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All Journal Briliant: Jurnal Riset dan Konseptual Journal of Economic, Bussines and Accounting (COSTING) Jurnal Informasi dan Teknologi Jurnal Akuntansi Universitas Muhammadiyah Kupang Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Darma Agung Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Pengabdian kepada Masyarakat Jurnal Ekonomi Journal of Innovation Research and Knowledge Indonesian Journal Economic Review (IJER) Jurnal Manajemen
Upik Djaniar
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Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Public Health Social Sciences Other

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DIGITAL WALLET USAGE AND ITS INFLUENCE ON PERSONAL FINANCIAL PLANNING AMONG MILLENNIALS PA Andiena Nindya Putri; Irdawati Irdawati; Billy Dewantara; Upik Djaniar; Fitriani Fitriani
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/nncfqc88

Abstract

Millennials are considered the most tech-savvy generation, having grown up in an era characterized by rapid technological evolution and internet proliferation. This familiarity with digital interfaces has naturally extended into their financial behaviors, including their preferences for digital payment systems. The objective of this research is to analyze the usage of digital wallets and their influence on personal financial planning among millennials. This study adopts a systematic literature review (SLR) approach to comprehensively analyze and synthesize prior studies regarding the use of digital wallets and their influence on personal financial planning among millennials. This literature review has explored the relationship between digital wallet usage and personal financial planning among millennials, a generation characterized by high digital literacy and growing financial independence.
Financial Management Strategies: Exploring the Nexus between Budget Allocation, Investment Policies, and Firm Performance PA Andiena Nindya Putri; Upik Djaniar; Ansir Launtu; Mutmainah; Pandu Adi Cakranegara
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 1 (2024): Dinasti International Journal of Economics, Finance & Accounting (March-April 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i1.2397

Abstract

In the contemporary business landscape, effective financial management strategies play a pivotal role in determining the success and sustainability of firms. This article delves into the intricate relationship between budget allocation, investment policies, and firm performance. Budget allocation serves as a fundamental aspect of financial management, influencing resource distribution across various organizational functions. The efficacy of budget allocation strategies directly impacts the financial health and operational efficiency of firms. Moreover, investment policies represent critical decisions that shape the allocation of financial resources towards diverse investment avenues. The alignment between investment policies and organizational objectives is imperative for optimizing returns and mitigating risks. By examining the interplay between budget allocation and investment policies, this study aims to elucidate their combined impact on firm performance. Furthermore, firm performance serves as a comprehensive measure of organizational success, encompassing financial indicators, market position, and operational effectiveness. The integration of prudent budget allocation practices and strategic investment policies fosters sustainable growth and enhances competitive advantage, thereby augmenting overall firm performance. Through empirical analysis and theoretical frameworks, this article elucidates the synergistic relationship between budget allocation, investment policies, and firm performance. Insights derived from this study offer valuable implications for financial managers, policymakers, and stakeholders seeking to optimize financial management strategies in dynamic business environments.
Co-Authors Ady Bakri, Asri Alfiana Alfiana Alfiana Anantadjaya, Samuel PD Andri Yunus Arman Syah Putra Bambang Surahman BillY Dewantara Cakranegara, Pandu Adi Delfian Zaman Eni Rakhmawati Fitriani Fitriani Fitriningsih Amalo Hanifa Djakaria Hariandy Hasbi Hasyim, Abdul Malik Irdawati Irdawati Irdawati Irdawati Khamaludin, Khamaludin Klemens Mere LAUNTU, ANSIR Listiana Sri Mulatsih Lumentah, Natalia Reyne Mekar Meilisa Amalia Muh. Abduh Anwar Muh. Indra Fauzi Ilyas Muhammad Irsyad Elfin Mujtaba Muhammad Rajab Muhammad Rispan Affandi Musran Munizu Mutmainah MUTMAINAH Mutmainah Mutmainah Nasution, Annio Indah Lestari Nawangwulan, Irma M Nelly Patria Nelly Patria Ni Nyoman Ayu Oktarini Utami Nining Ramadani Nurul Aisyah Nurul Masithoh PA Andiena Nindya Putri PA Andiena Nindya Putri PA Andiena Nindya Putri Piartrini, Putu Saroyini Putri, Ilfi Rahmi Ratih Puspitasari Rezario Febrianta Chandra Riansyah, Ananda Adi Rihfenti Ernayani Rita Zulbetti Rosdiana rosdiana Saprudin Saprudin, Saprudin Sarni Handayani Puspita Sari Sudi, Mohamad Sukriyadi Suliantoro Suliantoro Susan Rachmawati Teguh Prakoso Tomadehe, Sumiati Ummu Kalsum Vera Herlina Mustari Victor Pattiasina Wahyudiyono, Wahyudiyono Zulaecha, Hesty Erviani Zulfiah Larisu