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All Journal Jurnal Ergonomi Indonesia (The Indonesian Journal of Ergonomic) Jurnal Pembangunan Wilayah dan Kota Jurnal Manajemen Teknologi Journal of Economics, Business, & Accountancy Ventura Finesta Competence : Journal of Management Studies (Kompetensi : Jurnal Studi Manajemen) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Tesa Arsitektur Jurnal Tataloka Asia-Pacific Management and Business Application Jurnal Teknik Industri: Jurnal Keilmuan dan Aplikasi Teknik Industri Civil Engineering Dimension Jurnal Inovasi Bisnis (Inovbiz) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Share : Journal of Service Learning Petra International journal of Business Studies (IJBS) EQIEN - JURNAL EKONOMI DAN BISNIS Surya Abdimas Jurnal Psikologi Sosial JOURNAL OF APPLIED BUSINESS ADMINISTRATION EKUITAS (Jurnal Ekonomi dan Keuangan) Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) MANAJEMEN DEWANTARA Jurnal Manajemen Perhotelan dan Pariwisata Jurnal Ekonomi dan Manajemen DEDIKASI PKM Dimensi Utama Teknik Sipil Bulletin of Community Engagement BISMA (Bisnis dan Manajemen) Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance Penamas: Journal of Community Service Jurnal Akuntansi dan Keuangan Jurnal Manajemen Aset dan Penilaian Prosiding Seminar Nasional Pengabdian Masyarakat Advances in Civil Engineering and Sustainable Architecture International Journal of Financial and Investment Studies Abdimas Dinamis KOPEMAS Welfare: Jurnal Pengabdian Masyarakat
Njo Anastasia
Faculty Of Business And Economics, Petra Christian University, Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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The Preference of Millennial in Surabaya Towards Workspace Characteristics Juwono, Chrisna Hadi; Kwanda, Timoticin; Anastasia, Njo
Jurnal Ergonomi Indonesia (The Indonesian Journal of Ergonomic) Vol 8 No 1 (2022): Volume 8 No 1 Tahun 2022
Publisher : Program Studi Magister Ergonomi Fisiologi Kerja Pascasarjana Universitas Udayana Denpasar Bekerjasama dengan Perhimpunan Ergonomi Indonesia (PEI)

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Abstract

Millennial generation grows in the advance of information technology and dominates theproductive age in Surabaya City. Their capability in operating technology makes work activities moreefficient, as a result the need for concentration in workspaces could be reduced. Previous researchfocused on millennial’s workspace, but it was limited to one workspace. Therefore, this research isconducted to find the millennial’s preferences in the type of workspace character. Data was collectedby questionnaire. Hypothesis testing using ANOVA and Kendall’s concordance test. The resultshowed that the workspace optimize concentration is less demanded. Millennial are comfortable inworkspace that collaborate with the other workers, such as team rooms, although younger millennialsneed more concentration than older millennials.
Menanamkan kesadaran hidup rajin pada siswa taman kanak-kanak dengan metode fun learning Syah, Angelique Regina; Chriswanto, Evelyn Jennis; Soetikno, Elbert; Anastasia, Njo
Penamas: Journal of Community Service Vol. 4 No. 1 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i1.835

Abstract

Living diligently is one of the essential aspects of every individual's life. Awareness to cultivate diligence can be acquired from various sources, especially the immediate environment. This trait should be instilled from childhood because forming one's character is optimal during one's golden age. This community service aims to cultivate awareness and encourage motivation among kindergarten students regarding the importance of having diligence within themselves. This is because diligence is the initial step towards achieving the goals of every individual. The method used in this community activity is done in three steps: preparation, implementation, and evaluation. Learning activities are also conducted through fun learning methods to attract students' interest and prevent boredom. The results of this community service activity show a positive response from kindergarten students, namely a change towards a better direction before and after the activity. Kindergarten students become more aware and motivated to be diligent in everything.
THE INFLUENCE OF REAL INTEREST RATES, INFLATION, EXCHANGE RATE, AND GDP ON STOCK RETURN IN THE PROPERTY SECTOR Tejokusumo, Paulin; Anastasia, Njo; Atmadja, Adwin Surja
Jurnal Ekonomi dan Manajemen Vol 16 No 2 (2022): Jurnal Ekonomi dan Manajemen (Special Edition MSEPS UMKT)
Publisher : Universitas Muhammadiyah Kalimantan Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30650/jem.v16i2.3608

