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The Effect of Internal Factors and Exchange Rate on Sharia Banking Liquidity in Indonesia Muh. Syahru Ramadhan; Rizkiana Iskandar; Yeye Suhaety; Nurul Hayat
Journal of Business and Management Review Vol. 3 No. 5 (2022): (Issue-May)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr35.3572022

Abstract

Islamic banking is quite unique because it prioritizes its operational activities on financing distribution, this raises a phenomenon related to liquidity problems. This study aims to examine the influence of internal factors, namely capital, credit risk level, third party funds, and external factors, namely the excange rate on the liquidity level of Islamic banks in Indonesia. This study uses a quantitative approach using purposive sampling method in sampling. The test was carried out with multiple linear regression. The results showed that capital and credit risk level can affect liquidity. Meanwhile, third party funds and exchange rates are not proven in determining the level of liquidity of Islamic banks in Indonesia.
DETERMINANTS AFFECTING THE LEVEL OF REGIONAL FINANCIAL INDEPENDENCE Chairul Adhim; Muh. Syahru Ramadhan; Yeye Suhaety; Mulyati Mulyati; Nurul Hayat; Fahrul Mauzu
International Journal of Social Science Vol. 2 No. 5: February 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/ijss.v2i5.4820

Abstract

This study aims to determine the effectiveness of regional original income, general allocation funds, special allocation funds, and profit-sharing funds that can affect the level of regional financial independence. Sampling using purposive sampling. The research data was tested using multiple linear regression tests with a total sample of 77 local government financial reports. The test uses the SPSS 23 tool. The results of the research on the effectiveness of regional original income do not affect the level of regional financial independence. Meanwhile, general allocation funds, special allocation funds, and profit-sharing funds affect the level of regional financial independence. Then the results of testing the coefficient of determination show that only 36.7% of the dependent variable is able to explain the independent variable. Then the remaining 63.3% is influenced by other variables not used in this study.
Optimize Financial Technology, Financial Literacy, and Financial Inclusion in Increasing MSMEs Growth Post Covid19? Chairul Adhim; Muh. Syahru Ramadhan; Yeye Suhaety
East Asian Journal of Multidisciplinary Research Vol. 2 No. 8 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v2i8.5581

Abstract

This research seeks to identify optimal technology, financial literacy, and financial inclusion to increase MSME financial growth after COVID-19. The research method uses multiple linear regression tests. The sample in this study was made up of SMEs in West Nusa Tenggara Province using a purposive sampling method. The results of the study show that financial technology, financial literacy, and financial inclusion have an effect on the growth of MSMEs. And the results of the determination coefficient test show that the coefficient of determination is 0.548. This means that 54.8% of the dependent variable can be explained by the independent variables. This shows that 45.2% of the variables are influenced by variables other than those used in this study.
The Role of Service Quality and Location in Increasing Customer Loyalty with Customer Satisfaction as an Intervening Variable Shoalihin, Shoalihin; Suhaety, Yeye; Lestari, Atun
International Journal of Science, Technology & Management Vol. 5 No. 3 (2024): May 2024
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i3.1115

Abstract

This research aims to determine the effect of service quality and location on customer loyalty with customer satisfaction as an intervening variable for customers of the "Warung Pojok" restaurant. This research uses a purposive sampling technique through a questionnaire as data collection material with 100 respondents. In this research, service quality and location act as independent variables, while customer loyalty is the dependent variable with customer satisfaction as the mediating variable. This research uses quantitative methods and data analysis is carried out using statistical tests with the help of SPSS 21. The results of the research show that service quality and location have a positive effect on customer satisfaction. Furthermore, the variables of service quality and location also have a positive effect on customer loyalty. Apart from that, customer satisfaction has been proven to influence customer loyalty at the "WARUNG POJOK" restaurant. This indicates that good service quality and strategic business locations play an important role in providing consumer satisfaction so that they can form loyal customers.
Analysis of Public Interest in Smartfren SIM Cards using the K-Nearest Neighbors Method Shoalihin, Shoalihin; Suhaety, Yeye; Lestari, Atun
International Journal of Science, Technology & Management Vol. 5 No. 5 (2024): September 2024
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i5.1184

