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The Effect of Internal Factors and Exchange Rate on Sharia Banking Liquidity in Indonesia Muh. Syahru Ramadhan; Rizkiana Iskandar; Yeye Suhaety; Nurul Hayat
Journal of Business and Management Review Vol. 3 No. 5 (2022): (Issue-May)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr35.3572022

Abstract

Islamic banking is quite unique because it prioritizes its operational activities on financing distribution, this raises a phenomenon related to liquidity problems. This study aims to examine the influence of internal factors, namely capital, credit risk level, third party funds, and external factors, namely the excange rate on the liquidity level of Islamic banks in Indonesia. This study uses a quantitative approach using purposive sampling method in sampling. The test was carried out with multiple linear regression. The results showed that capital and credit risk level can affect liquidity. Meanwhile, third party funds and exchange rates are not proven in determining the level of liquidity of Islamic banks in Indonesia.
DETERMINANTS AFFECTING THE LEVEL OF REGIONAL FINANCIAL INDEPENDENCE Chairul Adhim; Muh. Syahru Ramadhan; Yeye Suhaety; Mulyati Mulyati; Nurul Hayat; Fahrul Mauzu
International Journal of Social Science Vol. 2 No. 5: February 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/ijss.v2i5.4820

Abstract

This study aims to determine the effectiveness of regional original income, general allocation funds, special allocation funds, and profit-sharing funds that can affect the level of regional financial independence. Sampling using purposive sampling. The research data was tested using multiple linear regression tests with a total sample of 77 local government financial reports. The test uses the SPSS 23 tool. The results of the research on the effectiveness of regional original income do not affect the level of regional financial independence. Meanwhile, general allocation funds, special allocation funds, and profit-sharing funds affect the level of regional financial independence. Then the results of testing the coefficient of determination show that only 36.7% of the dependent variable is able to explain the independent variable. Then the remaining 63.3% is influenced by other variables not used in this study.
Optimize Financial Technology, Financial Literacy, and Financial Inclusion in Increasing MSMEs Growth Post Covid19? Chairul Adhim; Muh. Syahru Ramadhan; Yeye Suhaety
East Asian Journal of Multidisciplinary Research Vol. 2 No. 8 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v2i8.5581

Abstract

This research seeks to identify optimal technology, financial literacy, and financial inclusion to increase MSME financial growth after COVID-19. The research method uses multiple linear regression tests. The sample in this study was made up of SMEs in West Nusa Tenggara Province using a purposive sampling method. The results of the study show that financial technology, financial literacy, and financial inclusion have an effect on the growth of MSMEs. And the results of the determination coefficient test show that the coefficient of determination is 0.548. This means that 54.8% of the dependent variable can be explained by the independent variables. This shows that 45.2% of the variables are influenced by variables other than those used in this study.
The Role of Service Quality and Location in Increasing Customer Loyalty with Customer Satisfaction as an Intervening Variable Shoalihin, Shoalihin; Suhaety, Yeye; Lestari, Atun
International Journal of Science, Technology & Management Vol. 5 No. 3 (2024): May 2024
Publisher : Publisher Cv. Inara Colaboration with www.stie-sampit.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i3.1115

Abstract

This research aims to determine the effect of service quality and location on customer loyalty with customer satisfaction as an intervening variable for customers of the "Warung Pojok" restaurant. This research uses a purposive sampling technique through a questionnaire as data collection material with 100 respondents. In this research, service quality and location act as independent variables, while customer loyalty is the dependent variable with customer satisfaction as the mediating variable. This research uses quantitative methods and data analysis is carried out using statistical tests with the help of SPSS 21. The results of the research show that service quality and location have a positive effect on customer satisfaction. Furthermore, the variables of service quality and location also have a positive effect on customer loyalty. Apart from that, customer satisfaction has been proven to influence customer loyalty at the "WARUNG POJOK" restaurant. This indicates that good service quality and strategic business locations play an important role in providing consumer satisfaction so that they can form loyal customers.
Analysis of Public Interest in Smartfren SIM Cards using the K-Nearest Neighbors Method Shoalihin, Shoalihin; Suhaety, Yeye; Lestari, Atun
International Journal of Science, Technology & Management Vol. 5 No. 5 (2024): September 2024
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i5.1184

