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Strategi Penyaluran Dana Zakat Baznas di Desa Pamenang Melalui Program Pemberdayaan Ekonomi Ardiyansah Ardiyansah; Elyanti Rosmanidar; Erwin Saputra Siregar
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 1 No. 6 (2024): November : Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v1i6.603

Abstract

Poverty in Indonesia is something that is familiar to encounter in developing countries, one of which is Indonesia. Underdevelopment is a portrait of most of the Indonesian people, the majority of whom are Muslims, one of whom is in Pamenang Village. As for the object that is used as a data source for this research, the BAZNAS strategy for economic empowerment in Pamenang Village. By using these two strategies, the authors argue that there has been significant progress in the economic empowerment managed by the Pamenang village BAZNAS. Based on the results of the research, the author stated that Baznas had succeeded in running the Economic Empowerment Strategy Program in Pamenang Village by reducing the poor population in Pamenang village.
PENGARUH ONLINE SHOP DAN GAYA HIDUP HEDONISME TERHADAP PERILAKU KONSUMTIF MAHASISWI FEBI UIN STS JAMBI MENURUT PERSPEKTIF ISLAM (Studi pada Mahasiswi Aktif Fakultas Ekonomi dan Bisnis Islam) Winy Meldiani; Nurlia Fusfita; Erwin Saputra Siregar
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN 
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i1.4003

Abstract

The aim of this research is to determine the influence of online shops and hedonistic lifestyles on the consumer behavior of FEBI UIN STS Jambi students from an Islamic perspective. Meanwhile, this type of research uses a quantitative approach method with the types of data used are primary data and secondary data obtained from questionnaires. The population in this study were students from the Faculty of Economics and Islamic Business, UIN STS Jambi. The sampling method uses non-probability sampling and random sampling. The research results show that the Onlineshop Variable (X1) partially has a positive effect on Student Consumptive Behavior. The results of the research show that the Online Shop has a significance value of 0.000<0.05, which means the hypothesis shows that the Online Shop has a positive and significant effect on Student Consumptive Behavior. Hedonistic Lifestyle (X2) partially has a positive effect on Student Consumptive Behavior. The results of the research show that the Hedonistic Lifestyle has a significance value of 0.027 <0.05, which means the hypothesis shows that the Hedonistic Lifestyle has a positive and significant effect on Student Consumptive Behavior, and there is a simultaneous positive and significant influence between the influence of the Onlineshop and the Hedonistic Lifestyle on Student Consumptive Behavior. This is based on the results of ANOVA calculations where the significance value is 0.000 < 0.05.
Dampak Keberadaan PT. Lontar Papyrus Pulp And Paper Industri Terhadap Kondisi Sosial Ekonomi Masyarakat Kelurahan Tebing Tinggi Hanny Musyayyadah; Sucipto Sucipto; Erwin Saputra Siregar
Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce Vol. 2 No. 3 (2023): September : Digital Bisnis : Jurnal Publikasi Ilmu Manajemen dan E-Commerce
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/digital.v2i3.1295

Abstract

This research is motivated by the changes that have occurred in society due to the establishment of PT. Lontar Papyrus Pulp and Paper Industry which has positive and negative impacts on society. The purpose of this study was to determine the effect of the existence of a factory on the socio-economic conditions of the people living around the factory. The socio-economic conditions referred to are employment, livelihoods, economic income, social interaction, health and infrastructure development.This study used a qualitative research method with a descriptive approach. The data sources of this research are primary data and secondary data. Data collection techniques through observation, interviews and documentation. The results of this study are: 1) The economic and social conditions of the Tebing Tinggi villagers are that labor absorption has not been maximized, livelihoods that originally came from farmers have been diverted to industrial workers, economic income is uncertain. and depend on the crops growing every month to generate income. Health awareness is very good when the average person has health insurance, social interaction in the community is well established, and infrastructure development is evenly distributed before the existence of industry. 2) The resulting impacts are (a) the positive impact of the existence of factories, namely reducing unemployment, attracting jobs not only from among workers but also partnering with other industries, securing livelihoods for many people opening other non-industrial businesses, growing wealth and ownership health insurance fairness, good relations between native and migrant villagers, (b) Side effects include social jealousy, land change, consumption patterns, pollution and road damage.
ANALISIS MANAJEMEN RISIKO DALAM PEMBIAYAAN MURABAHAH DI KOPERASI KELUARGA KESEHATAN SYARIAH JAMBI Nikmatul Maula; Bambang Kurniawan; Erwin Saputra Siregar
Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Vol. 3 No. 1 (2024): :Januari : Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jimeb.v3i1.707

