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All Journal Jurnal Ergonomi Indonesia (The Indonesian Journal of Ergonomic) Jurnal Pembangunan Wilayah dan Kota Jurnal Manajemen Teknologi Journal of Economics, Business, & Accountancy Ventura Finesta Competence : Journal of Management Studies (Kompetensi : Jurnal Studi Manajemen) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Tesa Arsitektur Jurnal Tataloka Asia-Pacific Management and Business Application Jurnal Teknik Industri: Jurnal Keilmuan dan Aplikasi Teknik Industri Civil Engineering Dimension Jurnal Inovasi Bisnis (Inovbiz) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Share : Journal of Service Learning Petra International journal of Business Studies (IJBS) EQIEN - JURNAL EKONOMI DAN BISNIS Surya Abdimas Jurnal Psikologi Sosial JOURNAL OF APPLIED BUSINESS ADMINISTRATION EKUITAS (Jurnal Ekonomi dan Keuangan) MANAJEMEN DEWANTARA Jurnal Manajemen Perhotelan dan Pariwisata Jurnal Ekonomi dan Manajemen DEDIKASI PKM Dimensi Utama Teknik Sipil Bulletin of Community Engagement BISMA (Bisnis dan Manajemen) Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance Penamas: Journal of Community Service Jurnal Akuntansi dan Keuangan DIMENSI: Journal of Architecture and Built Environment Jurnal Manajemen Aset dan Penilaian Prosiding Seminar Nasional Pengabdian Masyarakat Advances in Civil Engineering and Sustainable Architecture International Journal of Financial and Investment Studies Abdimas Dinamis KOPEMAS Welfare: Jurnal Pengabdian Masyarakat
Njo Anastasia
Faculty Of Business And Economics, Petra Christian University, Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Travel Constraints, Trust, Travel Motivation and Travel Intention : : A Case Study of Covid 19 Pandemic Foedjiawati Foedjiawati; Fransisca Andreani; Njo Anastasia
Jurnal Manajemen Perhotelan dan Pariwisata Vol. 6 No. 1 (2023)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jmpp.v6i1.65559

Abstract

The limitation of traveling refers to individual limitations; namely, interpersonal and intrapersonal constraints. However, trust shapes the traveler’s confidence to travel. Furthermore, travelers need motivation as their push factor to appeal their interest in traveling. This study aims to explore the relationship between travel constraints and trust on travel intention and travel motivation as the mediating variable. The sample was determined by using purposive sampling on Indonesia’s travelers who travelled during the Covid-19 pandemic, from March 2020 to February 2021 using online questionnaire. Results indicated that the intrapersonal constraint had positive effects on travel intention and travel motivation. On the other hand, interpersonal constraints and trust did not affect travel intention nor travel motivation. Therefore, the research results imply a positive contribution to the collaborative development theories between Theory Planned Behavior and those related in tourism sector. Leaders in tourism business sectors could plan their marketing strategies in a fast-changing pace in the world such as, the crises of Covid-19 pandemic to bring people’s motivation out in order to be interested in traveling again although with several terms and conditions after the human mobility was curtailed.
Highest and Best Use Analysis for an Apartment with Office Buildings or Shopping Centers in East Surabaya Barca Hadi Juwono; Timoticin Kwanda; Njo Anastasia
Advances in Civil Engineering and Sustainable Architecture Vol. 2 No. 2 (2019): Advances in Civil Engineering and Sustainable Architecture
Publisher : Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/acesa.v2i2.9959

