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All Journal Jurnal Ilmu Komputer JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) Jurnal Pendidikan Ekonomi & Bisnis JURNAL MEDIA INFORMATIKA BUDIDARMA Jurnal Teknovasi : Jurnal Teknik dan Inovasi Mesin Otomotif, Komputer, Industri dan Elektronika JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK Owner : Riset dan Jurnal Akuntansi IJISTECH (International Journal Of Information System & Technology) KOMIK (Konferensi Nasional Teknologi Informasi dan Komputer) JURIKOM (Jurnal Riset Komputer) EKUITAS (Jurnal Ekonomi dan Keuangan) AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Islam Universalia : International Journal of Islamic Studies and Social Sciences Jurnal Ilmiah Akuntansi Kesatuan Jurnal Manajemen, Ekonomi, Keuangan dan Akuntansi EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Sistem Komputer dan Informatika (JSON) TIN: TERAPAN INFORMATIKA NUSANTARA JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Jurasik (Jurnal Riset Sistem Informasi dan Teknik Informatika) IJISTECH JPM: JURNAL PENGABDIAN MASYARAKAT ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING Journal of Informatics Management and Information Technology Journal of Social Responsibility Projects by Higher Education Forum Indo-MathEdu Intellectuals Journal Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) Proceeding International Seminar of Islamic Studies Jurnal Pengabdian Masyarakat Inovasi Jurnal Pengabdian Masyarakat Bangsa Altafani Krigan: Journal of Management and Sharia Business
Suginam
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Integrating Islamic Values and Financial Strategy The Role of Shariah-Based Financial Management in Enhancing the Performance of Muslim MSMEs Suginam, Suginam; Pamungkas, Bambang; Rahayu, Sri; Hashim, Noraini
Jurnal Ilmiah Akuntansi Kesatuan Vol. 13 No. 3 (2025): JIAKES Edisi Juni 2025
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v13i3.3388

Abstract

Muslim micro, small, and medium enterprises (MSMEs) in Indonesia hold substantial potential in strengthening the national economy. However, they face major challenges in implementing strategic financial management that aligns with Islamic principles. The core issues include low levels of Shariah financial literacy, weak adherence to Islamic financial ethics, and suboptimal application of Shariah-compliant strategic financial management. This study investigates the impact of Shariah-Based Financial Literacy (SBFL), Shariah Compliance Behavior (SCB), and Strategic Financial Management (SFM) on the performance of Muslim MSMEs. Furthermore, it explores the moderating role of Islamic Entrepreneurial Orientation (IEO) in these relationships. Using a quantitative approach with the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method, data was collected from 100 Muslim MSME entrepreneurs in Indonesia. The findings reveal that all three independent variables significantly and positively affect business performance. Moreover, IEO significantly moderates these effects, indicating that Islamic entrepreneurial values reinforce the impact of Shariah-based financial management on business outcomes. The model demonstrates a strong explanatory power with an R-square value of 0.727 and a predictive relevance (Q-square) of 0.586. This study recommends promoting Shariah financial literacy, strengthening Islamic business conduct, and fostering Islamic entrepreneurial orientation as part of a sustainable empowerment strategy for Muslim MSMEs. Keywords: Shariah Finance, Muslim MSMEs, Financial Literacy, Shariah Compliance, Islamic Entrepreneurship
Digitalization, AI, and Service Quality in Islamic Banks: Customer Satisfaction and Knowledge as Parallel Mediators of Customer-Perceived Financial Performance Rahayu, Sri; Tullah, Dewi Sarifah; Suginam, Suginam; Nur, Sobihatun
Jurnal Ilmiah Akuntansi Kesatuan Vol. 13 No. 3 (2025): JIAKES Edisi Juni 2025
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v13i3.3762

