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All Journal YUDISIA : Jurnal Pemikiran Hukum dan Hukum Islam Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Al-Jinayah: Jurnal Hukum Pidana Islam Jurnal Tabarru': Islamic Banking and Finance Jurnal EDUCATIO: Jurnal Pendidikan Indonesia Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah JIHBIZ :Global Journal of Islamic Banking and Finance. Scientific Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Sosiologi Dialektika Sosial ASNAF Jurnal Ilmiah Mahasiswa Jurnal Indonesia : Manajemen Informatika dan Komunikasi Jalujur: Jurnal Pengabdian Masyarakat Semeton Mathematics Journal HUMANUS : Jurnal Sosiohumaniora Nusantara IJASDS: Indonesian Journal of Applied Statistics and Data Science
Hisan, Khairatun
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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FACTOR ANALYSIS OF NON-MUSLIM CUSTOMERS IN SAVING AT SHARIA BANK OF INDONESIA BANDA ACEH BRANCH Hisan, Khairatun; Melayu, Hasnul Arifin; Siregar, Rahmat Efendy Al-Amin
Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Vol. 14 No. 2 (2024): JURNAL DUSTURIAH
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/dusturiyah.v14i2.23180

Abstract

This research aims to analyze the factors that influence non-Muslim customers interest in saving at the Bank Syariah Indonesia BandaAceh Branch. With a background as a province with a majority Muslim population and the implementation of sharia law, Aceh provides its own challenges for non-Muslim customers in choosing financial institutions. This research covers factors such as regulatory policies, social norms, and the availability of Islamic banking services that influence the decision of non-Muslim customers to choose Bank Syariah Indonesia. The research method used is qualitative through the preparation and distribution of questionnaires distributed to non-Muslims as customers of Bank Syariah Indonesia. The results of this study there are several factors that cause non-Muslim customers to choose Bank Syariah Indonesia over other Islamic banks, namely non-Muslim customers in Banda Aceh tend to prefer Bank Syariah Indonesia (BSI) because of the affordability of location, attractive product promotions, quality service, and aspects forced by government regulations. These factors influence the decision of non-Muslim customers in choosing BSI as the first choice for their banking needs in the area.
Kenapa Konsumen Berbelanja di Liza House Beauty & Perfume Langsa? Melyana, Rina; Dayyan, Muhammad; Hisan, Khairatun
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 3 No 1 (2024): Vol 3, No 1 (2024)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v3i1.8437

Abstract

Abstrak (versi bahasa) Tujuan – Penelitian ini bertujuan untuk mengetahui pengaruh citra toko, promosi, dan pelayanan terhadap keputusan belanja konsumen pada House Beauty & Perfume di Langsa. Metode – Penelitian ini menggunakan metode kuantitatif dengan menggunakan data primer yang dikumpulkan dari 96 kuesioner. Analisis regresi linier berganda dilakukan dengan menggunakan SPSS. Hasil – Temuan menunjukkan bahwa ketiga variabel yaitu citra toko, promosi, dan pelayanan berpengaruh signifikan terhadap keputusan belanja konsumen pada Liza House Beauty & Perfume di Langsa, baik secara individu maupun kolektif. Keterbatasan – Penelitian ini dibatasi oleh ruang lingkup variabel yang diteliti. Survei ini juga hanya mencakup 96 peserta yang dijadikan sampel secara kebetulan, tidak termasuk pembeli online. Implikasi Praktis – Sebagai implikasi praktis, hasil penelitian ini dapat menjadi referensi bagi pemilik usaha untuk menjaga dan meningkatkan citra toko, promosi, dan kualitas layanan sehingga menumbuhkan loyalitas konsumen di Liza House Beauty & Perfume di Langsa.
Analisis Syar’iyyah Ijtihad Umar Bin Khattab terhadap Hadd Sariqah Hisan, Khairatun; Santoso , Arif Dian
Al-Jinayah : Jurnal Hukum Pidana Islam Vol. 6 No. 2 (2020): Desember 2020
Publisher : Islamic Criminal Law Study Program, Faculty of Sharia and Law, Sunan Ampel State Islamic University Surabaya, Surabaya, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/aj.2020.6.2.397-319

