Articles
<![CDATA[Sikap Keuangan Dan Pengetahuan Keuangan Terhadap Kemampuan Keuangan: Peran Perilaku Keuangan Pada Sektor Usaha Produk Halal ]]>
<![CDATA[Kusuma, Desta Rizky]]>;
<![CDATA[Fikri, Muhammad Ali]]>;
<![CDATA[Putra, Ulinnuha Yudiansa]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v9i3.9044
<![CDATA[Financial literacy is one of the important aspects for organizations to be able to manage their financial resources optimally. This study aims to determine the effect of financial attitude, financial knowledge, and financial inclusion on financial ability with financial behavior as a mediating variable. This study used a sample of 180 from Micro, Small and Medium Enterprises (MSMEs) in the halal product business sector. The data processing technique used in this study is the structural model equation technique using the Smart PLS 3.0 software. The results showed that financial attitude has a positive effect on financial behavior, financial knowledge has a positive effect on financial behavior, financial behavior does not have a positive effect on financial capability, financial attitude does not have a positive effect on financial capability, financial knowledge does not have a positive effect on financial capability, financial behavior does not mediate the positive effect of financial attitude on financial capability, financial behavior does not mediate on the positive effect of financial knowledge on financial capability.]]>
<![CDATA[REPURCHASE INTENTION: PERAN BRAND IMAGE, BRAND TRUST, PERCEIVED VALUE, DAN SATISFACTION ]]>
<![CDATA[Purwoko, Purwoko]]>;
<![CDATA[Fikri, Muhammad Ali]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Vol. 27 No. 1 (2024): JURNAL EKONOMI DAN BISNIS MARET 2024 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Universitas Pekalongan ]]>
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DOI: 10.31941/jebi.v27i1.4021
<![CDATA[The cosmetic industry in Indonesia continues to develop with the presence of various brands of products and types. Given the wide selection of cosmetic products, consumers often consider a variety of purchasing factors, such as brand image, brand trust, perceived value, and satisfaction. Repurchase intent relates to consumer behavior due to satisfaction and pleasure with previous experiences. This study aims to identify brand image, brand trust, perceived value, and satisfaction on repurchase intention. The research sample was taken from 85 respondents of halal cosmetic products in the Special Region of Yogyakarta. Data analysis of this study using Partial Least Square software. The findings in this study prove that brand image has no effect on repurchase intention, brand trust has an effect on repurchase intention, perceived value has an effect on repurchase intention, and satisfaction has no effect on repurchase intention.]]>
<![CDATA[Green Product dan Green Buying Intention: Peran Moderasi Environmental Attitude ]]>
<![CDATA[Maharani, Aulia Della]]>;
<![CDATA[Fikri, Muhammad Ali]]>
<![CDATA[ Paradoks : Jurnal Ilmu Ekonomi Vol. 9 No. 1 (2026): November - Januari ]]>
Publisher : <![CDATA[Fakultas Ekonomi, Universitas Muslim Indonesia ]]>
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DOI: 10.57178/paradoks.v9i1.1980
<![CDATA[Penelitian ini bertujuan menganalisis pengaruh green product terhadap green buying intention, dengan environmental attitude sebagai variabel moderator pada konsumen produk perawatan pribadi ramah lingkungan merek Wardah. Meningkatnya perhatian masyarakat terhadap isu lingkungan mendorong perlunya pemahaman baru mengenai faktor yang mempengaruhi green buying intention. Penelitian menggunakan pendekatan kuantitatif dengan 156 responden yang dipilih melalui purposive sampling. Data dikumpulkan menggunakan kuesioner berskala Likert 1–5. Hasil pemodelan menunjukkan bahwa model memiliki kemampuan prediktif yang kuat dengan nilai R² = 0,711. Temuan studi mengindikasikan bahwa green product memberikan pengaruh positif pada green buying intention. Environmental attitude juga menunjukkan pengaruh positif terhadap green buying intention. Namun, environmental attitude tidak terbukti memoderasi hubungan antara green product dan green buying intention. Kebaruan penelitian terletak pada pengujian hubungan green product dan green buying intention dalam konteks produk perawatan pribadi merek Wardah, yang masih jarang dikaji, serta ditemukannya ketiadaan efek moderasi, berbeda dari sebagian besar penelitian sebelumnya. Hasil penelitian memberikan wawasan bahwa atribut green product tetap mampu mendorong green buying intention tanpa bergantung pada tingkat environmental attitude. Temuan ini menjadi rujukan bagi pemasar dalam mengembangkan strategi green marketing yang lebih efektif dan berkelanjutan.]]>
<![CDATA[Analysis of the Implementation of Muamalah Principles in the Operations of a Sharia Hotel (Case Study at Savindra Residence) ]]>
<![CDATA[Fikri, Muhammad Ali]]>;
<![CDATA[Maulana, Muhammad Iqbal]]>;
<![CDATA[H, Hana Putri]]>;
<![CDATA[J, Jaenudin]]>;
<![CDATA[Herdiana, Dian]]>
<![CDATA[ Media Hukum Indonesia (MHI) Vol 4, No 1 (2026): March ]]>
Publisher : <![CDATA[Penerbit Yayasan Daarul Huda Kruengmane ]]>
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DOI: 10.5281/zenodo.17838181