Abstract

Basically risk management includes activities to plan, organize, lead, coordinate, and supervise risk management programs. Financing is one of the activies, including the Jambi Syariah Health Family Cooperative. And at the time of doing the financing of course will not be separated from the name of risk. So cooperatives need to implement risk management in order to be able to minimize the possibility of risks that will occur at some point in time. The purpose pf this research is to find out how to apply risk management to murabahah financing in the Jambi Syari’ah Health Fsmily Cooperatives. The type of research used is field (field research). This research is descriptive, namely research that tries to determine the solution to the current problem based on the data. The types and sources of data used in the research are primary and secondary data. Data collection techniques using observation, interviews and documentation. To check the validity is to use triangulation of sources and reference materials is used. The method consists of three stages, namely data reduction, data presentation, and data verification. The result of the research carried out are the application of risk management murabahah financing at the Jambi Sharia Health Family Cooperative has bee carried out correctly by using a referral pr referensi system,surveyor scoring, useof goods, guarantees, committee meetings, reserves for earning assets write-of (PPAP), and make the remainingoperating results (SHU). Although the implementation of financing risk management has been carried out properly. But whose name is risk cannot be eliminated can minimize it.
A Survey of Islamic Banking Products Knowledge in Villages: Evidence from Talang Bakung Village Siregar, Erwin Saputra; Sari, Welly Puspita; Arsa, Arsa
Maliki Islamic Economics Journal Vol 1, No 2 (2021): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v1i2.13511

Abstract

This research aims to determine the Level of Public Knowledge of Islamic Banking Products. The problems discussed are public knowledge of Islamic banking products and what factors determine the level of public knowledge of Islamic banking products in Talang Bakung Village. The sample is 99 respondents. The sampling method is Purposive Sampling, the sampling technique based on the criteria, namely age and religion. Data were collected by interviewing and filling out questionnaires addressed to the people of Talang Bakung sub-district in Jambi city. The research results show that the people's knowledge of Talang Bakung Village regarding Islamic banking products is deficient. Some people already know about Islamic banks but do not know about the products. The factors that determine the level of knowledge of the Talang Bakung sub-district are education, employment, age, experience, and environmental factors.
Profitability and Market on Stock Returns in Mining Companies on The Indonesia Sharia Stock Index for the 2016 - 2020 Periods Sucipto, Sucipto; Siregar, Erwin Saputra; Mariyani, Mariyani
Maliki Islamic Economics Journal Vol 3, No 1 (2023): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v3i1.21199

Abstract

Returns on stocks are the benefits businesses, individuals, and organizations receive directly from their investment decisions. Every short or long-term investment has one primary goal: to generate a profit, also known as a return. This can happen in either a direct or indirect manner. This study aimed to test and collect empirical data on the impact of ROA, ROE, EPS, and PER on stock returns. Panel data regression was used, and the research data came from each mining firm's annual reports and financial statements included in the Indonesian sharia stock index from 2016 to 2020. So, according to the findings of this study, ROA, ROE, and PER have a significant beneficial impact. Quite large on stock returns because the company's management can manage ROA, ROE, and PER effectively to create high profits, encouraging investors to invest. Meanwhile, EPS does not significantly affect stock returns because companies with low earnings per share do not accurately reflect the profits that investors will get, thus making investors less interested in investing their capital. Simultaneously ROA, ROE, EPS, and PER affect stock returns.   
ANALISIS KINERJA KEUANGAN DENGAN EVA DAN MVA PADA PERUSAHAAN TELEKOMUNIKASI PERIODE 2015-2020 Siregar, Sari Yana Siregar; Nengsih, Titin Agustin; Siregar, Erwin Saputra
Manajemen Keuangan Syariah Vol. 2 No. 1 (2022): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v2i1.1177