Abstract

Umar bin Khattab acknowledged as a reformer in Islamic Criminal Law. He considered as a source of authority for liberal Muslim thinkers over his thoughts. His ideal of ijtihad differ from what being understood in the Qur'an and Sunnah which raises the pros and cons among the companions. Even liberal thinkers consider Caliph Umar bin Khattab has a hermeneutic consciousness and an actual rationalist figure. One example of his ijtihad is declining the implementation of hadd punishment of cutting off hands for thieves under certain circumstances. The research aims to re-examine of Umar bin Khattab ijtihad, especially on hadd of sariqah. This research is a qualitative literature review, where data come from the Quran, Hadith, and references which further analyzes by descriptive-analytical methods. The result of the study showed that inapplicability of sariqah punishment due to the emergencies, namely famine. Also, there was doubt in the crime that caused Umar to abhor the punishment. Based on these reasons, then Umar's ijtihad is allowed according to the Shari'ah and not a form of Shari'ah deconstruction.
PENGARUH PEMBIAYAAN TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA TAHUN 2016-2020 Al Husna, Rida; Hisan, Khairatun
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v5i2.25429

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar  pengaruh pembiayaan mudharabah, musyarakah dan murabahah terhadap profitabilitas pada bank umum syariah di Indonesia pada tahun 2016-2020. Metode dalam penelitian ini menggunakan metode kuantitatif. Teknik pengumpulan data menggunakan data sekunder. Data yang digunakan dalam  penelitian ini adalah data triwulan  dari pembiayaan mudharabah, musyarakah dan murabahah terhadap profitabilitas pada bank umum syariah di Indonesia pada tahun 2016-2020. Metode analisis data menggunakan regresi linear data panel dengan metode E-Views 9. Berdasarkan hasil secara parsial variabel pembiayaan mudharabah tidak signifikan dengan tingkat sig sebesar (0.4889 > 0,05) terhadap profitabilitas pada bank umum syariah di Indonesia. Secara parsial variabel pembiayaan musyarakah memiliki signifikan dengan tingkat sig  sebesar (0,0101<  0,05) terhadap profitabilitas pada bank umum syariah di Indonesia. Secara parsial variabel pembiayaan murabahah tidak signifikan dengan tingkat sig sebesar (0,9043 > 0,05) terhadap profitabilitas pada bank umum syariah di Indonesia. Hasil penelitian secara simultan variabel pembiayaan mudharabah, musyarakah dan murabahah berpengaruh secara signifikan terhadap profitabilitas pada bank umum syariah di Indonesia. kesimpulan dari penelitian ini berdasarkan analisilis koefisien determinasi (adjusted R2) bahwa 77,54% variabel profitabilitas dipengaruhi oleh variabel independen.
Pemanfaatan Jaringan Sosial Untuk Pemasaran Produk Skintific Pada Aplikasi Tiktok Rahmadhani, Lailani Octavia; Muksin, Nani Nurani; Fauzi, Nurul Baridah; Hisan, Khairatun; Ananda, Putri
HUMANUS : Jurnal Sosiohumaniora Nusantara Vol. 1 No. 3 (2024): HUMANUS (Jurnal Sosiohumaniora Nusantara)
Publisher : Yayasan Pengembangan Dan Pemberdayaan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62180/0q9qh923

Abstract

Penelitian ini bertujuan untuk menganalisis jaringan pemasaran produk Skintific di aplikasi TikTok menggunakan pendekatan Social Network Analysis (SNA). Metode yang dilakukan dalam penelitian ini adalah  kualitatif yang  berfokus pada kolaborasi antara media sosial TikTok dan penjualan produk Skintific. Menurut Borgatti et al. (2018) dan Scott (2017), SNA adalah teknik yang mempelajari pertukaran sumber daya di antara aktor dan hubungan antara unit-unit sosial. SNA dipilih karena kemampuannya mengungkap dan menganalisis interaksi dalam jaringan sosial. Pengumpulan data dilakukan melalui wawancara mendalam dan studi literatur, dengan fokus pada mahasiswi Universitas Muhammadiyah Jakarta (UMJ) yang membeli produk Moisturizer Skintific melalui TikTok. Hasil penelitian menunjukkan bahwa TikTok berfungsi sebagai nodes utama, menghubungkan Skintific dengan pengguna dan memfasilitasi penyebaran informasi produk secara viral melalui like, komentar, dan berbagi konten. Kesuksesan pemasaran Skintific di TikTok didukung oleh kesesuaian demografis pengguna, konten kreatif yang relevan, pemanfaatan fitur TikTok Shop, kolaborasi dengan influencer, konsistensi posting, dan responsivitas terhadap tren. TikTok memberikan manfaat signifikan bagi Skintific seperti jangkauan audiens global, engagement tinggi, peningkatan brand awareness, pemasaran otentik, analisis data real-time, dan konversi penjualan langsung. Kesimpulannya, Skintific berhasil menggunakan TikTok sebagai platform utama untuk promosi dan penjualan produk skincare, meningkatkan kesadaran dan kepercayaan konsumen melalui kolaborasi dengan influencer, serta memanfaatkan TikTok Shop untuk interaksi dan penjualan yang efektif.  Kata Kunci: Jaringan sosial, pemasaran, TikTok, Skintific, Media sosial.
Analysis of Financial Planning and The Factors that Influence It: Student Case Study Alamsyah, Akla Rizka; Ulya, Zikriatul; Hisan, Khairatun
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 2 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i2.7103

