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All Journal Tahkim (Jurnal Peradaban dan Hukum Islam) STRATEGIC Jurnal Ilmiah Ekonomi Islam Jurnal Manajemen & Keuangan JURNAL EDUCATION AND DEVELOPMENT The International Journal of Business Review (The Jobs Review) Bantenese Jurnal Pengabdian Masyarakat Jurnal EK dan BI Budimas : Jurnal Pengabdian Masyarakat Abdimasku : Jurnal Pengabdian Masyarakat ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Journal of Management and Entrepreneurship Research Mestaka: Jurnal Pengabdian Kepada Masyarakat Santri: Journal of Student Engagement West Science Journal Economic and Entrepreneurship Jurnal Akuntansi dan Keuangan Islam (JAKIs) Review of Islamic Social Finance and Entrepreneurship JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita International Journal of Islamic Business and Economics (IJIBEC) Jurnal Ilmu-ilmu Syari'ah
Rahmah, Zakiyah Zulfa
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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Digital Transformation and Climate ChangeAwareness: Mediated Impact on Financial Performance via Green Technology SMEs Fatmah, Dinda; Rahmah, Mirhamida; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa; Putri, Karina Ananda; Purnama, Chamdan
International Journal of Islamic Business and Economics (IJIBEC) Vol 9 No 1 (2025): Volume 9 Nomor 1 Tahun 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v9i1.10205

Abstract

This study investigates the direct and indirect effects of digital transformation and climate change awareness on SME financial performance, with green technology adoption serving as a mediating variable. Drawing from stakeholder theory and the resource-based view, this research addresses a key gap in understanding how digital and environmental initiatives interact within halal-oriented small businesses. Empirical data from 192 halal food SME owners and managers in East Java were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) across 32 indicators. Findings reveal that digital transformation significantly enhances both green technology adoption and financial performance, underscoring its strategic value in expanding market access and operational efficiency. While climate change awareness strongly encourages green technology adoption, it lacks a direct financial impact. Notably, green technology adoption shows a negative effect on financial performance, likely due to high initial costs and integration challenges. The study contributes to the literature by demonstrating the complex trade-offs between environmental innovation and profitability in emerging market SMEs. It suggests that digital strategies may serve as a bridge toward sustainability without undermining financial goals. Practical implications include the need for targeted government incentives and support mechanisms to offset green transition costs and bolster competitive resilience in halal food SMEs.
The role of transformational leadership in enhancing Islamic work ethic and employee engagement Fatmah, Dinda; Putri , Karina Ananda; Rahmah, Mirhamida; Purnama, Chamdan; Hasani, Syaiful; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 14 No 1 (2025): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v14i1.2351

Abstract

Purpose – This study investigates the relationship between Islamic work ethic, job satisfaction, and employee engagement, with transformational leadership as a moderating variable. It aims to assess whether job satisfaction mediates the impact of Islamic work ethic on engagement and if transformational leadership enhances these effects. The research offers insights into how ethical values and leadership styles influence employee engagement at Brangkal Printing. Method – A quantitative approach with a cross-sectional survey design was used, involving all 75 employees at Brangkal Printing through total sampling. Data were gathered using a likert-scale questionnaire to measure Islamic work ethic, job satisfaction, transformational leadership, and employee engagement. The data analysis technique used in this study is partial least squares structural equation modeling (PLS-SEM). Findings – The results reveal that the Islamic work ethic does not directly influence employee engagement but positively impacts job satisfaction, which enhances engagement, confirming the mediating role of job satisfaction. Transformational leadership directly affects engagement but does not significantly moderate the relationships examined. Implications – This research highlights the significance of the Islamic work ethic in improving job satisfaction and engagement while highlighting the context-dependent nature of transformational leadership. It extends existing theories by emphasizing the influence of cultural and ethical values on workplace behavior. Organizations should enhance job satisfaction through a supportive work environment, fair compensation, and career development. Integrating Islamic values into leadership strategies can optimize employee motivation, commitment, and engagement, leading to better performance.
Analisis Filosofis: Pemikiran Abu Ubaid dalam Kitab Al-Amwal Rahmah, Zakiyah Zulfa; Samsuri , Ali
Irtifaq Vol 12 No 01 (2025): SEPTEMBER
Publisher : Program Studi Hukum Ekonomi Syariah, Universitas Hasyim Asy'ari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/irtifaq.v12i01.6145

