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INVESTMENT DECISION OF DKI JAKARTA MILLENNIALS IN ISLAMIC PEER-TO-PEER FINANCING DURING THE COVID-19 PANDEMIC Dewi, Destiana Rahmawati; Arsyianti, Laily Dwi
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 9 No. 2 (2023): JULY - DECEMBER 2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v9i2.34072

Abstract

DKI Jakarta is the region with the highest proportion of internet users from the total population of each province on the island of Java, including in terms of the use of Financial Technology (FinTech). Islamic Peer-To-Peer Financing (IP2PF) is one type of FinTech that is an investment choice for millennials, but Islamic FinTech users from the investor side are still very few, especially during the COVID-19 pandemic. This research aims to find out the factors that influence the investment decisions of DKI Jakarta millennials in IP2PF during the COVID-19 pandemic through a sample of 100 DKI Jakarta millennial investors. The methods used are descriptive analysis and binary logistic regression with IBM SPSS Statistics 22 software tools. The results showed that during the COVID-19 pandemic, Islamic financial literacy, IP2PF knowledge, trust, social environment, gender, and income had a significant positive effect on investment decisions in IP2PF. Therefore, the IP2PF should closely build engagement to their customers, enlarge literacy coverage in supported by government to build the ecosystem.
Adoption Internet of Things on Islamic Boarding School: A Systematic Literature Review Lutfiyah, Konita; Maarif, Mohamad Syamsul; Asnawi, Yudha Heryawan; Arsyianti, Laily Dwi
Jurnal Aplikasi Bisnis dan Manajemen Vol. 10 No. 3 (2024): JABM, Vol. 10 No. 3, September 2024
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.10.3.978

Abstract

Background: Internet of Things in Islamic boarding schools can become an embedded system that aims to expand the use of continuously connected internet connectivity. The importance of IoT modernization in Islamic education is because it eliminates skills gaps and lags. A brief comprehensive review is needed to help researchers and practitioners understand the adoption of internet of things on Islamic boarding school.Purpose: This study aims to analyze and classify the literature on Internet of Things on Islamic Boarding school. Design/methodology by conducting literature studies published between 2017-2023 in the journal listed in the Journal Citation ReportDesign/methodology/approach: This research is analyzed according to a systematic literature review approach involving interpretation-based assessments of research methodologies and critical findings in the study. Findings/Result: The direction of this research is expected in the future to have implications for academics and practitioners. Internet of Things (IoT) brings the potential for significant disruption in various sectors, including education and places such as Islamic boarding schools.Conclusion: Some of the problems and importance of IoT disruption for Islamic boarding schools include limited human resources where Islamic boarding schools may have limited resources, both in terms of finances and technological infrastructure. Implementing IoT technology requires initial investment and maintenance which can be an additional burden.Originality/value (State of the art): IoT in Islamic boarding schools can become an embedded system that aims to expand the use of continuously connected internet connectivity. The importance of IoT modernization in Islamic education will eliminates skills gaps and lags in the education areas. Keywords: internet of things, islamic boarding school, connectivity, systematic literature review
The Role of Halal Certification in Increasing the Interest of Muslim Consumers in Halal Tourism Destinations Primadona, Fitry; irwandar, Sapta N; Hartoyo, Hartoyo; Yuliati, Lilik Noor; Arsyianti, Laily Dwi
Adpebi Science Series 2024: 1st Conference of Tourism and Economics Creative,
Publisher : ADPEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ass.v1i1.508

Abstract

This research examines the role of halal certification in increasing the interest of Muslim consumers in halal tourismdestinations. Through a qualitative literature review approach, this study explores the impact of halal certification onthe perceptions and preferences of Muslim consumers in choosing halal tourism destinations. Analysis of variousliterature sources reveals that halal certification plays a crucial role in building trust and confidence among Muslimconsumers regarding the products and services offered in the context of tourism. It is also found that halal certificationcan enhance the image and attractiveness of halal tourism destinations, as well as provide assurance to Muslimconsumers regarding the fulfillment of religious needs and regulations during their travels. The practical implicationsof this research support the importance of halal certification as a marketing strategy in attracting Muslim consumersto visit halal tourism destinations. In conclusion, this study provides valuable insights for the tourism industry andhalal certification organizations in understanding the dynamics of the market and the needs of Muslim consumers inthe context of halal tourism.
Modeling Tourist Interest in Visiting Halal Tourist Destinations in West Nusa Tenggara (NTB): A Systematic Literature Review Primadona, Fitry; Hartoyo, Hartoyo; Yuliati, Lilik Noor; Arsyianti, Laily Dwi
Economica: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2024.15.1.20372

