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All Journal Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) Prosiding Seminar Nasional Pakar Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL PENDIDIKAN TAMBUSAI Jurnal Ilmiah Edunomika (JIE) Jurnal Ilmiah Manajemen Kesatuan jurnal syntax admiration ProBisnis : Jurnal Manajemen JISOS: Jurnal ilmu sosial NUSANTARA: Jurnal Pengabdian Kepada Masyarakat CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis KREATIF: Jurnal Pengabdian Masyarakat Nusantara Gemilang: Jurnal Manajemen dan Akuntansi Safari : Jurnal Pengabdian Masyarakat Indonesia Jurnal Keuangan dan Perbankan Optimal: Jurnal Ekonomi dan Manajemen Journal of Artificial Intelligence and Digital Business Jurnal Penelitian Ekonomi Manajemen dan Bisnis Innovative: Journal Of Social Science Research Journal of Management and Creative Business Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Ekonomi dan Pembangunan Indonesia Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research Global Leadership Organizational Research in Management Jurnal Maisyatuna Journal of Ekonomics, Finance, and Management Studies Ulil Albab Ekopedia: Jurnal Ilmiah Ekonomi Jurnal Ekonomi Akuntansi Manajemen Agribisnis KREATIF: Jurnal Pengabdian Masyarakat Nusantara
Sasono, Heri
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THE INFLUENCE OF INCOME AND INTEREST ON KPR DECISIONS WITH FINANCIAL LITERACY AS A MODERATING VARIABLE Nuraini, Nuraini; Pudjowati, Juliani; Purnamasari, Eva; Wulandari, Endang; Sasono, Heri
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11493

Abstract

Abstract Housing is a primary need that every individual dreams of having. Individuals who cannot afford to buy a house in cash choose the mortgage route so they can occupy it and ultimately own it when the installments are finished. There are a number of factors that can influence consumers to decide on a mortgage, including individual income and home mortgage interest rates. Therefore, this research aims to analyze the influence of the Income and Interest Rate variables on the KPR Decision variable. Different from previous studies, this research adds the Financial Literacy variable which researchers believe can strengthen the influence of the Income and Interest Rate variables on the KPR Decision variable. This research is quantitative research with an explantory approach that develops research (Sukmawati, 2020). The data used in this research is primary data distributed to 250 BSI bank customers who have been offered KPR throughout Indonesia. The research results show that the Income and Interest Rate variables have a positive relationship and have a significant influence on KPR decisions. Apart from that, the Financial Literacy variable can moderate the influence of the Income and Interest Rate variables on the KPR Decision variable. Keywords: Income, Interest, Financial Literacy, KPR Decision
ANALISIS KEPRIBADIAN PELANGGAN TERHADAP KEPUASAN DAN LOYALITAS PELANGGAN Sudirjo, Frans; Sahari, Sahari; Sulastri, Tuti; Munizu, Musran; Sasono, Heri
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.12529

Abstract

Kepuasan dan loyalitas pelanggan terus menjadi semakin penting bagi perusahaan dan manfaat finansial yang diperoleh dari peningkatan kedua hasil ini telah didokumentasikan dengan baik. Ponsel telah menjadi komputer pribadi dan media komunikasi manusia sehari-hari. Hal ini karena perangkat tersebut kini sudah pintar dan dilengkapi dengan kamera, mikrofon, sistem posisi global, dan sejumlah aplikasi seluler. Ponsel pintar ini juga telah merevolusi bisnis melalui saluran online dengan e-commerce menjadi portofolio besar di banyak sektor industri seperti layanan telepon seluler. Oleh karena itu, layanan telepon seluler telah menjadi sektor yang sangat besar dengan lebih dari 50% populasi dunia memiliki telepon seluler. Penelitian ini bertujuan untuk mengetahui pengaruh Kepribadian Pelanggan terhadap Kepuasan Pelanggan dan Loyalitas Pelanggab. Populasi dan sampel dalam penelitian ini adalah pelanggan pengguna layanan seluler dengan menggunakan teknik probability sampling: simple random yang berhasil diperoleh sebanyak 150 responden. Hasil penelitian menunjukan bahwa variabel kepribadian pelanggan berpengaruh terhadap kepuasan pelanggan dan loyalitas pelanggan. Kata Kunci: Kepribadian Pelanggan, Kepuasan Pelanggan, Loyalitas Pelanggan
THE INFLUENCE OF MOTIVATION, WORK DISCIPLINE AND COMPENSATION ON EMPLOYEE PERFORMAMNCE OF AJB BUMIPUTERA 1912 Herlina; Sasono, Heri Sasono
JURNAL EKONOMI AKUNTANSI MANAJEMEN AGRIBISNIS Vol 2 No 1 (2024): Januari-Juni 2024
Publisher : Universitas Ratu Samban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jurekma.v2i1.198