Abstract

Stocks are one of the investment products in financial markets that need to be understood in terms of risk and return, where changes in stock returns can be influenced by external and internal factors. This study aims to determine the significant effect of real interest rates, inflation, exchange rates, and gross domestic product on property sector stock returns on the Indonesia Stock Exchange (IDX) in the 2012-2019 period. This period shows a fluctuating property market cycle due to changes in external factors, namely the economy and politics in Indonesia. Public companies in the property and real estate sector are listed on the IDX, with a total of 67 companies selected with certain criteria; 26 companies were selected. Secondary data obtained from the World Bank and Bank Indonesia were tested using panel data regression. The test results show that real interest rates, inflation, and exchange rates have a significant effect on stock returns, but the gross domestic product has no significant effect. This research proves the importance of the government's role in maintaining the economic and political stability of a country so that investors are interested in investing in the stock market. Contributions from the property and real estate sector in driving the economy from upstream to downstream also need government support regarding regulations and taxation.
THE EFFECT OF SAVING BEHAVIOR AND FINANCIAL LITERACY ON INVESTMENT DECISIONS IN THE GENERATION Z CAPITAL MARKET IN SURABAYA Michaela, Olivia; Anastasia, Njo
Jurnal Ekonomi dan Manajemen Vol 16 No 2 (2022): Jurnal Ekonomi dan Manajemen (Special Edition MSEPS UMKT)
Publisher : Universitas Muhammadiyah Kalimantan Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30650/jem.v16i2.3625

Abstract

Investment among young people shows rapid growth rates due to financial benefits. Saving activities are replaced by investing activities. This study explores the effect of saving behavior and financial literacy on investment decisions in the capital market by Generation Z in Surabaya. Data collection using a questionnaire distributed online to Generation Z aged 17-23 years who live in Surabaya and have invested in the capital market obtained as many as 100 respondents. The primary data was processed using SEM-PLS 3.0. The study results show that saving behavior and financial literacy significantly influence the investment decisions of Generation Z in the capital market. This research proves that there is a behavioral transition in Generation Z from a saving society to investing society. The implications of research for the government and capital market players through education are active investments to drive the economy, especially in the capital market and contribute to developing the State of Indonesia. However, Generation Z needs to be directed to seek information before investing to make the right decisions.
Pengaruh personality traits pada cognitive bias dalam pengambilan keputusan investasi saham Anastasia, Njo; Kayne, Steve
Jurnal Psikologi Sosial Vol 22 No 1 (2024): Februari
Publisher : Fakultas Psikologi Universitas Indonesia dan Ikatan Psikologi Sosial-HIMPSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.7454/jps.2024.04

Abstract

Kepribadian dan perilaku dalam diri investor menjadi pijakan dalam pengambilan keputusan investasi untuk mencapai tujuan finansial. Penelitian ini bertujuan menguji hubungan personality traits (agreeableness, extraversion, conscientiousness, neuroticism, openness) dan behavioral bias (disposition effect, herding behavior, overconfidence) pada diri investor. Pemilihan sampel menggunakan teknik purposive sampling yaitu investor di pasar saham yang telah memiliki Single Investor Identification (SID). Pengambilan data menggunakan kuesioner yang disebarkan menggunakan Google Forms secara online. Pengujian hipotesa menggunakan Structural Equation Modelling - Partial Least Square (SEM-PLS) dengan alat SmartPLS versi 3.0. Hasil pengujian membuktikan personality traits (neuroticism) berpengaruh signifikan terhadap behavioral bias (disposition effect). Personality traits (agreeableness, extraversion, neuroticism) berpengaruh signifikan terhadap behavioral bias (herding behavior) dan personality traits (conscientiousness, openness) berpengaruh signifikan terhadap behavioral bias (overconfidence). Temuan ini membuktikan setiap individu memiliki kepribadian masing-masing sehingga dalam proses pengambilan keputusan investor secara rasional akan melakukan berbagai pertimbangan namun keputusan yang ditentukan dapat dipengaruhi faktor psikologisnya sehingga menjadi bias. Proses tersebut akan berdampak pada kegiatan transaksi di bursa saham, maka investor saat berinvestasi perlu mencari informasi, mempertimbangkan risiko dan mengambil keputusan yang efisien untuk mengurangi bias.
MENUMBUHKAN KEPEDULIAN LINGKUNGAN TERHADAP DAMPAK SAMPAH MELALUI KESADARAN SISWA Amelia Amelia; Jani Rahardjo; Njo Anastasia; Chavela Wynet; Stevanus Yuke
Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #5 2024 Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #4 & International Community Service 2023
Publisher : Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #5 2024

