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THE ROLE OF SHARIA AND LITERACY RETURNS ON INTEREST SAVING IN SHARIA BANK (Case study of Economics Faculty Students and Wijaya Putra University Business Surabaya) Mochammad Rizal Fanani; Erwan Aristyanto
WORLDVIEW ( Development economic and sharia studies journal ) Vol 3 No 1 (2024): WORLDVIEW ( Jurnal Ekonomi Bisnis dan Sosial Sains ) 
Publisher : Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/worldview.v3i1.419

Abstract

This research aims to examine the impact of sharia financial literacy and interest rates on savings in sharia banks among students at the Faculty of Economics and Business, Wijaya Putra University, Surabaya. This research uses a quantitative research approach. The population consists of 676 students who are currently registered at the Wijaya Putra Faculty of Economics and Business. So after calculating using the Slovin Formula, from the total population we obtained a sample of 87 people. Using a Structural Equation Model (SEM) approach, specifically based on Partial Least Squares (PLS), a type of SEM that focuses on components or variance. The results of the research show that Sharia Literacy has a significantly positive effect on Interest in Saving, Returns have an effect but are not significant on Interest in Saving, Sharia Literacy and Returns have an effect but are not significant on Interest in Saving
Implementasi Sertifikasi Halal Self Declaire Pada Usaha Mikro Dan Kecil Di Surabaya Erwan Aristyanto; Agus Sarwo Edi
Seminar Nasional Teknologi dan Multidisiplin Ilmu (SEMNASTEKMU) Vol 3 No 1 (2023): SEMNASTEKMU
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/semnastekmu.v3i1.198

Abstract

. The aim of the research is to find out, analyze and evaluate the implementation of halal certification for micro and small businesses through BPJPH and to find out, analyze and evaluate how halal certification through BPJPH works for micro and small businesses in the city of Surabaya from an Islamic economic perspective. This research was carried out in accordance with the strategic research plan of Wijaya Putra University for 2020 - 2024 in the leading areas of managing innovation & creative industry with research topics on standardization and competitiveness of MSMEs and creative industries. This research uses descriptive qualitative research methods. This research data was collected through observation, interview and documentation techniques which were validated through method triangulation and source triangulation techniques and then analyzed through the stages of data collection, data reduction, data presentation and drawing conclusions and verification. The findings of this research are that the BPJPH self-declaration halal certification process for micro and small businesses in 2023 in the city of Surabaya which is dominated by food products rather than beverage products is carried out in several stages. First, registration is carried out online on the halal application and accompanied by a halal process companion from a BPJPH representative institution bringing the specified documents. Second, the halal process assistant from the BPJPH representative agency will carry out an inspection to check the suitability of the completeness of the files in the field. Third, holding a fatwa commission hearing to assess whether the product can be accepted or rejected. Fourth, products accepted at the fatwa commission hearing will be approved for certification. Halal certification in a sharia economic perspective applies three ethical principles, namely, aqidah, shiddiq, and amanah which are related to the urgency of halal certification not only for consumers but also business actors, including, among other things, the importance of eating halal food, providing guarantees and a sense of security as well as consumer protection
Pengembangan Wisata Lintas Desa Sebagai Bentuk Usaha Wisata Desa Jarak Kecamatan Wonosalam Kabupaten Jombang Juniwati, Anik; Wijaya, Elvina Shanggrama; Aristyanto, Erwan
Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) Vol 6 (2023): INOVASI PERGURUAN TINGGI & PERAN DUNIA INDUSTRI DALAM PENGUATAN EKOSISTEM DIGITAL & EK
Publisher : Asosiasi Sinergi Pengabdi dan Pemberdaya Indonesia (ASPPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37695/pkmcsr.v6i0.2087

