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Pengaruh Financial Technology Dan Akses Permodalan Terhadap Kinerja Umkm Pada UKM Di Kota Sukabumi Resti Ganis Yuliani; Nor Norisanti; R. Deni Muhammad Danial
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i3.9327

Abstract

There is a decrease in the number of sales of MSMEs in Sukabumi City, which is one of the dimensions of MSME performance. This is possible because these MSMEs have not maximized financial technology, namely payment gateaway and are suspected because they do not get sufficient access to capital so that they are unable to produce food with large portions both in terms of the openness of information obtained and its convenience. The purpose of this study was to determine the effect of financial technology and access to capital on the performance of umkm in MSMEs in the city of sukabumi. this research uses quantitative research methods with descriptive and associative approaches. The population used in this study were MSMEs Restaurant in Sukabumi City with a total of 89 MSMEs as samples. The results of this study indicate that there is an influence between financial technology on the performance of MSMEs because the value of t count obtained is greater than t table, namely 2.994> 1.987. And there is an influence between Access to Capital on the performance of MSMEs because the value of t count obtained is greater than the value in the t table, namely 5,149> 1,987. Keywords: Financial Technology, Access To Capital, Performance, MSMEs
PENGARUH GAYA KEPEMIMPINAN DEMOKRATIS DAN PENGAWASAN MELEKAT TERHADAP EFEKTIVITAS KERJA KARYAWAN Khairunnisa, Risvi Meilan; Norisanti, Nor; Z, Faizal Mulia
Business UHO: Jurnal Administrasi Bisnis Vol 8, No 2 (2023):
Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52423/bujab.v8i2.41149

Abstract

Penelitian ini bertujuan untuk mengetahui besarnya pengaruh gaya kepemimpinan demokratis dan pengawasan melekat terhadap efektivitas kerja karyawan karena berdasarkan dari hasil wawancara, ditemukan bahwa adanya penurunan terhadap efektivitas kerja karyawan dalam bekerja, banyaknya karyawan yang mengeluhkan mengenai gaya kepemimpinan demokratis, dan pengawasan melekat dari pimpinan yang tidak sesuai dengan harapan para karyawan. Metode yang digunakan dalam penelitian ini yaitupenelitian deskriptif dan asosiatif dengan pendekatan kuantitatif. Teknik pengambilan sampel dalam penelitian ini yaitu menggunakan teknik sampel jenuh , dan sampel yang diambil dalam penelitian ini yaitu sebanyak 84 orang karyawan .teknik analisis data menggunakan uji validitas, uji reliabilitas, regresi linear berganda termasuk koefisien korelasi, determinasi, pengujian model penelitian dan pengujian hipotesis penelitian. Hasil penelitian menggunakan uji koefisien determinasi (r2) menunjukan bahwa gaya kepemimpinan demokratis dan pengawasan melekat terhadap efektivitas kerja karyawan sebesar 52% sedangkan sisanya sebesar 48% dipengaruhi oleh faktor lain diluar penelitian ini. Berdasarkan uji koefisien korelasi ganda dapat dilihat dari nilai R sebesar 0,721 yang berarti terjadi hubungan yang kuat antara gaya kepemimpinan demokratis dan pengawasan melekat terhadap efektivitas kerja karyawan. Hasil dari uji f menunjukan bahwa nilai Fhitung 43,859>3,11 menunjukan bahwa Fhitung lebih besar dari Ftabel dengan nilai signifikasi 0,000 < 0,05. Variabel gaya kepemimpinan demokratis dan pengawasan melekat terhadap efektivitas kerja berpengaruh positif dan signifikan terhadap efektivitas kerja karyawan.
Pengaruh Return On Equity, Debt To Equity Ratio, Return On Asset Dan Cash Ratio Terhadap Harga Saham Sofyan, Frama Aditya; Norisanti, Nor; Sunarya, Erry
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 23 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