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Abstract

Hingga saat ini sampah masih menjadi masalah yang belum terselesaikan namun jumlahnya  semakin bertambah. Jumlah sampah yang dihasilkan mengalami peningkatan dari tahun ke tahun, namun kesadaran masyarakat masih rendah. Jumlah sampah yang tidak dikendalikan dapat memberikan pengaruh buruk terhadap lingkungan. Pencemaran, polusi, bencana dapat timbul sewaktu-waktu. Kepedulian lingkungan akibat sampah perlu dibiasakan sejak dini. Pembekalan dapat dimulai dari sekolah maupun rumah. Edukasi diberikan dengan memberikan informasi mengenai jenis-jenis sampah, memperlakukan sampah dan mengolah sampah. Edukasi dan diskusi dilakukan agar dapat diketahui pemahaman dan kepedulian mengenai sampah. Melalui kegiatan ini, edukasi yang telah diberikan ke perwakilan warga telah berhasil, terbukti di kemudian waktu mereka telah dapat menyampaikan kembali ke siswa mengenai mengolah sampah dan cara mengoperasikan mesin. Edukasi juga telah membawa memberikan kesadaran siswa terhadap sampah dengan melakukan pembuangan sampah sesuai jenisnya. Dengan demikian kebiasaan tersebut dapat ditularkan kemudian ke lingkungan sekitar termasuk keluarga dan teman sehingga dapat saling mengingatkan akan pengaruh sampah terhadap lingkungan.
KONTRIBUSI MESIN PENGAYAK UNTUK PENINGKATAN KUALITAS PUPUK KOMPOS DALAM MENDUKUNG KEBERLANJUTAN Amelia Amelia; Jani Rahardjo; Njo Anastasia; Stevanus Yuke; Chavela Wynet
Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #5 2024 Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #4 & International Community Service 2023
Publisher : Konferensi Nasional Pengabdian Masyarakat (KOPEMAS) #5 2024

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Abstract

Sampah dapat dikategorikan menjadi sampah basah dan sampah kering. Yang termasuk sampah basah atau yang sering dikatakan sampah organik yaitu sampah rumah tangga, daun-daun dan ranting. Permasalahan sampah tidak selalu memberikan dampak negatif namun dapat memberikan dampak positif jika mengetahui cara untuk menanganinya. Desa Mojotrisno yang menghasilkan jumlah sampah organik mencapai 800 kg/hari merasa sangat perlu untuk mengatasi permasalahan sampah yang ada secara berkelanjutan. Desa Mojotrisno juga hendak menjadikan desa ini memiliki ketahanan pangan. Untuk tujuan tersebut, desa Mojotrisno bekerja sama dengan pihak kampus sebagai langkah persiapan. Pihak kampus memberikan solusi dengan mengolah sampah organik menjadi pupuk kompos.  Saat ini pemerintah desa hanya memiliki mesin pencacah sampah, sedangkan kualitas pupuk salah satunya ditentukan berdasarkan ukuran pupuk. Berdasarkan kondisi yang ada, pemerintah desa membutuhkan mesin pengayak pupuk kompos. Mesin tersebut telah difasilitasi pihak kampus sebagai sarana penunjang produksi pupuk kompos dengan ukuran pupuk kurang dari 5 mm.
Pengaruh literasi keuangan dan demografi terhadap perencanaan pensiun pada individu pekerja di Surabaya Wibisono, Audi; Anastasia, Njo
Journal of Economics Research and Policy Studies Vol. 4 No. 3 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i3.1259