Abstract

Digitalization and artificial intelligence (AI) are reshaping retail banking, yet evidence on how they translate into financial performance in Islamic banks—particularly through customer-level mechanisms—remains limited. This study investigates the effects of digitalization, AI, and service quality on customer-perceived financial performance, with customer satisfaction and customer knowledge as parallel mediators. A cross-sectional survey was administered to 120 customers of Islamic banks in Medan, Indonesia, selected via purposive sampling (active users of digital services who interacted with AI features within the last six months). Data were analyzed using SEM–PLS. The measurement model met standard quality criteria (convergent and discriminant validity; reliability), and the structural model showed good fit (SRMR = 0.07) and predictive relevance (Q² > 0). The model explained substantial variance (R²: satisfaction = 0.431, knowledge = 0.441, perceived financial performance = 0.760). Digitalization, AI, and service quality positively affected satisfaction and knowledge, which in turn improved customers’ perceived financial performance; both mediators exhibited significant indirect effects. These findings indicate that robust digital channels and AI capabilities, when delivered with consistent service quality and coupled with effective customer education, enhance satisfaction and knowledge—key pathways through which customers perceive stronger financial performance of their Islamic bank. Practical implications and avenues for future research are discussed.   Keywords: Digitalization; Artificial Intelligence; Service Quality; Customer Satisfaction; Customer Knowledge; Customer-Perceived Financial Performance; Islamic Banks.
Pengaruh Display Tata Ruang Toko terhadap Suasana Berbelanja dan Minat Beli pada Indomaret Teladan Medan dalam Tinjauan Teori Muslim Behavior Simanullang, Sri Rejeki; Sihotang, Putri Mayora; Suginam, Suginam
Krigan: Journal of Management and Sharia Business Vol. 1 No. 1 (2023): Juni 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/krigan.v1i1.6595

Abstract

Pesatnya perkembangan bisnis retail di Indonesia pada tahun 2017 menuntut retailer untuk memperhatikan faktor-faktor yang mempengaruhi keputusan pembelian konsumen. Salah satu faktor tersebut adalah tata letak produk yang strategis dan tepat. Tata letak yang tepat dapat diketahui dari pola perilaku konsumen. Penelitian ini bertujuan untuk mengetahui pengaruh tampilan interior di Indomaret Teladan Medan terhadap pembelian impulsif konsumennya. Metode penelitian yang digunakan adalah penelitian kuantitatif dan teknik purposive sampling. Populasi penelitian ini adalah konsumen Indomaret Teladan Medan. Penelitian ini bertujuan untuk menjelaskan pengaruh tampilan produk terhadap suasana berbelanja dan Impulse Buying konsumen. Hasil penelitian ini menunjukkan bahwa tampilan produk berpengaruh positif signifikan terhadap Impulse Buying. Implikasi dari penelitian ini memberikan saran kepada Indomaret untuk selalu mengembangkan suasana toko dan tampilan produk agar lebih baik dan tertata. The rapid development of the retail business in Indonesia in 2017 requires retailers to pay attention to factors that influence consumer purchasing decisions. One of these factors is a strategic and appropriate product layout. The right layout can be known from consumer behavior patterns. This study aims to determine the effect of interior displays at Indomaret Teladan Medan on impulsive buying of its consumers. The research method used is quantitative research and purposive sampling technique. The population of this study were consumers of Indomaret Teladan Medan. This study aims to explain the effect of product display on shopping atmosphere and Impulse Buying consumers. The results of this study indicate that product display has a significant positive effect on Impulse Buying. The implications of this research provide advice to Indomaret to always develop store atmosphere and product displays to be better and more organized.
Peningkatan Kualitas Penyusunan Laporan Keuangan UMKM Melalui Aplikasi Pencatatan Dan Pelaporan Keuangan SIAPIK (Pada UMKM Anyaman Menday Gallery & Souvenir) Sri Rahayu; Henny Triastuti Kurnianingsih; Farida Khairani Lubis; Eva Harlia; Suginam
JPM: Jurnal Pengabdian Masyarakat Vol. 3 No. 2 (2022): October 2022
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jpm.v3i2.696

Abstract

Small & Medium-Sized Enterprises (SMEs) face obstacles in preparing financial reporting according to standards, they do not know how much pure profit they will get, they do not understand basic knowledge of financial records, they do not understand financial application knowledge, and they have difficulty obtaining financing from financial institutions. The purpose of this community service is to increase understanding of basic knowledge of financial recording and improve the ability to operate financial applications through education and training in financial accounting based on the SIAPIK Financial Recording and Reporting application. The community service involved the SMEs of Wicker Menday Gallery & Souvenirs as well as Assistance in Dusun III Pantai Cermin. This community service is to explain and inform SIAPIK to UMKM Woven so that it can produce financial reports that are easier for both internal and banking needs. The method used in the training is a face-to-face & mentoring method, namely by analyzing and problem solving. Financial bookkeeping material is presented with lectures, training, questions and answers, demonstrations, and solving cases. The material is made in a simple and attractive way so that financial accounting material is easy for SMEs to understand. The results in training and mentoring are that, first, using SIAPIK is easy and can be used on several devices; secondly, the SIAPIK application can generate financial reports and financial analysis that can be used for internal or external purposes. However, SIAPIK needs to be assisted on an ongoing basis because the financial literacy and digital literacy of SMEs are not evenly distributed as a whole.
Pemetaan Potensi Pemasaran Dalam Penjualan Produk Anyaman Pandan Dusun 3 Pantai Cermin Kanan Mesran; Ningsih, Trans; Suginam
JPM: Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2023): July 2023
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jpm.v4i1.1046

