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All Journal Biopsikososial: Jurnal Ilmiah Psikologi Fakultas Psikologi Universitas Mercubuana Jakarta Syntax Literate: Jurnal Ilmiah Indonesia Jurnal Mitra Manajemen EQIEN - JURNAL EKONOMI DAN BISNIS JOURNAL OF SCIENCE AND SOCIAL RESEARCH Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Mantik Jurnal Ilmiah Edunomika (JIE) Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) JPM: JURNAL PENGABDIAN MASYARAKAT Jurnal Pengabdian kepada Masyarakat Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) Journal of Social Responsibility Projects by Higher Education Forum Action Research Literate (ARL) Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Journal of Innovation Research and Knowledge Jurnal Lemhannas RI JOMPA ABDI: Jurnal Pengabdian Masyarakat Proceeding National Conference Business, Management, and Accounting (NCBMA) International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Jurnal Manajemen dan Bisnis Madani Journal of Artificial Intelligence and Digital Business JISMA: Jurnal Ilmu Sosial, Manajemen, dan Akuntansi SABAJAYA Jurnal Pengabdian Kepada Masyarakat Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Jurnal Keuangan dan Bisnis Journal of Mandalika Literature Jurnal Medika: Medika PENG: Jurnal Ekonomi dan Manajemen Jurnal Riset Multidisiplin Edukasi Jurnal Pengabdian Masyarakat dan Penelitian Terapan Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Economic Journal IJEMA
Lutfi Alhazami
Universitas Dian Nusantara
Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Neuroscience Nursing Public Health Social Sciences Transportation Other

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Self-Efficacy, Literasi Keuangan, Sosial dan Investasi Saham ESG Alhazami, Lutfi; Rahmawati, Irma
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.468

Abstract

Investasi saham berbasis Environmental, Social, and Governance (ESG) semakin diminati karena relevansinya dengan keberlanjutan. Penelitian ini bertujuan untuk menganalisis pengaruh self-efficacy, literasi keuangan, dan pengaruh sosial terhadap keputusan investasi saham ESG di kalangan mahasiswa Sastra Inggris Universitas Dian Nusantara. Pendekatan kuantitatif digunakan dalam penelitian ini, melibatkan 171 responden yang dipilih melalui purposive sampling. Data dikumpulkan menggunakan kuesioner terstruktur dan dianalisis dengan regresi linear berganda. Hasil penelitian menunjukkan bahwa ketiga variabel, yaitu self-efficacy, literasi keuangan, dan pengaruh sosial, memiliki pengaruh positif dan signifikan terhadap keputusan investasi saham ESG. Literasi keuangan menjadi faktor paling dominan dalam memengaruhi keputusan investasi. Temuan ini menekankan pentingnya pengembangan kompetensi keuangan dan kepercayaan diri mahasiswa dalam mendukung pengambilan keputusan investasi yang lebih bijaksana dan bertanggung jawab terhadap keberlanjutan. Kesimpulannya, penelitian ini memberikan kontribusi dalam memahami faktor-faktor yang memengaruhi preferensi investasi generasi muda terhadap saham ESG. Hasil ini penting untuk pengembangan program edukasi keuangan dan promosi investasi berkelanjutan di kalangan mahasiswa..
SELF-EFFICACY, LITERASI KEUANGAN, SOSIAL DAN INVESTASI SAHAM ESG Alhazami, Lutfi; Rahmawati, Irma
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 2 (2025): May 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i2.3093