Abstract

This article reviews the concept of Islamic economics related to the role of money according to the thought of Abu Ubaid (154-224 AH). In his work, Kitab Al-Amwal, Abu Ubaid highlights the importance of justice as a fundamental principle. Although written in the past, Abu Ubaid's ideas remain relevant in the current economic and social context, especially in efforts to maintain fairness in wealth distribution and transparency in public financial management. Money in Abu Ubaid's view has a dual role, as a standard and medium of exchange. The principles advocated by Abu Ubaid can be valuable guidelines for policy makers in designing an inclusive and sustainable economic system. Thus, an understanding of Abu Ubaid's thought can provide valuable insights in the development of a just and efficient Islamic economy.
Pendampingan Pengelolaan Kritik dan Saran untuk Optimalisasi Kinerja FEBI Mart di IAIN Kediri Rahmah, Zakiyah Zulfa; Sofiastuti, Nurriza; Santoso, Moh. Fathoni; Saka, Dijan Novia
Santri : Journal of Student Engagement Vol. 4 No. 1 (2025): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v4i1.1310

Abstract

FEBI Mart is a student-run canteen at the State Islamic Institute (IAIN) Kediri. As one of the campus facilities FEBI Mart plays an important role in providing consumption needs for students and the academic community, as well as being a model of participation-based business management. However, FEBI Mart faces various challenges, including the management of feedback that can affect the quality of service and the development of the canteen's performance. Criticism and suggestions that are not managed properly can become obstacles in FEBI Mart's optimization and growth efforts. This research aims to provide assistance in managing feedback to evaluate FEBI Mart’s performance. The assistance steps include identifying feedback collection mechanisms, analyzing the problems faced, and implementing an effective criticism and suggestion management system. The results of this assistance are expected to provide applicable recommendations to improve service quality, operational efficiency, and encourage FEBI Mart's growth to be better and develop sustainably. With optimal management, FEBI Mart is expected to be an example of a student business that is innovative and responsive to consumer needs.
The Intervening of Customer Satisfaction can Improve on Customer Loyalty Purnama, Chamdan; Fatmah, Dinda; Rahmah, Mirhamida; Hasani, Syaiful; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa
West Science Journal Economic and Entrepreneurship Vol. 1 No. 10 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v1i10.483

Abstract

This study aims to examine and analyze the effect of product differentiation on customer satisfaction, to test and analyze the effect of product differentiation on customer loyalty, to test and analyze the effect of customer satisfaction on customer loyalty and to test and analyze the indirect effect of product differentiation on customers loyalty through customer satisfaction at Balekambang Mojokerto District, East Java. The sample in this study is 110 tourists sampling used in this study is to use the accidental sampling method. Data was collected using a questionnaire that has been tested for validity and reliability. Data analysis used in this study is linear regression analysis with SPSS for Windows version 24. Based on the results of regression analysis, it was found that first product differentiation has a significant positive effect on customer satisfaction. Second, product differentiation has a direct positive effect on customer loyalty. Third, customer satisfaction has a significant positive effect on customer loyalty. Fourth, product differentiation indirectly has a significant positive effect on customer loyalty through customer satisfaction.
Organizational Culture And Islamic Work Ethics On Teacher Performance: The Important Role Of Spiritual Work Motivation In Mediating Purnama, Chamdan; Rahmah, Mirhamida; Fatmah, Dinda; Hasani, Syaiful; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12796

Abstract

The purpose of this study was to examine the influence of organizational culture and Islamic work ethic on teacher performance through spiritual work motivation. The sample of this study was 196 respondents of Islamic boarding school teachers in Madura region. The test method uses purposive random sampling with a minimum of occupying the homeroom level. Using the Smart PLS version 3.0 analysis technique results that organizational culture and Islamic work ethic does not directly affect teacher performance but indirectly affect teacher performance through Spiritual Work Motivation The results are relied upon to add knowledge to enrich the theory of human resource management and Islamic boarding school behavior theory, especially regarding teacher performance. In addition, it is hoped that this new model will assist future research in paying attention to the factors that can affect teacher performance. This research is a novelty research which develops the concept of work motivation into Spiritual Work Motivation based on Quran and Sunnah along with the principles of Islamic boarding schools in accordance with the research context, namely in Islamic boarding schools.
The Evolution of Islamic Banking in Indonesia: Challenges, Opportunities, and Future Prospects Rahmah, Zakiyah Zulfa; Fatmawatie, Naning Windarti; Yuliani, Yuliani; Syakur, Ahmad; Fatmah, Dinda; Putri, Karina Ananda; Hasani, Syaiful; Rahmah, Mirhamida; Rahmah, Yusriyah; Purnama, Chamdan; Syaipudin, Latif; Tohari, Ilham
Jurnal Akuntansi dan Keuangan Islam Vol 13, No 2 (2025)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jakis.v13i2.888

