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Cash Waqf for Developing Islamic Economy: Case Study in Indonesia Rusydiana, Aam Slamet; Hidayat, Yayat; Widiastuti, Tika; Rahayu, Solihah Sari
al-Uqud : Journal of Islamic Economics Vol 5, No 1 (2021): January
Publisher : Universitas Negeri Surabaya

This study attempts to identify the causes and dominant factors that hinder the development of cash waqf in Indonesia, using the IFE-EFE Matrix and SWOT methods, while offering solutions to solve it. Based on the results of IFE analysis, the highest-rank of strengths is the ability of cash waqf in expanding the base of waqf fund sources followed by the ease and zero cost of funds. In comparison, the top weaknesses are the lack of socialisation to the community and the lack of professional nazhir human resources. The results of EFE analysis imply the highest-rank opportunity is the potential of unlimited cash waqf followed by the emergence of many sharia financial institutions and Islamic economics study programs in universities. Meanwhile, the top threat is a weak political will of authorities, followed by the majority of traditional nazhir. It is expected that there will be a joint commitment from various parties, both from policymakers and academics and practitioners to support and encourage efforts to develop the Islamic (social) finance industry, especially in developing cash waqf in Indonesia.

Meta Analysis of Pesantren's Economic Research Solihah Sari Rahayu; Aam Slamet Rusydiana; Mochamad AE Dunuraeni
International Journal of Nusantara Islam Vol 8, No 1 (2020): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v8i1.8907

This study tries to review the research around Islamic boarding school (Pesantren) economy on reputable journal. It uses descriptive statistical analysis based on selected 79 article publications or paper related to Islamic boarding school economy, with national and international journal. The entire sample journal publications have published for twelve years from 2007 to 2019. The Results show that Islamic boarding school economy research study case is still dominated by East Java (29%), following by West Java (20%) and Central Java (6%). In addition, the average time of journal publication is between 11 and 12 years. There are at least 20 journals that publish Islamic boarding school economy articles and the most research with Shirkah: Journal of Economics and Business, Economica: Jurnal Ekonomi Islam, Advances in Social Science. Furthermore, the comparison of qualitative research (77%) is still more than the quantitative approach (13%) and mix method approach (10%).

Religious Awareness and Ritual Practices in The Tarekat Qadiriyah wa Naqsyabandiyah Suryalaya Jamaludin Jamaludin; Solihah Sari Rahayu; Muhamad Dani Somantri
Islamica: Jurnal Studi Keislaman Vol. 15 No. 2 (2021): March
Publisher : Postgraduate Studies of Universitas Islam Negeri Sunan Ampel Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/islamica.2021.15.2.295-317

This article seeks to reveal the religious experiences of the members of the Tarekat Qadiriyah wa Naqsyabandiyah (TQN) in Suryalaya, Tasikmalaya, West Java. Using a phenomenological approach, this article finds that TQN followers exhibit religious awareness and obedience to legal norms, reflected in various ritual practices, such as dhikr (remembrance), khataman (completing the reading of the Qur’ān), manakiban (reciting the saint’s hagiography), riyāḍah (spiritual exercises), tawassul (mediating), and ḥajj (pilgrimage). The religious awareness is built upon the belief in achieving good morality as the attribute of a perfect man (insān kāmil). The socio-structural diversity of the TQN community in social life is manifested in the complexity of hierarchies involved in the tarekat system: murshid (spiritual leader); representatives of talqīn which include intellectuals/modernist, ulama/ traditionalist, scholar/neo-traditionalist; preachers from the realms of pesantren, university, and politics. This article argues that the relationship between different hierarchies of membership in the TQN with regard to religious awareness is based on the understanding of the tarekat teaching provided by the spiritual leader.

Measuring The Efficiency of Pesantren Cooperatives: Evidence in Indonesia Solihah Sari Rahayu; Aam S. Rusydiana
Global Review of Islamic Economics and Business Vol 6, No 2 (2018)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

The Cooperative (Koperasi) as a non-Bank financial institution has the purpose of improving the welfare of its members as Koperasi Hidmat and the staffs of Latifah Mubarokiyah Koperasi Ponses Suryalaya that have been since decades ago. Over time, the ideal cooperative can show a significant development and increase the welfare of its members. This study aims to determine the efficiency of cooperative as a benchmark, because by known the performance value of a cooperation, it will known the weeknesses and advantages so that it can be improved the weaknesses and maintain the advantages.The method used is apply Data Envelopment Analysis (DEA). Inputs used from principal savings, mandatory savings, and fixed assets while the output used from savings in the cooperative, savings in other cooperative and SHU. As for result of this research indicates there are 9 perfect efficient DMUs (100 %) and inefficient DMU is 11 DMUs, consisting of 7 (IRS conditions) and 4 (DRS condition). The most inefficient cooperative is Koperasi Hidmat (2014) of 30.66% efficiency level.Kopkar IAILM is able to maintain its grade efficiency level from 2009 to 2015 when compared to other DMUs cooperatives in the observation, except in 2014. The calculation of efficiency level in this research is relative and it is not absolute, so that it is possible when the cooperative sample is added or the observation year is expanded, so it will get different result. The necessity of any cooperative or BMT based on Pondok Pesantren to make annual financial statements in order to increase accountability and transparency of fund management.

