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All Journal Jurnal Bina Praja Jurnal SOLMA Martabe : Jurnal Pengabdian Kepada Masyarakat Media Mahardhika JASF (Journal of Accounting and Strategic Finance) Jurnal Ilmiah Edunomika (JIE) Community Engagement and Emergence Journal (CEEJ) Jurnal Ekonomi Dan Bisnis Jurnal Manajemen Kewirausahaan Journal of Economic, Public, and Accounting (JEPA) Terbuka Journal of Economics and Business COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesian Journal of Business Analytics (IJBA) Journal of Accounting and Finance Management (JAFM) Indonesian Journal of Advanced Research (IJAR) International Journal of Asian Business and Management (IJABM) Sinergi Abdimas: Jurnal Pengabdian Masyarakat INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen
Safitri, Julia
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Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Do Debtor's Business and Welfare Better? Study on Ultra Micro Financing Program in Indonesia Nurpramana, Dwitya; Gumanti, Tatang Ary; Safitri, Julia; Handriani, Eka
Indonesian Journal of Business Analytics Vol. 3 No. 6 (2023): December 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i6.6966

Abstract

Ultra Micro Financing is a government program that aims to improve the welfare of micro, small and medium businesses. This article aims to analyse the influence of Ultra Micro Financing on business and debtor welfare. There are 234 debtors as respondents. Analysis uses the Wilcoxon signed rank test. The variables for the debtor's business are business assets and business turnover, while debtor welfare are electricity costs and consumption expenditure. The results show that there has been an increase in the average debtor business as measured by business assets per year, increasing by 38.94% and business turnover per year increasing by 18.50%. Debtor welfare as measured by monthly electricity costs increased by 9.64% and per capita consumption expenditure per week increased by 12.50%.
Interaction Between Social Acceptance and Humanistic Green Techno Educational Capability in Supporting Environmentally Friendly Solar Energy Investments in Jember District Auliq, Muhammad A'an; Sularso, Raden Andi; Safitri, Julia; Isnarno, Endi
Indonesian Journal of Business Analytics Vol. 3 No. 6 (2023): December 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i6.7031

Abstract

The development of a dynamic energy system requires adjustments to energy policies that are in line with and receive strong support from human resources in government and society. One of the most effective and sustainable policies is encouraging investment in environmentally friendly infrastructure, such as renewable energy. The potential of solar energy, which is a renewable energy source, offers a solution to the energy crisis experienced by developing countries. In this research, a new concept is proposed which is known as "the interaction between social acceptance and investment readiness (SONVES) as a mediator of green_ Techno Humanistic Education Capability towards solar PV investment readiness". This aims to determine the effect of increasing social acceptance, technology acceptance, environmental awareness, and economic value which are expected to have a positive effect on investment readiness. This research model uses a quantitative descriptive approach to describe the situation objectively using data in the form of numbers.   overall investment readiness.
Potential of Mutual Funds in Facing Changes in the Macroeconomic Situation Tubagus, Rahmat Nurseha; Gunarsih, Tri; Safitri, Julia
Indonesian Journal of Business Analytics Vol. 4 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v4i2.8533

Abstract

In pandemic conditions, Indonesia's macroeconomic situation experienced very sharp changes. Inflation and BI 7 Day Repo Rate (BI7DRR) set record lows. Gross Domestic Product (GDP) has also experienced a decline, which last occurred during the economic crisis in 1998. This research was conducted to analyze the influence of inflation, BI7DRR and GDP on the Net Asset Value (NAV) of conventional and sharia mutual funds as well as the influence of mutual fund types on mutual fund NAV. Panel data regression was carried out on mutual fund NAV, inflation, BI7DRR and GDP data collected quarterly during the 2013-2022 period. Dummy variables are used in regression analysis to determine whether there is a significant difference between the NAV of islamic and conventional mutual funds. The estimation results using the random effect model show that inflation and BI7DRR are not proven to have a significant effect on the NAV of sharia and conventional mutual funds, while GDP is proven to have a positive and significant effect on the NAV of sharia and conventional mutual funds. It is also not proven that there is a significant difference in the NAV of sharia and conventional mutual funds, so it is stated that the type of mutual fund has no effect on the NAV of mutual funds.
Potential and Efforts to Increase Competitiveness Creative Industries in Banda Aceh Ayuni, Devi; Utomo, Mohammad Noor; Safitri, Julia; Pujiwati , I
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 4 (2024): November
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i4.2441