Abstract

Surabaya is the capital of East Java and the center of communityactivities. A developer has a plan to build a residential area in East Surabaya,located on Dharma Husada Indah Barat III road with an area of 7.123 m2. Afterconsidering many aspects, there are two alternative ideas that really attract theattention of this developer, namely, apartments with office buildings or apartmentswith shopping centers. The best decision results of the two alternatives can beanalyzed through the highest and best use (HBU) analysis method. The HBU mustfulfill four criteria, that is, legally permissible, physically possible, financiallyfeasible, and maximally productive. Of the two scenarios, the one that meets theHBU aspect is an apartment with office buildings, with the annual internal rate ofreturn of 99%, the net present value of Rp. 563.448.604.512,- with payback period60,46 months and discounted payback period 60,8 months.
THE INFLUENCE Of CASHLESS PAYMENT USAGE AND PROTECTION AGAINST FINANCIAL INCLUSION IN MICRO AND SMALL ENTERPRISES IN KEDIRI Merlin Lenniawati; Njo Anastasia
International Journal of Financial and Investment Studies (IJFIS) Vol 1 No 2 (2020): OCTOBER 2020
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.1.2.67-76

Abstract

This study examines the effect of the use of cashless payment system and the protection of cashless payment users on financial inclusion in MSEs in Kediri. The sample used in this study amounted to 400 respondents. Data were collected using an online questionnaire via Google Form. The data analysis method used in this study is PLS. The analysis test results show that there is a significant effect of using the cashless payment system on financial inclusion in MSEs (Micro and Small Enterprises) Kediri.
THE INFLUENCE OF DEMOGRAPHY, SOCIAL MEDIA, RISK ATTITUDE, AND OVERCONFIDENCE ON THE FINANCIAL LITERACY OF USERS SOCIAL MEDIA IN SURABAYA Rizon Rizon; Njo Anastasia; Evelyn Evelyn
International Journal of Financial and Investment Studies (IJFIS) Vol 2 No 1 (2021): APRIL 2021
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.2.1.10-19

Abstract

This study aims to examine the influence of demography, social media, risk attitude, and overconfidence on the financial literacy of users of social media in Surabaya. The sample used in this study amounted to 300 respondents. Data were collected using a online questionnaire via Google Form. The data analysis method used in this study is PLS. The analysis test results show that there is an effect of demography, social media, risk attitude, and overconfidence on users' financial literacy in Surabaya.
EFFECT OF FINANCIAL LITERACY AND FINANCIAL BEHAVIOR OF FINANCIAL SATISFACTION AT PROFESSIONAL BASKETBALL ATHLETES INDONESIA Margerita Wenny Jessica; Njo Anastasia; Dewi Pertiwi
International Journal of Financial and Investment Studies (IJFIS) Vol 2 No 2 (2021): OCTOBER 2021
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.2.2.92-99

Abstract

This study aims to determine the effect of financial literacy and financial Behavior on Indonesian professional basketball athletes. The population in this study is Indonesian professional basketball athletes who are the members of the Indonesian Basketball League (IBL) 2021. The sample in this study is Indonesian professional basketball athletes who have credit cards and investments. Sources of data in this study through the distribution of questionnaires. The data analysis method uses analysis Partial Least Square (PLS). This analysis shows that financial literacy and financial behavior have a significant effect on financial satisfaction.
PENGARUH PANDEMI COVID-19 TERHADAP PERFORMA FINANSIAL PADA PERUSAHAAN PROPERTI, KONSTRUKSI DAN REAL ESTATE YANG TERDAFTAR DI BURSA EFEK INDONESIA Ronaldo Richard Gunawan; Njo Anastasia
Dimensi Utama Teknik Sipil Vol. 10 No. 2 (2023): Oktober 2023
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/duts.10.2.271-284