Abstract

Abstract: Environmental, Social, and Governance (ESG)-based stock investment is gaining popularity due to its relevance to sustainability. This research aims to analyze the influence of self-efficacy, financial literacy, and social influence on ESG stock investment decisions among English Literature students at Dian Nusantara University. A quantitative approach was employed in this study, involving 171 respondents selected through purposive sampling. Data were collected using a structured questionnaire and analyzed with multiple linear regression. The research results indicate that all three variables, namely self-efficacy, financial literacy, and social influence, have a positive and significant influence on ESG stock investment decisions. Financial literacy is the most dominant factor in influencing investment decisions. These findings emphasize the importance of developing students' financial competence and self-confidence in supporting wiser and more responsible investment decision-making towards sustainability. In conclusion, this research contributes to understanding the factors influencing young generation's investment preferences towards ESG stocks. These results are important for the development of financial education programs and the promotion of sustainable investment among students.  Keywords: Self-Efficacy Financial Literacy Social Influence ESG Stock Investment Student Investment Decisions Abstrak: Investasi saham berbasis Environmental, Social, and Governance (ESG) semakin diminati karena relevansinya dengan keberlanjutan. Penelitian ini bertujuan untuk menganalisis pengaruh self-efficacy, literasi keuangan, dan pengaruh sosial terhadap keputusan investasi saham ESG di kalangan mahasiswa Sastra Inggris Universitas Dian Nusantara. Pendekatan kuantitatif digunakan dalam penelitian ini, melibatkan 171 responden yang dipilih melalui purposive sampling. Data dikumpulkan menggunakan kuesioner terstruktur dan dianalisis dengan regresi linear berganda. Hasil penelitian menunjukkan bahwa ketiga variabel, yaitu self-efficacy, literasi keuangan, dan pengaruh sosial, memiliki pengaruh positif dan signifikan terhadap keputusan investasi saham ESG. Literasi keuangan menjadi faktor paling dominan dalam memengaruhi keputusan investasi. Temuan ini menekankan pentingnya pengembangan kompetensi keuangan dan kepercayaan diri mahasiswa dalam mendukung pengambilan keputusan investasi yang lebih bijaksana dan bertanggung jawab terhadap keberlanjutan. Kesimpulannya, penelitian ini memberikan kontribusi dalam memahami faktor-faktor yang memengaruhi preferensi investasi generasi muda terhadap saham ESG. Hasil ini penting untuk pengembangan program edukasi keuangan dan promosi investasi berkelanjutan di kalangan mahasiswa. Kata Kunci: Self-Efficacy; Financial Literacy; Social Influence; Investasi Saham ESG; Keputusan Investasi Mahasiswa
Pengaruh Financial Knowledge, Financial Attitude, dan Internal Locus of Control Terhadap Perilaku Manajemen Keuangan Generasi Z di Jakarta Ester Lina Siringoringo; Lutfi Alhazami
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 1 No. 5 (2025): SEPTEMBER
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/xz5qbp83

Abstract

This study aims to empirically examine the influence of financial knowledge, financial attitudes, and internal locus of control on the financial management behavior of Generation Z in Jakarta. In today's fast-paced digital era, Generation Z faces increasingly complex challenges in managing personal finances. Despite having extensive access to financial information, many still lack a grasp of basic financial concepts. This gap in knowledge and attitudes can lead to unhealthy financial management behaviors, such as consumer debt and poor financial planning. Therefore, this study is important to provide insights into improving financial literacy and behavior among the younger generation. This study employed a quantitative approach with a survey method. Primary data were obtained through the distribution of questionnaires compiled using a Likert scale of 1-5. The population in this study was Generation Z in Jakarta aged 19–28 years and already earning an income. This population is very large and the exact number cannot be known in detail because it involves various occupational backgrounds, educational levels, and diverse economic conditions. Therefore, this study did not take the entire population, but only a representative portion through sample determination. The sampling technique used was purposive sampling, namely selecting respondents based on certain criteria in accordance with the research objectives. The number of samples used was 100 respondents, which was considered adequate and representative for analysis, so that the results of the study can describe the financial management behavior of Generation Z in Jakarta more accurately. Data analysis was performed using multiple linear regression with the help of SPSS software version 25. The results of the study indicate that financial knowledge has a positive and significant effect on the financial management behavior of Generation Z, meaning that the higher the financial knowledge, the better the financial management. Furthermore, financial attitude also has a positive and significant effect, indicating that a positive financial attitude encourages financial discipline and control. In addition, internal locus of control has been shown to have a positive and significant effect, so that Generation Z who believe in their own abilities tend to be more responsible in managing finances. Simultaneously, these three independent variables have a significant influence on the financial management behavior of Generation Z in Jakarta  
Analisis Rasio Keuangan Untuk Menilai Financial Distress Perusahaan Transportasi Yang Terdaftar di Bursa Efek Indonesia Periode 2020 – 2023 Chiutami, Jesslyn; Alhazami, Lutfi
Action Research Literate Vol. 8 No. 9 (2024): Action Research Literate
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/arl.v8i9.1193