Abstract

Banda Aceh, which was recognized as a "Creative City" at the end of 2017, marks a significant milestone in the development of Aceh's creative economy. The city has become a hub for creative industries with culinary, craft, fashion, and performing arts subsectors as key drivers. This study uses the Diamond Porter and Kotler models, as well as quantitative methods with a multi-criteria approach, to identify the potential of the creative industry in Banda Aceh and formulate strategic steps to increase its competitiveness. The main findings conclude that there are three main criteria for strategy, namely opportunity, government role, and demand conditions, with important subcriteria such as technological tools, policies, and product variety. An optimistic strategy is set as a top priority to increase the competitiveness of the creative industry in the craft subsector in Banda Aceh. These findings provide practical guidance for industry players and local governments, support the development of sustainable creative industries in the region, and potentially contribute to further research in similar contexts
PENGARUH PROFITABILITAS, LIKUIDITAS, DAN STRUKTUR AKTIVA TERHADAP STRUKTUR MODAL DENGAN UKURAN PERUSAHAAN SEBAGAI VARIABEL MODERATING Muzaki, Abdulloh; Setijaning, Herlin Tundjung; Safitri, Julia
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.12160

Abstract

This research aims to analyze the influence of profitability, liquidity and asset structure on a company's capital structure, with company size as a moderating variable. Data is taken from diverse business sectors to provide a comprehensive view of this relationship. Regression analysis methods are used to test the influence of independent variables on the dependent variable, taking into account the moderating influence of company size. The research results show that profitability has a significant positive influence on capital structure, indicating that companies tend to use more debt when profitability increases. Liquidity also has an insignificant negative effect on capital structure, indicating that companies tend to be more conservative in using debt when liquidity is high. Furthermore, asset structure has a significant positive influence on capital structure. The company size variable moderately influences the relationship between profitability and capital structure, as well as the relationship between asset structure and capital structure, but does not moderate the relationship between liquidity and capital structure. This research provides new insights into the factors that influence corporate funding decisions and the contribution of company size in moderating the relationship between liquidity and capital structure.
Co-Authors Affandi, Muhamad Arief Albert Gamot Malau Andi Harmoko Arifin Andriyansah . Anfas, Anfas Aruddy, Aruddy Auliq, Muhammad A'an Christa Rahayu, Heffi Devi Ayuni Eha Saleha Eka Handriani Endi Rekarti, Endi Estu Nurpramana, Dwitya Fathurrahman Fathurrahman Fitri Normasari Geraldina , Ira Hakiki, Moh Saiful Handoko, Wiki Agus Tri Hendrian Hutasoit, Erikson Ika Marsilia Ikhsan, Muhammad Herry Ira Geraldina Isnarno, Endi Jayadi Jayadi Joni Devitra, Joni Kardini, Ni Luh Larasati, Edwina Letty Risanli, Vio Lutfi, Bahroni Mahjus Ekananda Martino Wibowo Masditok, Tokit Meutia Mohamad Ana Syabana Muktiyanto, Ali Musran Munizu Muzaki, Abdulloh Nasir NOVITA EKASARI Nurpramana, Dwitya Pamungkas, Pamungkas Prasetya, Syarief Gerald Pujiwati , I Raden Andi Sularso, Raden Andi Rahmat Hidayat Rahmati, Arinal Riyan Sisiawan Putra Sabighoot , Yus Alvar Setijaning, Herlin Tundjung SRI RAHAYU Sucipto Sucipto Sudarmo, Agnes Suhartini Suhartini Sukendri, Nengah sumbodo, eka kusuma Tatang Ary Gumanti Tri Gunarsih Tubagus, Rahmat Nurseha Utomo, Mohammad Noor Wenehen, Caecilia Yuniarti, Rita