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Abstract

The research was aimed at determining the influence of Return On Equity towards Stock Price, the influence of Debt To Equity Ratio towards Stock Price, the influence of Return On Asset towards Stock Price, the influence of Cash ratio towards Stock Price on companies in cosmetics and household goods sector listed in the Indonesia Stock Exchange (IDX) for the period of 2016-2021. The objects of the research were Return On Equity (X1), Debt To Equity Ratio (X2), Return On Asset (X3), Cash Ratio (X4), and Stock Price (Y). The research methods applied were descriptive and associative with quantitative approach. Samples used in the research were 5 out of 11 samples, taken by Purposive Sampling technique. The techniques of analysing data conducted were correlation analysis, coefficient of termination analysis, multiple linear regression, research model testing (F-test), and research hypothesis testing (T-test), while SPSS 26 was used for tabulating data. The results of the research show that there is a relationship of Return On Equity, Debt To Equity Ratio, Return On Asset, and Cash Ratio towards Stock Price which is aggregated to 0.982, indicating that the relationship of Return On Equity, Debt To Equity Ratio, Return On Asset, and Cash Ratio towards Stock Price is included to a very strong relationship criteria. Meanwhile, partially, Return On Equity (ROE) influences negatively and insignificantly towards Stock Price; partially, Debt To Equity Ratio (DER) influences positively and significantly towards Stock Price; partially, Return On Asset (ROA) influences negatively and insignificantly towards Stock Price; partially, Cash Ratio (CR) influences positively and significantly towards Stock Price.
Analisis Profitabilitas, Leverage, dan Likuiditas Terhadap Keputusan Investasi Sa'adatunnisa, FItri; Norisanti, Nor; Mulia Z., Faizal
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 12 No. 2 (2022)
Publisher : Universitas Sam Ratulangi

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Abstract

Penelitian ini bertujuan untuk mengetahui tentang analisis pengaruh profitabilitas, leverage dan likuiditas terhadap keputusan investasi pada sub sektor hotel, restoran dan parawisata yang terdaftar di Bursa Efek Indonesia (BEI) dengan pengamatan penelitian tahun 2020-2021. Metode dalam pemilihan sampel menggunakan nonprobability sampling dengan pusposive sampling dan sampel terpilih sebanyak 17 emiten. Teknik pengumpulan data pada penelitian ini menggunakan data sekunder yaitu studi kepusatakaan dan dokumentasi. Untuk teknik analisis data menggunakan teknik analisis data regresi linear berganda. Berdasarkan hasil penelitian bahwa variabel leverage berpengaruh terhadap keputusan investasi. Sedangkan profitabilitas dan likuditas tidak berpengaruh terhadap keputusan investasi.
Analisis Profitabilitas, Leverage, dan Likuiditas Terhadap Keputusan Investasi Sa'adatunnisa, FItri; Norisanti, Nor; Mulia Z., Faizal
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 12 No. 2 (2022)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui tentang analisis pengaruh profitabilitas, leverage dan likuiditas terhadap keputusan investasi pada sub sektor hotel, restoran dan parawisata yang terdaftar di Bursa Efek Indonesia (BEI) dengan pengamatan penelitian tahun 2020-2021. Metode dalam pemilihan sampel menggunakan nonprobability sampling dengan pusposive sampling dan sampel terpilih sebanyak 17 emiten. Teknik pengumpulan data pada penelitian ini menggunakan data sekunder yaitu studi kepusatakaan dan dokumentasi. Untuk teknik analisis data menggunakan teknik analisis data regresi linear berganda. Berdasarkan hasil penelitian bahwa variabel leverage berpengaruh terhadap keputusan investasi. Sedangkan profitabilitas dan likuditas tidak berpengaruh terhadap keputusan investasi.
Analisis Orientasi Kewirausahaan Dan Keunggulan Bersaing Terhadap Kinerja UKM Gerai Dekranasda Kabupaten Sukabumi Aslia, Farisa; Sunarya, Erry; Norisanti, Nor
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.2446

