimalisasi Ekonomi Sirkulasi Melalui Daur Ulang Sampah dan Digitalisasi Manajemen pada Bank Sampah Utomo, Mohamad Nur; Pratiwi, Sulistya Rini; Setyawan, Farid Helmi
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 2 (2025)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v6i2.12003

Abstract

Pengelolaan bank sampah yang efektif sangat penting dalam menangani volume sampah yang semakin meningkat di tempat pembuangan akhir.  Bank sampah dapat memainkan peran penting dalam pengelolaan sampah di tingkat lokal dan nasional.  Tujuan program ini adalah untuk dapat meningkatkan kapasitas dan produktivitas pada lembaga bank sampah dengan memberikan pendampingan  peningkatan kapabilitas SDM dalam pengelolaan daur ulang sampah dan sistem digitalisasi manajemen.  Hasil pelaksanakan kegiatan program ini menunjukkan mitra lembaga bank sampah yaitu KSM Bais, Tarakan memiliki peningkatan pengetahuan dan ketrampilan pada pengelolaan bank sampah.  Mitra telah memiliki peningkatan varian produk daur ulang yang memiliki nilai jual seperti produk perhiasan bunga plastik, tempat sampah, tempat alat tulis, ecobrick dan produk estetik lainnya.  Mitra telah memiliki dan menerapkan sistem aplikasi bank sampah berbasis website yang dapat mengefektifkan pengelolaan administrasi bank sampah. Selain itu mitra mengoptimalkan pemasaran berbasis website dan media sosial online yang terbukti dapat meningkatkan kinerja pemasaran bank sampah
Pengaruh Mekanisme Corporate Governance Terhadap Kinerja Perusahaan Dengan Variabel Mediasi Efisiensi Operasional: Studi Kasus Pada Perusahaan Properti Dan Real Estate di Pt. Bursa Efek Indonesia Irfan Wihardianto; Mohamad Nur Utomo; Milwan Milwan
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 1 (2023): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i1.1886

Abstract

The aim of this research is to examine the influence of corporate governance mechanisms on company performance. To examine the effect of corporate governance on operational efficiency. To show the influence of operational efficiency on company performance. And to test the operational efficiency mediating variable between corporate governance mechanisms on the performance of property and real estate companies at PT. Indonesian Stock Exchange 2019-2021. This type of research is included in quantitative research. The population for this research is all property and real estate companies registered with PT. Indonesia stock exchange. The sample for this research is property and real estate companies included in the LQ45 Index, namely 6 (six) companies, namely Alam Sutera Realty Tbk (ASRI), Bumi Resources Tbk (BUMI), Lippo Karawaci Tbk (LPKR), Pakuwon Jati Tbk (PWON) , PP Properti Tbk (PPRO), and Summarecon Agung Tbk (SMRA). Data analysis was carried out using path analysis. The research results show that corporate governance (CG) mechanisms have a positive and significant influence on the performance of property and real estate companies included in the LQ45 Index. Corporate governance (CG) mechanisms have a negative and significant influence on the operational efficiency of property and real estate companies included in the LQ45 Index. Operational efficiency has a positive and significant influence on the performance of property and real estate companies included in the LQ45 Index. The operational efficiency variable is a mediating variable between the CG mechanism and the performance of property and real estate companies included in the LQ45 Index.
Peran rasio keuangan dalam meningkatkan nilai perusahaan dengan pendapatan perkapita sebagai variabel moderasi Kurniati, Kurniati; Utomo, Mohamad Nur; Karunia, Erick
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 19 No. 2 (2023): Mei
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v19i2.2950

Abstract

Penelitian ini bertujuan untuk mengetahui peran likuiditas, leverage, dan profitabilitas dalam meningkatkan nilai perusahaan dengan pendapatan perkapita sebagai variabel moderasi pada perusahaan sektor properti dan real estate yang terdaftar di Bursa Efek Indonesia (BEI) selama periode 2017-2021. Pemilihan sampel menggunakan metode purposive sampling. Berdasarkan metode purposive sampling diperoleh sebanyak 44 perusahaan sehingga diperoleh 220 data observasi. Teknik analisis data dalam penelitian ini menggunakan teknik SEM-PLS dengan aplikasi WarpPLS versi 8.0. Hasil penelitian ini menunjukkan likuiditas berpengaruh negatif signifikan terhadap nilai perusahaan, leverage berpengaruh negatif tidak signifikan terhadap nilai perusahaan, profitabilitas berpengaruh positif signifikan terhadap nilai perusahaan, pendapatan perkapita memoderasi pengaruh likuiditas dengan memperkuat hubungan terhadap nilai perusahaan, pendapatan perkapita tidak dapat memoderasi pengaruh leverage terhadap nilai perusahaan, pendapatan perkapita memoderasi pengaruh profitabilitas dengan memperlemah hubungan terhadap nilai perusahaan. Secara umum hasil penelitian ini mendukung teori sinyal tentang upaya perusahaan dalam meningkatkan nilai perusahaan