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The Effect of Internal Factors and Exchange Rate on Sharia Banking Liquidity in Indonesia Muh. Syahru Ramadhan; Rizkiana Iskandar; Yeye Suhaety; Nurul Hayat
Journal of Business and Management Review Vol. 3 No. 5 (2022): (Issue-May)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr35.3572022

Abstract

Islamic banking is quite unique because it prioritizes its operational activities on financing distribution, this raises a phenomenon related to liquidity problems. This study aims to examine the influence of internal factors, namely capital, credit risk level, third party funds, and external factors, namely the excange rate on the liquidity level of Islamic banks in Indonesia. This study uses a quantitative approach using purposive sampling method in sampling. The test was carried out with multiple linear regression. The results showed that capital and credit risk level can affect liquidity. Meanwhile, third party funds and exchange rates are not proven in determining the level of liquidity of Islamic banks in Indonesia.
DETERMINANTS AFFECTING THE LEVEL OF REGIONAL FINANCIAL INDEPENDENCE Chairul Adhim; Muh. Syahru Ramadhan; Yeye Suhaety; Mulyati Mulyati; Nurul Hayat; Fahrul Mauzu
International Journal of Social Science Vol. 2 No. 5: February 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/ijss.v2i5.4820

Abstract

This study aims to determine the effectiveness of regional original income, general allocation funds, special allocation funds, and profit-sharing funds that can affect the level of regional financial independence. Sampling using purposive sampling. The research data was tested using multiple linear regression tests with a total sample of 77 local government financial reports. The test uses the SPSS 23 tool. The results of the research on the effectiveness of regional original income do not affect the level of regional financial independence. Meanwhile, general allocation funds, special allocation funds, and profit-sharing funds affect the level of regional financial independence. Then the results of testing the coefficient of determination show that only 36.7% of the dependent variable is able to explain the independent variable. Then the remaining 63.3% is influenced by other variables not used in this study.
Optimize Financial Technology, Financial Literacy, and Financial Inclusion in Increasing MSMEs Growth Post Covid19? Chairul Adhim; Muh. Syahru Ramadhan; Yeye Suhaety
East Asian Journal of Multidisciplinary Research Vol. 2 No. 8 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v2i8.5581

Abstract

This research seeks to identify optimal technology, financial literacy, and financial inclusion to increase MSME financial growth after COVID-19. The research method uses multiple linear regression tests. The sample in this study was made up of SMEs in West Nusa Tenggara Province using a purposive sampling method. The results of the study show that financial technology, financial literacy, and financial inclusion have an effect on the growth of MSMEs. And the results of the determination coefficient test show that the coefficient of determination is 0.548. This means that 54.8% of the dependent variable can be explained by the independent variables. This shows that 45.2% of the variables are influenced by variables other than those used in this study.
The Role of Service Quality and Location in Increasing Customer Loyalty with Customer Satisfaction as an Intervening Variable Shoalihin, Shoalihin; Suhaety, Yeye; Lestari, Atun
International Journal of Science, Technology & Management Vol. 5 No. 3 (2024): May 2024
Publisher : Publisher Cv. Inara Colaboration with www.stie-sampit.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i3.1115

Abstract

This research aims to determine the effect of service quality and location on customer loyalty with customer satisfaction as an intervening variable for customers of the "Warung Pojok" restaurant. This research uses a purposive sampling technique through a questionnaire as data collection material with 100 respondents. In this research, service quality and location act as independent variables, while customer loyalty is the dependent variable with customer satisfaction as the mediating variable. This research uses quantitative methods and data analysis is carried out using statistical tests with the help of SPSS 21. The results of the research show that service quality and location have a positive effect on customer satisfaction. Furthermore, the variables of service quality and location also have a positive effect on customer loyalty. Apart from that, customer satisfaction has been proven to influence customer loyalty at the "WARUNG POJOK" restaurant. This indicates that good service quality and strategic business locations play an important role in providing consumer satisfaction so that they can form loyal customers.
Analysis of Public Interest in Smartfren SIM Cards using the K-Nearest Neighbors Method Shoalihin, Shoalihin; Suhaety, Yeye; Lestari, Atun
International Journal of Science, Technology & Management Vol. 5 No. 5 (2024): September 2024
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i5.1184

