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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Jurnal Bisnis dan Ekonomi Economic Journal of Emerging Markets Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) MEDIA EKONOMI & TEKNOLOGI INFORMASI JEJAK Trikonomika: Jurnal Ekonomi Media Ekonomi dan Manajemen Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) INFERENSI Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Penelitian Ekonomi dan Bisnis Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan MEDIA Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan LEGITIMASI: Jurnal Hukum Pidana dan Politik Hukum HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Prosiding Seminar Nasional IPTEK Terapan (SENIT) 2016 Pengembangan Sumber Daya Lokal Berbasis IPTEK E-Dimas: Jurnal Pengabdian kepada Masyarakat Jurnal Ilmiah Ekonomi Islam Jurnal REKOMEN (Riset Ekonomi Manajemen) Halaqa : Islamic Education Journal Economica: Jurnal Ekonomi Islam Jurnal Dinamika Ekonomi dan Bisnis al-Uqud : Journal of Islamic Economics JEPA (Jurnal Ekonomi Pertanian dan Agribisnis) Numeracy : Jurnal Ilmiah Pendidikan Matematika Jurnal Ilmiah Al-Syir'ah Jurnal Organisasi Dan Manajemen Jurnal Ekonomi & Keuangan Islam EKO-REGIONAL JURNAL PENGEMBANGAN EKONOMI WILAYAH Jurnal Basicedu Shirkah: Journal of Economics and Business YUME : Journal of Management IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKUITAS (Jurnal Ekonomi dan Keuangan) Jurnal Ilmu Manajemen dan Akuntansi Terapan Iqtishodia: Jurnal Ekonomi Syariah Studi Kasus Inovasi Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Syar'Insurance: Jurnal Asuransi Syariah JES (Jurnal Ekonomi Syariah Jurnal Pasopati : Pengabdian Masyarakat dan Inovasi Pengembangan Teknologi Eksponen Jurnal Pengabdian Masyarakat Indonesia IJORER : International Journal of Recent Educational Research Hipotenusa: Journal of Research Mathematics Education (HJRME) International Journal of Educational Review, Law And Social Sciences (IJERLAS) Islamiconomic: Jurnal Ekonomi Islam Nusantara Islamic Economic Journal Diponegoro Journal of Islamic Economics and Business Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Basicedu Al-Irsyad: Journal of Education Science Jurnal Studi Manajemen Bisnis Journal of Finance and Islamic Banking Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Ilmiah Ultras
Darwanto Darwanto
Department Islamic Economics, Faculty Of Economics And Bussiness, Diponegoro University, Semarang, Indonesia, Jl. Prof. Sudarto No.13, Tembalang, Kec. Tembalang, Kota Semarang, Jawa Tengah 50275
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Strategy of Strengthening Institutional Fishermen Groups for Increasing Income Agunggunanto, Edy Yusuf; Darwanto, Darwanto
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 9, No 2 (2016): September 2016
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v9i2.7632

Abstract

The community development and empowerment are two inseparable sides in the efforts to overcome the phenomenon of the fishermen communities, especially in the efforts to increase the welfare through the increasing income in the fishermen communities. One of the media in implementing the community development and empowerment is through the fishermen groups. The role of fishermen groups has not run optimally yet in improving the fishermen’s welfare, so it requires a strategy of developing the fishermen groups through the strategy of strengthening the economy in order to increase the fishermen’s income. This research aims to determine the priority of aspects to determine the strategies and to analyze the priority of strategy of strengthening the economy through the development of the institutional fishermen groups in order to increase the fishermen income in Central Java. The method of analysis in this research uses the Analytic Hierarchy Process (AHP). The result of AHP analysis indicates the priority of aspects in the strategy of strengthening the economy those are: aspects of participation,aspects of capital, aspects of partnership, and aspects of technology. The priority of alternatives in the strategy of strengthening the fishermen’s economy shows three sequences of 12 alternatives of strategies those are:  the  socialization of the importance of groups, the increase in the active participation, and the increase in the number of meetings.
The Determinant of Banking Efficiency (Data Envelopment Analysis Based on Intermediation Approach) Zahra, Nabila; Darwanto, Darwanto
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 20, No 1 (2019): JEP 2019 (In Progress Issue)
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v20i1.5799