BAGAIMANA STRATEGI PENGEMBANGAN WAKAF TUNAI DI INDONESIA? Aam Rusydiana; Solihah Sari Rahayu
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 5 No. 1 (2019): JANUARY-JUNE 2019
Publisher : Universitas Airlangga

This study attempts to identify the causes and dominant factors that are obstacles in the development of cash waqf in Indonesia, using the IFE EFE Matrix and SWOT methods, and the solutions offered. Based on the results of IFE analysis, the highest ranking of strengths is the ability of cash waqf in expanding the base of waqf fund sources followed by ease and zero cost of funds. While the ranking of weaknesses is the lack of socialization to the community followed by the lack of professional Nazhir human resources. The results of EFE analysis that the highest ranking of opportunities is the potential of unlimited cash waqf followed by the emergence of many sharia financial institutions and Islamic economics study programs in universities. While the highest ranking of threats, namely the relatively weak political will of authorities, and followed by the majority of traditional Nazhirs. It is expected that there will be a joint commitment from various parties, both from policy makers and academics and practitioners to support and encourage efforts to develop the Islamic (social) finance industry, especially in this case the development of cash waqf in Indonesia.Keywords: Cash Waqf, Indonesia, IFE-EFE Matrix, Strategic Management

HUKUM PENERAPAN PRINSIP TRANSPARANSI DALAM PENGELOLAAN DANA ZAKAT Muharir Muharir; Solihah Sari Rahayu
Mutawasith: Jurnal Hukum Islam Vol 1 No 1 (2018)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

This study tried to analyze the application oftransparency principle in the management of Zakat funds at the Amil Zakat Institute ofZakat Center people Panumbangan Unit. The purpose of this research to know theapplication of the principle of transparency in the management of Zakat funds in the AmilZakat Institute of Zakat Center people Panumbangan Unit. The methods used aredescriptive analysis, while data collection is done with interviews, observations anddocument studies and library data. The results of this research is openness and ease inobtaining information about the management of zakat funds in the Amil Zakat Institute ofZakat Center people Panumbangan Unit can only be accessed through monthly reports inthe form of newsletters and Facebook. This is due to lack of capital and human resourcesin the institution of Amil Zakat Central Zakat people unit Panumbangan less. Applicationof the principle of transparency in the management of Zakat funds in the Amil ZakatInstitute of Zakat Center people Panumbangan Unit is not optimal, because access to information is still limited that only through monthly reports in the form of newslettersand Facebook

JUAL BELI PRODUK IMITASI FASHION PERSPEKTIF UNDANG-UNDANG HAK CIPTA NOMOR 28 TAHUN 2014 DAN HUKUM ISLAM Solihah Sari Rahayu; Novianti Syarifah; Muhamad Dani Somantri
Mutawasith: Jurnal Hukum Islam Vol 2 No 2 (2019)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Jual beli dalam Al-Quran disebutkan 3 bentuk yaitu : tijarah, bai’, syira’. jual beli adalah pertukaran harta (mal) dengan harta dengan menggunakan cara tertentu. Pertukaran harta dengan harta disini, diartikan harta yang memiliki manfaat serta terdapat kecenderungan manusia untuk menggunakannya, cara tertentu yang dimaksud adalah sighat atau ungkapan ijab dan qabul. Pasar adalah adanya penjual dan pembeli saling bertemu, salah satu dari berbagai sistem, institusi, prosedur, hubungan sosial dan infrastruktur dimana usaha menjual barang, jasa, dan tenaga kerja untuk orang-orang dengan imbalan uang. Barang dan jasa yang dijual menggunakan alat pembayaran yang sah seperti uang fiat. Kegiatan ini merupakan bagian dari perekonomian. Ini adalah pengaturan yang memungkinkan pembeli dan penjual untuk item pertukaran. Persaingan sangat penting dalam pasar, dan memisahkan pasar dari perdagangan. Penelitian ini mendepenelitiankan dan mengkaji permasalahan mengenai konsep pembajakan karya-karya di bidang hak cipta dalam perspektif hukum Islam dengan menggunakan UndangUndang Nomor 28 Tahun 2014 Tentang Hak Cipta sebagai fokus studinya. Adapun tujuan penelitian adalah untuk mengangkat tentang solusi hukum Undang-Undang tentang Hak Cipta. Dalam usaha penelitian ini, penulis menggunakan metode observasi langsung dan tidak langsung. Pembajakan dengan menyamakan hukum dari pencurian dapat menggunakan metode qiyas. Apabila dikaji berdasarkan metode qiyas, segala apapun bentuk dari pembajakan merupakan haram dan harus dijauhi. Dengan beberapa penjelasan di atas maka segala apapun bentuk pembajakan baik cara/metode maupun objek atau sasaran yang mengarah pada pembajakan hak cipta hukumnya adalah haram.