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh variabel profitabilitas rasio, likuiditas rasio, leverage rasio dan rasio aktifitas terhadap kesulitan keuangan. Data yang digunakan dalam penelitian ini adalah data tahun 2020 – 2023. Teknik pemilihan sampel adalah purposive sampling total perusahaan yang akan diteliti 27 perusahaan dengan data sebanyak 108 sampel. Pengumpulan data yang dilakukan pada penelitian ini adalah pengumpulan data sekunder. Dalam penelitian ini peneliti menggunakan data yang bersumber dari laporan keuangan perusahaan transportasi yang terdaftar di BEI. Analisis data menunjukkan secara bersama-sama (simultan) variabel profitabilitas, likuiditas, leverage, aktivitas berpengaruh terhadap kesulitan keuangan. Dan secara parsial profitabilitas dan likuiditas berpengaruh terhadap kesulitan keuangan. Leverage dan aktivitas tidak berpengaruh terhadap kesulitan keuangan.
Pengaruh Pendapatan, Lifestyle Hedonis, dan Kebiasaan Belanja Online Terhadap Pengelolaan Keuangan Pribadi: Studi Kasus pada Masyarakat Kampung Kabayan, Cileles, Lebak, Banten Ridwan Fauzi; Lutfi Alhazami
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): JANUARI
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/asz6pe02

Abstract

This study aims to examine the influence of income, hedonic lifestyle, and online shopping habits on the personal financial management of the people of Kabayan Village, Cileles, Lebak, Banten, with a focus on how these three factors affect an individual's ability to manage finances effectively. Using a quantitative approach and survey method, a population of 133, using the Slovin formula with a margin of error of 5% and a non-probability sampling technique, a sample of 100 people was obtained, data were collected through questionnaires. The analysis was carried out using multiple linear regression with the help of SPSS 26 software. The results showed that income (X1) had a significant effect on financial management, with a calculated t value of 2.587> t table 1.985 and a sig. value of 0.011 <0.05; Hedonic lifestyle (X2) also had a significant effect on personal financial management with a calculated t value of 2.241> t table 1.985 and a sig. value of 0.027 <0.05; Online shopping habits (X3) have the most dominant influence with a calculated t value of 5.176 > t table 1.985 and a sig. value of 0.000 < 0.05; Simultaneously, the three variables show a significant influence on personal financial management with a calculated F value of 62.191 > F table 2.70 and a sig. value of 0.000 < 0.05, with a coefficient of determination (R²) of 0.660, meaning that 66% of the variation in financial management is explained by these three factors, while 34% is influenced by other variables outside the model.     
Determinan Struktur Modal Perusahaan Kelapa Sawit di Bursa Efek Indonesia Arya Santun Riyadi; Lutfi Alhazami
Indonesia Economic Journal Vol. 1 No. 2 (2025): DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/vsv2av97

Abstract

Penelitian ini bertujuan menganalisis faktor-faktor yang memengaruhi struktur modal (Debt to Equity Ratio/DER) pada perusahaan kelapa sawit yang terdaftar di Bursa Efek Indonesia periode 2021–2024. Tiga variabel independen—profitabilitas (ROA), likuiditas (Current Ratio/CR), dan ukuran perusahaan (ln Total Aset)—dipilih berdasarkan landasan teori struktur modal (signalling theory, pecking order theory, dan trade-off theory) dan temuan studi terkait ((Myers & Majluf, 1984); (Ross, 1977); (Harris & Raviv, 1991)). Metode yang digunakan adalah regresi linier berganda dengan berbagai uji asumsi klasik. Hasil menunjukkan bahwa ROA berpengaruh negatif dan signifikan terhadap DER; CR dan ukuran perusahaan tidak berpengaruh signifikan secara parsial. Secara simultan, ketiga variabel berpengaruh signifikan terhadap DER (F=4,936; p=0,003) dengan Adjusted R²≈0,125. Temuan menegaskan preferensi pendanaan internal pada saat profitabilitas tinggi sebagaimana diprediksi pecking order theory, serta menyiratkan bahwa kebijakan struktur modal perusahaan sawit tidak semata-mata ditentukan oleh ukuran dan likuiditas. Implikasi manajerial dan agenda riset lanjutan turut dibahas.  
APPLICATION-BASED ENGLISH PRONUNCIATION TRAINING FOR YOUTH IN THE DEMOCARE COMMUNITY IN NORTH MERUYA Irma Rahmawati; Wahyu Budi; Lutfi Alhazami; Ratu Amanah Amaranth Azalea; Gabriella Angelica
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 5 No. 2 (2025): July-October 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v5i2.3859