Abstract

Financial literacy plays a crucial role in preparing retirement planning. Without a good understanding of financial management, individuals will face financial challenges when retirement. This study examines the effect of financial literacy and demographics on individual retirement planning in Surabaya. This type of research is a comparative analysis with a sample of individuals already working and domiciled in Surabaya, selected using a purposive sampling technique and obtained 141 respondents. The data collection technique used a questionnaire distributed online via Google Forms on WhatsApp and Line media. The data analysis technique used was a Chi-square and one-way ANOVA test. The study results showed that financial literacy is essential in saving decisions but does not affect the savings chosen. Demographic factors such as age, education, income, gender, and marital status significantly influence saving decisions with a sign level, while only gender and marital status affect the choice of savings categories. This study implies that pension policies and programs should be designed by considering demographic characteristics, such as education level and income, to be more effective in encouraging retirement-saving behavior.
Hubungan antara financial knowledge dan psychological well-being individu : Peran kepuasan finansial sebagai mediasi Gemiartha, Celine Morgan; Yusuf, Keona; Njo, Anastasia; Angelie, Jesshelyn
Journal of Accounting and Digital Finance Vol. 4 No. 3 (2024): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v4i3.1400

Abstract

This study aims to analyze the effect of financial knowledge on psychological well-being, with financial satisfaction as a mediating variable. This study also uses demographic variables as controls to determine how these characteristics affect the correlations under test. This is an associative study using a purposive sampling technique on residents of Surabaya aged eighteen and above. Data were collected using a questionnaire with 121 respondents, distributed by Google Forms using WhatsApp and Instagram. The data analysis technique used multiple linear regression testing. The results of the study show that financial knowledge has a significant impact on an individual's level of financial satisfaction. Moreover, the relationship between financial satisfaction and psychological well-being is statistically significant. This study provides insights into the importance of financial knowledge in improving financial satisfaction. It discusses the implications of financial satisfaction on individuals' psychological well-being and encourages the enhancement of financial knowledge for better well-being.
Risk tolerance dan niat investasi berisiko di kalangan mahasiswa: Peran literasi keuangan sebagai variabel moderasi Juwono, Angela; Tan, Felice Carmelite Aprilie; Sudarsono, Jethson Edbert; Anastasia, Njo
Journal of Accounting and Digital Finance Vol. 5 No. 1 (2025): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v5i1.1466