Abstract

The purpose of this study is to determine the influence of entrepreneurial orientation and competitive advantage on the performance of SMEs. The objects in this study are entrepreneurial orientation (variable X1), competitive advantage (X2), and SME performance (variable Y). The research method used is quantitative, descriptive and associative methods. In this study using sampling techniques non-probability sampling by method sampling saturated with a total sample of 84 UKM owners registered at the Dekranasda outlet in Sukabumi District. The data analysis technique used is multiple linear regression. The results of the research based on the simultaneous test (F test) and partial test (T test) show that entrepreneurial orientation and competitive advantage have a significant effect on the performance of SMEs. The contribution of entrepreneurial orientation and competitive advantage to the performance of SMEs is 65.3% while the remaining 34.7% is the influence of other factors outside of this study.
Pengaruh Profitabilitas, Sales Growth, Ukuran Perusahaan, Terhadap Nilai Perusahaan Afiary, Muhamad Azhar; Norisanti, Nor; Nurmala, Resa
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.4664

Abstract

The aim of this research is to determine the effect of profitability, sales growth, company size on company value for the period 2020-2022 Quarter I to Quarter IV. The population in this study is all pharmaceutical subsector manufacturing companies listed on the Indonesia Stock Exchange, namely 4 listed companies. carried out using independent variables, namely profitability (X1), sales growth (X2) and company size (X3) and the dependent variable Company Value (Y), this research was conducted on pharmaceutical companies listed on the Indonesian stock exchange. The research used is descriptive and associative with a quantitative approach, the data analysis techniques used in this research are statistical and descriptive, which uses a number of tests such as the classic assumption test which consists of normality tests, multiple linear regression analysis, multiple correlation coefficients, hypothesis test (t test) using SPSS. The results of statistical tests prove that there is a significant negative influence between Return On Investment on the value of companies in the Pharmaceutical subsector listed on the Indonesia Stock Exchange, taking into account the p-value (Siq.) of 0.001 < 0.05 with a t-statistic value of -3.538 which shows a negative influence. The results of the Sales Growth statistical test on company value in the Pharmaceutical subsector have a significant positive effect, taking into account the p-value of 0.015<0.05 with a t-statistic value of 2.523 which shows a positive influence. The results of statistical tests prove that there is a significant influence between company size and company value in the Pharmaceutical subsector, taking into account the p-value of 0.039<0.05 with a t-statistic value of 2.126 which shows a positive influence.
Analisis Struktur Modal, Ukuran Perusahaan, Profitabilitas, Terhadap Nilai Perusahaan Nuryana, Hilmy; Norisanti, Nor; Nurmala, Resa
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.4665

Abstract

The purpose of this study is to determine the effect of Capital Structure, Company Size, and Profitability on Company Value in the company for the period 2015 quarter I – 2022 quarter IV. The population in this study is the financial statements of PT. Tri Banyan Tirta Tbk. The object of this study is Capital Structure (X1), Company Size (X2), Profitability (X3), and Company Value (Y). The research method used is descriptive and associative with a quantitative approach. The data analysis techniques used in this study are statistical and descriptive, which use a number of tests such as classical assumption tests consisting of normality tests, multiple linear regression analysis, multiple correlation coefficients, determination coefficients, hypothesis tests (t tests) using SPSS applications and horizontal analysis. The results showed that from the t-test (partial) Capital Structure partially showed results of 2.101 where t-count was 2.101> t-table 2.042 with a significance value of 2.101, Next, Company Size shows the t-count <t-table (0.472<2.042) with a significance value of 0.640, next for Profitability it shows the t-count <t-table (2.156>2.042) with a significance value of 0.040. The conclusion is that Capital Structure partially has a positive and significant influence on Company Value, while Company Size has a negative and insignificant influence on Company Value then Profitability has a positive and significant influence on Company Value.
Analisis Financial Literacy dan Financial Inclusion Terhadap Business Sustainability Melalui Financial Behavior Sebagai Variabel Mediasi Pada Pelaku UMKM Minuman Di Kota Sukabumi Siti Rohila; Nor Norisanti; R. Deni M. Danial
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10493