<![CDATA[This study examines how muamalah principles are implemented in the daily operations of a sharia hotel in Indonesia. Using a qualitative descriptive-analytic approach, data were collected through interviews, observations, and literature reviews, including DSN-MUI Fatwa No.108/2016. The findings show that the hotel applies sharia-compliant service contracts by strictly verifying marital status, preventing unlawful activities, and ensuring transparency in every transaction. Ethical values such as amanah and ihsan are reflected in the staff’s polite yet firm attitude when communicating rules to guests. However, challenges remain, including limited guest understanding of sharia regulations, insufficient supporting facilities, and occasional security issues. The study concludes that although the hotel has generally upheld muamalah principles, improvements in guest education and sharia-based facilities are still needed for more optimal implementation]]>
<![CDATA[Keputusan investasi: Peran efek disposisi, perilaku herding, dan persepsi risiko ]]>
<![CDATA[Nada, Alya Qotrun]]>;
<![CDATA[Fikri, Muhammad Ali]]>
<![CDATA[ Journal of Management and Digital Business Vol. 5 No. 3 (2025): Journal of Management and Digital Business ]]>
Publisher : <![CDATA[Nur Science Institute ]]>
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DOI: 10.53088/jmdb.v5i3.2361
<![CDATA[Investment decisions are a critical part of financial management for both individuals and institutions and are often influenced by psychological and behavioral factors. This study analyzes the effects of the disposition effect, herding behavior, and risk perception on investment decisions among FAC Sekuritas investors. Using a quantitative design, primary data were collected through a questionnaire administered to 123 FAC Sekuritas investors selected via purposive sampling. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS. The results indicate that the disposition effect has a positive effect on investment decisions, and herding behavior also has a positive effect on investment decisions. In addition, risk perception is shown to have a positive effect on investment decisions. These findings suggest that behavioral factors and risk perception help shape retail investors’ decisions, highlighting the need for securities firms and regulators to strengthen investor education that emphasizes awareness of behavioral biases and sound risk understanding.]]>
<![CDATA[Faktor Kunci Kesuksesan Supplier Relationship Management pada Bisnis Coffeeshop di Yogyakarta ]]>
<![CDATA[Rini, Poppy Laksita]]>;
<![CDATA[Kurniawan, Wahyu]]>;
<![CDATA[Fikri, Muhammad Ali]]>
<![CDATA[ Journal of Food and Culinary Vol. 8 No. 2 [Desember 2025] ]]>
Publisher : <![CDATA[Universitas Ahmad Dahlan ]]>
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DOI: 10.12928/jfc.v8i2.12996
<![CDATA[This study aims to identify the key success factors in implementing Supplier Relationship Management (SRM) within coffee shop businesses in Yogyakarta. A qualitative descriptive approach was employed using in-depth interviews with selected coffee shop owners who met specific criteria, such as business longevity, supplier partnerships, and location within university areas. The data were analyzed thematically through the Critical Success Factor Method to identify patterns and derive essential themes The findings reveal ten critical factors contributing to the success of SRM implementation, grouped into four main activities which are Identifying Key Suppliers, Information Sharing, Decision Synchronization and Supplier Evaluation. These factors were derived from 28 activity statements, 10 keywords, and 14 supporting themes analyzed through thematic analysis. The research concludes that effective SRM practices enhance collaboration, consistency, and competitiveness among coffee shop businesses in Yogyakarta by fostering long-term, mutually beneficial relationships with suppliers. The study also contributes to expanding the understanding of SRM practices in small-scale food and beverage industries in Indonesia.]]>
<![CDATA[Green brand innovation dan green brand loyalty: Peran moderasi green knowledge ]]>
<![CDATA[Anjellika, Tyas Carin]]>;
<![CDATA[Fikri, Muhammad Ali]]>
<![CDATA[ Jurnal STEI Ekonomi Vol. 34 No. 2 (2025) ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta ]]>
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DOI: 10.36406/jemi.v34i2.286
<![CDATA[The background of this study is based on the increasing awareness of environmental issues and the importance of green brand innovation in building customer loyalty to a brand. This study aims to analyze the impact of green brand innovation on green brand loyalty and to examine the moderating role of green knowledge among users of Livin' by Mandiri m-banking services. A quantitative approach was applied through a survey method involving 167 respondents using purposive sampling techniques. Data analysis was conducted using moderation regression techniques to evaluate the interaction between the variables studied. The results of the study revealed that green brand innovation has a positive effect on green brand loyalty, green knowledge has a positive effect on green brand loyalty, and green knowledge does not act as a moderator in the effect of green brand innovation on green brand loyalty. These findings indicate that green knowledge does not affect the strength of the relationship between green brand innovation and green brand loyalty. These findings provide strategic implications for Bank Mandiri to optimize sustainable innovation and consumer education programs in building long-term loyalty.]]>
<![CDATA[Green Purchase Intention: Peran Attitude Toward Green Product, Green Customer Value, Dan Green Psychological Benefit ]]>
<![CDATA[Wulandari, Sri]]>;
<![CDATA[Fikri, Muhammad Ali]]>
<![CDATA[ Value : Jurnal Manajemen dan Akuntansi Vol. 20 No. 3 (2025): September - Desember 2025 ]]>
Publisher : <![CDATA[Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Cirebon ]]>