Abstract

This research aims at analyzing the level of efficiency with intermediation approach and determinant of efficiency of Bank Pembangunan Daerah (BPD). Efficiency is measured using the Data Envelopment Analysis (DEA) method based on the intermediation approach. This research   contribute on modelling of determinant of efficiency of Bank Pembangunan Daerah (BPD) using intermediation approach.  The object of this research is 26 BPD(s). Furthermore, the determinant of efficiency of BPD is analyzed using the Tobit regression. The level of efficiency is the dependent variable. Meanwhile, the independent variables used are CAR, LDR, NPL, NIM, ROA, Inflation, Economic Growth, and Interest Rate. The research results show that BPD has a different efficiency level average (high, sufficient, moderate, and low efficiency level average). This is due to the use of inputs that have an impact on the optimal output maximization. CAR and LDR have the significant and positive effects on the efficiency of BPD. Interest rate and inflation have the significant and negative effects on the efficiency of BPD. Meanwhile, NPL, NIM, ROA and Economic Growth have no effects on the efficiency of BPD. This results is expected to contribute in identifying any factor affecting the efficiency of BPD, both the internal and macro economy, and also to be the stimulus for the development of health measuring instrument of BPD in which efficiency reflects the quality of risk management on the intermediary activity of BPD.
Strategy of Strengthening Social Capital of Farmer Group in Agricultural Development Annas Wibisono, Galih Mukti; Darwanto, Darwanto
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 9, No 1 (2016): March 2016
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v9i1.7187

Abstract

In the village, the agricultural development is not certainly oriented to the economic aspect. The social intervention is very important and very helpful for the citizens and the development of the agricultural itself. The purpose of this research is to analyze the social existence, the social influence, and also the systematic strategy that can strengthen the society in developing the agriculture. The method used in this research is the qualitative analysis with phenomenology approach. The qualitative analysis is conducted by the direct observation in the field and in-depth interviews with the respondents that are selected by the purposive sampling. The result shows that a society has formed the farmer organization to have mutual coordination among the members. However, there are some problems that occur on this organization. The values and norms begin to fade and have become the major problem. Another problem is the sense of trust among the citizens and the unoptimal social network utilization. The conclusion is, the Analytic Network Process (ANP) shows that to make a progress of agricultural development, they need to strengthen the social relationship among the citizens to face all the problems that may occur.
STRATEGI PENGUATAN MICROFINANCE SYARIAH BERBASIS EKONOMI KELEMBAGAAN Darwanto, Darwanto
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v8i2.501-522

Abstract

The purpose of this study is to obtain an overview of the sharia microfinance issues, sharia microfinance solutions to solve problems, and institutions strategies for strengthening sharia microfinance. The method used in this study is a qualitativeanalysis method using the tool Analytical Network Process (ANP) is used to find the priority of problems, solutions and strategies for improvement of sharia microfinance institutions. The results of studies suggest that the improvement in sharia microfinance institutions have 4 aspects, those are the problems of the human resource aspects (SDI), infrastructure aspects, market aspects, and management aspects. Aspect of the priority issues in the sharia microfinance institutional improvement is a human resources (SDI), while the improvement solution of sharia microfinance institutional is an aspect of human resources(SDI) as well. Then the strategy which becomes a priority in the improvement of sharia microfinance institutions is the optimization of the board of sharia (DPS)
TATA KELOLA BAITUL MAAL WA TAMWIL (BMT) BERBASIS PRINSIP 6C DAN MODAL SOSIAL : STUDI PADA BMT MEKAR DA’WAH Afif, Syafik Wildan; Darwanto, Darwanto
al-Uqud : Journal of Islamic Economics Vol 1, No 2 (2017): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v1n2.p121-138