Abstract

In the Indonesian economy, Micro, Small and Medium Enterprises (MSMEs) play an important role in developing economic activities. Financial problems are one of the problems that often occur in micro, small and medium scale businesses (MSMEs) in Indonesia. This research aims to determine the influence of Financial Literacy and Financial Inclusion on Business Sustainability which is mediated by Financial Behavior. The population in this study were beverage MSMEs in Sukabumi City. There were 140 MSMEs sampled in this research, which was the result of a probability sampling technique using simple random sampling. The analysis technique used in this research is path analysis . The results of this research show that (1) Financial Literacy does not have a significant influence on Business Sustainability (2) Financial Inclusion has a significant influence on Business Sustainability , (3) Financial Behavior has a significant influence on Business Sustainability , (4) Financial Behavior cannot mediate the relationship between Financial Literacy and Business Sustainability , and (5) Financial Behavior mediates the relationship between Financial Inclusion and Business Sustainability.
Strategi Inovasi Produk Dan Efesiensi Operasional Terhadap Kinerja Umkm (Survei Pada UMKM Makanan Di Kota Sukabumi) Mahesa Saputra; R. Deni Muhammad Danial; Nor Norisanti
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10966

Abstract

Food MSMEs are an industrial sector that can be relied on as an indicator of economic stability at both the local and regional levels. The function of MSMEs is not only to drive business, but also to empower society in general. This research aims to determine the influence of product innovation strategies and operational efficiency on the performance of food MSMEs in Sukabumi City. This research uses descriptive and associative methods with a quantitative approach. The sampling technique in this research used the Slovin technique, with a sample size of 100 food MSMEs as respondents. Semantic differential is used as a scale, and the data analysis techniques used in this research are the classical test, multiple correlation coefficient, coefficient of determination, multiple linear regression, and hypothesis testing simultaneously (F test) and partially (T test). Furthermore, the data that has been obtained will be carried out various tests such as validity and reliability tests and classical assumption tests will be carried out and then analyzed with various tests with the help of SPSS 25 software in an effort to answer the hypothesis in this research. The research results show that product innovation strategy has a significant influence on the performance of food MSMEs in the city of Sukabumi, as well as operational efficiency has a significant influence on the performance of food MSMEs in the city of Sukabumi.