Abstract

This community service program aims to improve English pronunciation skills among teenagers in the North Meruya Youth Community in West Jakarta. The implementation method included training based on artificial intelligence (AI) applications such as Elsa Speak, which provides automatic feedback to improve articulation, intonation, and word emphasis. The activity was accompanied by mentoring through online groups and pre- and post-test evaluations using a scoring rubric on a scale of 1-5. Results showed that more than 90% of participants experienced a pronunciation score increase of at least 30%, with participant satisfaction levels reaching over 80%. The training successfully established independent study groups and increased participant confidence. These findings demonstrate the effectiveness of using AI technology in community-based English learning, with potential for replication in other regions.
Meningkatan Efektifitas Green Supply Chain pada Industri Inovatif kreatif Alhazami, Lutfi; Febrian, Wenny Desty; Vina
JURNAL MANAJEMEN PENDIDIKAN DAN ILMU SOSIAL Vol. 6 No. 6 (2025): Jurnal Manajemen Pendidikan dan Ilmu Sosial (Oktober-November 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jmpis.v6i6.6590

Abstract

Penelitian ini bertujuan untuk memahami faktor-faktor yang mendukung penerapan rantai pasok hijau di kalangan perusahaan kecil dan menengah, khususnya perusahaan Alat Penangkap Ikan Kecil (APIK) di Indonesia. Banyak pelaku usaha mikro dan kecil berperan dalam sektor manufaktur, namun masih terbatas dalam mengadopsi praktik ramah lingkungan. Penelitian ini mengkaji bagaimana keselarasan tujuan antarmitra, komitmen terhadap kerja sama jaringan, dan pola pengambilan keputusan memengaruhi efektivitas rantai pasok hijau. Metode yang digunakan adalah survei kuantitatif terhadap 140 pemilik perusahaan APIK, dengan analisis data menggunakan pendekatan model persamaan struktural (SEM) PLS. Hasil menunjukkan bahwa ketiga faktor tersebut memiliki pengaruh positif dan signifikan terhadap keberhasilan penerapan rantai pasok hijau. Temuan ini menunjukkan bahwa selain kapasitas teknis, aspek sosial dan manajerial juga penting dalam transisi ke praktik berkelanjutan. Kontribusi utama penelitian ini adalah memberikan kerangka pemahaman yang dapat digunakan oleh pelaku kebijakan dan asosiasi industri untuk merancang program pendampingan yang lebih efektif dalam mendorong keberlanjutan di sektor UMKM.
Analisis Minat Pembelian Produk Preloved Sebagai Upaya Peduli Lingkungan Yuliana, Lingga; Apriyana, Nurliya; Fauzan, Ray; Larasati, Nike; Alhazami, Lutfi; Eko Bima Sutopo, Israel
Jurnal Keuangan dan Bisnis Vol. 21 No. 1 (2023): Jurnal Keuangan Dan Bisnis Volume 21 Nomor 1 Maret 2023
Publisher : Catholic University Musi Charitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (702.992 KB) | DOI: 10.32524/jkb.v21i1.763

Abstract

This research aims to investigate purchasing interests in preloved products from reputable brands as an environmental care effort. The advantage of conducting this study is to provide a resource for readers and researchers considering similar issues. In this descriptive qualitative research, purposive sampling was used to select the samples. The samples that met the criteria of this study were those who had previously bought the branded product from offline or online shops. Ten respondents were involved in the survey of this study. The questionnaires were distributed via Google form and conducted from November 2022 to January 2023. The findings reveal purchasing pre-owned branded goods contributes to environmental protection by minimizing unrecycled fashion trash and animal exploitation. The respondents recommended purchasing pre-owned branded goods responsibly to protect the environment and get products at reasonable rates.  
PENYUSUNAN BUKU BER-ISBN MELALUI PELATIHAN INTERAKTIF SEBAGAI KUNCI SUKSES KARIR DOSEN Desky, Harjoni; Alhazami, Lutfi; Saifullah, Saifullah; Julina, Sinta; Farlina, Baiq Fina; Situngkir, Friska Ledina
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.29235