Abstract

Desa Jarak – Wonosalam adalah salah satu Desa di Jombang yang telah ditetapkan menjadi Desa Wisata. Desa ini memiliki segudang potensi, utamanya adalah lokasinya yang diantara bukit dengan pemandangan alam indah, penduduk yang ramah dan aktivitas pariwisata camping ground serta paket wisata lintas desa (trekking) yang sudah ada namun kurang terbina. Kegiatan Pengabdian Kepada Masyarakat ini mempunyai misi untuk membantu mengembangkan trekking Desa Jarak, yang masih dalam pengembangan dan terus berbenah. Dari kajian pasar didapati bahwa wisata lintas desa banyak diminati oleh kaum muda, maka dari itu, fokus kegiatan adalah memperbaiki aspek produksi, yang terkait dengan fasilitas fisik, yaitu mendampingi PokDarWis mengadakan prasarana yang memadai seperti: membuat rute, memperbaiki akses dan jembatan, membuat naungan dengan memanfaatkan material setempat di Desa Jarak, yakni bambu. Aspek produksi lainnya adalah penataan UMKM agar mempunyai sertifikat halal dan mendapatkan NIB, dengan membagikan google form dan memproses kepengurusan tersebut. Hasil yang dicapai lewat kegiatan pengabdian ini adalah terwujudnya fasilitas trekking Desa Jarak, baik yang berupa bangunan maupun prasarana pendukung trekking yang sesuai dengan konsep ramah lingkungan yang diusung Desa, yang juga memenuhi standar SNI Desa Wisata, yakni cleanliness, healthy and safety, serta environment sustainability yang diterima dengan baik oleh para warga Desa Jarak.
ANALISIS EFEKTIVITAS KINERJA KEUANGAN DALAM PENGELOLAAN ANGGARAN PEMERINTAH DAN BELANJA DAERAH PADA KOTA SURABAYA Aristyanto, Erwan
Jurnal Riset Inossa : Media Hasil Riset Pemerintahan, Ekonomi dan Sumber Daya Alam Vol. 5 No. 01 (2023): Juni
Publisher : Badan Perencanaan Pembangunan Daerah, Penelitian dan Pengembangan Kota Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54902/jri.v5i01.90

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This study aims to determine the effectiveness of the financial management performance of the Surabaya City Government for the 2015-2019 period. This study uses a quantitative descriptive method using an analysis of the effectiveness of regional financial performance, analysis of regional financial independence and analysis of compatibility (operational expenditure and capital expenditure). Using secondary data, the data processed is the Summary of Regional Revenue and Expenditure Budgets for the 2015-2019 Fiscal Year. The Regional Financial Independence of the Surabaya City Government has reached a very good level, which shows a pattern of delegative relations, which means that the intervention of the Central Government is no longer there because the regions are completely independent in implementing regional autonomy. The level of effectiveness of the Surabaya city government's financial management is fairly effective because from 2015 -2019 the effectiveness of the Surabaya city government's financial performance has always reached the target which is effective. However, the compatibility of the Surabaya government's financial performance has not been balanced. According to the description and calculations above, most of the funds owned by the Surabaya City Government are still prioritized for operational expenditure needs so that the capital expenditure ratio is relatively small.
EXPLORING POTENTIAL : INNOVATIVE STRATEGIES FOR WARUNG MADURA MSMES WITHIN THE ISLAMIC ECONOMIC FRAMEWORK Aristyanto, Erwan; Surya Nanda, Aditya; Riduwan
International Journal of Global Accounting, Management, Education, and Entrepreneurship Vol. 5 No. 1 (2024): International Journal of Global Accounting, Management, Education, and Entrepre
Publisher : Sekolah tinggi ilmu ekonomi pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48024/ijgame2.v5i1.164

Abstract

Micro, Small and Medium Enterprises (MSMEs) have an important role in the Indonesian economy, including Warung Madura MSMEs. This research aims to analyze the development strategy of Warung Madura MSMEs from an Islamic economic perspective. This research uses a qualitative approach. Data collection techniques through in-depth interviews with Warung Madura owners and economic observers. A literature study was also carried out to explore the concept of Islamic economics and its application in developing MSMEs. The results of the research show that Warung Madura's MSME development strategy from an Islamic economic perspective offers a holistic and sustainable approach. By applying the principles of justice, sustainability, business ethics, human resource development and access to appropriate financing, Warung Madura can increase its competitiveness and contribute more to the local economy. It is hoped that this research can provide insight for stakeholders in formulating more effective MSME development policies and programs.
PKM PENINGKATAN KAPASITAS DAN KUALITAS PRODUKSI USAHA KERIPIK PISANG BERBASIS GREEN ECONOMY DI KELURAHAN PAKAL KECAMATAN PAKAL KOTA SURABAYA Aristyanto, Erwan; Abdillah, Khubbi; Hindratmo, Astria; Pratama, Adi Putra; Putra, Giovanni Firmansyah; Wawan, Yulianus
Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) Vol 7 (2024): PKMCSR2024: Kolaborasi Hexahelix dalam Optimalisasi Potensi Pariwisata di Indonesia: A
Publisher : Asosiasi Sinergi Pengabdi dan Pemberdaya Indonesia (ASPPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37695/pkmcsr.v7i0.2439