Abstract

The use of Smartfren SIM cards is increasing along with the public's need for fast and stable internet services. However, a deep understanding of public interest in the SIM card is necessary to optimize marketing strategies and increase sales. Proper analysis can help companies identify potential target markets and develop effective marketing strategies. We chose the K-Nearest Neighbors method to analyze public interest in using Smartfren SIM cards. This study aims to develop and evaluate the K-Nearest Neighbors model in predicting public interest in using Smartfren SIM cards. This study uses a dataset containing information about Smartfren SIM card users. We divide the data into two sets: a training set for model building and a test set for evaluating model performance. We apply the K-Nearest Neighbors method to classify the data into two categories: interested and not interested. We evaluate the model performance using accuracy, precision, recall, and F1-score metrics. We present the evaluation results as a confusion matrix. The developed K-Nearest Neighbors model showed excellent performance with an accuracy of 94.29%, a precision of 94.20%, a recall of 100%, and an F1-score of 97.01%. These results indicate that the K-Nearest Neighbors model is effective in predicting people's interest in Smartfren SIM cards. The high recall value indicates that the model is able to identify all interested individuals without missing any, while the high precision value indicates that the model rarely makes false positive prediction errors. This study concludes that the K-Nearest Neighbors method is very effective for use in analyzing people's interest in using Smartfren SIM cards. We can rely on the developed model's strong performance for real-world applications in marketing strategies.
Pengaruh Layout dan Harga Terhadap Minat Beli Konsumen Dimediasi Kualitas Produk pada Toko Serba 35 Ribu di Kecamatan Manggelewa Yuliana, Emi; Suhaety, Yeye; Fasihat, Dian Urna
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 4: Mei 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i4.9260

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh layout dan harga terhadap minat beli konsumen dimediasi kualitas produk pada toko serba 35 ribu Di Kecamatan Manggelewa. Penelitian ini menggunakan Metode kuantitatif dengan jumlah responden 135 yang ditentukan dengan teknik Accidental Sampling. Data dikumpulkan dengan kuesioner yang telah didistribusikan dalam bentuk google form kuesioner online. Alat analisa yang digunakan SEM-PLS v3 untuk menganalisa hipotesa yang sudah dibangun. Hasil penelitian ini membuktikan bahwa variabel langsung layout tidak berpengaruh terhadap minat beli (t-statistik 1,469> 1,96; P=0,143> 0,05), layout berpengaruh posistif dan signifikan terhadap kualitas produk (t-statistik 2,873> 1,96; P=0,004< 0,05), harga berpengaruh positif dan signifikan terhadap kualitas produk (t-statistik 7,303> 1,96; P=0,000< 0,05), harga tidak berpengaruh terhadap minat beli (t-statistik 1,911>1,96; P=0,057> 0,05), kualitas produk berpengaruh positif dan signifikan terhadap minat beli (t-statistik 6,149>1,96; P=0,000< 0,05), sedangkan untuk variabel tidak langsung layout berpengaruh positif dan signifikan terhadap minat beli konsumen dimediasi kualitas produk (t-statistik 3,046> 1,96; P=0,002< 0,05), dan harga berpengaruh positif dan signifikan terhadap minat beli konsumen dimediasi kualitas produk (t-statistik 3,960> 1,96; P=0,000> 0,05).
Analisis Faktor-Faktor Yang Mempengaruhi Penggunaan Teknologi Akuntansi di Usaha Kecil dan Menengah Rahmi, Rahmi; Suhaety, Yeye; Rubiyanti, Desi
Atestasi : Jurnal Ilmiah Akuntansi Vol. 8 No. 2 (2025): April - September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v8i2.1677

Abstract

Tujuan: untuk menganalisis faktor faktor yang mempengaruhi penggunaan teknologi akuntansi pada UKM di Kabupaten Dompu, Indonesia. Desain Penelitian dan Metodologi: Metode kuantitatif dengan purposive sampling menghasilkan 97 responden. Analisis data dilakukan menggunakan SPSS 25 melalui uji validitas, reliabilitas, asumsi klasik, dan regresi linier berganda. Hasil dan Pembahasan: Hasil penelitian menunjukkan bahwa jenjang pendidikan (β = 0,489, p = 0,004), lama usaha (β = 0,396, p = 0,003), dan pelatihan akuntansi (β = 0,337, p = 0,008) secara parsial berpengaruh positif dan signifikan terhadap penggunaan teknologi akuntansi. Secara simultan, ketiga variabel tersebut menjelaskan 46,2% variasi adopsi (adjusted R² = 0,462; F = 28,52; p < 0,001). Implikasi: Temuan ini mengindikasikan pentingnya peningkatan jenjang pendidikan pemilik, pengalaman usaha yang panjang, dan program pelatihan akuntansi terarah untuk mendorong adopsi teknologi akuntansi di UKM.
Pengaruh Inovasi Produk dan Kualitas Pelayanan terhadap Kepuasan Nasabah Wulandari, Delfi; Suhaety, Yeye; Ramadhan, Risca Ariska
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1869