Abstract

Kegiatan pengabdian kepada masyarakat dengan judul "Penyusunan Buku ber-ISBN Melalui Pelatihan Interaktif Sebagai Kunci Sukses Karir Dosen" dilaksanakan untuk mengatasi kendala yang dihadapi dosen dalam menyusun dan menerbitkan buku ber-ISBN. Buku ber-ISBN sangat penting karena memberikan pengakuan resmi dan internasional terhadap karya ilmiah dosen, yang berdampak positif pada pengembangan karir dan reputasi akademik mereka. Pelatihan ini dilaksanakan pada tanggal 26 Maret 2024 melalui aplikasi Zoom dan diikuti oleh 44 peserta dari berbagai kalangan. Metode pelatihan meliputi sesi presentasi, diskusi, dan latihan praktis yang dirancang untuk meningkatkan pemahaman dan keterampilan peserta dalam penyusunan buku ber-ISBN. Hasil pelatihan menunjukkan peningkatan signifikan dalam pemahaman prosedur ISBN, keterampilan praktis, dan kepuasan peserta terhadap metode pelatihan yang interaktif. Evaluasi tindak lanjut menunjukkan bahwa sebagian besar peserta telah melanjutkan proses penyusunan buku mereka, dengan beberapa di antaranya sudah mendekati tahap pengajuan ISBN. Pelatihan ini berhasil meningkatkan kualitas dan kuantitas publikasi akademik dosen serta membentuk jaringan kolaboratif yang bermanfaat. Kesimpulannya, pelatihan interaktif ini efektif dalam meningkatkan kemampuan dosen dalam menyusun buku ber-ISBN, yang pada gilirannya berkontribusi pada pengembangan karir dan reputasi akademik mereka.
Co-Authors Abdullah, Muhamad Al Faruq Abubakar Betan Aditya, Kelvin Syahrul Ahmad Shukor, Ahmad Shaifful Anuar Aldizar, Addys Allya Agfara Apriani, Ari Apriyana, Nurliya Arya Santun Riyadi Chayatul Jannah Chiutami, Jesslyn Derani Syahreva Desty Febrian, Wenny Didin Hikmah Perkasa Doktoralina, Caturida Donald, Eriklex Dwi Sapto Febriantaka Eko Bima Sutopo, Israel Elisabeth Christian Eriklex Donald Eriklex Donald Ester Lina Siringoringo Farlina, Baiq Fina Fauzan, Ray Febrian, Wenny Desty Friska Ledina Situngkir Gabriella Angelica Harjoni Harjoni Harsono, Diwa Yudo Irma Rahmawati Irwanto Israel Eko Bima Sutopo Izmirta Rachman Jasiyah, Rabiyatul Jessica Julina, Sinta Kezia Angelita Larasati, Nike Lestari Lestari Lingga Yuliana Mareta, Sigit MARIA BINTANG Meiwanto Doktoralina, Caturida Moch. Jerry Panggaresta Nike Larasati Nurliya Apriyana Pasaribu, Natanael Purnama, Yanthy Herawaty Raden Mohamad Herdian Bhakti Rahmawati, Siti Irma Ramadhan , Farhan Kusuma Ratu Amanah Amaranth Azalea Ray Fauzan ridwan fauzi RR. Ella Evrita Hestiandari Rudy Sugiharto Rudy Sugiharto Saifullah Saifullah Sani, Indra Selly Beauty Wahayu Tjan Siaw Siau Sie Sibarani, Harjono Sie, Siaw Siau Steffi Laurencia Steffi Laurencia Sugeng, Margono Suprayitno, Agung Tetelepta, Edward Gland Tobing, Rudy P. Tria Emi Goulisa Vera Budyarti Vina Vina, Vina Wahyu Budi