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Implementation of Sharia Business Ethics in Indonesian Sharia Banking (Case Study of Bank BJBS KCP Cimahi) Ryan Renaldi; Muhammad Al Mighwar
Al-Fadilah: Islamic Economics Journal Vol. 1 No. 1 (2023): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v1i1.1

Abstract

This articel's goal is to examine and debate the ethical principles that Indonesian Islamic banking practices have adopted as norms, particularly in resolving practical operational issues based on exploratory investigations. Four consumers and three managers of Islamic banks served as the research samples in this study, which was done at Islamic Banking in Cimahi. The analysis's findings suggest three things, all of which are supported by the notion of business ethics: First, Islamic bankers have been successful in forging cordial bonds with stakeholders and customers. Second, they consistently act responsibly while handling difficult situations and uphold high personal moral standards, even in the face of regulatory changes made by the parent bank. These are informal learning opportunities for writers and readers to fulfill their obligations so that they may apply moral principles to organizations. In order to increase the professionalism and operational quality of sharia banking in Indonesia, the author expects that this article will serve as a theoretical and practical resource and guide for regulators and sharia banking practitioners. The results still need to be verified and further generalized because this study's sample size and population coverage are restricted.
Application Of Amanah Value To Payment Products At Bank Syariah Indonesia KCP Bandung Moh. Toha Salsabila Apriliah Koswara; Muhammad Al Mighwar
Al-Fadilah: Islamic Economics Journal Vol. 1 No. 1 (2023): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v1i1.2

Abstract

Bank Syariah Indonesia (BSI) is one of the Islamic banks in Indonesia whose operational activities comply with the principles of Islamic Sharia and are listed in the law. One of the superior products of Bank Syariah Indonesia is Pawn Gold, which is a service for getting fast money, with an easy process and low maintenance costs. The purpose of this study is to assist customers in understanding and evaluating the level of sharia applied by Bank Syariah Indonesia Kcp. Bandung Moh Toha, so as to provide trust and transparency to customers in transactions. The method used in this study is a qualitative descriptive approach, while the data collection techniques include interviews, observation and documentation. The implementation of the value of trust has been carried out very well, we can see in the work practices of employees who really reflect a high commitment to trust, honesty and decency, as well as upholding religious rules. The employees of Bank Syariah Indonesia Kcp. Bandung Moh Toha makes the value of trust as a foundation in carrying out their daily tasks.
SWOT Influence Analysis as a Strategy to Increase Competitiveness Based on Sharia Principles (Study at PT BPRS Artha Madani Cikarang Branch) Rizqi Renaldy; Muhammad Al Mighwar
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 1 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i1.51

Abstract

Sharia People's Financing Banks (BPRS) in an effort to grow their existence in the banking world are experiencing quite rapid progress, especially in providing services to small and medium and micro businesses, because apart from using sharia principles, BPRS are also considered to be flexible and take a personal approach to their financing model. This study aims to find out how to analyze the influence of SWOT as a strategy to increase competitiveness and its obstacles at PT BPRS Artha Madani KCP Cikarang. In this study using a qualitative descriptive method using a SWOT analysis taken from various aspects. The results of the analysis show that the strengths (strengths) are more dominant than the weaknesses (weaknesses) owned by PT BPRS Artha Madani KCP Cikarang. Likewise, the opportunity factor (Opportunities) is also more dominating than the threat factor (Thearts). Thus PT BPRS Artha Madani KCP Cikarang has the potential to increase strong competitiveness with other banking institutions, both with non-bank institutions and other commercial banks in Bekasi Regency and its surroundings.
Assistance in Understanding and Implementing School Rules to Build National Character in Elementary Madrasah Students of Madarikul Huda Cigoong Mekarsari Khariza Rizka Fadhilah; Muhammad Al Mighwar; Lyra Amelia; Ajani Fikri
ENGAGEMENT: Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2025): Community Empowerment and Services
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/engagement.v4i1.121

