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All Journal Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Life Birth Jurnal Comprehensive Health Care Al-Mubin: Islamic Scientific Journal International Journal of Community Service Jurnal Riset dan Pengabdian Masyarakat Cons-Iedu: Islamic Guidance and Counseling Journal Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMAK) JURNAL EKSPERIMENTAL : Media Ilmiah Pendidikan Guru Madrasah Ibtidaiyah Sadida: Islamic Communications and Media Studies Journal of Society Innovation and Development (JSID) Future Academia : The Journal of Multidisciplinary Research on Scientific and Advanced Kasyafa: Jurnal Pendidikan Agama Islam IPSSJ Jarow: Journal of Ar-Raniry on Social Work Azkia : Jurnal Aktualisasi Pendidikan Islam International Journal of Education Management and Religion Study of Scientific and Behavioral Management (SSBM)
Rusnawati
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Physics Public Health Social Sciences Other

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MSMEs Interest In Technology-Based Financing (Equity Crowdfunding) Rusnawati; Qamariah
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1377

Abstract

Indonesia is a country with a high number of Micro, Small and Medium Enterprises (MSMEs) growth and has great potential for development, the development of MSMEs in Indonesia is supported by various government programs whose aim is to increase the quantity and quality of MSMEs in Indonesia. MSMEs are a business line that has a large role and potential in supporting the Indonesian economy and improving people's welfare. MSMEs have a vital role in the Indonesian economy by contributing to the increase in BPD by more than 60% or worth 8,573.89 trillion Rupiah, their ability to absorb a fairly high workforce reaching 97% of the total existing workforce, can collect up to 60.4% of total investment, equal distribution and increase income, to realize a stable, balanced and growing national economic system. This study is a multiple linear regression research that aims to examine the influence of social influence and compatibility on MSMEs’ interest in technology-based equity crowdfunding, using the grand theories of UTAUT and the Diffusion of Innovation (DOI) Theory. This research is associative in nature with a quantitative approach. The type of data used is primary data, collected through survey research by distributing questionnaires to respondents both directly and online. The respondents consisted of 140 MSMEs selected through purposive sampling, with the criteria that the respondents were MSMEs located in Makassar City and had been operating for at least two years. The results of the study reveal that the variables of social influence and compatibility have a positive and significant effect on MSMEs’ interest in technology-based equity crowdfunding.
Economic Empowerment of Rural Communities through Mudharabah Scheme in Freshwater Fish Cultivation Rusnawati; Eci Nuriantika
Al-Mubin Jurnal Ilmiah Islam
Publisher : Department of Research and Community Service at the Ummul Quro Al-Islami Bogor Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/almubin.v8i2.2427

Abstract

The mudharabah (shahibul maal) program in freshwater fish farming is a form of sharia-based partnership that aims to improve the welfare of rural communities through a profit-sharing system. This study aims to analyze community experiences in the mudharabah (shahibul maal) program in freshwater fish farming in Lawe Pangkat Village, Southeast Aceh Regency. The method used was a qualitative ethnographic field approach through observation and semi-structured interviews with capital owners, business managers, and village officials. The results show that the mudharabah program contributed to increased income, work motivation, and community cultivation skills. The profit-sharing system agreed upon at the outset encouraged trust and active participation of managers. However, program implementation still faces obstacles such as limited capital, the risk of crop failure, and a lack of technical experience among some managers. The mudharabah program has the potential to become a model for sustainable sharia-compliant economic empowerment in the rural fisheries sector with adequate mentoring support.
Co-Authors Abdullah, Wahidah Ade Irma Ahmad Effendi Al Maikar, Fatimah Alim Syariati Andi Nurhidayati Azhari Berlian Febriyanti Dwi Ayu Parmitasari, Rika Eci Nuriantika Eka Indriyani MS Eka Suhartini Ely Kurniati Eti Susanti Farild, Miftha Fauziah Bakhtiar Habibi, Khairul Hamriana Haris Riadi Indriyani, Eka Irmawati Jamiatussoleha, Siti Jarir Junaidi, Nelly Lely, Andi Nurlaily Marwidah Miftha Farid Miftha Farild Mitra Asriani MS, Eka Indriyani Muhammad Fajar Nur Muhammad Ikhsan Nurfadillah Nurfadillah Nuzul Nidaul Fitrah Usman Parmitasari, Rika Dwi Ayu Pratama Putra, Satria Qamariah Rafiuddin, Fifriani Rahmad Saputra Rika Dwi Ayu Parmitasari Risnawati Rizkilah Rusdi Raprayoga Safruddin Siti Jamiatussoleha sri, sri mulyani Suhartini, Eka Suseno Taslim, Muhammad