Abstract

This research aims to determine the effect of financial literacy, financial behavior and self-control on student financial planning. This research is a quantitative study of 213 respondents using simple random sampling technique with the requirement that students have taken financial planning courses. Data analysis using SmartPLS with two model tests. The results obtained are that financial literacy, financial behavior and self-control have a positive and significant effect on financial planning partially. The findings also show that there is an indirect effect through self-control that financial literacy has a positive but not significant effect, but has a positive and significant effect on the relationship between financial behavior to financial planning. These results indicate that financial management knowledge will be much more useful if it is practiced in everyday life to achieve planned financial goals. For this reason, it is important for the world of education not only to teach financial knowledge, but also to help improve individual behavior so that they have good discipline and self-control.
Regresi Komponen Utama dalam Mengatasi Multikolinieritas pada Faktor-Faktor yang Mempengaruhi Inflasi di Indonesia Ningrum, Salsabila Hadi Putri; Hisan, Khairatun; Ramdhani, Triana Putri; Luzianawati, Luzianawati; Zindawi, M. Daffa Rizki; Harsyiah, Lisa
Indonesian Journal of Applied Statistics and Data Science Vol. 2 No. 1 (2025): Mei
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ijasds.v2i1.5827

Abstract

Inflation is a significant concern for a developing country like Indonesia. To effectively anticipate inflationary trends, it is essential to conduct statistical analysis to determine what factors can influence inflation. This study utilized Principal Component Regression (PCR) to address multicollinearity in the regression model linking inflation to various factors. The results revealed that transportation, food, electricity and household fuel factors positively correlate with inflation, while health, education and clothing show negative correlations. However, the resulting regression model proved to be inadequate, as evidenced by a very low R-square value. This highlights the necessity for further refinement of the model to provide better information in the context of inflation management in Indonesia.
Berkah Finansial: Tantangan dan Implementasi Perencanaan Keuangan Syariah Generasi Z Kota Langsa Mirza, Rinda; Hisan, Khairatun; Maulana, Zefri
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 8 No 2 (2024): Vol. 8 No.2 Desember 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v8i2.9550

Abstract

This study aims to identify the challenges faced by Generation Z in Langsa City in adopting sharia financial planning. Although sharia financial planning offers many benefits, many of them have difficulty understanding and implementing sharia financial principles effectively. This study uses a field research method with a descriptive qualitative approach, involving five informants from Generation Z selected through the Snowball Sampling technique. Primary data were obtained through direct interviews, while secondary data came from literature studies. Key findings indicate variations in the understanding and implementation of sharia financial planning, where some informants have implemented planning systematically, while others are more spontaneous and less organized. The main obstacles faced include a lack of in-depth understanding of sharia principles, as well as the influence of a consumptive lifestyle that hinders the implementation of sharia principles such as the prohibition of usury, gharar, and maysir. This study emphasizes the importance of sharia financial education and literacy to improve financial management in accordance with sharia principles among Generation Z.
The application of restorative justice as a settlement of domestic syiqaq in QS. An-Nisa verses 34 and 34 according to the view of wahbah az-zuhaili in the book of tafsir al-munir Hisan, Khairatun; Zuhri, Ahmad; Simamora, Nur Aisah; Harahap, Mardian Idris
Jurnal EDUCATIO: Jurnal Pendidikan Indonesia Vol. 10 No. 1 (2024): Jurnal EDUCATIO: Jurnal Pendidikan Indonesia
Publisher : Indonesian Institute for Counseling, Education and Therapy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/1202424601