Cash Waqf for Developing Islamic Economy: Case Study in Indonesia Aam Slamet Rusydiana; Yayat Hidayat; Tika Widiastuti; Solihah Sari Rahayu
al-Uqud : Journal of Islamic Economics Vol. 5 No. 1 (2021): January
Publisher : Universitas Negeri Surabaya

This study attempts to identify the causes and dominant factors that hinder the development of cash waqf in Indonesia, using the IFE-EFE Matrix and SWOT methods, while offering solutions to solve it. Based on the results of IFE analysis, the highest-rank of strengths is the ability of cash waqf in expanding the base of waqf fund sources followed by the ease and zero cost of funds. In comparison, the top weaknesses are the lack of socialisation to the community and the lack of professional nazhir human resources. The results of EFE analysis imply the highest-rank opportunity is the potential of unlimited cash waqf followed by the emergence of many sharia financial institutions and Islamic economics study programs in universities. Meanwhile, the top threat is a weak political will of authorities, followed by the majority of traditional nazhir. It is expected that there will be a joint commitment from various parties, both from policymakers and academics and practitioners to support and encourage efforts to develop the Islamic (social) finance industry, especially in developing cash waqf in Indonesia.

Efficiency, Stability, and Productivity on Indonesian Islamic Insurance Industry Solihah Sari Rahayu; Abrista Devi
Islamic Social Finance Vol. 3 No. 1 (2023): Islamic Social Finance
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/isf.v3i1.237

This study attempts to analyze the productivity level of Takaful industry in Indonesia, both in terms of changes of its efficiency and also its technological. There are two things that are calculated in Malmquist index measurement that is catch-up effect and frontier shift effect. Findings from the results are very interesting. The average value of the overall efficiency of Takaful industry in Indonesia is relatively medium at 77.8%, while the mean standard deviation is 0.17. This indicates the enough good performance of Takaful industry in Indonesia. In general, there has been an increase in the level of productivity of Takaful institutions in Indonesia in the period 2016 to 2018, even though its very small. The increase in productivity growth (1.076) of Takaful institutions in Indonesia is generally caused by technological change (1.078) instead of changes in efficiency (0.998). Thus the service of Takaful institutions is needed which is more innovative in relation to the development of technology in the future.

The Efficiency of Pesantren Cooperative using Data Envelopment Analysis (DEA): A Case in Indonesia Mimma Maripatul Uula; Solihah Sari Rahayu
The Economic Review of Pesantren Vol. 1 No. 1 (2022): The Economic Review of Pesantren
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/erp.v1i1.198

The purpose of this research is to analyze the level of efficiency of Islamic boarding schools cooperatives as well as potential improvements needed, and to compare the efficiency of Islamic boarding schools cooperatives. In addition, this research also looks at the efficiency of Islamic boarding school cooperatives during the Covid-19 pandemic. The research period used in this research is from 2014-2021 with a research sample of 2 Islamic boarding schools cooperatives. The analytical method used is a non-parametric approach, namely Data Envelopment Analysis (DEA), with secondary data sources originating from the financial reports of Islamic boarding schools cooperatives as the research sample. Furthermore, the input variables used are fixed assets, mandatory savings and principal savings. The output variable consists of SHU and deposits in other bodies. The results of this study indicate that the efficiency of Islamic boarding school cooperatives during the 2014-2021 period has fluctuated from year to year. Based on the level of efficiency, the Islamic boarding school cooperative B has a higher efficiency compared to the Islamic boarding school cooperative A. Then in the analysis of efficiency during the pandemic, the efficiency of the Islamic boarding school A cooperative tends to be relatively stable. Meanwhile, the pesantren B cooperative showed a significant increase in 2021, even though it experienced a decline in the 2020 period. And based on analysispotential improvement, the biggest cause of inefficiency in pesantren A cooperative comes from the input variable, namely SHU, and in pesantren B cooperative is fixed assets. This research also provides recommendations to cooperatives to further increase their efficiency, for regulators, it is expected to provide full support to Islamic boarding schools cooperatives, and for academics to update this research in line with research limitations.

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