Abstract

The use of Smartfren SIM cards is increasing along with the public's need for fast and stable internet services. However, a deep understanding of public interest in the SIM card is necessary to optimize marketing strategies and increase sales. Proper analysis can help companies identify potential target markets and develop effective marketing strategies. We chose the K-Nearest Neighbors method to analyze public interest in using Smartfren SIM cards. This study aims to develop and evaluate the K-Nearest Neighbors model in predicting public interest in using Smartfren SIM cards. This study uses a dataset containing information about Smartfren SIM card users. We divide the data into two sets: a training set for model building and a test set for evaluating model performance. We apply the K-Nearest Neighbors method to classify the data into two categories: interested and not interested. We evaluate the model performance using accuracy, precision, recall, and F1-score metrics. We present the evaluation results as a confusion matrix. The developed K-Nearest Neighbors model showed excellent performance with an accuracy of 94.29%, a precision of 94.20%, a recall of 100%, and an F1-score of 97.01%. These results indicate that the K-Nearest Neighbors model is effective in predicting people's interest in Smartfren SIM cards. The high recall value indicates that the model is able to identify all interested individuals without missing any, while the high precision value indicates that the model rarely makes false positive prediction errors. This study concludes that the K-Nearest Neighbors method is very effective for use in analyzing people's interest in using Smartfren SIM cards. We can rely on the developed model's strong performance for real-world applications in marketing strategies.
Development of Android-Based Digital Local Tourism Management System (DLTMS): Tourism Marketing Strategy in Dompu Regency Suhaety, Yeye; Hayat, Nurul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6168

Abstract

This research aims to develop a mobile-based Digital Local Tourism Management System (DLTMS) platform as a means to introduce and make it easier for tourists to find tourist destinations in Dompu Regency. The application with the name Pasaka displays several natural, cultural, and culinary attractions, namely: Lakey Beach, Satonda Island, Pacoa Jara, Rimpu Festival, Cera Labu, and other tourist destinations in Dompu Regency. This application has interesting features such as a description of cultural tourist attractions, culinary tourism, regional superior products, and regional cultural events throughout the year. This research uses a Research and Development (R&D) approach. Research and Development (R&D) is research used to produce a specific product. The researcher focuses on an application as well as a guide to Android-based tourism objects that every user will use. The results of the image display on this application are clear and not broken and complete with the caption of the written image. This application is very useful for tourists who want to visit. Therefore, the Pasaka application can help make it easier for them to find out the location of tourist attractions and a marketing strategy to promote tourism destinations in Dompu Regency.
Dampak Kehadiran Mini Market Terhadap Pertumbuhan Umkm Di Kecamatan Dompu Ningsih, Fitriani Wahyu; Suhaety, Yeye; Fasihat, Dian Urna
Economics and Digital Business Review Vol. 6 No. 2 (2025): February - July
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis dampak kehadiran mini market terhadap pertumbuhan UMKM di Kecamatan Dompu. Penelitian ini dilakukan dengan pendekatan kuantitatif yang bertujuan untuk menganalisis dampak kehadiran mini market terhadap pertumbuhan UMKM di Kecamatan Dompu, dimana data dikumpulkan melalui kuesioner kepada 95 pelaaku UMKM disekitar lokasi mini market. Data di analisis mengunakan regresi linier sederhana untuk melihat pengaruh signifikan. Hasil penelitian menunjukan bahwa kehadiran mini market di kecamatan dompu memberikan penggaruh yang signifikan terhadap dinamika pertumbuhan UMKM diwilayah tersebut. Sebanyak 70% responden menyatakan mengalami penurunan omset, khususnya yang bergerak di sektor perdagangan eceran seperti warung sembako. Hal ini dikarenakan mini market memiliki keunggulan dari sisi harga, promo, kenyamanan belanja, serta ketersediaan produk yang beragam. Banyak konsumen lokal yang beralih ke mini market untuk memenuhi kebutuhan harian mereka. Sebaliknya sekitar 30% responden menyatakan bahwa kehadiran mini market tidak ada perubahan yang signifikan.kebaruan dari penelitian ini terletak pada fokus wilayah yang belum banyak diteliti serta pendekatan analisis terhadap aspek adaptasi UMKM dalam menghadapi persaingan modern. Temuan ini memberikan dasar bagi kebijakan perlindungan dan pemberdayaan UMKM di daerah berkembang.
Peran Dan Penerapan E-Commerce Dalam Pengembangan Usaha Mikro Kecil Dan Menengah (Studi Pada UKM Melati) Rosmalia, Irin; Suhaety, Yeye; Rubiyanti, Desi
Economics and Digital Business Review Vol. 6 No. 2 (2025): February - July
Publisher : STIE Amkop Makassar

