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All Journal Ekspektra: Jurnal Bisnis & Manajemen Journal of Economic, Bussines and Accounting (COSTING) Journal on Education GEMA EKONOMI JURNAL LENTERA BISNIS JURNAL EKOBIS DEWANTARA GREENOMIKA Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Peka: Jurnal Pengabdian Kepada Masyarakat Literacy : International Scientific Journals of Social, Education, Humanities Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Ekonomi dan Kewirausahaan West Science Nusantara Community Empowerment Review Riwayat: Educational Journal of History and Humanities Jurnal Pengabdian Inovatif Masyarakat Tali Jagad Jurnal Ilmiah Manajemen Praktek Kerja Lapang Manajemen MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Cynthia Eka Violita
Universitas Nahdlaatul Ulama Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mechanical Engineering Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Journal : JURNAL LENTERA BISNIS

 1 
PENGARUH FINANCIAL LITERACY DAN LIFESTYLE TERHADAP PENGELOLAAN KEUANGAN PRIBADI MAHASISWA DI SIDOARJO DENGAN PERILAKU KONSUMTIF SEBAGAI VARIABEL MEDIASI Virginia Eka Putri Kinanti; M. Mustaqim; Wahyu Eko Pujianto; Cynthia Eka Violita
JURNAL LENTERA BISNIS Vol. 14 No. 2 (2025): JURNAL LENTERA BISNIS, MEI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i2.1449

Abstract

This study aims to analyze the impact of financial literacy and lifestyle on personal financial management of Sidoarjo students, considering consumption behavior as a mediating variable. To do this, quantitative methods were used, specifically targeting Sidoarjo university students. Data were collected using questionnaires, using purposive sampling techniques in non-probability sampling. Financial literacy, lifestyle, and consumptive behavior variables directly affect financial management. Financial literacy variables mediated by consumptive behavior also impact financial management. However, lifestyle variables mediated by consumptive behavior do not affect financial management. The mediating effect of financial literacy variables on financial management through consumption behavior is high. On the other hand, lifestyle variables have no impact on consumption behavior and the mediation effect is weak.
PENGARUH LIVE STREAMING, FLASH SALE, DAN DOUBLE DAYS PROMOTION TERHADAP IMPULSIVE BUYING PADA PENGGUNA TIKTOK SHOP Muslikha Irbah Zakiyah; M. Mustaqim; Achmad Zaki; Cynthia Eka Violita
JURNAL LENTERA BISNIS Vol. 14 No. 2 (2025): JURNAL LENTERA BISNIS, MEI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i2.1450

Abstract

Digital technology advancements have significantly changed the e-commerce industry, particularly with the advent of interactive services like live streaming on TikTok. This studys aims to determine whether live streaming, flash sales, and double days promotions have a direct effect on consumer impulse purchases at TikTok Shop. This study employs a quantitative methodology. A total of 180 respondents who are active TikTok Shop users in Sidoarjo have filled out a questionnaire to provide data, which was then analyzed using SPSS. In this study, it was found that Live Streaming variable has no influence on Impulsive Buying. This is because live streaming is not strong enough to drive impulse purchases without attractive promotions. On the other hand, the Double Days Promotion and Flash Sale variables have a positive and significant effect on Impulsive Buying. This proves that flash sales and urgency-based promotional tactics can stimulate impulse purchases. These results provide insight for marketers to optimize promotional strategies on TikTok Shop to increase sales conversions.
PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN, KONTROL DIRI TERHADAP KEBERLANGSUNGAN USAHA MIKRO KECIL STAINLESS STEEL DI KABUPATEN SIDOARJO Ramadhan, Rizky Oktavian; Zaki, Achmad; Violita, Cynthia Eka; Putrihadiningrum, Devika Cherly
JURNAL LENTERA BISNIS Vol. 15 No. 2 (2026): JURNAL LENTERA BISNIS, Mei 2026
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v15i2.2285

Abstract

This study aims to examine the influence of literasi keuangan, inklusi keuangan and self-efficacy on the sustainability of micro and small enterprises (a study of stainless steel entrepreneurs in Sidoarjo Regency). This is a quantitative study employing an associative-causal approach using primary data collected via a questionnaire distributed to 39 respondents. The sample for this study was determined using a saturated sample. The data were analysed using PLS-SEM via SmartPLS 4. The results indicate that literasi keuangan has a negative but insignificant effect on the sustainability of MSMEs, inklusi keuangan has a positive but insignificant effect on the sustainability of MSMEs, and self-efficacy has a positive and significant effect on the sustainability of MSMEs. Thus, psychological factors in the form of business owners’ self-efficacy are the primary determinants compared to technical factors such as literasi keuangan and access to finance in this study.
Co-Authors Achmad Wicaksono Achmad Wicaksono Achmad Zaki Achmad Zaki Afiqfah, Nur Aidah, Heni Nur Almaneha, Yayang Niken Arya, Aryadilla Putra Atho'illah , Muhammad Azzahra, Tutie Boyas, Jeziano Rizkita C, Rangga Dwi Cherly Putrihadiningrum, Devika Devika Cherly Putrihadiningrum Devika Cherly Putrihadiningrum Devika Putrihadiningrum Edita Rachma Kamila Elvina, Seila Falach, M. Zidnal Hikmah, Natasya Ainul Illa, Fadia Putri Ilma, Majidatul Islamiyah, Izzatul Islamiyah, Rojhaniyatul Ivanka, Siska Jeziano Rizkita Boyas Kamila, Edita Rachma Khoirur Rozikin Lailatul Ula Laily Muzdalifah M. Mustaqim Maghfiroh, Ayutah Ryanda Mas'ula, Fitri Maulana Akhmad, Mundir Muhafidhah Novie Muhammad Wildan Nizarudin Muslekh, Mu'afi Muslikha Irbah Zakiyah Mustaqim, M Mustaqim, M. Nafia Ilhama Qurratu’aini Natasya Ainul putrihadiningrum, Devika Qomaria, Maulidatul Qothrunada, Laila Safira R, M Haudu Ulumudin Rahayu, Khoiyum Putri Ramadhan, Azhari Ramadhan, Rizky Oktavian Restiani, Veina Ayu Riska Ainur Rosyida Rohma, Jihan Salsabila Maulidil Salvana Sagita, Angelia Shabrina Irhamni, Hikmah Shinta Rahmani Sholikhah, Afifatus Syafiq, M Dafa Abiyyu Ubaidillah, Hilmi Vemas, Muhammad Ainur Virginia Eka Putri Kinanti Wahyu Eko Pujianto Yuwana, Haris Eka Z. A, M. Muammar Zahra Gunawan Zahroh, Naili Fatimatuz Zainiyah, Alfidhotul Zakiyah, Imamatuz Zulfaa Gunawan Zunita, Yolanda Irma