Abstract

This empowerment aims to analyze the understanding and implementation of student discipline in Madrasah Ibtidaiyah (MI) Madarikul Huda. The background of this empowerment and research arose from concerns about student discipline and the level of compliance with school rules. The quantitative research method was used by collecting data through a survey of 31 students regarding their understanding and implementation of the school rules. The results showed that the majority of students had a good understanding of the rules and tried to comply with the existing rules. However, some students have not fully complied with some aspects of the discipline, such as applicable norms and rules regarding food/drink in the classroom. Nonetheless, the survey results reflect the potential for improvement in students' awareness and understanding of the importance of school discipline. This research underscores the need for collaboration between schools, teachers, and parents to shape student character by fostering the values of discipline, responsibility, and ethics.
Efforts to Facilitate SDN Mekar Bakti Using the Fun Learning Method by KKN Students to Increase Student Learning Motivation Muhammad Al Mighwar; Fitri Siti Nurazizah; Yosep Saepul Akbar; Rizky Rifaldy
ENGAGEMENT: Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2025): Community Empowerment and Services
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/engagement.v4i1.123

Abstract

This journal is an actualization of the implementation of the national movement in educational, da'wah and psychological empowerment. This journal aims to adopt and apply the Fun Learning learning method in teaching in elementary schools. This journal also designs learning plans that integrate interesting and interactive elements to interact with students. Many strategies are used, such as educational games, interactive stories, and simple experiments. This strategy aims to create a pleasant learning experience. The method used in this paper is a qualitative approach with a case study design. The results of this study prove that there is a change in the effectiveness of students in learning using the fun learning method so the application of this method has an effect on increasing student motivation at SDN Mekarbakti.
Implementation of the Murabahah Agreement in Financing Pension Funds at Bank Syariah Indonesia RFO Bandung Seli Diana Putri; Muhammad Al Mighwar
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 1 No. 1 (2024): Islamic Business and Financial Innovation
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v1i1.3

Abstract

Islamic banks are financial institutions that mediate the liquidity needs of society through various products and services. Islamic banking products are increasingly developing and competitive, including pension financing products, namely consumer financing which is only offered to retired workers (PNS, BUMN or BUMD) or retired widows. Pension financing is a low-risk type of financing. The evolution of BSI RFO Bandung pension fund customers has had its ups and downs. In this research, the problem is formulated how the pension financing mechanism is at BSI RFO Bandung and how is the implementation of the Murabahah contract in pension financing at BSI RFO Bandung. The purpose of this study is to describe the pension financing mechanism at BSI RFO Bandung and describe the application of a murabaha contract in pension financing at BSI RFO Bandung. bank, data checking/verification of data to obtain correctness of data completeness, field surveys with the 5C principle, evaluation of financing needs and decisions, execution of contracts and binding of collateral, and disbursement of financing. This study also found that the murabaha contract process for pension financing products is in accordance with the fatwa of the National Sharia Council (DSN) of the Indonesian Ulema Council (MUI) No: 04/DSNMUI/IV/2000, concerning general provisions for murabahah financing and several provisions related to implementation and standard SOPs. murabahah financing by the Financial Services Authority.
Efforts to Facilitate the Community in Religious Activities by Forming a Mosque Youth Association in RW 01 Dusun 2 Mekarsari Village Gina Khoirunnisa; Hanifah El Khairiah; Wahid Saepul; Muhammad Al Mighwar
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 4 No. 1 (2025): Action Research Based on Community Development
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v4i1.107