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Kegiatan PKM ini mendukung salah satu bidang fokus utama Pengabdian kepada Masyarakat 2024 yaitu bidang Green Economy pada penggunaan tabung komposter untuk mengolah limbah sampah pisang menjadi pupuk. Mitra dalam PKM ini adalah Bapak Sukri pemilik usaha keripik pisang JOYO, beralamat di Pakal Madya Jaya 5 no 11A RT 03 RW 02 Kelurahan Pakal Kecamatan Pakal Kota Surabaya yang berjarak 2,2 KM dari kampus UWP. Urgensi dari kegiatan ini kapasitas produksi yang rendah dan produk yang dihasilkan kurang baik sehingga memerlukan sentuhan ilmu pengetahuan dan teknologi. Tujuan dari kegiatan ini adalah meningkatkan kapasitas dan kualitas produksi mitra dan meningkatkan omset mitra. Permasalahan prioritas, yaitu, bidang Produksi, peralatan produksi masih tradisional dan tidak ergonomis, boros bahan bakar, kurang sehat dan tidak ruang persediaan kotor dan banyak hewan pengerat, pekerja tidak memakai APD: bidang Pemasaran, penjualan tidak stabil, kemasan masih menggunakan plastik tipis, label dan merk kurang menarik, bidang Manajemen Usaha, belum ada pencatatan keuangan dan belum memahami kesehatan pangan. Solusi yang ditawarkan peningkatan kualitas dan kapasitas usaha melalui pengembangan TTG keripik pisang, peningkatan kemampuan usaha, perluasan pemasaran, perbaikan kemasan, label dan merk serta adanya pencatatan keuangan. Metode Pelaksanaan dengan pengembangan TTG Mesin keripik pisang, kemitraan, pelatihan dan pendampingan. Hasil pelaksanaan kegiatan dalam program ini, antara lain koordinasi pelaksanaan program bersama mitra, diseminasi TTG Mesin Keripik Pisang, pengadaan peralatan dan pelatihan produksi sehat, diseminasi TTG Tabung Komposter pengolah limbah, pelatihan dan pendampingan penjualan online dan offline, pelatihan dan pendampingan pembuatan label dan logo, pelatihan dan pendampingan pencatatan transaksi keuangan usaha. Dampak kegiatan ini adalah adanya peningkatan kapasitas dan kualitas produk mitra sebesar 30 %, peningkatan jumlah omzet mitra sebesar 30%, peningkatan pengetahuan dan ketrampilan mitra sebesar 50%
STRATEGI INISIASI EKONOMI KREATIF DALAM PENINGKATAN POTENSI PRODUK UMKM KLEPON ASLI BULANG DI SIDOARJO Nanda, Aditya Surya; Aristyanto, Erwan
Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) Vol 7 (2024): PKMCSR2024: Kolaborasi Hexahelix dalam Optimalisasi Potensi Pariwisata di Indonesia: A
Publisher : Asosiasi Sinergi Pengabdi dan Pemberdaya Indonesia (ASPPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37695/pkmcsr.v7i0.2475

Abstract

The aim of PKM-CSR is to help partners manage and develop their businesses more effectively and efficiently, as well as to increase their competitiveness in the market. The application of technology for partners is very important to increase operational efficiency, expand markets and increase competitiveness. The partner's problem is that klepon cake production still relies on traditional methods, lack of variants in production and marketing, resulting in limitations in reaching a wider market, and the financial sector is still weak. Conventional marketing strategies for klepon MSMEs often lack understanding and utilization of effective digital marketing techniques. Suboptimal financial management, manual financial management and lack of use of financial technology cause inefficiency and lack of transparency in financial recording. The solutions needed by Partners are making more product variants less monotonous, using good production equipment, increasing access to technology, providing training and technical assistance to MSME players to adopt digital technology in production and business operations. Development of digital marketing strategies that can help MSMEs design and implement digital marketing strategies through social media, websites and e-commerce platforms. Implementation of a digital financial system: Introducing financial reporting applications to facilitate more efficient and transparent financial management. Product innovation by developing new variants of klepon cake and attractive packaging to increase the product's appeal in the market.
ANALISA SEBARAN DAN KEBUTUHAN PASAR BERDASARKAN STANDAR LINGKUNGAN DI KOTA SURABAYA Aristyanto, Erwan
Jurnal Riset Inossa : Media Hasil Riset Pemerintahan, Ekonomi dan Sumber Daya Alam Vol. 6 No. 01 (2024): Juni
Publisher : Badan Perencanaan Pembangunan Daerah, Penelitian dan Pengembangan Kota Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54902/jri.v6i01.139