Abstract

Pandemi Covid-19 telah berdampak ke Indonesia terhadap kondisi ekonomi negara. Penelitian ini bertujuan untuk mengetahui apakah terdapat perbedaan yang signifikan dari performa keuangan pada masa sebelum dan sesudah pandemi Covid 19 dalam hal liquidity , leverage , profitability dan activity ratio pada perusahaan perusahaan properti, konstruksi dan real estate yang ada di Bursa Efek Indonesia. Metode penelitian yang digunakan adalah Wilcoxon Signed-Rank Test. Hasil penelitian memberikan hasil bahwa jika hanya ditinjau sektor proper ti dan real estate saja, maka terjadi perbedaan signifikan sebelum dan sesudah Covid 19 dengan tinjauan rentang waktu 2017 2022 untuk rasio profitability dan activity ratio , sementara 2018 2021 untuk rasio profitability saja. Terakhir, jika hanya ditinjau sektor konstruksi saja, maka terjadi perbedaan signifikan sebelum dan sesudah Covid 19 dengan tinjauan rentang waktu 2017 2022 untuk rasio profitability dan activity ratio , sementara 2018 2021 untuk rasio leverage , profitability dan activity ratio.
The Effect of Broker–Borrower Interaction on Mortgage Defaults Caroline Faustina Wicaksono; Njo Anastasia
Petra International Journal of Business Studies Vol. 6 No. 2 (2023): DECEMBER 2023
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/petraijbs.6.2.113-121

Abstract

This research proxy uses the distance between brokers and borrowers to explore the interaction between brokers who provide consulting services to prospective property buyers. Meanwhile, the view from the banking side is assessing the risk profile of prospective mortgage borrowers. The research data collection is information on mortgage borrowers from Private Banks in Surabaya branches from the period 2015 - 2020 who used the help of real estate agents when buying a house and collected 1295 transactions. Data processing using probit regression. The test results show that the interaction between brokers and borrowers using distance as a proxy has no significant impact on mortgage defaults. Borrower interest rates raised by the company showed a substantial negative relationship with mortgage default. The study also reveals that borrower income has no impact on mortgage default. The managerial implication for banks is to determine the strategy of cooperation with property brokers to increase mortgage funding.
Storytelling untuk Pembelajaran Keuangan Sejak Usia Dini Njo Anastasia; Nanik Linawati
Share: Journal of Service Learning Vol. 10 No. 1 (2024): FEBRUARY 2024
Publisher : Institute of Research and Community Outreach - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/share.10.1.27-34

Abstract

Storytelling pada anak usia dini melalui dongeng merupakan salah satu teknik pembelajaran yang dapat menggugah minat anak-anak. Karakter pemeran dalam dongeng dapat diceritakan dengan lebih menarik melalui intonasi suara dan gerakan untuk menggugah imajinasi anak-anak sehingga dapat lebih mudah dipahami. Permasalahnya, anak usia dini sulit memahami pengetahuan keuangan. Oleh karena itu, kegiatan pengabdian masyarakat ini bertujuan untuk menanamkan dan meningkatkan literasi keuangan pada anak usia dini melalui storytelling untuk menanamkan pendidikan karakter. Secara tidak langsung, dongeng dapat membentuk tabiat, sikap serta perilaku anak-anak salah satunya perilaku keuangan. Literasi keuangan yang disampaikan terkait kegiatan menabung serta menanamkan kata-kata penting tentang keuangan seperti hemat dan boros. Metode pelaksanaan dimulai dari pendataan sekolah yang diajak kolaborasi, mempersiapkan materi dan media pembelajaran sesuai karakteristik sekolah serta melakukan evaluasi akhir kegiatan. Media pembelajaran menggunakan cerita dongeng, boneka peraga, dan games. Kegiatan ini dilakukan lebih kurang satu semester pada tiap bulan sesuai jadwal yang ditentukan di sepuluh sekolah Taman Kanak-Kanak di Surabaya. Mahasiswa dan dosen turut berkolaborasi sebagai pemain karakter dalam dongeng yang diceritakan di kelas. Hasil kegiatan pengabdian masyarakat ini menunjukkan anak-anak antusias mengikuti aktivitas kelas saat sesi dongeng, merasa menjadi tokoh penting dalam dongeng sehingga ingin bertindak sesuai tokoh yang diperankan dengan membagikan atau menerapkan hal-hal baik pada teman dan keluarga. Anak-anak juga antusias bercerita kembali pada orang tua tentang kegiatan yang dilakukan saat sesi dongeng. Secara tidak langsung, orang tua turut dilibatkan untuk ikut membimbing anaknya terkait pembentukan karakter dan pengetahuan keuangan sejak usia dini. Pada akhirnya, kegiatan ini memberikan manfaat pada anak-anak di sekolah Taman Kanak-Kanak, dosen dan mahasiswa yang berkolaboasi untuk mengenalkan dan menanamkan pemahaman literasi keuangan sejak dini sehingga terbentuk generasi bijak keuangan.
ANALISIS KINERJA FINANSIAL PADA PERUSAHAAN KONTRAKTOR: STUDI KASUS PT. X Victor Christian Gui; Jani Rahardjo; Njo Anastasia
Dimensi Utama Teknik Sipil Vol. 11 No. 1 (2024): April 2024
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/duts.11.1.1-18

