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Journal : El-Mal: Jurnal Kajian Ekonomi

Pengaruh Leverage dan Likuiditas terhadap Profitabilitas Perusahaan Asuransi Syariah di Indonesia M. Yusril Aziz; Hendra Harmain; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.4231

Abstract

The purpose of this research is to see how leverage (measured by Debt to Equity Ratio) and liquidity (measured by Current Ratio) affect profitability (measured by Return on Equity) in Indonesian Sharia Insurance Companies. The independent variables in this research are Debt to Equity Ratio and Current Ratio, while the dependent variable is Return on Equity. The data analyzed comes from the company's annual financial reports from 2017 to 2021. The research results show a simultaneous test result or F test of 7.129 with a sig value of 0.000. Fcount 7.129 > Ftable 2.76 with a sig value of 0.00 < 0.05 indicates that the hypothesis in this research or H1 can be accepted which states that the Debt to Equity Ratio and Current Ratio both have a significant influence on Return On Equity. The research results show that.  
Pengaruh Pemahaman Muamalah dan Sikap Heuristik Terhadap Pengambilan Keputusan Investasi Syariah pada Mahasiswa Universitas Islam Negeri Sumatera Utara (UINSU) Fudla Azzuhra Rahmawan; Nur Ahmadi Bi Rahmani; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5494

Abstract

This study aims to examine the effect of muamalah understanding and heuristic attitude on sharia investment decision making among students of the Faculty of Economics and Islamic Business at the State Islamic University of North Sumatra (UINSU). Muamalah understanding refers to the knowledge of Islamic rules governing economic transactions, including the prohibition of riba, gharar, and maisir. Meanwhile, heuristic attitude involves the use of rules of thumb that help simplify the decision-making process, especially in complex and uncertain situations. This study was conducted using a quantitative approach through a survey of 271 students selected using purposive sampling technique. Data was collected through a Google Form-based questionnaire and analysed using multiple linear regression. The results showed that both muamalah understanding and heuristic attitude have a significant positive influence on Islamic investment decision making. Simultaneously, these two variables explain about 67,0% of the variation in Islamic investment decision-making. A deep understanding of muamalah helps students in choosing investments that are in accordance with sharia principles, while heuristic attitude allows them to make decisions more quickly and efficiently even in conditions of limited information.
Analisis Perdagangan Industri Halal Dunia Studi Kasus Indonesia Cina 2020-2024 Minda Agustina; Yusrizal; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7238

Abstract

The purpose of this study is to analyze the World Halal Industry Trade Case Study Indonesia China 2020-2024. The method in this study uses library research with a narrative method. Primary data sources in this study are data obtained directly from primary sources, namely books and journals on the world halal industry trade. The data collection method used by the author is descriptive. The results of Indonesia's export trade to China in 2020 to 2024 show a positive trend of recovery and growth. China remains one of Indonesia's main trading partners, with an increase in various product sectors. Product diversification strategies and increasing added value are key to strengthening Indonesia's position in the Chinese market in the future.
Co-Authors Affandi Al Imadi Hasibuan Agung Prasektyo Agung Wibowo Ahmad Thoriq Alfan Ainatul Hasanah Aisyah Fitri Pasaribu Aldi Raihan Ramadhan Daulay Alimuddin Pohan Anjali Marwiyah Siregar Antin Kurnyasih Anugrah Ramanda Lubis Ardhia Meianti Bintang Akbar Azhari Dewianna Sari Harahap Dhea Savitri Dian April Yani Dita Ayu Susmita Dongoran, Ranah Santri Egi Regi Proyoga Fajar Daniel Samosir Fazira Salsabila Fudla Azzuhra Rahmawan Gibral Naval Althariq Habibah Shobri Harahap, Muhammad Ikhsan Hendra Harmain Hilma Kholilah Lubis Husdiana Husdiana Ibnu Habib Wahyudi Ihsan Rahmadi Wijaya Iman Purdani Imsar Imsar Irsyadiah Dermaini Berutu Ismail Ghifari Jannah, Nurul Juliana Nasution Khofifah Sari hasibuan Khoirul Tamimi Lailan Nur Lailanur Fadillah Nasution Layla Nurul Sakinah Lidia Nova Lista M. Yusril Aziz Maulida Marpaung Minda Agustina Muhammad Hafizh Muhammad Iqbal Muhammad Rifqi Akbar Muhammad Sendi Muhammad Taufiq Neng Siska Niza Utami Novita Sari NUR AHMADI BI RAHMANI Nur Ainun Siregar Nurul Annisa Purnama Sari Purba Putri Adila Putri Mardiyyah Hasibuan Putri Nur Alfisyahri Putri Salsa Nabila Rafika Azwina Rahmat Daim Harahap Imsar Raihan Saputra Raudah Azzahra Manurung Risfa Dwi Andini Riski Halomoan Siregar Rizki Wahyudi Rizqy Fahmi Robi Mufti Salman Nasution Salwa Fadhilah Haya Satria Mariqom Harahap Shinta Mawadda Sintaini Fi Sholiha Suryani Suryani Tambunan, Khairina Tryana Ramadhani Batubara Vina rahmanda Wanmelia Gusdini Wein Rizki Dharmawan Widya Ayu Harahap Wildan IFauzi IHarahap Wulan Amelia Fernanda Yusrizal Zikri Rahman