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All Journal JBTI : Jurnal Bisnis : Teori dan Implementasi Hasanuddin Economics and Business Review Jurnal Akuntansi STIE Muhammadiyah Palopo Iqtishoduna: Jurnal Ekonomi Islam JURNAL LENTERA BISNIS JASF (Journal of Accounting and Strategic Finance) Nobel Management Review Asian Management and Business Review Al-Buhuts (e-journal) Journal Online Manajemen ELPEI (JOMEL) Jurnal Penelitian dan Pengabdian Masyarakat
Anwar, Vebby
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Optimalisasi Literasi Keuangan, Modal Usaha, Dan Pengelolaan Keuangan Terhadap Keberlangsungan Umkm Sektor Kuliner Kota Sorong Provinsi Papua Barat Daya Aprilia Sari, Waode Nurma Inda; Anwar, Vebby; Sismar, Andi; Irwan, Andi
Jurnal Online Manajemen ELPEI Vol 6 No 1 (2026)
Publisher : STIM-LPI Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58191/jomel.v6i1.472

Abstract

This study aims to determine the influence of financial literacy, business capital, and financial management on the sustainability of culinary MSMEs in Sorong City, both partially and simultaneously. This study used a quantitative approach with a sample of 100 culinary MSMEs. The sampling technique used purposive sampling, while data analysis was conducted using multiple linear regression using SPSS. The results showed that partially, business capital and financial management had a positive and significant effect on MSME sustainability, while financial literacy had no significant effect. Simultaneously, these three variables significantly influenced MSME sustainability, with a coefficient of determination of 80.2%, meaning the model was able to explain 80.2% of business sustainability, while the remainder was influenced by other variables outside this study. The findings of this study indicate that the sustainability of culinary MSMEs in Sorong City is determined more by capital capacity and the quality of financial management than by theoretical financial literacy. Therefore, increasing access to capital, practice-based financial management training, and mentoring programs are key to strengthening the resilience and growth of MSMEs. Keywords: Financial Literacy, Business Capital, Financial Management, Sustainability of MSMEs.
Co-Authors Andi Irwan Angga Kurniawan Aprilia Sari, Waode Nurma Inda Arifai, Luvnaya Nazhwa Bin Mohd Zaini, Muhammad Nabil Danial Budi, Rosdinaman Estiani, Estiani Evendi, Agustina Martha Hamid, Sofyan Henraman, Henraman Homer, Yakoba Irwan, Andi Jayanti, Ansri Katumlas, Mina Marsela Komoiki, Serahpine Kumoro, Annisa Rosida Mikir, Soleman Muliana, Sitti Munzir Munzir, Munzir Musa, Ichwan Norhaedah, Norhaedah Nurlia Pahlevi, Cepi Pahmi Pahmi Sadipun Komber, Mervin Irian Sismar, Andi Sudirman Sudirman Tasrim, Tasrim Way, Yonas Yusti suciati ardhana akhyar Zaitun, Cakra