Abstract

The use of Smartfren SIM cards is increasing along with the public's need for fast and stable internet services. However, a deep understanding of public interest in the SIM card is necessary to optimize marketing strategies and increase sales. Proper analysis can help companies identify potential target markets and develop effective marketing strategies. We chose the K-Nearest Neighbors method to analyze public interest in using Smartfren SIM cards. This study aims to develop and evaluate the K-Nearest Neighbors model in predicting public interest in using Smartfren SIM cards. This study uses a dataset containing information about Smartfren SIM card users. We divide the data into two sets: a training set for model building and a test set for evaluating model performance. We apply the K-Nearest Neighbors method to classify the data into two categories: interested and not interested. We evaluate the model performance using accuracy, precision, recall, and F1-score metrics. We present the evaluation results as a confusion matrix. The developed K-Nearest Neighbors model showed excellent performance with an accuracy of 94.29%, a precision of 94.20%, a recall of 100%, and an F1-score of 97.01%. These results indicate that the K-Nearest Neighbors model is effective in predicting people's interest in Smartfren SIM cards. The high recall value indicates that the model is able to identify all interested individuals without missing any, while the high precision value indicates that the model rarely makes false positive prediction errors. This study concludes that the K-Nearest Neighbors method is very effective for use in analyzing people's interest in using Smartfren SIM cards. We can rely on the developed model's strong performance for real-world applications in marketing strategies.
Pengaruh Layout dan Harga Terhadap Minat Beli Konsumen Dimediasi Kualitas Produk pada Toko Serba 35 Ribu di Kecamatan Manggelewa Yuliana, Emi; Suhaety, Yeye; Fasihat, Dian Urna
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 4: Mei 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i4.9260

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh layout dan harga terhadap minat beli konsumen dimediasi kualitas produk pada toko serba 35 ribu Di Kecamatan Manggelewa. Penelitian ini menggunakan Metode kuantitatif dengan jumlah responden 135 yang ditentukan dengan teknik Accidental Sampling. Data dikumpulkan dengan kuesioner yang telah didistribusikan dalam bentuk google form kuesioner online. Alat analisa yang digunakan SEM-PLS v3 untuk menganalisa hipotesa yang sudah dibangun. Hasil penelitian ini membuktikan bahwa variabel langsung layout tidak berpengaruh terhadap minat beli (t-statistik 1,469> 1,96; P=0,143> 0,05), layout berpengaruh posistif dan signifikan terhadap kualitas produk (t-statistik 2,873> 1,96; P=0,004< 0,05), harga berpengaruh positif dan signifikan terhadap kualitas produk (t-statistik 7,303> 1,96; P=0,000< 0,05), harga tidak berpengaruh terhadap minat beli (t-statistik 1,911>1,96; P=0,057> 0,05), kualitas produk berpengaruh positif dan signifikan terhadap minat beli (t-statistik 6,149>1,96; P=0,000< 0,05), sedangkan untuk variabel tidak langsung layout berpengaruh positif dan signifikan terhadap minat beli konsumen dimediasi kualitas produk (t-statistik 3,046> 1,96; P=0,002< 0,05), dan harga berpengaruh positif dan signifikan terhadap minat beli konsumen dimediasi kualitas produk (t-statistik 3,960> 1,96; P=0,000> 0,05).
Dampak Penggunaan Teknologi Akuntansi Berbasis Digital Terhadap Efisiensi Pengelolaan Keuangan Usaha Mikro, Kecil dan Menengah Nurfani, Nurfani; Suhaety, Yeye; Zakaria, Ibrahim
Advances in Management & Financial Reporting Vol. 3 No. 3 (2025): June - September
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/amfr.v3i3.583