Abstract

Mekarsari Village is a village located in Cimaung District, Bandung Regency which is also a place for KKN group 164 of UIN Sunan Gunung Djati Bandung with the theme Community Empowerment Systems and Religious Moderation. Group 164 has a post in Hamlet 2 RW 01 or Mekarsari village, right where the Mekarsari Village Office is located. Kp. Mekarsari is a village that has been affected by modernization so that the majority of the village community has little concern for religion, both in terms of education and activities, with the theme of a system of community empowerment and religious moderation, facilities are needed that can increase community awareness of these two things, namely the existence of youth ties. mosque. The aim of this activity is to increase awareness and interest in learning from the community, both children and adults, so that religious education and religious activities can be carried out and their existence is maintained in the area. The research methods used were observation, interviews, literature study and documentation. The results of the research show that with the existence of mosque youth ties, religious education and religious activities can be carried out well so that people care more about religion.  
Contribution of the 3rd Century AH Musnad Book to the Historiography of Hadith Ia Mufti Hidayat; Irwan Kurniawan; Engkos Kosasih; Muhammad Al Mighwar
al-Afkar, Journal For Islamic Studies Vol. 8 No. 2 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i2.1433

Abstract

This study explores the musnad books in the Islamic hadith tradition, the methodology of compiling musnad books, the richness of Hadith and information from the companions contained therein, and their contribution to the historiography of hadith with a focus on the third century Hijri era. The focus of the research is on the differences between musnad books and other hadith books, the methodology of compiling musnad books in the third century Hijri and the contribution of musnad books in the third century Hijri to historiography. This study uses a qualitative approach with a descriptive-analytical method to uncover the meaning and contribution of musnad books in the third century Hijri. The results of the study showed that the musnad books in the third century Hijri, with their compilation methodology that focuses on sanad and credibility of narration, have made significant contributions to the historiography of hadith, in the form of preservation and dissemination of hadith, reconstruction of the history of hadith narration, identification of narrators and hadith schools, and understanding the development of Islamic civilization in the early days. This research is expected to provide a clear and in-depth picture of the role and monumental contribution of the Musnad books in the development of Hadith science, enriching religious knowledge, and strengthening the faith of Muslims.
Abu Suhbah and As-Siba'i's Rebuttal of the Inkar Sunnah Group (Thought Analysis Study) Abdul Rohim; Engkos Kosasih; Muhammad Al Mighwar
al-Afkar, Journal For Islamic Studies Vol. 8 No. 2 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i2.1453

Abstract

Purpose and topic This research examines the objections of Abu Suhbah and as-Syiba'I to Abu Royah and Taufiq Sidiq regarding the position of the sunnah as the basis of Islamic teachings. The method used in this paper is a qualitative descriptive method by collecting library data to then analyze its contents. The results of this analysis found that the modern inkar sunnah understanding spread by Abu Royah and Taufiq Sidiq according to the author's analysis is based on a deep ignorance of the function of the sunnah in Islamic teachings. With this research, readers will understand that the sunnah is not only an explanation of what is in the Qur'an, but also has its own role in determining religious law, besides that readers will also realize that in every era there must always be groups who want to shake one of the pillars of the source of religion, namely the Prophet's sunnah.
Centers of Hadith Learning and Literature in the Islamic World Ujang Sahid; Engkos Kosasih; Muhammad Al Mighwar
al-Afkar, Journal For Islamic Studies Vol. 8 No. 2 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i2.1458

Abstract

Centers of Hadith learning and literature in the Islamic world play a crucial role in disseminating, preserving and developing understanding of hadith, which is an important source in Islam. This article highlights the definition and important role of these centers in the sustainability of Islamic intellectual heritage. Hadith learning centers are academic institutions and libraries that specialize in the study, research, and teaching of hadith, Establishing a strong basis for comprehending the principles of the religion In the Islamic world, Al-Azhar University is recognized as one of the main centers for hadith studies and literature., Madrasah al-Nizamiyah in Baghdad, and Dar al-Hadith al-Ashrafiyah in Yemen. They are not only centers of academic activity, but also guardians of Islamic intellectual heritage.The main contribution of these centers lies in the development of hadith research methodologies, such as hadith criticism and historical approaches. The author uses an interdisciplinary approach that combines traditional methods with contemporary approaches to increase understanding of hadith.Thus, centers of hadith learning and literature in the Islamic world not only facilitate study and research, but also Contribute significantly to the preservation and enhancement of Islamic intellectual traditions through the use of relevant research methods.