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Analysis of Financial Literacy and Cashless Society on Financial Satisfaction through Financial Behavior in Gen Z Vivin Vania; Wahyudi Wahyudi; Dedeh Kurniasih
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 6 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i2.4476

Abstract

Generation Z (Gen Z), who grew up in the digital age, faces unique financial challenges. Despite having widespread access to financial technology, their financial literacy is not necessarily in line with technological skills. The development of a cashless society affects the way Gen Z interacts with money, which while it can make transactions easier, also requires a better understanding to control spending. This study aims to understand the complex relationship between Gen Z's financial literacy, cashless society, financial behavior, and financial satisfaction. This study uses a quantitative method with a PLS-SEM approach and data collection using a questionnaire. The results of this study indicate that of the seven hypotheses, one hypothesis is not significant, while the other six are significant. Where financial literacy has no positive and significant effect on financial satisfaction, a cashless society has a positive and significant effect on financial satisfaction, financial literacy has a positive and significant effect on financial behavior, cashless society has a positive and significant effect on financial behavior, financial behavior has a positive and significant effect on financial satisfaction. Where in the mediation test financial behavior becomes a full mediator in the relationship between financial literacy and financial satisfaction but becomes a partial mediator in the influence of cashless society on financial satisfaction.
The Effect of Soft Skills and Self Efficacy on Fresh Graduate Job Readiness: Mediation of Work Motivation Fitriyani, Anissa; Wahyudi, Wahyudi; Kurniasih, Dedeh
JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Vol. 10 No. 1 (2025): JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan)
Publisher : Graduate Program Magister Manajemen Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/jmksp.v10i1.18159

Abstract

In times of increasing job competition, the level of job readiness of fresh graduates determines their success in the world of work. Through work motivation, this study aims to examine how self-efficacy and soft skills affect fresh graduate job readiness. This study uses quantitative techniques, causality theory, and questionnaires for data collection using a sample of 160 people and random sampling techniques. As a result, three of the seven hypotheses tested in this study showed a substantial direct effect, while the remaining four were rejected. The novelty of this study lies in analyzing the role of work motivation as a mediating variable on fresh graduate job readiness that has not been widely studied before, and its contribution to helping educational institutions create strategies to develop soft skills and increase self-efficacy so that prospective workers are ready to compete in the labor market.
Transformational Leadership and Organizational Citizenship Behavior: Moderating the Organizational Climate Wirtadipura, Dian; Wahyudi
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 4 No. 2 (2025): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/jtmit.v4i2.689

Abstract

During rapid organizational change and increasingly complex work demands, leaders are no longer just able to direct; they must be able to inspire. Transformational leadership is a leadership style that drives performance and ignites employees’ enthusiasm to go beyond the limits of their formal roles through OCB. This study aims to analyse the influence of TL on OCB behaviour and test the role of OC as a moderator variable in the relationship. This study uses a quantitative approach with the PLS-SEM method and involves 130 respondents from PT. Krakatau Tirta Industri. The data collection instrument was a Likert scale questionnaire, analyzed using SmartPLS 4 software. The results showed that TL had a positive and significant effect on OCB (β = 0.213; t = 2.131; p = 0.033), as well as OC on OCB had a positive and significant effect (β = 0.678; t = 6.920; p = 0.000). In addition, it was found that OC moderated the relationship between TL and OCB significantly (β = 0.058; t = 2.127; p = 0.030), suggesting that in supportive OC, the influence of TL on OCB became stronger. Likewise, the R² value of 80.3% provides evidence that TL and OC, along with their interactions, are strong and relevant predictors of OCB levels. The theoretical implications of these findings underscore the importance of integrating contextual organisational factors in the study of leadership effectiveness and encouraging organisations to create an empowering work environment to optimise employee voluntary contributions. These findings also enrich the literature on organisational behaviour by demonstrating how leadership dimensions and work climate interact to shape positive behaviour in the workplace.
Strategi Pengembangan SDM dalam Mengatasi Tingginya Pengangguran Lulusan Muda di Provinsi Banten Aditiya Pratama; Tajudin Tajudin; Mutmainah Mutmainah; Wahyudi Wahyudi; Bayu Rangga Kurniawan
Indonesian Journal of Innovation Multidisipliner Research Vol. 4 No. 2 (2026): April - Juni
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/ijim.v4i2.992

Abstract

Pengangguran lulusan muda merupakan permasalahan ketenagakerjaan yang kompleks di Provinsi Banten, salah Satu provinsi di Indonesia memiliki tingkat pengangguran terbuka (TPT) yang paling tinggi. Berdasarkan data Badan Pusat Statistik (BPS) Provinsi Banten tahun 2026, TPT tercatat sebesar 6,59 persen, mengalami penurunan dari 7,02 persen pada Februari 2024. Meskipun terdapat perbaikan, angka tersebut masih tergolong tinggi, terutama mengingat Banten merupakan kawasan industri besar yang mencakup Kabupaten Serang, Kota Cilegon, dan Kabupaten Tangerang. Penelitian ini memakai metode kualitatif yang menggunakan pendekatan studi literatur untuk menganalisis cara-cara pengembangan Sumber Daya Manusia (SDM). sebagai solusi dalam mengatasi pengangguran lulusan muda. Kajian didasarkan pada Teori Human Resource Development (HRD) dari Werner dan DeSimone yang mencakup tiga indikator utama, yaitu Pelatihan dan pengembangan, pendidikan, serta pengembangan karier. Fenomena ketidakcocokan keterampilan dikenal sebagai faktor utama yang menghalangi penyerapan tenaga kerja muda. Ini terjadi karena ada perbedaan antara kemampuan yang dimiliki lulusan dengan apa yang sebenarnya dibutuhkan oleh industri. Strategi pengembangan sumber daya manusia yang disarankan mencakup peningkatan program pelatihan yang berfokus pada kemampuan, memperbarui pendidikan vokasi dengan konsep yang menghubungkan industri dan pendidikan, pengembangan kemampuan digital, sertifikasi untuk tenaga kerja, dan peningkatan layanan bimbingan karier. Pelaksanaan strategi itu memerlukan kerja sama yang baik antara pemerintah daerah, lembaga pendidikan, dan dunia industri. Hasil penelitian menunjukkan bahwa investasi yang terus-menerus dalam pengembangan sumber daya manusia adalah hal yang sangat penting untuk mengurangi tingkat pengangguran dan meningkatkan daya saing tenaga kerja muda di Provinsi Banten, terutama di zaman transformasi digital ini.