Abstract

Performance within the company needs to be improved so that the company obtains profits and survives in the long term. The purpose of this research is to see what factors influence employee performance at AJB Bumiputera 1912. Research analysis uses the t test, anova and correlation tests, multiple linear regression using SPSS version 26 and a research sample of 160 out of a population of 256 employees. The conclusions of this research are as follows: (1) Motivation has a positive and significant effect on the performance of AJB Bumiputera 1912 employees. (2). Work discipline has a positive and significant effect on employee performance at AJB Bumiputera 1912. (3). Compensation has a positive and significant effect on employee performance at AJB Bumiputera 1912. Thus the third hypothesis is accepted and supported by empirical evidence. (4). The research results provide evidence that Motivation, Work Discipline and Compensation have a significant effect on the performance of employees at AJB Bumiputera 1912.
PERAN DINAS PERINDUSTRIAN, PERDANGAN, KOPERASI, USAHA KECIL DAN MENENGAH DALAM PENGEMBANGAN UMKM DI PROVINSI DKI JAKARTA Heri Sasono; Herlina Herlina
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 1 No. 1 (2021): Maret : Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v1i1.620

Abstract

Pengabdian kepada masyarakat perlu dilakukan oleh pemerintah ataupun oleh para akademisi seperti; dosen, guru dan mahasiswa. Pemerintah Indonesia di Era Pandemi Covid 19, sangat penuh perhatian terhadap para pelaku UMKM. Perhatian disini diwujudkan dalam bentuk bantuan penambahan modal kepada para UMKM yang tentunya modalnya sangat terbatas, sehingga mengalami kesulitan untuk bertahan di Era Pandemi.Untuk menjaga kelangsungan UMKM, Pemerintah Indonesia telah fokus memperhatikan eksistensi dan pertumbuhan UMKM mencapai setahun 2020 sebesar Rp695,2 triliun, sebesar Rp123,46 triliun (atau 17,75%) dialokasikan khusus untuk mendukung UMKM. Jenis Bantuan Program Pemulihan Ekonomi Nasional untuk UMKM berupa (a). Subsidi (b). Penempatan Dana untuk Restrukturisasi Kredit (c). Belanja Imbal Jasa (d). Penjaminan untuk Modal Kerja dan (e). PPh Final Ditanggung Pemerintah (f). Pembiayaan Investasi kepada Koperasi melalui LDPB.
The Impact of International Stock Market Indices on Indonesia's Composite Index Based on Data from 2015 to 2024 Heri Sasono; Ahmad Syukri; Pudjo Irianto
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 4 (2025): JIMKES Edisi Juli 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i4.3231

Abstract

Global stock markets are increasingly interconnected, influencing emerging markets such as the Indonesia Composite Index. This study aims to analyze the collective and individual impacts of the Nikkei, New York Stock Exchange, FTSE, and ASX indices on the Jakarta Composite Index from 2015 to 2024. This study uses a quantitative approach to ensure a robust analysis and uses multiple linear regression analysis. Data collected from the annual closing values ​​of the Indonesia Stock Exchange, Tokyo Stock Exchange, New York Stock Exchange, London Stock Exchange, and Australia Stock Exchange, processed with the Statistical Package for Social Sciences version 26. The results show that global indices collectively influence the Jakarta Composite Index, explaining 85.3% of its variance. Individually, only the New York Stock Exchange has a significant positive effect, while the Nikkei, FTSE, and ASX indices do not show significant individual impacts. The study concludes that investors and policymakers should monitor the dynamics of the United States market to anticipate the movement of the Jakarta Composite Index, while future research should explore additional factors such as exchange rates to improve the understanding of the dynamics of the Indonesian market.
Co-Authors Ade Onny Siagian Agus Sugeng Setiawan Ahmad Nur Budi Utama Ahmad Syukri Ahmad Syukri Apriwarto, M. Hendra Endang Wulandari Eva Purnamasari Frans Sudirjo Frans Sudirjo Hasibuan, Kalijunjung Hendra Apriwarto Hendra Apriwarto Herlina Herlina Herlina Herlina Herlina Herlina Herlina Herlina I Gusti Ngurah Agung Dewantara Putra Iman Santoso Juliani Pudjowati Kurniawan Arif Maspul M. Nuruzzaman Mahdi Mahdi, Mahdi Muhammad Hendra Apriwarto Muhammad Syafri Musran Munizu Ningsih, Tri Widyastuti Nugroho, Anton Priyo Nuraini Nuraini Nuraini Nuraini Nurhanan Nurhanan Said Nurhanan, Nurhanan Paidi WS Paidi WS Permana, Riko Mersandro Pratiwi, Dini Pudjo Irianto Purnamasari, Eva Ramli Semmawi, Ramli Raúl Eleazar Arias Sánchez Rizqi Amaliyah, Angguliyah Sahari Sahari Sahari Sahari Setiawan, Iqbal Tawakkal Shabrina Herawati Supriyadi Supriyadi Syam, Fahmi Tuti Sulastri WS, Paidi Wulandari, Endang Zainuddin Siata Zaman, M. Nuruz