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Abstract

Penelitian ini bertujuan mengkaji perencanaan dan penerapan e-commerce dalam pengembangan Usaha Mikro, Kecil, dan Menengah (UMKM) melalui metode kualitatif dengan pendekatan studi kasus. Objek penelitian adalah UKM Melati, sebuah usaha produksi dan pemasaran kain tenun tradisional khas Kabupaten Dompu. Pengumpulan data dilakukan melalui wawancara dengan pemilik dan analisis dokumen. Hasil penelitian menunjukkan bahwa perencanaan e-commerce yang efektif sangat krusial bagi pengembangan bisnis UMKM. Keberhasilan penerapannya dipengaruhi oleh faktor kualitas produk, harga, pelayanan, dan promosi. Namun, penelitian ini juga mengidentifikasi hambatan berupa kurangnya pengetahuan dan keterampilan teknologi di kalangan pelaku UMKM. Kontribusi penelitian ini adalah memberikan pemahaman mendalam serta dapat menjadi acuan praktis bagi UMKM lain dalam mengadopsi e-commerce.
Pengaruh Kualitas Layanan, Persepsi Harga, Dan Cita Rasa Terhadap Kepuasan Pelanggan Anam, Hairul; Suhaety, Yeye; Rubiyanti, Desi
Economics and Digital Business Review Vol. 6 No. 2 (2025): February - July
Publisher : STIE Amkop Makassar

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kualitas layanan, persepsi harga, dan cita rasa terhadap kepuasan pelanggan di Warung Bu De. Penelitian kuantitatif ini menggunakan sampel sebanyak 74 responden yang dipilih secara acak dan dianalisis menggunakan metode regresi linear berganda. Hasil penelitian menunjukkan bahwa secara simultan (Uji F), ketiga variabel tersebut secara bersama-sama berpengaruh signifikan terhadap kepuasan pelanggan. Namun, pada uji parsial (Uji t), ditemukan bahwa hanya variabel kualitas layanan yang memiliki pengaruh signifikan secara individu (Sig. = 0,016), sementara persepsi harga (Sig. = 0,119) dan cita rasa (Sig. = 0,179) tidak menunjukkan pengaruh yang signifikan. Temuan ini menegaskan bahwa kualitas layanan merupakan faktor prediktor utama yang paling dominan dalam meningkatkan kepuasan pelanggan di Warung Bu De, melebihi faktor harga dan cita rasa.
Pengaruh Layout dan Harga Terhadap Minat Beli Konsumen Dimediasi Kualitas Produk pada Toko Serba 35 Ribu di Kecamatan Manggelewa Yuliana, Emi; Suhaety, Yeye; Fasihat, Dian Urna
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 4: Mei 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i4.9260

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh layout dan harga terhadap minat beli konsumen dimediasi kualitas produk pada toko serba 35 ribu Di Kecamatan Manggelewa. Penelitian ini menggunakan Metode kuantitatif dengan jumlah responden 135 yang ditentukan dengan teknik Accidental Sampling. Data dikumpulkan dengan kuesioner yang telah didistribusikan dalam bentuk google form kuesioner online. Alat analisa yang digunakan SEM-PLS v3 untuk menganalisa hipotesa yang sudah dibangun. Hasil penelitian ini membuktikan bahwa variabel langsung layout tidak berpengaruh terhadap minat beli (t-statistik 1,469> 1,96; P=0,143> 0,05), layout berpengaruh posistif dan signifikan terhadap kualitas produk (t-statistik 2,873> 1,96; P=0,004< 0,05), harga berpengaruh positif dan signifikan terhadap kualitas produk (t-statistik 7,303> 1,96; P=0,000< 0,05), harga tidak berpengaruh terhadap minat beli (t-statistik 1,911>1,96; P=0,057> 0,05), kualitas produk berpengaruh positif dan signifikan terhadap minat beli (t-statistik 6,149>1,96; P=0,000< 0,05), sedangkan untuk variabel tidak langsung layout berpengaruh positif dan signifikan terhadap minat beli konsumen dimediasi kualitas produk (t-statistik 3,046> 1,96; P=0,002< 0,05), dan harga berpengaruh positif dan signifikan terhadap minat beli konsumen dimediasi kualitas produk (t-statistik 3,960> 1,96; P=0,000> 0,05).