Article Per Year (5 Year)
p-Index From 2021 - 2026
2.842
P-Index
This Author published in this journals
All Journal JURNAL HUKUM Pembaharuan Hukum Jurnal Ius Constituendum Jambe Law Journal Jurnal Mantik Jurnal Ilmiah Edunomika (JIE) Jurnal Ilmiah Dunia Hukum International Journal of Economics Development Research (IJEDR) JIIP (Jurnal Ilmiah Ilmu Pendidikan) Jurnal Esensi Hukum Jurnal Litbang Kota Pekalongan Proceedings Series on Social Sciences & Humanities JUDGE: Jurnal Hukum Innovative: Journal Of Social Science Research Rechtsnormen Journal of Law Al Itimad: Jurnal Dakwah dan Pengembangan Masyarakat Islam Al-I'timad: Jurnal Dakwah dan Pengembangan Masyarakat Islam
Saraya, Sitta
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
Analysis of health investment decisions: the moderating effects of health values and perceived environmental uncertainty Lailiyah, Kusroh; saraya, sitta; Abdullah, Lukman Zaini; Apriliyanto, Nanang
Jurnal Mantik Vol. 9 No. 3 (2025): November: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v9i3.6711

Abstract

The COVID-19 pandemic has officially ended, yet many individuals continue to struggle with achieving health independence. This is evident from the ongoing complaints regarding the inability to pay monthly contributions to the National Health Insurance (JKN), despite an overall increase in JKN enrollment compared to the pre-pandemic period. One of the main barriers to health independence appears to be the lack of public understanding regarding health investment, which is the core issue and central focus of this study. This condition may be influenced by various financial factors, particularly in terms of financial attitude and financial knowledge. This study aims to analyze the influence of financial attitude and financial knowledge on health investment decisions, with health value and perceived environmental uncertainty serving as moderating variables. A quantitative approach was employed, with primary data collected from 200 respondents who decided to invest in their health after experiencing serious health issues during the COVID-19 pandemic. The data were analyzed using SmartPLS. The findings reveal that financial attitude plays a significant role in encouraging individuals to make health investment decisions. This effect becomes stronger and more positive in situations of high environmental uncertainty. However, when viewed through the lens of strong personal health values, this relationship turns significantly negative. Conversely, although financial knowledge has the potential to support health investment decisions, its influence is not consistently evident. When moderated by health value and perceived environmental uncertainty, financial knowledge does not appear to have a significant impact on health investment decisions. Increasing JKN participation requires a combination of developing positive financial attitudes, improving financial literacy, strengthening public trust, and aligning communications with public health values ??and priorities.
Co-Authors Addink, Henk Ahmad Yusuf Ahmed, Zahoor Andri Winjaya Laksana, Andri Winjaya Astuti, Fitria Yuni Cahyo, Septian Dwi Dahlan Dahlan Freaddy Busroh, Firman Gunawan, M. Indra Handayani, Yusrina Ikawati, Linda Jixiong, Cai Khairo, Fatria Khasanah, Dian Ratu Ayu Uswatun Kuwatno Kuwatno, Kuwatno Lailiyah, Kusroh Lukman Zaini Abdullah Mahfud Nugroho Mardani, Retno Eko Marshinta, Fransisca Ully Mulkan, Hasanal Nanang Apriliyanto Nirwana, Muhammad Alfaruq Putra, Rengga Kusuma Santoso, Andrianto Budi Siti Rohmah Sri Endah Wahyuningsih Suparno Suparno