Abstract

The purpose of this community service activity is to provide understanding and assistance in evaluating marketing potential in the sale of pandan woven products in Dusun 3 Pantai Cermin Kanan. This community service activity is carried out by providing counseling in the form of outreach to the craftsmen of Pandan Menday Gallery & Souvenir. Through this activity, it is hoped that the craftsmen, especially the heads of the craftsmen's group, can determine the market share of the products made so that the range of product sales is wider. The participants in this community service activity totaled 23 craftsmen. The results of this community service are mapping product marketing first starting with recognizing business identity, namely by conducting a business SWOT analysis, strengthening business image/brand, then understanding the market by determining product STP stratgey.
Kolaborasi Remaja dan Ibu Rumah Tangga dalam Mengembangkan Pariwisata Sungai Berbasis Konten Kreatif Digital Suginam, Suginam; Mesran, Mesran; Rosnizam, Rosnizam
Jurnal Pengabdian Masyarakat Inovasi Vol. 5 No. 1 (2026): February 2026
Publisher : Sekolah Tinggi Ilmu Manajemen Sukma Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35126/jpmi.v5i1.997

Abstract

This community service program aims to develop the river tourism potential in Kampung Jandi Mulia through collaboration between youth and housewives in creating digital creative content. The activities included digital literacy training, promotional video production, and social media-based marketing strategies. Analysis results showed a significant increase in participants’ knowledge, technical skills, and self-confidence, with an average score improvement of 28–30 percentage points compared to before the training. Participant satisfaction responses were highly positive, with 85% expressing satisfaction to high satisfaction with the program. This initiative also revived tourism promotion after infrastructure damage caused by flash floods and opened opportunities for the local creative economy. However, the program faced limitations in training duration and technical facilities, posing challenges to long-term sustainability. These findings indicate that community-based digital capacity building can be an effective strategy in optimizing local tourism potential.
Pemberdayaan Guru SD dalam Membuat Konten Pembelajaran Inovatif Melalui Platform Media Sosial Mesran, Mesran; Jaafar, Mime Azrina; Suginam, Suginam; Azni, Ayu Iryanti; Ginting, Guidio Leonarde
Jurnal Pengabdian Masyarakat Inovasi Vol. 5 No. 1 (2026): February 2026
Publisher : Sekolah Tinggi Ilmu Manajemen Sukma Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35126/jpmi.v5i1.1001

Abstract

This community service program aimed to empower elementary school teachers in developing innovative learning content through the use of social media platforms, particularly short-video applications. The initiative was motivated by the challenges of low digital literacy among teachers and the limited use of social media as an effective learning tool. The program was implemented through workshops, hands-on content creation practices, and technical mentoring. The results indicate a significant improvement in teachers’ skills in producing social-media-based learning media, as reflected in the differences between their understanding and abilities before and after the program. Participant responses showed high levels of satisfaction, with most teachers acknowledging that the training supported their creativity and innovation in teaching. However, the program faced limitations in terms of its relatively short duration and unequal technological infrastructure across schools. These findings suggest that similar programs are highly relevant to be developed sustainably to support the improvement of teachers’ digital competencies.
Pengaruh Pemberian dan Besaran Tambahan Penghasilan Pegawai (TPP) terhadap Kinerja Pegawai: Peran Instrumentality sebagai Variabel Mediasi dan Persepsi Keadilan sebagai Variabel Moderator pada Dinas Pendidikan Kabupaten Padang Lawas Utara Pohan, Syaiful Ramadhan; Suginam; Rizky Putra
Indo-MathEdu Intellectuals Journal Vol. 7 No. 1 (2026): Indo-MathEdu Intellectuals Journal
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/imeij.v7i1.5078