Abstract

Halal tourism is a growing market segment driven by the increasing demand for travel experiences that adhere to Islamic principles. As the global Muslim population continues to expand, the prospects for halal tourism are substantial, with significant market value and robust growth trends. Indonesia, with its diverse attractions like West Nusa Tenggara (NTB), plays a strategic role in this sector. This study investigates the factors influencing tourist intentions to visit NTB's halal destinations, employing a systematic literature review using the PRISMA technique. Key factors impacting tourist intentions include the availability of halal food, halal accommodation, halal tourism promotion, and the socio-cultural environment. Additionally, halal certification and effective promotional strategies serve as partial moderators, enhancing these influences on tourist decision-making. The findings provide valuable insights for policymakers and stakeholders, offering a model for attracting and retaining tourists in halal destinations. This research contributes uniquely by providing a comprehensive analysis of tourist intention factors within NTB's halal tourism context, supporting sustainable and inclusive tourism development.
Analisis Strategi Keunggulan Kompetitif Berkelanjutan Perusahaan Crowd Business Syariah (Studi Kasus pada Halal Network International) Amirah Firas Mufidah; Laily Dwi Arsyianti; Ibdalsyah
AL-MUZARA'AH Vol. 9 No. 1 (2021): AL-MUZARA'AH (June 2021)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.9.1.45-69

Abstract

Business model innovation of a company is a form of adaptation to the current economic turmoil to determine competitive advantage. To deal with this, PT HPA Indonesia or Halal Network International (HNI) which is based on the Muslim crowd and consistently is considered to be developing and getting the leading position must be able to survive in the middle of challenging market. The purpose of this research is to analyze the strategy of sustainable competitive advantage for HNI as sharia crowd business firm. The mixed method approach was carried out using literature studies, guided interviews, and online questionnaires for certain experts. The data processing technique used in this research is ANP (Analytical Network Process) to involve the analysis of the relationship between the network elements. The results of this research indicate that effective strategy is the right strategy for sustainable competitive performance. This strategy focuses on developing resource capital. The three elements with the lowest priority in this pride strategy model are reputation & quality control, technology & buyer fulfillment and sales of product content. By combining institutional capital and resource capital, a sustainable competitive advantage can be achieved by focusing performance on the subfactors of corporate image and leadership.
Analysis of food waste behavior by muslim generation Z through online food delivery Mariyah, Meliani Siti; Arsyianti, Laily Dwi; Aurahma, Adora
Halal Studies and Society Vol 1 No 3 (2024): September 2024
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/hass.1.3.20-24

Abstract

In recent years, there has been a consistent annual increase in the prevalence of food waste, which negatively affects the economy of various countries, such as Indonesia. Previous studies showed that food waste in Indonesia reached 41.4% of the total composition of national waste in 2021. This increase is accompanied by technological developments that affect consumption patterns, such as online food delivery (OFD) services. Therefore, this study aims to analyze food waste behavior among Muslim Generation Z through OFD in West Java using the Theory of Planned Behavior (TPB). Primary data were obtained from 180 participants and analyzed using the Structural Equation Modeling- Partial Least Square (SEM-PLS). The results showed that there was a significant positive relationship between the attitude variable and perceived behavior control with intention, while the subjective norms variable had no effect. A significant positive relationship was also obtained between promotion, OFD, and perceived behavior control with food waste behavior. Meanwhile, intention and OFD had no significant effect.
Optimizing Islamic Boarding School Edupreneurship Through Internet of Things Adoption and Fuzzy Analytical Hierarchy Process Lutfiyah, Konita; Maarif, Mohammad Syamsul; Asnawi, Yudha Heryawan; Arsyianti, Laily Dwi
Aptisi Transactions On Technopreneurship (ATT) Vol 7 No 1 (2025): March
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v7i1.577