Abstract

Various factors influence the decision-making process in investment. This study examines the effect of risk tolerance on risky investment intention among university students, with financial literacy as a moderating variable. A quantitative causal approach was employed, using questionnaires distributed via Google Forms. The research sample consisted of 100 university students selected through purposive sampling. Data analysis was conducted using SmartPLS 4.0. The results indicate that risk tolerance significantly influences risky investment intention, whereas financial literacy does not significantly affect risky investment intention. Financial literacy does not moderate the relationship between risk tolerance and risky investment intention. A high level of financial literacy does not necessarily ensure a person's willingness to engage in risky investments. Other factors, such as prior investment experience and psychological factors influence investment decisions. Individuals must understand and manage their emotions and evaluate risk tolerance levels to make wiser investment decisions.
Co-Authors Adelynn Regina Gunawan Adriel Dianto Adwin Surja Atmadja Agnes Eval Agnes Eval Aida Fitriani Tobing Aida Fitriani Tobing Aileen Liana Suwitro Alberto Orson Ongkowidjojo Alvin Januar Haryono Alvin Murthi Amelia Amelia Amelia Feliciana Ticoalu Andrew Darrent Andrian Sumtoro Angelie, Jesshelyn Angeline Roesdiyono Arnoldus Henry Tjahyono Austin Adiputra Tahir Purwantoro Avila, Axel Barca Hadi Juwono Benny Poerbantanoe Brian Zakaria Budiman, Januar Caroline Faustina Wicaksono Celvin Januar Kusuma Chan Hengky Chandra Chavela Wynet Chievo Timothy Soegianto Christiono Utomo Christopher Bradley Budiono Chriswanto, Evelyn Jennis Chyntia Iswantoro Connie Susilawati Connie Susilawati Dave Reynard Denny Stevanus Widyanto Desy Delvina Wijaya Dewi Pricilia Sari Dicky Fredy Widjaja Emmanuelle Christiane Emmanuelle Christiane Evelyn Evelyn Evelyn Evelyn EVELYN EVELYN Fabian Hidayat Felicia Wongosari Ferdian, Edric Foedjiawati Foedjiawati Fransisca Andreani Fransisca Andreani Fransisca Fransisca Gemiartha, Celine Morgan Gesti Memarisa Gesti Memarista Gilbert Alexander Grace Latumahina Hansel William Ongkowijaya Hanskey Tanugara Harjanti, Dhyah Hendarto, Kevin Hendra Hendra Hermawan, Surya Herwono Indra Saputra Hosea, Felixiano Ime Dwi Putri Faries Imelda Wijiyanti Jani Rahardjo Jani Rahardjo Jani Rahardjo Januar Budiman Januar Budiman Joshua Gondo Kusuma Junaedy Junaedy Juwono, Angela Juwono, Chrisna Hadi Kawano, Yuka Kayne, Steve Ken Ken Kerto Kevin Hendarto Kevin Ronaldo Gotama Kevin Wijaya Kunto, Yohanes Sondang Kusuma, Edward Putra Lestaritio, Mellicha Jeni Lidya Priskila Thiosalim Limantoro, Nicholas Jonathan Limetta, Aurell Nathania Liniwati Yuono Liniwati Yuono Lorenza, Delyn Margerita Wenny Jessica Mariana Ing Malelak Mariana Ing Malelak Melani Setiawan Melani Setiawan Melinda Melyani Goni Melisa Margaretha Melisa Margaretha, Melisa Mellicha Jeni Lestaritio Mellisa Marcellina Gunawan Merlin Lenniawati Michaela, Olivia Muktiwibowo, Sebastian Arif Muliadihardjo Muliadihardjo Murthi, Alvin Nanik Linawati Nathasya Wijaya Nicholas Aloysius Ferdinand Wijaya Nony Kezia Marchyta Oka Christian Setiadiwiria Pappang, Rinita Pertiwi, Dewi Rachel Cintantya Rinita Pappang Rizon Rizon Ronaldi Rantelino Ronaldo Richard Gunawan Samantha Christy Tandono Samuel Hans Samuel Ongko Limantoro Sautma Ronni Basana Setiawan, Ocdio Howard Shierly Ivonne Shierly Ivonne Siana Halim Soetikno, Elbert Sofian Arif Susanto Stephanie Gozalie Stephanie Gozalie, Stephanie Stevanus Yuke Sudarsono, Jethson Edbert Sugondo, Amelia Surya Hermawan Susanto, Leonardo Christian Susanto, Sofian Arif Sutoto Yakobus Sutoto Yakobus Syah, Angelique Regina Tan, Charleen Nicole Tan, Felice Carmelite Aprilie Tejokusumo, Paulin Theodore, Stanley Thiosalim, Lidya Priskila Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Tjenderadjaja, Stefanie Veronika S. Herlimus Veronika S. Herlimus Victor Christian Gui Victor Winata Pranoto Vincent Wibisono Welly Setiadi Wibisono, Audi Widya Sari Puspa Dewi Suyanto Widyanto, Denny Stevanus Wirawan Wangsawinata Wongso, Enrico Yanny Widiastuty Gunawan Yoe Filbert A Yoni Putranto Yuliana Lieyanto Yunita Handayani Yunita Handayani Yusuf, Keona