Abstract

In this research the focus is on how is shiqaq resolved? Then in this research we also discuss how in the household if there is syiqaq then there must be steps taken to resolve it, and in this research the researcher wants to examine how restorative justice is implemented regarding syiqaq in the household, and the researcher also examines how to implement restorative justice syiqaq in this household in Qs. An-nisa verse 34 in the thoughts of Wahbah Az-Zuhaili. The method used in this research is a qualitative method. This type of research is library research, meaning that this research focuses on literature by analyzing the content of the literature related to the research. The data collected in this research is by looking for cases of syiqaq in society and then collecting them as reinforcement in the research, then the researcher examines the implementation of restorative justice by taking examples from the community and comparing them with Islamic laws to see whether they are in line with or not. no, after that the researcher took the interpretation of Wahbah Azzuhaili in Qs. An-nisa verse 34 which relates to research. After all the data has been collected, the researcher begins the research. The sources for this research are books, journals, theses, articles discussing restorative justice, syiqaq and referring to Al-munir's interpretation. The conclusion of the research is that Wahbah Az-Zuhaili's view is that in the family it is the man who has the duty to educate his wife to be better, but in this case there are several types of wives, namely wives who obey their husbands, and there are wives who are obedient to their husbands. who disobeys her husband. If the wife disobeys her husband then the husband can advise, scold, separate the bed and even the husband can hit his wife on condition that it does not leave scars, wounds and bruises on her body, and if that happens then the wife can ask for protection from the family or even the court but as far as possible to maintain the marriage because Allah does not recommend divorce. In this research, the contribution of this research is to clarify whether this application is in line with the Islamic view which is strengthened by Az-Zuhaili's Thought.
HUBUNGAN KAUSALITAS GRANGER ANTARA INFLASI DAN PEMBIAYAAN DENGAN DEPOSITO MUDHARABAH BANK SYARIAH DI INDONESIA Maulana, Zefri; Hisan, Khairatun; M. Yahya; Safwandi; Sri Ramadhani
Jurnal Tabarru': Islamic Banking and Finance Vol. 9 No. 1 (2026): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2026.vol9(1).28383

Abstract

Penelitian ini mengkaji pengaruh faktor internal dan eksternal, yaitu pembiayaan dan inflasi, terhadap deposito mudharabah pada perbankan syariah di Indonesia. Minat masyarakat dalam menempatkan dana sebagai simpanan pihak ketiga memiliki peran penting dalam pertumbuhan bank syariah, khususnya melalui produk deposito mudharabah. Penelitian ini menggunakan data sekunder yang diperoleh dari laporan keuangan Bank Umum Syariah (BUS) yang dipublikasikan oleh Otoritas Jasa Keuangan dan Badan Pusat Statistik selama periode 2018–2024. Sampel penelitian terdiri dari lima Bank Umum Syariah. Data dianalisis menggunakan regresi data panel dan analisis kausalitas Granger untuk menguji hubungan.Temuan penelitian menunjukkan bahwa inflasi memiliki pengaruh yang lemah terhadap deposito mudharabah, sedangkan pembiayaan memiliki pengaruh positif yang signifikan. Analisis kausalitas Granger menunjukkan tidak adanya hubungan satu arah maupun dua arah antara inflasi dan deposito mudharabah pada sebagian besar bank. Namun, BCA Syariah dan Mega Syariah menunjukkan adanya hubungan satu arah dengan inflasi. Pembiayaan dan deposito mudharabah juga menunjukkan hubungan satu arah yang terbatas pada beberapa bank. Pembiayaan merupakan faktor penting yang mempengaruhi deposito mudharabah, sedangkan inflasi memiliki dampak yang relatif kecil. Temuan ini mengimplikasikan bahwa bank syariah perlu memperkuat kinerja pembiayaan untuk meningkatkan kepercayaan masyarakat dan pertumbuhan deposito.
Co-Authors Ahmad Zuhri Aisyah, Lisda Al Husna, Rida Alamsyah, Akla Rizka Ananda, Putri Anisah Budiwati Arif Dian Santoso Ayuwandira, Siti Early Ridho Kismawadi, Early Ridho Fauzi, Nurul Baridah Fitriyani Fitriyani Haqqiya, Hannafa Harahap, Mardian Idris Harsyiah, Lisa Hasnul Arifin Melayu Karang, I Gusti Yogananda Kusasi, Diah Kusumayanti Lazira, Widya Asriani Luzianawati, Luzianawati M. Yahya Mahlihah, Lola Melyana, Rina Midesia, Shelly Mirza, Rinda Muhammad Dayyan Munadiati Musyarrofah, Sefti Fajriatul Muzakkir Muzakkir Nani Nurani Muksin Nazairin, Aswan Ningrum, Salsabila Hadi Putri Rachmawati, Andini Rahmadhani, Lailani Octavia Ramadana, Melda Ramdhani, Triana Putri rusdiana Safarida, Nanda Safwandi Sari, Mila Sauqi, Muhammad Simamora, Nur Aisah Siregar, Rahmat Efendy Al-Amin Sri Ramadhani Ulya, Zikriatul Zefri Maulana Zindawi, M. Daffa Rizki Zuhriah