Abstract

Islamic boarding schools are the oldest Islamic educational institutions that are deeply rooted in the history of the Indonesian nation. Since the 15th century, Islamic boarding schools have existed as a manifestation of the synergistic encounter between universal Islamic teachings and local wisdom. Islamic boarding schools can survive across time and generations, because the Islamic boarding school education system prioritizes the formation of spirituality, morality, noble morals and manners. The current study attempts to recommend a priority strategic in adopting Internet of Things (IoT) to create innovative services in islamic boarding School. The processing technique used to determine the strategy is the fuzzy Analytical Hierarchy Process (AHP). This research was conducted in Islamic Boarding School by Focus Group Discussion (FGD) with several experts. The expert is mayor of Depok, head of the Data and Information Center of the Ministry of Education and Culture, Director of Education Diniyah Islamic Boarding School, founder of Islamic boarding school Cendekia Amanah, Professor of Ushuluddin Faculty, IoT practitioner, alumni, and Islamic boarding school practitioner. The results show that the most dominant factor in improving services is human resources, and the actor is the islamic boarding management leader. The following finding is that the Increase organizational impact through service effectiveness and efficiency. The prior alternative strategy to recommend is by Building a technology culture among Islamic boarding school residents through Islamic boarding school values, habits and systems. The results of this study are presented and discussed, and the results of this study can be helpful for islamic boarding school in similar developing countries.
MEASURING ZAKAT IMPACT ON POVERTY AND WELFARE USING CIBEST MODEL Beik, Irfan Syauqi; Arsyianti, Laily Dwi
Journal of Islamic Monetary Economics and Finance Vol. 1 No. 2 (2016)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v1i2.524

Abstract

This research attempts to analyze the role of productive-based zakat program in reducing poverty level of mustahik (zakat recipient) households from the perspective of material and spiritual dimensions. The study utilizes primary data which is obtained from interview through questionnaire in DKI Jakarta and Bogor Regency. 221 respondents are selected and interviewed as research samples. They are zakat beneficiaries managed by BAZIS DKI Jakarta and Dompet Dhuafa. The primary data collection was conducted on February until May 2015. CIBEST model comprising four indices is used as tool of analysis. These indices are welfare index, material poverty index, spiritual poverty index and absolute poverty index. It is found that the presence of zakat utilization program is able to increase welfare index of the mustahik by 96.8 percent. The material poverty index and absolute poverty index can also be reduced by 30.15 percent and 91.30 percent, respectively. Unpredictable result occurs on spiritual poverty index in which there is an increase of two households living under spiritual poverty. It means that these two zakat recipient households suffer weakening spiritual values despite materially better-off in the presence of zakat program.
DEBT TAKING AND CHARITY-GIVING AMONG LOW-INCOME HOUSEHOLDS: STRENGTHENING RESILIENCE IN ISLAMIC PERSPECTIVE Arsyianti, Laily Dwi; Kassim, Salina; Adeyemi, Adewale Abideen
Journal of Islamic Monetary Economics and Finance Vol. 4 No. 1 (2018)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v4i1.739

Abstract

Households’ financial problem was perceived to be solved by taking other source of fund such as debt. In Islam, taking debt should be considered as the last resource when other sources were not available. Islam gives solution for those who have financial problem. Giving just small amount of money would give barakah to the giver. Charity-giving is not privilege for the rich people, but also for those in dire conditions. This paper attempts to explore whether low-income households’ perception on consecutive debt-taking influences their perception on regular charity-giving especially to achieve stipulated outcomes, i.e. households’ financial resilience. Structural Equation Modelling (SEM) is employed to analyse 1780 data from respondents across six areas in Indonesia. Low-income households perceived consecutive debt-taking to have negative relationship with regular charity-giving and positive relationship with outcomes (households’ financial condition and lifestyle satisfaction). Meanwhile, regular charity-giving has negative relationship with the outcomes when consecutive debt-taking intervene the relationship. Financial education and selection of financing institution have been proven to have relationships with variables which influence both regular charity-giving and consecutive debt-taking behaviours. As recommendation, charity education or sharing values should be included in the current financial education program. Formal financial institutions and social finance institution should also encourage supervision and continuously give financial education to social funds receivers.
The influence of halal labels and marketing mix on purchase decisions for Kopi Kenangan online food delivery in Jabodetabek area, Indonesia Thahira, Hana; Arsyianti, Laily Dwi
Halal Studies and Society Vol. 2 No. 2 (2025): May 2025
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/hass.2.2.11-14

Abstract

Indonesia is increasing its coffee production and consumption rates annually, leading to the proliferation of coffee shops in Jabodetabek and prompting competitors to necessitate online food delivery. Therefore, this research aimed to determine the influence of the halal label and marketing mix comprising product, price, place, and promotion, on online food delivery purchasing decisions for Kopi Kenangan in Jakarta, Bogor, Depok, Tangerang, and Bekasi (Jabodetabek) Area, a metropolitan region including satellite cities and major business centers. The analysis used a quantitative method with purposive sampling, including 151 Muslim respondents aged 13–40 years who had purchased Kopi Kenangan products online. Data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results showed that product and promotion variables significantly influenced purchasing decisions for Kopi Kenangan products. In contrast, the halal label and location showed a positive but insignificant influence, and price exhibited a negative and insignificant influence.