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All Journal JURNAL EMBA : JURNAL RISET EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Jurnal Mirai Management Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Economics and Digital Business Review International Journal of Business, Technology, and Organizational Behavior (IJBTOB) Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan JURNAL MANAJEMEN AKUNTANSI (JUMSI) Journal of Social Responsibility Projects by Higher Education Forum GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Jurnal Media Informatika Jurnal Bina Bangsa Ekonomika Aptekmas : Jurnal Pengabdian Kepada Masyarakat Journal of Trends Economics and Accounting Research Jurnal Manajemen Bisnis Kewirausahaan KENDALI: Economics and Social Humanities Mutiara: Jurnal Penelitian dan Karya Ilmiah Mutiara : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of Innovative and Creativity International Journal of Integrated Science and Technology Advance Sustainable Science, Engineering and Technology (ASSET) Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Ritonga, Mulkan
Universitas Labuhanbatu
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The Influence of Financial Literacy, Financial Inclusion and Consumptive Behavior on Student Interests in Management Department, Faculty of Economics and Business, Labuhanbatu University in Using Financial Institution Products and Services Mulkan Ritonga; Furi Windari; Tiurlina Hasmawati Sihite; Muhammad Ali Al Ihsan; Marlina Siregar
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2168

Abstract

In increasing the interest of students to be involved in using the products and services of financial institutions, of course, students must have adequate financial knowledge or literacy, besides that students must also have easy and broad access to financial institution products and services (financial inclusion). Students' interest in using the products and services of financial institutions will be in line with their consumptive behavior in everyday life. This study aims to determine the effect of financial literacy, financial inclusion and consumptive behavior on student interest in using financial institution products and services. This research was conducted on students majoring in management, faculty of economics and business, Labuhanbatu University, totaling 133 people as a sample determined by simple random sampling technique. Testing of research primary data was conducted using IBM SPSS software version 20. To determine the effect between variables, a hypothesis test was carried out which first tested the classical assumption as a prerequisite for statistical analysis. The results showed that financial literacy partially had a positive and significant effect on student interest with a significance of 0.012 <0.05. Financial inclusion partially has a positive and significant effect on student interest with a significance value of 0.000 <0.05, consumptive behavior partially has a positive and significant effect on student interest. While simultaneously financial literacy, financial inclusion and consumptive behavior have a positive and significant effect on student interest with a significance value of 0.000 <0.05, with a contribution of 0.881 or 88.10% influence, while the rest is influenced by other factors not examined in this study.
Measuring Image through House Design Approach and Resident Satisfaction of Puri Al-Fatih Residential Covid-19 Pandemic Time Suri Nurmawan Sipahutar; Pristiyono Pristiyono; Eva Fitria; Mulkan Ritonga
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2178

Abstract

The purpose of this study is to measure the marketing concept applied by the management of Puri Al-Fatih Housing through the house design approach and occupant satisfaction and accommodation to the image of Puri Al-Fatih Housing. The sample used is 70 people who are residents who live in Puri Al-Fatih Housing. Measurement of the instrument was carried out thoroughly with validity and reliability tests. The data analysis technique used path analysis (SPSS and Amos). The results of the study found that the house design variable had a significant effect on the occupant satisfaction variable with a coefficient of 0.540> 0.05. The home design variable has a significant effect on the image variable with a path coefficient between 0.460 > 0.05. Finally, the occupant satisfaction variable has a significant effect on the image variable with a path coefficient of 0.277> 0.05. The implication of this research shows that the house design variable has a coefficient value compared to other tested variables so that the home design variables can be shown which can be the right variables in measuring occupant satisfaction and image.
Co-Authors Ade Parlaungan Nasution, Ade Parlaungan Agus Susanto Aji, Agung Kesuma Ali Al Ihsan, Muhammad Andini, Ratih Ayu Anora Bangun, Budianto Chairi Mutia Lubis Dalimunthe, Alvin Fahrezi Dandi Febrian Dandi Febrian Dandi Febrianto Elvianti Syaputri Erni Wahyuni Eva Fitria Furi Windari Hari Mansah Harimansyah Harimansyah Harimansyah Harimansyah Harimansyah Hasibuan, Mutiara Hikmah Jayadi, Rahmad Junita Lubis Junita Lubis Khairil Anshari Lestari, Mitra Dwi Lubis, Junita Marlina Siregar Meisyah Mutiara Muhammad Alam Warda Ritonga Muhammad Ali Al Ihsan Mulya Rafika Muti'ah, Rahma Muti’ah, Rahma Nailil Khairini Novilda Elisabeth Mustamu Nurdiana Nurzannah, Putri Ayu Pratiwi, Nadila Prawibowo Simbolon Prayoga, Yudi Pristiyono Pristiyono Pristiyono Pristiyono Putri Anggraini Rafika, Mulya Rahma Muti'ah Rahma Muti’ah Ramayani Ramayani Ridho Kurniawan Sarkawi, Sarkawi Simanjorang, Elida Florentina Sinaga Sinaga Simanjorang, Elida Florentina Sipahutar, Reza Wahyudi Siregar, Nurintan Asyiah Siti Lam`Ah Nasution Suri Nurmawan Sipahutar Suryani, Jane Angrey Syahrol Sulaiman Syahrol Sulaiman Ritonga Syahrol Sulaiman Ritonga Tetty Rahmiati Harahap Tiurlina Hasmawati Sihite Yoland Shinta Nara Yudi Prayoga Zebua, Yuniman Zufrie, Zufrie Zulkarnain Nasution