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All Journal JCRS (Journal of Community Research and Service) JUMAN Tools (Jurnal Manajemen Tools) Economics and Digital Business Review Jurnal Fokus Manajemen Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Journal of Management, Economic, and Accounting Blantika : Multidisciplinary Journal Multifinance Proceeding Of International Conference On Education, Society And Humanity
Ardian, Noni
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Religion Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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The Influence of Financial Literacy, Income, Financial Behavior, and Risk Perception on Investment Decisions of Generation Z in Medan City Ayuni, Silvani Riska; Ardian, Noni; Ananda, Geby Citra
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11209

Abstract

the purpose of this study is to determine the investment decisions of generation z in Medan City. Investment decisions in generation z, income on investment decisions in generation z, financial behavior on investment decisions in generation z and also risk perception on investment decisions in generation z. in this method using quantitative methods with data collection techniques using purposive sampling tecniques and using the Cochran formula. Tha sample in this study is unknown. Data collection in this study uses goggle form. Technical data analysis uses SPSS 27. The results of this study indicate that 1) financial litetacy has a positive and significant influence on investment decisions; 2) income has a positive and significant influence on investment decisions; 3) financial behavior has a positive and significant influence on investment decisions; 4) risk perception has a positive and significant influence on investment decisions; 5) financial literacy income financial behavior and risk perception have a positive and significant influence on investment decisions.
The Influence of Hedonistic Lifestyle and Financial Self-Efficacy on the Level of Financial Literacy in Students of SMA N 1 Sunggal Idris, Aulia Beywanda; Harahap, Ramadhan; Ardian, Noni
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1523

Abstract

This study aims to analyze the influence of a hedonistic lifestyle and financial self-efficacy on the level of financial literacy among students of SMA N 1 Sunggal. The type of research used is quantitative research with a conclusive approach that aims to obtain conclusions based on the objectives and research problems. The population in this study were students of SMA N 1 Sunggal with a sample of 50 respondents found through a simple random sampling technique. Data were collected using an online questionnaire compiled with a Likert scale. The data analysis technique used was multiple linear regression analysis to determine the effect of independent variables on the dependent variable. The results showed that the instruments used met the requirements of validity and reliability. In addition, the classical assumption test showed that the data were normally distributed with a significance value of 0.200 in the Kolmogorov-Smirnov test. The research findings indicate that a hedonistic lifestyle and financial self-efficacy simultaneously influence students' financial literacy levels. Strong financial self-efficacy helps students manage their finances better, while a hedonistic lifestyle is a factor that needs to be watched out for because of the tendency to prioritize pleasure.
The Impact of Financial Literacy and Financial Behavior on the Financial Management of Oil Palm Farmers in Sipispis Subdistrict Sinaga, Eben Ezer; Harahap, Ramadhan; Ardian, Noni
Journal of Management, Economic, and Accounting Vol. 5 No. 3 (2026): July
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i3.1552

Abstract

This study aims to empirically examine the influence of financial literacy and financial behavior on the financial management of oil palm farmers in Sipispis Subdistrict. The background of this study is based on the phenomenon of farmers’ still-low understanding of basic financial concepts and the existence of financial behaviors that are not yet fully rational, such as the habit of mixing business finances with personal finances. The research method employed is a quantitative approach using primary data collected through the distribution of questionnaires to 97 oil palm farmer respondents in Sipispis Subdistrict. The data analysis techniques applied include classical assumption tests, multiple linear regression analysis, and hypothesis testing via the t-test (partial) and F-test (simultaneous) using SPSS software. The results of the study indicate that: (1) Financial literacy has a partial, positive, and significant effect on business financial management, meaning that increased financial knowledge will improve farmers’ ability to manage their businesses. (2) Financial behavior has a partial, positive, and significant effect on business financial management. (3) Simultaneously, financial literacy and financial behavior have a significant effect on the financial management of oil palm farmers in Sipispis Subdistrict, with a contribution (R-Square) of 61.1%. The remaining 38.9% is influenced by other variables outside the scope of this study. These results underscore the importance of enhancing financial literacy and fostering disciplined financial behavior to ensure the sustainability of farming businesses.
Analysis of the Influence of Corporate Social Responsibility and Good Corporate Governance on Financial Performance in Food & Beverage Sub-Sector Companies Listed on the Indonesia Stock Exchange (IDX) Surbakti, Ari Saputra; Ardian, Noni; Sari, Pipit Buana
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1601

Abstract

This study aims to analyze the influence of Corporate Social Responsibility (CSR) and Good Corporate Governance (GCG) proxied through the Board of Commissioners, Managerial Ownership, Institutional Ownership, and Audit Committee on financial performance as measured using Return on Assets (ROA) in food and beverage sub-sector companies listed on the Indonesia Stock Exchange (IDX) for the 2020–2024 period. This study uses a causal associative quantitative approach with purposive sampling techniques, so that 14 companies were obtained as a sample with a total of 70 observations. The data analysis technique used was panel data regression with the help of EViews 12 software, where based on the Chow Test and Hausman Test, the best model selected was the Fixed Effect Model (FEM). The results of the study showed that simultaneously all independent variables had a significant effect on ROA. Partially, CSR, Board of Commissioners, and Institutional Ownership have a positive and significant effect on ROA, while Managerial Ownership and Audit Committee have no significant effect on ROA. The Adjusted R-squared value of 64.69% indicates that the model is able to adequately explain the variation in financial performance. The long-term success of a company is largely determined by its ability to manage relationships with all stakeholders in a balanced and sustainable manner.
Co-Authors Ailidya, Umy Ananda, Geby Citra Arifin, Daud Aulia Putri Aulia, Nurmarsya Ayuni, Silvani Riska Azahara, Lutfiah Adinda Bukit, Eka Novika Br Darmilisani, Darmilisani Dwilitia, Handriyani Eryanti, Lismayana Eva Santika, Eva Harahap, Ramadhan Hasibuan, Ratna Sari Hernawaty, Hernawaty Idris, Aulia Beywanda Khairunnisa, Asyifa M. Chaerul Rizky Macia Sari, Maya Nasution, Salwida Pipit Buana Sari, Pipit Buana Pramono, Cahyo Putra, Nusa Ekasyah Putri, Anugrah Mardiah Rahmadani, Adinda Tantri Rambe, Siti Halimah Samosir, Gresia Sari, Maya Macia Selviani, Putri Sianturi, Desvi Cristiani Sinaga, Eben Ezer SRI RAHAYU Surbakti, Ari Saputra Syahfitri, Najwa Triana, Hesti Wahyuni, Nana Yanti, Eli Delvi