Co-Authors A Restu Maulani Acep Samsudin Acep Syamsudin Ade Marina Adelia Athaya Dzakiyyah Adzkya, Adzkya Shaqiela Afiary, Muhamad Azhar Afifah, Fitriani Agustiani, Rayhani Ai Mulyaningrum Ajeng Ayu Wardhani Putri Ajeng Vika Nia Tifani Alisya Rahma Andini Amalia, Salma Andini Widya Yasa Andira, Firani Dias Anggi Pratiwi Anggi Pratiwi, Anggi Anggia Nurul Safarila Anisa Maramis Annisa Ayulestari Noer Annisa Drajat Any Octaviany Apriliani Sya’diah Asep Muhamad Ramdan Asep Muhammad Ramdan Asep Muhammad Ramdhan Aslia, Farisa Astriani Puji Lestari Auliya, Auliya Farreli Irhandi Ayu Puji Astuty Azis Mauraksa Azzahrunisa, Andini Bagus Muhammad Guntur Budiarti Sawitri, Indah Ce Mutia Izmilla Clara Candra Komala Damayanti, Elok Dela Hartika Deni Muhammad Danial Deni Muhammad Daniel Desta Riany Devi Agustini Diah Nurul Fauzi Dicky Jhoansyah Dio Alif Ramadhan Ditha Indah Fatmasari Dwi Sri Wahyuni Elah Elah Elia Rahayu R Endarti Endarti Erry Sunarya Erry Sunarya Ervina Widiastuti Ery Sunarya Evrida hayati Fabianca Fachreza Fadhli Ahmad Fauzan Fahmi Mauludin Faizal Mulia Z Faizal Mulya Z Fany Mutia Rizki Farach Dhiba Helmaliana Farike Rhava Kusmita Fauzhan Pratama Permana Febriani, Selvy Firani Dias Andira Firhan Dwi Januar Fitrah Shaumi Ulul Albab Fitrio, Rian Renaldi Muhamad Gia Tamara Sukandi Gina Nurhayati Gunawan, Alayda Nazwa Hadiyah Hafitri, Nisa Elya Hana Diawati Hana Nurhasanah Hana Qurota A'yun Heni Nurbayani Ia Siti Bahriah Ilham Maulana Ilham Maulana Ibrahim Ima Halimah Ima Halimah Indah Budiarti Sawitri Indah Khoiriyah Indria Sri Astria Intan Permatasari Irma Sulastri Jihan Nurul Rachman Julianti Eka Putri kendra Nur Ghibrani Khaerunnisa, Salma Khairunnisa, Risvi Meilan Kholipah Al Mugni Kokom Komariah Kokom Komariah Komala, Clara Candra Laila Hamidah Langi Delanur Lestari Damayanti Lulu Gita Lusi Nur Fajriani Machmudin, Arief Mahesa Saputra Manuhutu, Fitria Andriani Maulana Abdul Rohman Maulana Rizki Maulani, Almah Mauludin, Fahmi Meita Dilani Nurhandriani Mitasari Mitasari Moch Alhadi Fahtiansyah Mochammad Husen Gifari Moh Irpan Firmansyah Mohammad Ilham Muhamad Reyhan Rahyadi Muhammad Fadhli Mursyidan Muhammad Shidiq Aprianto Muharrom, Ibnu Mulia Z., Faizal Mulia. Z, Faizal Mulya Z, Faizal Nabila Maulana Yusup, Silva Nadia Cindy Monica Najwa Indah Sari Ni Luh Ari Yusasrini Noviani Noviani Nur Ajeng Setia Wiguna Nurhafni, Alyaa Fawzia Nurillah Sopian Nurmala, Resa Nurul Aulia Nurul Jauza Putri Nuryana, Hilmy Phytaloka, Ananda Dhea Purnama, Ilham Purwaningsih, Fitriana Ayu Purwoko, Agus Puspita Wulandari Putri Nadila Putri, Apdhita Seftiantie Rusmaya R Deni Muhammad Danial R. Deni M. Danial Ragis Arginta Resian Rahayu Damayanti Rahma Lia Fauziah Rahmat Setyo Wicaksono Ramadhani, Salsa Diva Resa Nurmala Respi Saputri Resti Ganis Yuliani Restu Nurfani Retla Della Rustawan Ria Ulvia Erza Riani Fauzia Rahmayanti Risfa Aryani Putri Rizky Adhinugroho Rosmalianda Aprilia Rossy Rosmalia Sutarya Sa'adatunnisa, FItri Salman Muhammad Rezab Salsabila Safiratunnajah Saputri, Respi Seli Lestari Selvia Ramdani Septi Utami Shaquila Farah Aprila Shera Wulan Ruswandi Shintya Yuliana Silitonga, Tiur Maulina Siska Oktavia Siti Dwi Ayuningsih Siti Maria Ulpah Siti Maryam Agustina Siti Rohila Sofyan, Frama Aditya Sopyan Saori Sopyan Saori Sri Nuranti Sulastri Fazriah Sunarya, Erry Suwendi Suwendi Syifa Sofariah Tetty Sufianty Zafar Tiara Suci Bentar Tiffany Ummu Hawa Assa’diyah Utami, Septi Vini Eka Paksi Wanda Devilia Wimartfian, Restu Eka Yesi Rahmawati Yoga Nudea sofyan Yogi Lesmana Yosef Saefurrohmat Yuwan Apriliandi