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Journal : IIJSE

Vehicle Trade of Defaulted Finance Lease Companies in Mataram City Sharia Economic Perspective Hidayanti, Nur Fitri; Hulaimi, Ahmad; Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5693

Abstract

In Indonesia, auctions were officially entered in 1908 with the Auction Law, Vendu Reglement, in Staatblad 1908 Number 189. Public sales or auctions are any sale of goods in public by oral and/or written bidding efforts to gather interested parties/auction participants. Vehicle auctions for defaulted owners who can no longer make payments will proceed with auctioning the vehicle. Auction sales in fiqh muamalah are called Bai' imuzayyadah or more commonly known as auction sales, which is a form of offering merchandise in a crowd where buyers bid with higher prices until the highest price is reached, and a contract is made, and the buyer takes the goods from the seller. The purpose of this study is to thoroughly explore the auction sale process of defaulted vehicles by finance companies in Mataram City. The method used in this research is qualitative, with key informants being debt collectors, both freelance and permanent employees from PT. Adira Dinamika Multi Finance Syariah Tbk Mataram branch. The study results show that the entire auction sale process has complied with the applicable regulations and follows Islamic Sharia.
Processing of Organic and Inorganic Waste Can Increase Income during The Covid-19 Pandemic Hidayanti, Nur Fitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1774

Abstract

The study aims to find out how far the waste management process in University of Muhammadiyah Mataram. The waste in University of Muhammadiyah Mataram has not been handled as well as possible. It can be seen that there are still many landfills that are not handled properly and waste is simply dumped beside the river which is next to University of Muhammadiyah Mataram. The research used a quantitative approach and observations were made from January 2021 to March 2021. The results of the researcher' observations found that all types of waste were simply thrown away. After the researcher conducted socialization and training for all janitors at the University of Muhammadiyah Mataram, plastic wastes such as plastic bottles from beverage packaging and others have been collected and then the Bintang Sejahtera waste bank came to buy the inorganic waste, while organic waste from food scraps, especially the largest organic waste contributor came from canteen of University of Muhammadiyah Mataram, and the organic waste is used for maggot caterpillars or maggots.
Islamic Work Ethic of Employees of PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Mataram City Hulaimi, Ahmad; Hidayanti, Nur Fitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4165

Abstract

The religion of Islam which is based on the Qur’an and al-Hadith as a guide and guidance for Muslims has a function not only to regulate in terms of worship but also to regulate the people in making demands in matters relating to work. In the Qur’an and al-Hadith, it is clear about good work and how we earn sustenance in a way that pleases Allah SWT. It is very important to discuss this, the work ethic in the Islamic view is the knitting of values ​​that shape the personality of a Muslim at work. Many of us encounter in print and electronic media, customers who complain about the service or type of satisfaction provided by the company. This study aims to determine the extent of the process from start to finish in ensuring the company PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Kota Mataram, so that the information obtained can help the wider community, especially the Indonesian people. This study used a qualitative approach and observations were conducted from January 2023 to February 2023. Data collection techniques were carried out by means of 1) Observation 2) Interviews, and 3) Documentation, as well as technical analysis of the data obtained by the researchers, both the results of interviews with several informants, observations, and documentation that were later processed by researchers and analyzed qualitatively. The results of the research, it has been found in the field that marketing department employees have been dishonest to prospective customers. In the future, there will be inconvenience to customers which results in customer distrust of the company. Therefore, the work ethic in Islam is not enough to only rely on conceptual abilities, but also on high moral commitment and noble character. The Qur’an says that “Allah made human beings a caliph for common prosperity that is carried out fairly and does not follow lust.” The religion of Islam which is based on the Qur’an and al-Hadith as a guide and guidance for Muslims has a function not only to regulate in terms of worship but also to regulate the people in making demands in matters relating to work. In the Qur’an and al-Hadith, it is clear about good work and how we earn sustenance in a way that pleases Allah SWT. It is very important to discuss this, the work ethic in the Islamic view is the knitting of values ​​that shape the personality of a Muslim at work. Many of us encounter in print and electronic media, customers who complain about the service or type of satisfaction provided by the company. This study aims to determine the extent of the process from start to finish in ensuring the company PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Kota Mataram, so that the information obtained can help the wider community, especially the Indonesian people. This study used a qualitative approach and observations were conducted from January 2023 to February 2023. Data collection techniques were carried out by means of 1) Observation 2) Interviews, and 3) Documentation, as well as technical analysis of the data obtained by the researchers, both the results of interviews with several informants, observations, and documentation that were later processed by researchers and analyzed qualitatively. The results of the research, it has been found in the field that marketing department employees have been dishonest to prospective customers. In the future, there will be inconvenience to customers which results in customer distrust of the company. Therefore, the work ethic in Islam is not enough to only rely on conceptual abilities, but also on high moral commitment and noble character. The Qur’an says that “Allah made human beings a caliph for common prosperity that is carried out fairly and does not follow lust.”