Abstract

This study aims to analyze the effect of the provision and amount of Employee Additional Income Allowance (Tambahan Penghasilan Pegawai, TPP) on employee performance, with instrumentality as a mediating variable and compensation justice perception as a moderating variable. The background of this study stems from the importance of TPP policy within the remuneration system of Indonesian civil servants, particularly in the Department of Education of Padang Lawas Utara Regency, which plays a strategic role in improving the quality of public services.            A quantitative survey approach was employed in this research. The study population consisted of 138 employees of the Department of Education of Padang Lawas Utara Regency, with 50 respondents selected as the sample using Slovin’s formula. Data were collected through questionnaires and analyzed using path analysis with a standardized composite (PLS-like) approach, complemented by 5,000 bootstrap replications to test indirect (mediating) effects. The findings reveal that both the provision (X1) and the amount of TPP (X2) do not have a direct significant effect on employee performance (Y). However, both variables significantly affect instrumentality (M), which in turn significantly influences performance. Mediation testing confirms that instrumentality fully mediates the relationship between TPP and employee performance (full mediation). The perception of compensation fairness (Z) was not proven to be significant as a moderating variable. An R2 value of 0.614 for M and 0.625 for Y indicates that the model is able to explain the variation in the construct well.
Co-Authors Abdul Karim Abdul Karim Abdul Khair Tarigan Afriany, Joli Ahmad Qorib Ahmad Qorib Aisyah Nabillah Al-Hafiz, Nofri Wandi Alvin Fahlevi Andsyah Putera Utama Siahaan Anggia Sari Lubis, Anggia Sari Anggraini, Dwi Pertiwi Azni, Ayu Iryanti Azwansyah Habibie, Azwansyah Bambang Pamungkas Berta Rohana Br Purba Betrik Juliana Hutapea Dian Purnamasari Dito Putro Utomo Dodi Siregar Dwi Pertiwi Anggraini Dwika Assrani Efori Buulolo Elmira Siska Elvitrianim Purba Emi Safitri Eva Harlia Fahlevi, Mochammad Farida Khairani Lubis Fince Tinus Waruwu Fince Tinus Waruwu Guidio Leonarde Ginting Guidio Leonarde Ginting Hashim, Noraini Hastuti Olivia Henny Triastuti Kurnianingsih Herry Sunandar Hery Sunandar Husni Mubarrak Imam Saputra Jaafar, Mime Azrina Joli Afriany Junita Putri Rajana Harahap Kennedi Tampubolon Lince Tomoria Sianturi Maharani Maharani, Maharani Manullang , Bunga Juwita Martauli Maringan Sianturi Matondang, Firman Maulidya Bella Mentari Ananda Hasmi Mesran, Mesran Muhammad Irfan Muhammad Nelson Pinem Murni Dahlena Nasution Nahrisah, Ezzah Nasution, Elvi Sahara Nasution, Elvi Sahara Natalia Silalahi, Natalia Nelly Astuti Hasibuan Neni Sri Wahyuni Nia Novianti Ningsih, Trans Novianti, Nia Nur Sakinah Tanjung Nur'ain Harahap Nur, Sobihatun Nurdiyanto, Heri Nurhayati Nurhayati Nurlaila Nurlaila Nurnia Zamasi Nurul Ajimah Ritonga, Merdayana, Sakdan Azwan Oktafrida Saragih Ovami, Debbi Chyntia Pani Akhiruddin Siregar Pasaribu, Mhd Hasan Pasaribu, Mhd Husein Pohan, Syaiful Ramadhan Putri Mayora Sihotang Ratih Anggraini Ratih Anggraini, Ratih Ratna Sari Dewi Reza Hanafi Lubis Rivalri Kristianto Hondro Rizky Hasanah Restari Rizky Putra Rohminatin, Rohminatin Ronda Deli Sianturi Rosnizam, Rosnizam Sagala, Gamrina Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Sembiring, Abdul Sani Senanti Alas Sianturi, Lince T Siburian, Henry Kristian Sihotang, Putri Mayora Silalahi, Alistraja Dison Silalahi, Cita Ayni Putri Silalahi, Yohanna Silalahi, Yohanna Simanullang, Sri Rejeki Sinar Lia Pohan Sinurat, Sinar Siregar, Horia Sri Rahayu SRI RAHAYU Sri Rahayu Sri Rejeki Simanullang Sri Wulan, Sri Suci Hildayani Surya Darma Nasution Sutiksno, Dian Utami Syafrida Hafni Sahir Syahrijal Hidayat Syahrijal Hidayat Taronisokhi Zebua Trans Ningsih Tullah, Dewi Sarifah Vina Winda Sari Wahyu Satria Putra Zega Wardayani Wardayani, Wardayani Widia Astuty William Ramdhan Wily Julitawaty Yani, Ika Fitri Yuhandri Yuhandri, Yuhandri Zumrotul Aqobah Hsb