Abstract

Tujuan: Penelitian ini bertujuan untuk menganalisis pengaruh penggunaan teknologi akuntansi berbasis digital terhadap efisiensi pengelolaan keuangan Usaha Mikro, Kecil, dan Menengah (UMKM) di Kabupaten Dompu. Studi ini dilatarbelakangi oleh meningkatnya kebutuhan UMKM akan sistem pencatatan dan pelaporan keuangan yang efisien, akurat, dan real-time guna mendukung keberlanjutan usaha. Metode Penelitian: Penelitian ini menggunakan pendekatan kuantitatif dengan desain asosiatif. Populasi penelitian terdiri dari pelaku UMKM di Kabupaten Dompu, dan sebanyak 93 responden dipilih melalui teknik convenience sampling. Pengumpulan data dilakukan melalui kuesioner, dan analisis data menggunakan regresi linier sederhana untuk menguji hubungan antara pemanfaatan teknologi akuntansi digital dan efisiensi keuangan. Hasil dan Pembahasan: Hasil penelitian menunjukkan bahwa penggunaan teknologi akuntansi digital berpengaruh secara positif dan signifikan terhadap efisiensi pengelolaan keuangan UMKM. Penggunaan sistem akuntansi digital terbukti dapat mempermudah proses pencatatan, mempercepat pelaporan keuangan, dan meningkatkan akurasi data keuangan yang diperlukan dalam pengambilan keputusan. Implikasi: Penelitian ini memberikan implikasi praktis bagi pelaku UMKM, instansi pembina, dan pembuat kebijakan untuk mendorong digitalisasi akuntansi sebagai strategi peningkatan efisiensi dan daya saing UMKM, khususnya di wilayah yang sedang berkembang seperti Kabupaten Dompu.
Pengaruh Determinan Pencegahan Kecurangan Alokasi Dana Desa Di Kecamatan Dompu Wardiati, Wardiati; Suhaety, Yeye; Sumarni, Sumarni
Balance : Jurnal Akuntansi dan Manajemen Vol. 4 No. 2 (2025): Agustus 2025
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jam.v4i2.973

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh kompetensi aparatur desa, moralitas individu, sistem pengendalian internal, dan budaya organisasi terhadap pencegahan kecurangan (fraud) pada pemerintahan desa di Kecamatan Dompu. Dengan menggunakan pendekatan kuantitatif dan teknik analisis regresi linier berganda melalui SPSS 21, penelitian ini mengambil sampel sebanyak 36 responden dari sembilan desa. Hasil pengujian menunjukkan bahwa keempat variabel independen secara simultan maupun parsial berpengaruh signifikan terhadap pencegahan kecurangan. Nilai t hitung masing-masing variabel lebih besar dari t tabel, dan F hitung sebesar 4,241 juga lebih besar dari F tabel 3,316. Koefisien determinasi sebesar 30,3% menunjukkan bahwa variabel kompetensi aparatur desa, moralitas individu, sistem pengendalian internal, dan budaya organisasi secara bersama-sama dapat menjelaskan variasi dalam upaya pencegahan kecurangan. Implikasi dari hasil ini menunjukkan pentingnya peningkatan kapasitas aparatur desa melalui pelatihan, penguatan etika dan moral individu, serta penerapan sistem pengendalian internal yang baik. Budaya organisasi yang akuntabel juga menjadi faktor penting dalam menciptakan tata kelola pemerintahan desa yang bersih. Pemerintah daerah perlu menjadikan temuan ini sebagai dasar untuk menyusun strategi pengawasan dan pengembangan kapasitas SDM desa agar risiko penyimpangan anggaran dapat diminimalkan. Temuan ini juga dapat menjadi acuan bagi peneliti selanjutnya dalam menggali variabel lain yang memengaruhi pencegahan fraud di sektor publik.   This study aims to examine the influence of village officials' competence, individual morality, internal control systems, and organizational culture on fraud prevention in village governance in Dompu District. Using a quantitative approach and multiple linear regression analysis through SPSS 21, the study involved 36 respondents from nine villages. The results showed that all four independent variables had a significant influence on fraud prevention, both partially and simultaneously. Each variable's t-value exceeded the critical t-table value, and the F-test result (4.241) was greater than the F-table value (3.316). The coefficient of determination (R²) was 30.3%, indicating that the four variables jointly explain 30.3% of the variation in fraud prevention efforts.These findings imply the importance of enhancing the competence of village officials through training, strengthening individual ethics and morality, and implementing effective internal control systems. An accountable organizational culture is also critical in fostering clean and transparent governance. Local governments should consider these results in developing supervision strategies and human resource capacity-building programs at the village level to minimize the risk of fraud. Furthermore, the findings offer valuable insights for future research to explore additional factors influencing fraud prevention in the public sector  
Analisis Faktor-Faktor Yang Mempengaruhi Penggunaan Teknologi Akuntansi di Usaha Kecil dan Menengah Rahmi, Rahmi; Suhaety, Yeye; Rubiyanti, Desi
Atestasi : Jurnal Ilmiah Akuntansi Vol. 8 No. 2 (2025): April - September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v8i2.1677

