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All Journal SUPREMASI: Jurnal Pemikiran, Penelitian Ilmu-Ilmu Sosial, Hukum dan Pengajarannya Pembaharuan Hukum International Journal of Law Reconstruction DE LEGA LATA: Jurnal Ilmu Hukum NUSANTARA : Jurnal Ilmu Pengetahuan Sosial WAJAH HUKUM Unes Law Review Jurnal Justitia : Jurnal Ilmu Hukum dan Humaniora JURNAL ILMIAH ADVOKASI Legalite: Jurnal Perundang Undangan dan Hukum Pidana Islam Eksekusi : Journal Of Law JURNAL USM LAW REVIEW LEGAL BRIEF Hukum Responsif : Jurnal Ilmiah Fakultas Hukum Universitas Swadaya Gunung Jati Cirebon UNES Journal of Swara Justisia Jurnal Pengabdian Masyarakat (ABDIRA) Collegium Studiosum Journal Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Journal of Comprehensive Science VIVA THEMIS- Jurnal Ilmu Hukum dan Humaniora Journal of Law, Poliitic and Humanities Jurnal Dialektika Hukum Jurnal Hukum dan Keadilan Journal of Strafvodering Indonesian Ipso Jure
Guntara, Deny
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Religion Aerospace Engineering Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Physics Public Health Social Sciences Other

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Journal : Ipso Jure

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Legal Protection for Public Housing Loan Customers Under Law No. 8 of 1999 on Consumer Protection in Housing Transactions Mahardika, Fazri Editiya; Guntara, Deny; Abas, Muhamad
Ipso Jure Vol. 1 No. 10 (2024): Ipso Jure - November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/d29hn512

Abstract

Public housing credit is a program aimed at addressing the housing backlog in Indonesia, yet its implementation faces various challenges. This research focuses on two main issues: (1) What happens to public housing loans when banks go bankrupt? (2) How can consumer issues be resolved when housing loans default? The study uses a normative judicial method. The findings reveal that while the People's Housing Credit (KPR) helps people acquire homes, significant risks arise if credit institutions go bankrupt or debtors default. In cases of default or bank bankruptcy, debtors must still fulfill their credit obligations. Consumer protection is outlined in the 1999 Consumer Law, which includes exit clauses in credit agreements. The government, through the Deposit Insurance Corporation (LPS), can rescue or liquidate banks according to Law No. 24 of 2004. Moreover, drafting fair contracts, offering credit restructuring, and providing insurance options can better protect debtors than asset auctions. Additionally, applying the principle of prudence in credit assessments, as per the Banking Law, is crucial to minimizing default risks. Stricter regulations and robust legal protections are essential for mortgages to effectively help people own homes while ensuring financial and legal stability.
Legal Protection Of Early Marriage To Minors In The Perspective Of Law Number 16 Of 2019 Concerning Amendments To Law Number 1 Of 1974 Concerning Marriage Panjaitan, Michael Putra; Guntara, Deny; Abas, Muhamad
Ipso Jure Vol. 2 No. 3 (2025): Ipso Jure - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/gzfk9869

Abstract

Early marriage in Indonesia has entered an alarming stage with the number of early marriages continuing to climb as poverty in Indonesia increases. For the poor, early marriage is a pragmatic effort to reduce the economic burden born from the obligation to take care of their children. However, this actually worsens the condition because children who marry early find it difficult to get out of structural poverty. With a normative juridical method, this research is intended to understand the legal dynamics in the context of preventing early marriage in society. From this study, it was found that there was a legal gap in the revision of the Marriage Law and the absence of legal products that function to prevent early marriage so that the number of early marriages continues to increase and responsible actors can avoid their responsibilities by taking advantage of existing legal loopholes
Co-Authors Abas, Muhamad Abbas, Muhamad Abdul Majid, Luky Abdurakhman, Maman Aidina, Fitria Aini, Nida Qurratul Akbar, Gary Gagarin Anggy Giri Prawiyogi Asyhadi, Farhan Atmaja, Annisa Tri Darsono, Ahmad Bagas Dwi Dewi, Cindy Aulia Fauzan, Ade Ahmad Fauzi, Muhamad Jiia Fauziah, Margie Rahayu Gugun Gunawan, Gugun Gunawan, Endang Ano Hariri, Mochammad Sofyan Hendri Gunawan Herman, Rizky Nurjulianto Hidayat, Anwar Himim, Aldora Ananda Putra Irawan, Surya Iswandi, Erik Ivan Hanafi Ixal, Da'i Safuad Izdihar, Naufal Koswara, Wahyu Kurnia, Didiek Lubis, Adyan Mahardika, Fazri Editiya Mahmudi, Afrizal Makhron, Fiki Muzaki Maulida Ridfar, Lulu Minetha, Adelli Ritza Muhamad Abas Mutiara Dewi, Chalidya Nasution, Moh Sofyan Naufal, Raden Hisyam Al Noviandi, Muhamad Topik Nugraha, Tirta Nur Elita, Raden Lita Nurdin Nurdin Panjaitan, Michael Putra Patul Mudin, Arip Pratama, Raka Indra Putra, Daffa Fauzan Hanif Angkoso Putri, Shilva Alya Rahman, M. Rafly Dwi Rahmatiar, Yuniar Ramadani, Trisna Ramdhani, Alvian Ranisya Hadi, Vira Robillah, Robillah Sakum, Sakum Sampurna Banyuaji, Sampurna Sanjaya, Suyono Sopyan Sopyan Suhaeri Suhaeri, Suhaeri Syahida, Nadia Targana, Tatang Triana Dewi, Liza Ulandari, Mega Wahyudi, Rikes Yani, Abdul Yulianti, Yuli