Abstract

The aim of this research is to analyze the conditions, needs and availability of traditional markets in the city of Surabaya, so that we can find out how many neighborhood-scale community markets are needed by the people of Surabaya, what is the current availability of the number of people's markets in the city of Surabaya and what the current condition is related to. with SNI 8152:2015 concerning People's Markets. The research method used is descriptive research using a survey. Descriptive research can be interpreted as a problem-solving process that is investigated by describing the current state of the subject and object of research based on visible facts or how they are. The implementation of descriptive research methods is not limited to collecting and compiling data, but includes analysis and interpretation of the data, apart from that everything collected can be the key to what is being studied. The population in this research is all traditional markets built by the private sector and the Surabaya City Government. where its existence is one of the most obvious indicators of community economic activity in a region. The samples taken were 15 markets consisting of 7 markets under the auspices of PD Pasar, 4 markets under the auspices of the Cooperative Department and 5 private markets by dividing 2 questionnaires, namely for manager respondents and market trader respondents, where 1 respondent was taken for the manager and 8 traders were taken as representatives of groups of traders based on the group of goods being sold. (sellers of vegetables, fruit, meat, fish, oil & spices, rice & tubers, food and drink and various other goods). Results: The distribution of the number of traditional markets throughout the Surabaya region has a total excess of 90 traditional markets for comparison with environmental market standards that have been met (30,000 people/market). And based on a map of traditional market location points based on coordinate points / Global Positioning System (GPS), it shows that the distribution of traditional markets is not evenly distributed, especially in the South Surabaya and West Surabaya areas.
DARI PISANG MENJADI PELUANG: STRATEGI PENINGKATAN USAHA KERIPIK DI SURABAYA Aristyanto, Erwan; Abdillah, Khubbi; Hindratmo, Astria; Pratama, Adi Putra; Putra, Giovanni Firmansyah; Wawan, Yulianus
DedikasiMU : Journal of Community Service Vol 6 No 4 (2024): Desember
Publisher : Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/dedikasimu.v6i4.8450

Abstract

This PKM activity supports one of the main focus areas of Community Service 2024, namely the Green Economy sector in the use of composter tubes to process banana waste into fertilizer. The partner in this PKM is Mr. Sukri, owner of the JOYO banana chips business, located at Pakal Madya Jaya 5 no 11A RT 03 RW 02 Pakal Village, Pakal District, Surabaya City, which is 2.2 KM from the UWP campus. The urgency of this activity is low production capacity and the products produced are not good so it requires a touch of science and technology. The aim of this activity is to increase partner production capacity and quality and increase partner turnover. Priority problems, namely, in the Production sector, production equipment is still traditional and not ergonomic, wastes fuel, unhealthy and dirty inventory space and lots of rodents, workers do not wear PPE: Marketing sector, sales are unstable, packaging still uses thin plastic, labels and brands are less attractive, in the field of Business Management, there is no financial record keeping and there is no understanding of food health. The solution offered is to increase the quality and capacity of the business through developing banana chips TTG, increasing business capabilities, expanding marketing, improving packaging, labels and brands as well as financial records. Implementation method with TTG development of banana chips machine, partnership, training and mentoring. The results of the implementation of activities in this program include coordination of program implementation with partners, dissemination of TTG Banana Chips Machines, procurement of equipment and training on healthy production, dissemination of TTG Waste Processing Composter Tubes, online and offline sales training and assistance, training and assistance in making labels and logos , training and assistance in recording business financial transactions. The impact of this activity is an increase in the capacity and quality of partner products by 30%, an increase in partner turnover by 30%, an increase in partner knowledge and skills by 50%.
Padusan Pacet Mojokerto Tourism Object Development Strategy to Improve Community Welfare Jiono, Jiono -; Aristyanto, Erwan
WORLDVIEW ( Development economic and sharia studies journal ) Vol 3 No 2 (2024): WORLDVIEW ( Jurnal Ekonomi Bisnis dan Sosial Sains ) 
Publisher : Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/worldview.v3i2.448

Abstract

Tourism development is the key to the success of Mojokerto Regency as a developing city, which is able to transform Mojokerto Regency as a tourism destination as well as a tourist destination. The development strategy in Mojokerto district which was developed based on tourism destinations is closely related to the concept of defense economics so that it places the community as the main actor. The problem that then arises is that tourism development has implications for the welfare of the people of Mojokerto Regency. The trend of increasing local original income over the last five years has enabled the potential of the Mojokerto Regency tourism sector as an alternative for alleviating poverty as well as increasing community welfare. The research aims to analyze new tourism objects in Mojokerto Regency as well as increasing new economic sectors through tourism activities in each sub-district in the Mojokerto City area. The research used qualitative methods through interviews and observations at Mojokerto Regency Government levels as a tourist destination as well as group discussions with residents. The research results show that the tourism sector contributes to the welfare of Mojokerto Regency, especially equal distribution of income as well as regional cash income, however the facilities and infrastructure as well as tourism infrastructure still need to continue to be improved so as to attract more visitors to Mojokerto Regency.