Abstract

Perusahaan kontraktor membutuhkan manajemen dan strategi yang tepat agar dapat memiliki likuiditas yang tinggi, menghasilkan keuntungan sebesar-besarnya dari proyek yang dikerjakan, memastikan bahwa operasi perusahaan lebih banyak didanai oleh modal sendiri ketimbang hutang, dan efektif dalam menggunakan sumber daya yang dimiliki untuk menghasilkan pendapatan semaksimal mungkin. Kesulitan keuangan adalah keadaan dimana suatu perusahaan mengalami kesulitan untuk memenuhi kewajiban bayar. Tujuan dari penelitian ini adalah mengetahui tingkat kesulitan finansial dari PT. X, membandingkan kinerja finansial dari PT. X dengan perusahaan-perusahaan konstruksi terbuka di Indonesia, serta mengetahui apa saja yang dapat dilakukan untuk meningkatkan kinerja finansial. Dari hasil analisis Altman Z-Score, didapatkan bahwa PT. X belum memiliki kondisi finansial yang baik. Perhitungan rasio finansial menunjukkan bahwa likuiditas, profitabilitas, dan leverage dari PT. X masih belum mencapai standar kompetitor. Meningkatkan kinerja finansial dapat dilakukan dengan meminimalisir pengeluaran dan menyesuaikan harga penawaran berdasarkan margin keuntungan yang ingin dicapai.
PENGARUH MANAJEMEN MODAL KERJA TERHADAP PROFITABILITAS PERUSAHAAN JASA KONSTRUKSI PUBLIK DI INDONESIA PERIODE 2018-2022 Samuel Hans; Njo Anastasia
Dimensi Utama Teknik Sipil Vol. 11 No. 1 (2024): April 2024
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/duts.11.1.45-56