Abstract

This study aims to determine whether EVA and MVA provide additional funds for funders and whether EVA and MVA affect the stock price of the telecommunications company. This study uses a quantitative descriptive method. The population in this study were all telecommunications companies and the data analysis tool used was the classical assumption method with multiple linear regression analysis, coefficient of determination, t-test and F-test. The results of this study indicate that: EVA and MVA has no effect on the stock price variable of Telecommunication companies based on the results of the t-test. Based on the f-test shows that there not is an influence between EVA, MVA on stock prices if analyzed together. The result of R2 is 16.7%, the variation in stock prices can be explained by the two independent variables, namely EVA and MVA, while the rest is explained by other variables outside the regression model.
The Effect of Murabahah, Mudharabah, and Musharakah Financing on Net Profit Growth in Bank Muamalat Indonesia Siregar, Erwin Saputra; Irmayuliana, Irmayuliana
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i1.2827

Abstract

This study aims to examine the effect of Murabahah, Mudharaba, and Musharaka Financing on Net Profit Growth at Bank Muamalat Indonesia Period 2016-2019. The independent variables used are Murabahah, Mudharaba, and Musharaka financing. The dependent variable used is Net Profit at Bank Muamalat Indonesia. The population and sample in this study are the Monthly Financial Statements of Bank Muamalat Indonesia, January 2016 - December 2019, 12 months x 4 years = 48, so the sample of this research is 48. Samples were selected using the saturated sampling method. The analytical method used in this study is multiple linear regression with time-series data processed using SPSS IBM 20 and Microsoft Excel 2010. The results of this study indicate that the independent variables Murabahah, Mudharaba, and Musharaka financing simultaneously affect the dependent variable Net Profit. Partially Murabahah Financing does not affect Net Profit. Partially, Mudharaba Financing hurts Net Profit, and Partially Musharaka Financing does not affect Net Profit
Analisis Strategi Unit Pengumpulan Zakat (UPZ) Desa Pulau Melako dalam Meningkatkan Kesadaran Masyarakat Membayar Zakat Siti Nurhaliza; Erwin Saputra Siregar
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 3 (2025): September: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i3.4725

Abstract

This study aims to analyze the strategy of the Zakat Collection Unit (UPZ) of Pulau Melako Village in increasing public awareness to pay zakat. Although zakat has great potential in improving community welfare, the level of awareness of village communities towards zakat maal is still relatively low. This study uses a qualitative method with a descriptive approach. Data collection techniques are carried out through observation, interviews, and documentation. The results of the study indicate that the UPZ of Pulau Melako Village has implemented several strategies such as direct socialization, empowerment of community leaders, and a personal approach to muzakki. However, obstacles such as lack of formal training for officers, limited use of information technology, and minimal infrastructure are still challenges in efforts to optimize zakat collection. The right and innovative strategy is needed to increase public awareness and participation in the obligation of zakat maal.
PENGARUH BRAND AMBASSADOR DAN LABEL HALAL TERHADAP MINAT BELI PRODUK WARDAH DI DESA BAYAT ILIR KECAMATAN BAYUNG LENCIR Ria Anggilia; Abd. Malik; Erwin Saputra Siregar
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 1 (2023): Maret: Jurnal Publikasi Ilmu Manajemen 
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1216.334 KB) | DOI: 10.55606/jupiman.v2i1.1030

