Articles
<![CDATA[MERUMUSKAN ALOKASI SUMBERDAYA KEUANGAN SEBAGAI BAHAN LITERASI KEUANGAN SYARIAH ]]>
<![CDATA[Laily Dwi Arsyianti]]>
<![CDATA[ Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 4, No. 2 (2013) ]]>
Publisher : <![CDATA[Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia ]]>
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DOI: 10.32507/ajei.v4i2.336
<![CDATA[Every Moslem is obliged to be responsible and accountable in every deed done, including the decisions regarding financial matters. As the consequence, every Moslem is required to have ample relevant knowledge in financial issues, or known as financial literacy. This paper attempts to form the best way to allocate financial resources in accordance with sharia. The form is hoped to be the guidance for the decision makers to take every action in financial matters. The form comprises CDIC which are charity, debt, investment, and consumption respectively. These priority components are believed to improve the welfare in society as well as the tool of poverty alleviation.]]>
<![CDATA[The Impact of Productive Zakat on the Development of Mustahiq Businesses in Kecamatan Tualang ]]>
<![CDATA[Salsabila Marsa]]>;
<![CDATA[Laily Dwi Arsyianti]]>
<![CDATA[ IQTISHADIA Vol 16, No 1 (2023): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v16i1.16130
<![CDATA[The Covid-19 pandemic had a significant impact on the development of microbusiness. The restrictions of social activities decrease sales which have affected the capitalist economy. Productive zakat funds can be a solution in dealing with these problems. This research aims to determine the characteristics of mustahiq and their business and analyze the factors affecting mustahiq total revenue after distributing productive zakat during the Covid-19 pandemic and its impact. The contribution of research related to the effect of productive zakat can be helpful for several parties, such as the government, zakat management organizations, especially BAZNAS Siak Regency, and academics. The method used is descriptive analysis, multiple linear regression analysis, and paired t-test. The results showed a difference in the total revenue of business before and after productive zakat distribution during the Covid19 pandemic. The factors that positively and significantly affect business total revenue after the issuance of productive zakat during the Covid-19 are capital, the number of zakat funds, dummy education, and dummy business type. The business duration affects negatively and significantly; however, the respondents' age doesn't affect total revenue increments significantly.]]>
<![CDATA[Development Strategy of Islamic Boarding Schools-based Waqf (Case Study: Islamic Boarding Schools of Daarut Tauhiid, Bandung) ]]>
<![CDATA[Saputra, Danu Chandra]]>;
<![CDATA[Arsyianti, Laily Dwi]]>;
<![CDATA[Saptono, Imam Teguh]]>
<![CDATA[ Journal of Consumer Sciences Vol. 6 No. 2 (2021): Journal of Consumer Sciences ]]>
Publisher : <![CDATA[Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University ]]>
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DOI: 10.29244/jcs.6.2.129-149
<![CDATA[Management of Waqf by individual collectors dominates Waqf management in Indonesia. However, since Waqf laws stated that The individual and an institution could manage Waqf, the opportunity to develop Waqf is more open for Waqf institutions. One of the established Waqf institutions is the Daarut Tauhiid Waqf institution. This study aims to identify and analyze existing strategies and generate development strategies for Islamic Boarding School-based Waqf. The research method used was descriptive qualitative by using Business Model Canvas (BMC), Strength Weakness Opportunity Threat (SWOT), and Analytical Network Process (ANP) approaches. The researchers conducted this study in Daarut Tauhiid Islamic Boarding School Bandung from November 2020 to March 2021. The respondents were practitioners, namely the director and staff of Daarut Tauhiid Waqf institution, regulators from the Ministry of Religion, and academics from universities in Bogor and Jakarta. Data were collected from in-depth interviews and questionnaires from respondents. The most important development strategy to be implemented in the Daarut Tauhiid Waqf institution is the development of human resources competency. Therefore, competent human resources can establish a trusted, professional, and trustworthy team managing Waqf-based Islamic boarding schools.]]>
<![CDATA[The Impact of Productive Zakat on the Development of Mustahiq Businesses in Kecamatan Tualang ]]>
<![CDATA[Marsa, Salsabila]]>;
<![CDATA[Arsyianti, Laily Dwi]]>
<![CDATA[ IQTISHADIA Vol 16, No 1 (2023): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v16i1.16130
<![CDATA[The Covid-19 pandemic had a significant impact on the development of microbusiness. The restrictions of social activities decrease sales which have affected the capitalist economy. Productive zakat funds can be a solution in dealing with these problems. This research aims to determine the characteristics of mustahiq and their business and analyze the factors affecting mustahiq total revenue after distributing productive zakat during the Covid-19 pandemic and its impact. The contribution of research related to the effect of productive zakat can be helpful for several parties, such as the government, zakat management organizations, especially BAZNAS Siak Regency, and academics. The method used is descriptive analysis, multiple linear regression analysis, and paired t-test. The results showed a difference in the total revenue of business before and after productive zakat distribution during the Covid19 pandemic. The factors that positively and significantly affect business total revenue after the issuance of productive zakat during the Covid-19 are capital, the number of zakat funds, dummy education, and dummy business type. The business duration affects negatively and significantly; however, the respondents' age doesn't affect total revenue increments significantly.]]>