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DOI: 10.32534/jv.v20i3.8043
<![CDATA[The intention to purchase green products arises from perceptions of value and positive attitudes toward sustainable products, supported by psychological benefits after purchase. This study aims to analyze the influence of attitudes toward green products and green customer value on green purchase intention, with the mediating role of green psychological benefits. The research objects were Aqua consumers in Yogyakarta. The sample was taken using purposive sampling technique with a total of 169 respondents. Data collection methods used questionnaire distribution and analysis using Smart PLS 4.0. The results of the scale test used for validity testing, reliability testing, and hypothesis testing. Hypothesis testing showed that attitude toward green product did not have a positive effect on green purchase intention, but had a positive effect on green psychological benefits. Green psychological benefits have a positive effect on green purchase intentions. Green psychological benefits mediated the positive effect of attitude toward green product on green purchase intention. Furthermore, green customer value did not have a positive effect on green purchase intention, but had a positive effect on green psychological benefits. Green psychological benefits mediated the positive effect of green customer value on green purchase intention. This study provides a novel contribution by demonstrating that green psychological benefit functions as a full mediator between attitude toward green product and green customer value in shaping green purchase intention, a model that has rarely been applied to bottled drinking water consumers in Indonesia, particularly in Yogyakarta.]]>
<![CDATA[The Influence of Financial Technology on Environmental Performance: The Mediating Role of Green Knowledge Management ]]>
<![CDATA[Avprita, Aurora Nanda]]>;
<![CDATA[Fikri, Muhammad Ali]]>
<![CDATA[ JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 5 No. 2 (2026): MARCH ]]>
Publisher : <![CDATA[Transpublika Publisher ]]>
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DOI: 10.55047/marginal.v5i2.2105
<![CDATA[The digital era has brought about technological advance, one of which is in the financial sector namely financial technology, which is designed to facilitate human activities, particularly in financial management. This facilitates access to the banking world, both internally and externally, the existence of this technology has had a number of extraordinary positive impacts, making environmental performance more organized and able to balance the role of the environmental performance as a supporter of financial technology. The purpose of this study is to determine the extent of the influence of financial technology on environmental performance mediated by green knowledge management at Bank Pembangunan Daerah Yogyakarta (BPD DIY). The research subjects were 100 employees of the Bank Pembangunan Daerah Yogyakarta main office. Sampling in the study used probability sampling, which means that all employees had the opportunity to participate in this study. The data collection method used a questionnaire, and the data analysis tool used Smart PLS 4.0 software. This results of the instrument scale test used were validity and reliability tests. Hypothesis testing showed that financial technology has a positive effect on environmental performance, financial technology has a positive effect on green knowledge management, green knowledge management has a positive effect on environmental performance, and green knowledge management mediates the positive effect of financial technology on environmental performance.]]>
<![CDATA[Training and Incentives on Knowledge Sharing: The Role of Trust ]]>
<![CDATA[Anggraini, Syafira]]>;
<![CDATA[Fikri, Muhammad Ali]]>;
<![CDATA[Rini, Poppy Laksita]]>;
<![CDATA[Wardana, Made Galih Wisnu]]>
<![CDATA[ Jurnal Administrasi Bisnis Vol 14, No 2 (2025) ]]>
Publisher : <![CDATA[Universitas Diponegoro ]]>
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DOI: 10.14710/jab.v14i2.68302
<![CDATA[A crucial component of knowledge management that supports creativity, efficiency, and organizational sustainability is information sharing. The use of incentives and training in promoting knowledge-sharing among staff members. elements that affect how well incentives and training work to foster a culture of knowledge sharing. The purpose of this study is to ascertain how incentives and training affect knowledge sharing. PT. Kereta Api Indonesia (KAI) Operation Area 6 in Yogyakarta served as the study's research site. Quantitative research is used in this study. Primary data sources were employed in this study. A questionnaire was employed as a method of gathering data for this investigation. PT. KAI Operating Area 6 Yogyakarta provided a total of 88 respondents for this study's census sample strategy. The data analysis technique used is bootstrapping with Smart PLS version 4. The research results demonstrated that trust has a favourable impact on knowledge sharing, as do training variables and training itself. Furthermore, the findings demonstrate that trust and training improve worker performance. Knowledge sharing is not positively impacted by incentive variables, but trust is positively impacted by incentives, and knowledge sharing is positively impacted by both trust and incentives. The research's implication is to enhance employee performance by offering pertinent insight into the connection between trust and information sharing. ]]>