Abstract

Penelitian ini bertujuan untuk mengetahui inovasi produk dan kualitas pelayanan berpengaruh terhadap kepuasan nasabah. Populasi dalam penelitian ini adalah seluruh nasabah dari PT. Pegadaian (Persero) Cabang Ginte Kabupaten Dompu, dengan populasi 25.787 nasabah. Penelitian ini menggunakan metode penelitian kuantitatif. Pengumpulan sampel dilakukan dengan menyebarkan kuesioner dan menggunakan metode non probability sampling dengan teknik purposive sampling, dan memggunakan sampel 100 orang. Teknik analisis yang digunakan adalah analisis SPSS21. Hasil analisis menunjukkan bahwa inovasi produk dan kualitas pelayanan berpengaruh secara signifikan terhadap kepuasan nasabah. Disarankan pada PT. Pegadaian (Persero) Cabang Ginte Kabupaten Dompu untuk tetap mempertahankan produk dan kualitas layanan, serta memperhatikan keinginan masyarakat sebagai nasabah.
Pengaruh Kualitas Informasi Dan Kepercayaan Konsumen Terhadap Minat Beli Produk Fashion Secara Online Melalui Facebook Andria Firdausan; Yeye Suhaety; Syafruddin
Jurnal Visi Manajemen Vol. 11 No. 3 (2025): September : Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v11i3.847

Abstract

This study was conducted to examine the extent to which information quality and consumer trust influence the interest in purchasing fashion products online through the Facebook platform. The study population included all active Facebook users in Indonesia who had purchased fashion products, either through the Marketplace feature or buy and sell groups. The research sample was selected using purposive sampling, and 100 respondents were successfully collected. Primary data was obtained through an online questionnaire distributed using Google Forms. The research instrument used a five-point Likert scale, where respondents were asked to provide their level of agreement with statements related to information quality, trust, and purchasing interest. Data analysis used the Partial Least Square – Structural Equation Modeling (PLS-SEM) approach, which was run using SmartPLS version 4.0 software. This method was chosen because it is capable of testing the relationship between latent variables comprehensively, even though the research sample size was not very large. The results of the analysis showed that information quality did not have a significant effect on consumer interest in purchasing fashion products through Facebook. Conversely, consumer trust was found to have a positive and significant effect on purchase interest. These findings confirm that in the context of online transactions on social media, trust in the seller and the reliability of the platform are more decisive factors than the quality of information.
Efisiensi dan Efektivitas Aplikasi Pegadaian Digital Service (PDS) dan Aplikasi Agen Dalam Mewujudkan Pelayanan Prima Ovianda, Muhammad Rizqi; Suhaety, Yeye; Asmawati, Asmawati
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 4 (2025): Agustus - Oktober
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i4.1878

Abstract

Penelitian bertujuan mengevaluasi efisiensi dan efektivitas Aplikasi Pegadaian Digital Service (PDS) dan Aplikasi Agen dalam mendukung pelayanan prima di PT. Pegadaian Cabang Bolo, Kabupaten Bima. Metode kualitatif dengan teknik wawancara dan observasi. Partisipan meliputi seluruh nasabah dan agen yang memanfaatkan kedua aplikasi tersebut. Akan tetapi, karena tidak semua nasabah maupun agen memiliki pengalaman yang sama dalam penggunaan aplikasi, maka peneliti menerapkan teknik purposive–convenience sampling dalam pemilihan informan. Pengumpulan data dalam penelitian ini dilakukan melalui empat metode, yaitu wawancara, observasi, dokumentasi, dan studi pustaka. Analisis triangulasi data dilakukan melalui tiga cara, yaitu sumber, teknik, dan waktu. Analisis data dilakukan menggunakan model interaktif yang dikembangkan oleh Miles dan Huberman, meliputi tiga tahapan yaitu, reduksi data, penyajian data, dan penarikan kesimpulan sekaligus verifikasi. Hasil penelitian menunjukan bahwa aplikasi Pegadaian Digital Service (PDS) dinilai mampu memberikan kemudahan, efisiensi, kecepatan, dan keamanan bagi nasabah di PT. Pegadaian Cabang Bolo, Kabupaten Bima. Dan aplikasi PDS cukup efektif, terutama dalam menyediakan berbagai fitur seperti tabungan emas, cicil emas, pembayaran listrik, air, hingga pembelian pulsa di PT. Pegadaian Cabang Bolo, Kabupaten Bima. Serta sebagian besar dimensi SERVQUAL telah terpenuhi, meski masih terdapat ruang untuk perbaikan, terutama pada reliability dan tangibles.