Abstract

Sektor usaha jasa konstruksi memberikan kontribusi sebesar 9,94% terhadap Produk Domestik Bruto (PDB) Indonesia pada tahun 2015 sampai dengan kuartal 3 tahun 2021. Untuk itu, sektor tersebut diharapkan meningkatkan kinerjanya. Salah satu cara meningkatkan kinerjanya adalah dengan mengelola modal kerjanya. Tujuan penelitian ini adalah untuk menguji bagaimana pengaruh manajemen modal kerja terhadap profitabilitas perusahaan jasa konstruksi publik di Indonesia. Penelitian ini diuji dengan analisis statistik deskriptif dan regresi data panel. Adapun elemen-elemen modal kerja yang dijadikan variabel independen sebagai berikut: periode penagihan, periode penyimpanan, periode pembayaran, dan siklus perputaran kas. Sedangkan rasio profitabilitas yang digunakan sebagai variabel dependen hanya return on asset (ROA). Hasil penelitian ini adalah siklus perputaran kas, periode penagihan piutang, dan periode pembayaran utang yang dipercepat meningkatkan profitabilitas, sebaliknya periode penyimpanan persediaan tidak mempengaruhi profitabilitas.
Co-Authors Adelynn Regina Gunawan Adriel Dianto Adwin Surja Atmadja Agnes Eval Agnes Eval Aida Fitriani Tobing Aida Fitriani Tobing Aileen Liana Suwitro Alberto Orson Ongkowidjojo Alvin Januar Haryono Alvin Murthi Amelia Amelia Amelia Feliciana Ticoalu Andrew Darrent Andrian Sumtoro Angelie, Jesshelyn Angeline Roesdiyono Arnoldus Henry Tjahyono Austin Adiputra Tahir Purwantoro Avila, Axel Barca Hadi Juwono Benny Poerbantanoe Brian Zakaria Budiman, Januar Caroline Faustina Wicaksono Chan Hengky Chandra Chavela Wynet Christiono Utomo Christopher Bradley Budiono Chriswanto, Evelyn Jennis Chyntia Iswantoro Connie Susilawati Connie Susilawati Dave Reynard Denny Stevanus Widyanto Desy Delvina Wijaya Dewi Pricilia Sari Dicky Fredy Widjaja Emmanuelle Christiane Emmanuelle Christiane Evelyn Evelyn Evelyn Evelyn EVELYN EVELYN Fabian Hidayat Felicia Wongosari Foedjiawati Foedjiawati Fransisca Andreani Fransisca Andreani Fransisca Fransisca Gemiartha, Celine Morgan Gesti Memarisa Gesti Memarista Gilbert Alexander Grace Latumahina Hansel William Ongkowijaya Hanskey Tanugara Harjanti, Dhyah Hendarto, Kevin Hendra Hendra Hermawan, Surya Herwono Indra Saputra Hosea, Felixiano Ime Dwi Putri Faries Imelda Wijiyanti Jani Rahardjo Jani Rahardjo Jani Rahardjo Januar Budiman Januar Budiman Joshua Gondo Kusuma Junaedy Junaedy Juwono, Angela Juwono, Chrisna Hadi Kawano, Yuka Kayne, Steve Ken Ken Kerto Kevin Hendarto Kevin Ronaldo Gotama Kevin Wijaya, Kevin Kunto, Yohanes Sondang Kusuma, Celvin Januar Kusuma, Edward Putra Lestaritio, Mellicha Jeni Lidya Priskila Thiosalim Limantoro, Nicholas Jonathan Liniwati Yuono Liniwati Yuono Lorenza, Delyn Margerita Wenny Jessica Mariana Ing Malelak Mariana Ing Malelak Melani Setiawan Melani Setiawan Melinda Melyani Goni Melisa Margaretha Melisa Margaretha, Melisa Mellicha Jeni Lestaritio Mellisa Marcellina Gunawan Merlin Lenniawati Michaela, Olivia Muktiwibowo, Sebastian Arif Muliadihardjo Muliadihardjo Murthi, Alvin Nanik Linawati Nathasya Wijaya Nony Kezia Marchyta Oka Christian Setiadiwiria Pappang, Rinita Pertiwi, Dewi Rachel Cintantya Rinita Pappang Rizon Rizon Ronaldi Rantelino Ronaldo Richard Gunawan Samantha Christy Tandono Samuel Hans Samuel Ongko Limantoro Sautma Ronni Basana Shierly Ivonne Shierly Ivonne Siana Halim Soegianto, Chievo Timothy Soetikno, Elbert Sofian Arif Susanto Stephanie Gozalie Stephanie Gozalie, Stephanie Stevanus Yuke Sudarsono, Jethson Edbert Sugondo, Amelia Surya Hermawan Susanto, Sofian Arif Sutoto Yakobus Sutoto Yakobus Syah, Angelique Regina Tan, Felice Carmelite Aprilie Tejokusumo, Paulin Theodore, Stanley Thiosalim, Lidya Priskila Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Timoticin Kwanda Veronika S. Herlimus Veronika S. Herlimus Victor Christian Gui Victor Winata Pranoto Vincent Wibisono Welly Setiadi Wibisono, Audi Widya Sari Puspa Dewi Suyanto Widyanto, Denny Stevanus Wijaya, Nicholas Aloysius Ferdinand Wirawan Wangsawinata Yanny Widiastuty Gunawan Yoe Filbert A Yoni Putranto Yuliana Lieyanto Yunita Handayani Yunita Handayani Yusuf, Keona