Abstract

This study aims to analyse the development of Islamic banking in Indonesia through a literature review approach. The study was conducted by examining scientific journals, books, official regulations, and reports from relevant authorities, which were then categorised thematically to provide a comprehensive overview. The results of the study show that Islamic banking has made significant progress since the establishment of Bank Muamalat Indonesia in 1992 to the formation of Bank Syariah Indonesia in 2021. This development is supported by regulations, including Law Number 21 of 2008, as well as authority policies that strengthen institutional structures. However, the market share of Islamic banking is still limited, public literacy is low, and the availability of competent human resources is inadequate. Nevertheless, growth opportunities are open through government support, digital transformation, and sustainable finance trends that are in line with Islamic principles. This study has limitations because it only uses literature review, so the findings are conceptual. Therefore, further studies are recommended to use empirical methods to assess the effectiveness of policies, digitalisation strategies, and the performance of Islamic banking compared to conventional banking. Penelitian ini bertujuan menganalisis perkembangan perbankan syariah di Indonesia melalui pendekatan kajian pustaka. Kajian dilakukan dengan menelaah jurnal ilmiah, buku, regulasi resmi, serta laporan dari otoritas terkait, yang kemudian dikategorikan secara tematik untuk memberikan gambaran menyeluruh. Hasil penelitian menunjukkan bahwa perbankan syariah telah mengalami kemajuan signifikan sejak berdirinya Bank Muamalat Indonesia pada tahun 1992 hingga terbentuknya Bank Syariah Indonesia pada tahun 2021. Perkembangan ini didukung oleh regulasi, termasuk Undang-Undang Nomor 21 Tahun 2008, serta kebijakan otoritas yang memperkuat struktur kelembagaan. Meskipun demikian, pangsa pasar perbankan syariah masih terbatas, literasi masyarakat rendah, dan ketersediaan sumber daya manusia kompeten belum memadai. Namun, peluang pertumbuhan terbuka melalui dukungan pemerintah, transformasi digital, serta tren keuangan berkelanjutan yang sejalan dengan prinsip syariah. Penelitian ini memiliki keterbatasan karena hanya menggunakan kajian literatur sehingga temuan bersifat konseptual. Oleh karena itu, studi lanjutan disarankan menggunakan metode empiris untuk menilai efektivitas kebijakan, strategi digitalisasi, dan kinerja perbankan syariah dibandingkan konvensional.
The Role of Business Sustainability in Enhancing SME Competitiveness Through Working Capital and Digital Technology Rahmah, Mirhamida; Fatmah, Dinda; Aslikhah, Nurul; Soe, Htet Paing; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa; Purnama, Chamdan
Jurnal Manajemen dan Keuangan Vol 14 No 2 (2025): Journal Management and Finance
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i2.12569

Abstract

This study aims to analyze the role of business sustainability as a mediating variable in the relationship between working capital and digital technology on the competitiveness of SMEs in Indonesia. The study is motivated by the growing awareness of the importance of sustainable business practices amidst dynamic market challenges and global environmental pressures. Using a quantitative approach and path analysis techniques based on Partial Least Squares Structural Equation Modeling (PLS-SEM), data were collected from 200 SMES actors in the halal fashion and food sectors through structured questionnaires. The findings indicate that business sustainability acts as a significant mediator, strengthening the indirect influence of working capital and digital technology on competitiveness. These results affirm that sustainability is not merely a social responsibility, but a strategic resource that enhances the competitive position of SMEs. The adoption of digital technology and efficient working capital management will yield stronger competitive advantages when directed toward sustainability goals. This research contributes to the SMES literature and offers practical insights for business actors and policymakers in designing sustainable and competitive business strategies.
Co-Authors Ahmad Syakur Andriani Andriani Andriani Aslikhah, Nurul Chairul Anam, Chairul Chamdan Purnama Fatmah, Dinda Fatmawatie, Naning Windarti Hasani, Syaiful Karem, Nahdya Alfaina Latif Syaipudin Lukman Hakim Lukman Hakim Lukman Hakim Mutfarida, Binti Putri , Karina Ananda Putri, Karina Ananda Rahmah, Mirhamida Rahmah, Yusriyah Saka, Dijan Novia Samsuri , Ali Santoso, Moh Fathoni Santoso, Moh. Fathoni Soe, Htet Paing Sofiastuti, Nurriza Sugeng Mulyono Sulistyowati Sulistyowati Syaiful Hasani Syaiful Hasani Syaiful Hasani Tohari, Ilham YULIANI Yuliani Yuliani Yusriyah Rahmah Yusriyah Rahmah Yusriyah Rahmah Yusriyah Rahmah Zunaidi, Arif Zuraidah