<![CDATA[MEASURING ZAKAT IMPACT ON POVERTY AND WELFARE USING CIBEST MODEL ]]>
<![CDATA[Beik, Irfan Syauqi]]>;
<![CDATA[Arsyianti, Laily Dwi]]>
<![CDATA[ Journal of Islamic Monetary Economics and Finance Vol 1 No 2 (2016) ]]>
Publisher : <![CDATA[Bank Indonesia ]]>
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DOI: 10.21098/jimf.v1i2.524
<![CDATA[This research attempts to analyze the role of productive-based zakat program in reducing poverty level of mustahik (zakat recipient) households from the perspective of material and spiritual dimensions. The study utilizes primary data which is obtained from interview through questionnaire in DKI Jakarta and Bogor Regency. 221 respondents are selected and interviewed as research samples. They are zakat beneficiaries managed by BAZIS DKI Jakarta and Dompet Dhuafa. The primary data collection was conducted on February until May 2015. CIBEST model comprising four indices is used as tool of analysis. These indices are welfare index, material poverty index, spiritual poverty index and absolute poverty index. It is found that the presence of zakat utilization program is able to increase welfare index of the mustahik by 96.8 percent. The material poverty index and absolute poverty index can also be reduced by 30.15 percent and 91.30 percent, respectively. Unpredictable result occurs on spiritual poverty index in which there is an increase of two households living under spiritual poverty. It means that these two zakat recipient households suffer weakening spiritual values despite materially better-off in the presence of zakat program.]]>
<![CDATA[DEBT TAKING AND CHARITY-GIVING AMONG LOW-INCOME HOUSEHOLDS: STRENGTHENING RESILIENCE IN ISLAMIC PERSPECTIVE ]]>
<![CDATA[Arsyianti, Laily Dwi]]>;
<![CDATA[Kassim, Salina]]>;
<![CDATA[Adeyemi, Adewale Abideen]]>
<![CDATA[ Journal of Islamic Monetary Economics and Finance Vol 4 No 1 (2018) ]]>
Publisher : <![CDATA[Bank Indonesia ]]>
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DOI: 10.21098/jimf.v4i1.739
<![CDATA[Households’ financial problem was perceived to be solved by taking other source of fund such as debt. In Islam, taking debt should be considered as the last resource when other sources were not available. Islam gives solution for those who have financial problem. Giving just small amount of money would give barakah to the giver. Charity-giving is not privilege for the rich people, but also for those in dire conditions. This paper attempts to explore whether low-income households’ perception on consecutive debt-taking influences their perception on regular charity-giving especially to achieve stipulated outcomes, i.e. households’ financial resilience. Structural Equation Modelling (SEM) is employed to analyse 1780 data from respondents across six areas in Indonesia. Low-income households perceived consecutive debt-taking to have negative relationship with regular charity-giving and positive relationship with outcomes (households’ financial condition and lifestyle satisfaction). Meanwhile, regular charity-giving has negative relationship with the outcomes when consecutive debt-taking intervene the relationship. Financial education and selection of financing institution have been proven to have relationships with variables which influence both regular charity-giving and consecutive debt-taking behaviours. As recommendation, charity education or sharing values should be included in the current financial education program. Formal financial institutions and social finance institution should also encourage supervision and continuously give financial education to social funds receivers.]]>
<![CDATA[INVESTMENT DECISION OF DKI JAKARTA MILLENNIALS IN ISLAMIC PEER-TO-PEER FINANCING DURING THE COVID-19 PANDEMIC ]]>
<![CDATA[Dewi, Destiana Rahmawati]]>;
<![CDATA[Arsyianti, Laily Dwi]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 9 No. 2 (2023): JULY - DECEMBER 2023 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v9i2.34072
<![CDATA[DKI Jakarta is the region with the highest proportion of internet users from the total population of each province on the island of Java, including in terms of the use of Financial Technology (FinTech). Islamic Peer-To-Peer Financing (IP2PF) is one type of FinTech that is an investment choice for millennials, but Islamic FinTech users from the investor side are still very few, especially during the COVID-19 pandemic. This research aims to find out the factors that influence the investment decisions of DKI Jakarta millennials in IP2PF during the COVID-19 pandemic through a sample of 100 DKI Jakarta millennial investors. The methods used are descriptive analysis and binary logistic regression with IBM SPSS Statistics 22 software tools. The results showed that during the COVID-19 pandemic, Islamic financial literacy, IP2PF knowledge, trust, social environment, gender, and income had a significant positive effect on investment decisions in IP2PF. Therefore, the IP2PF should closely build engagement to their customers, enlarge literacy coverage in supported by government to build the ecosystem.]]>
<![CDATA[Adoption Internet of Things on Islamic Boarding School: A Systematic Literature Review ]]>
<![CDATA[Lutfiyah, Konita]]>;
<![CDATA[Maarif, Mohamad Syamsul]]>;
<![CDATA[Asnawi, Yudha Heryawan]]>;