Abstract

This research aims to determine the influence of brand ambassadors and halal labels on the interest in buying Wardah products in Bayung Lencir District, Bayat Ilir Village. This type of research uses quantitative research. The data used in this study is primary data obtained using data collection techniques from questionnaires. The sample obtained in this study was 102 respondents. The technique in sampling in this study used a non probability sampling method. Analyzed using multiple linear regression analysis. The results of the analysis of this study indicate that the brand ambassador variable has a partial influence on buying interest in Wardah products with a significant level of 0.010 where t count (2,611) > t tabele (1,660). The Halal Label variable does not have a partial effect on buying interest in Wardah products with a significant level of 0.253 where t count (1,149) > t tabele (1,660). Simultaneous test results, brand ambassador and halal label have an effect on Wardah product purchase interest with a significant level of 0.007.
Co-Authors A Tarmizi - A.A. Miftah Abd Malik Abd. Malik Addiarrahman Agustina Mutia Agustina Mutia Ahmad Fatoni Ahmad Tarmidzi Ambok Pangiuk Ambok Pangiuk Andi Cahyono Anggraini, Dian Septi Anita Santri Caniago Anzu Elvia Zahara Anzu Elvia Zahara Ardiyansah Ardiyansah Arianti, Asna Arsa Arsa Arsa Arsa Arsa Arsa Asna Arianti Assaidiqi, M. Irfan Aysah putri mahardika Aztyara Ismadharliani Bambang Kurniawan Bambang Kurniawan Chatarina Umbul Wahyuni Dayyesi, Hermika Dessy Anggraini Dina Meiranda Dini Anjani Azkia Aziz Eja Armaz Hardi Elidya Yahya, Ananda Elyanti Rosmanidar Erliyana, Nova Firman Syah Noor Fitri Andriyani Fitri Sagantha Gusmila Sari Hamdani Akbar Hamidah Suci Rahmadani Hanny Musyayyadah Hermika Dayyesi Hidayat, Wahyu Toni Ifazah, Laily Intan Rizkiana Irmayuliana Irmayuliana Irmayuliana, Irmayuliana Khusnul Istiqomah Laily Ifazah Lia Rahmasari Lubis, Puteri Anggi M Taufik Ridho M. Aditya M. Fathan Amin M. Taufik Ridho Mariyani Mariyani Mariyani, Mariyani Maslikah Istiana Meisha Nabilla Putri Meisha Nabilla Putri Mellya Embun Baining Mellyani, Netty Purnama Sari Menik Anjarwasih Muhadan Nurvianto Muhamad Subhan Muhammad Chalifatul Mu’minin Assidqie Muhammad Rezi Muhammad Rezi Muhammad Subhan Nanda Putra Rahmadan, Ferdy Nasrullah Alhadiid Nazori, Nazori Nikmatul Maula Nikmatul Maula Novi Mubyarto Nur Arafah Nur Arafah Nurfitri Martaliah Nurhaya Nurhaya Nurhayati Nurlia Fusfita Nurmita Nurmita Ogi Saputra Oktavia Sri Wardani Pipit Putriani Puteri Anggi Lubis Putri Nur Kholida Zifa Rabiyatul Alawiyah Rabiyatul Alawiyah Rafidah Rafidah Rafidah RAfidah Rafidah Rafidah Rahmi Mardhatillah Resa Iswara Ria Anggilia Rizky Fitra Ananda Rohaiza Kamis Rohaiza Kamis Rusmiyati, Melly Saijun Saijun Salsadila Habiba Sari Yana Siregar Siregar Sari, Gusmila Sari, Welly Puspita Silvia Nurfajriati Silvia roza Siregar, Fitri Ana Siregar, Sari Yana Siregar Siska Anggraini Sissah Sissah Sissah Sissah Siti Nurani, Anggun Siti Nurhaliza Sri Rahma Suchi Soumi Shinta Sucipto Sucipto Sucipto Sucipto Sucipto Sucipto Sukma Gusti Armaida Supriadi Supriadi Titin Agustin Nengsih Usdeldi, Usdeldi Wahyu Toni Hidayat Wanda Wanda wati, asiah Wawan Hendriawan Welly Puspita Sari Winy Meldiani Yulistiani Yulistiani, Yulistiani Yunisa Putri Elsanti Zaidan, Mustafa Zilhikmah Safitri