Abstract

Tujuan: untuk menganalisis faktor faktor yang mempengaruhi penggunaan teknologi akuntansi pada UKM di Kabupaten Dompu, Indonesia. Desain Penelitian dan Metodologi: Metode kuantitatif dengan purposive sampling menghasilkan 97 responden. Analisis data dilakukan menggunakan SPSS 25 melalui uji validitas, reliabilitas, asumsi klasik, dan regresi linier berganda. Hasil dan Pembahasan: Hasil penelitian menunjukkan bahwa jenjang pendidikan (β = 0,489, p = 0,004), lama usaha (β = 0,396, p = 0,003), dan pelatihan akuntansi (β = 0,337, p = 0,008) secara parsial berpengaruh positif dan signifikan terhadap penggunaan teknologi akuntansi. Secara simultan, ketiga variabel tersebut menjelaskan 46,2% variasi adopsi (adjusted R² = 0,462; F = 28,52; p < 0,001). Implikasi: Temuan ini mengindikasikan pentingnya peningkatan jenjang pendidikan pemilik, pengalaman usaha yang panjang, dan program pelatihan akuntansi terarah untuk mendorong adopsi teknologi akuntansi di UKM.
Pengaruh Inovasi Produk dan Kualitas Pelayanan terhadap Kepuasan Nasabah Wulandari, Delfi; Suhaety, Yeye; Ramadhan, Risca Ariska
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1869

Abstract

Penelitian ini bertujuan untuk mengetahui inovasi produk dan kualitas pelayanan berpengaruh terhadap kepuasan nasabah. Populasi dalam penelitian ini adalah seluruh nasabah dari PT. Pegadaian (Persero) Cabang Ginte Kabupaten Dompu, dengan populasi 25.787 nasabah. Penelitian ini menggunakan metode penelitian kuantitatif. Pengumpulan sampel dilakukan dengan menyebarkan kuesioner dan menggunakan metode non probability sampling dengan teknik purposive sampling, dan memggunakan sampel 100 orang. Teknik analisis yang digunakan adalah analisis SPSS21. Hasil analisis menunjukkan bahwa inovasi produk dan kualitas pelayanan berpengaruh secara signifikan terhadap kepuasan nasabah. Disarankan pada PT. Pegadaian (Persero) Cabang Ginte Kabupaten Dompu untuk tetap mempertahankan produk dan kualitas layanan, serta memperhatikan keinginan masyarakat sebagai nasabah.