<![CDATA[Arsyianti, Laily Dwi]]>
<![CDATA[ Jurnal Aplikasi Bisnis dan Manajemen Vol. 10 No. 3 (2024): JABM, Vol. 10 No. 3, September 2024 ]]>
Publisher : <![CDATA[School of Business, Bogor Agricultural University (SB-IPB) ]]>
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DOI: 10.17358/jabm.10.3.978
<![CDATA[Background: Internet of Things in Islamic boarding schools can become an embedded system that aims to expand the use of continuously connected internet connectivity. The importance of IoT modernization in Islamic education is because it eliminates skills gaps and lags. A brief comprehensive review is needed to help researchers and practitioners understand the adoption of internet of things on Islamic boarding school.Purpose: This study aims to analyze and classify the literature on Internet of Things on Islamic Boarding school. Design/methodology by conducting literature studies published between 2017-2023 in the journal listed in the Journal Citation ReportDesign/methodology/approach: This research is analyzed according to a systematic literature review approach involving interpretation-based assessments of research methodologies and critical findings in the study. Findings/Result: The direction of this research is expected in the future to have implications for academics and practitioners. Internet of Things (IoT) brings the potential for significant disruption in various sectors, including education and places such as Islamic boarding schools.Conclusion: Some of the problems and importance of IoT disruption for Islamic boarding schools include limited human resources where Islamic boarding schools may have limited resources, both in terms of finances and technological infrastructure. Implementing IoT technology requires initial investment and maintenance which can be an additional burden.Originality/value (State of the art): IoT in Islamic boarding schools can become an embedded system that aims to expand the use of continuously connected internet connectivity. The importance of IoT modernization in Islamic education will eliminates skills gaps and lags in the education areas. Keywords: internet of things, islamic boarding school, connectivity, systematic literature review]]>
<![CDATA[The Role of Halal Certification in Increasing the Interest of Muslim Consumers in Halal Tourism Destinations ]]>
<![CDATA[Primadona, Fitry]]>;
<![CDATA[irwandar, Sapta N]]>;
<![CDATA[Hartoyo, Hartoyo]]>;
<![CDATA[Yuliati, Lilik Noor]]>;
<![CDATA[Arsyianti, Laily Dwi]]>
<![CDATA[ Adpebi Science Series 2024: 1st Conference of Tourism and Economics Creative, ]]>
Publisher : <![CDATA[ADPEBI ]]>
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DOI: 10.54099/ass.v1i1.508
<![CDATA[This research examines the role of halal certification in increasing the interest of Muslim consumers in halal tourismdestinations. Through a qualitative literature review approach, this study explores the impact of halal certification onthe perceptions and preferences of Muslim consumers in choosing halal tourism destinations. Analysis of variousliterature sources reveals that halal certification plays a crucial role in building trust and confidence among Muslimconsumers regarding the products and services offered in the context of tourism. It is also found that halal certificationcan enhance the image and attractiveness of halal tourism destinations, as well as provide assurance to Muslimconsumers regarding the fulfillment of religious needs and regulations during their travels. The practical implicationsof this research support the importance of halal certification as a marketing strategy in attracting Muslim consumersto visit halal tourism destinations. In conclusion, this study provides valuable insights for the tourism industry andhalal certification organizations in understanding the dynamics of the market and the needs of Muslim consumers inthe context of halal tourism.]]>
<![CDATA[Modeling Tourist Interest in Visiting Halal Tourist Destinations in West Nusa Tenggara (NTB): A Systematic Literature Review ]]>
<![CDATA[Primadona, Fitry]]>;
<![CDATA[Hartoyo, Hartoyo]]>;
<![CDATA[Yuliati, Lilik Noor]]>;
<![CDATA[Arsyianti, Laily Dwi]]>
<![CDATA[ Economica: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024) ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN Walisongo ]]>
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DOI: 10.21580/economica.2024.15.1.20372
<![CDATA[Halal tourism is a growing market segment driven by the increasing demand for travel experiences that adhere to Islamic principles. As the global Muslim population continues to expand, the prospects for halal tourism are substantial, with significant market value and robust growth trends. Indonesia, with its diverse attractions like West Nusa Tenggara (NTB), plays a strategic role in this sector. This study investigates the factors influencing tourist intentions to visit NTB's halal destinations, employing a systematic literature review using the PRISMA technique. Key factors impacting tourist intentions include the availability of halal food, halal accommodation, halal tourism promotion, and the socio-cultural environment. Additionally, halal certification and effective promotional strategies serve as partial moderators, enhancing these influences on tourist decision-making. The findings provide valuable insights for policymakers and stakeholders, offering a model for attracting and retaining tourists in halal destinations. This research contributes uniquely by providing a comprehensive analysis of tourist intention factors within NTB's halal tourism context, supporting sustainable and inclusive tourism development.]]>