Abstract

The study  analyzes the role of governance BMT Mekar Da'wah and social capital in processing Musharaka financing. This study uses qualitative method . The source of data and information are  employees in BMT Mekar Da’wah such as the branch manager, head of the division of financing, marketing head of the division and customers of  BMT Mekar Da’wah as key persons. Collecting data uses purposive sampling technique. The data are primary data that based on interviews with key persons associated with the research. The analysis technique used is the interactive model. The results showed that corporate governance at BMT Mekar Da'wah’s 6C (character, capacity, capital, collateral, condition of economy and constrain) based on the concept that applied to the collection of information on prospective customers who will conduct financing filings with the provisions. Social capital is owned by BMT Mekar Da'wah is  trust formed by a good relationship  with society as cooperation in several community events. Besides, the shared value formed from their belief to religiosity of people who manage BMT  is also one of social capital.  
Determinants of Behavioral Intentions to Use Sharia Financial Technology (Fintech) Dani Setiawan; Darwanto Darwanto; Edy Yusuf Agung Gunanto
Signifikan: Jurnal Ilmu Ekonomi Vol 10, No 2 (2021)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v10i2.21451

Abstract

The growth of sharia fintech is not proportional to the majority of the Muslim population. There are only a few studies that discuss the behavioral intentions of consumers who use sharia fintech. This study aims to identify the factors influencing Muslim's behavioral intentions in using sharia fintech. This study conducted 400 respondents in four types of sharia fintech (digital payment, lending, crowdfunding, and risk and management). This study uses a structural Equation Modeling - Partial Least Square (SEM-PLS) approach. Variable Planned behavior (PB), Acceptance Model (AM), Use of Technology (UT), Digital Literacy (DL), and Sharia Financial Literacy (SFL) have significant positive effects on Behavior Intention (BI). This study provides recommendations to improve the distribution of internet access infrastructure and the right curriculum in increasing digital literacy, Islamic finance literacy, and also more accessible fintech services.JEL Classification: D83, D91, G2, Z1How to Cite:Setiawan, D., Darwanto., & Gunanto, E. Y. A. (2021). Determinants of Behavioral Intentions to Use Sharia Financial Technology. Signifikan: Jurnal Ilmu Ekonomi, 10(2), 325-342. https://doi.org/10.15408/sjie.v10i2.21451.
Central Bank Independence and Inflation: The Matters of Financial Development and Institutional Quality Agung Kunaedi; Darwanto Darwanto
Signifikan: Jurnal Ilmu Ekonomi Vol 9, No 1 (2020)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (315.293 KB) | DOI: 10.15408/sjie.v9i1.12899

Abstract

The inverse relationship between the independence of the central bank (CBI) and inflation became a consensus that trusted throughout the world. However, there is no conclusive explanation of why and how central bank independence has succeeded in suppressing inflation. The purpose of this study is to examine the influence of financial development and institutional quality on the relationship between central bank independence and inflation. Using 20 Countries of Asia with institutional diversity, this study analyzed through a dynamic panel approach (GMM-Arellano and Bond Estimator). The result indicates that the inverse relationship between central bank independence and inflation depends on the development of the financial sector and also the institutional quality of each country. In other words, to make the central bank's independence work effectively in order to solve bias inflation, the improvement of the financial sector and also the institutional quality is needed.JEL Classification : E580, E310, E020 How to Cite:Kunaedi, A., & Darwanto. (2020). Central Bank Independence and Inflation: The Matters of Financial Development and Institutional Quality. Signifikan: Jurnal Ilmu Ekonomi, Vol. 9(1), 1-14. doi: http://dx.doi.org/10.15408/sjie.v9i1.12899.
Transaction Cost on The Implementation of E-Invoices in Micro and Small Enterprises Clara Palupi; Darwanto Darwanto
Signifikan: Jurnal Ilmu Ekonomi Vol 6, No 1 (2017)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (373.397 KB) | DOI: 10.15408/sjie.v6i1.4866

Abstract

E-invoice is one of the tax administration modernization program created to reduce the tax compliance costs in order to improve the tax compliance. This paper aims to prove that e-invoice as a form of institutional change can actually change or lower the tax compliance costs. Using a qualitative approach case study method and supported by evidence of calculation of the cost of compliance. The results showed that e-invoice cannot directly reduce the tax compliance costs, because e-invoice is a new program and the taxpayers bear big the amount of time cost for the process of adjustment (adapt). Tax compliance costs will increase temporarily during the adaptation process; the total compliance cost in the six months after the e-invoice increased 3.4 percent from the six months before. Then, the results of tax compliance costs estimated at one year after the e-invoice applied showed that the compliance costs decrease 31 percent from the cost of compliance without e-invoice.DOI: 10.15408/sjie.v6i1.4866
Designing Model and Strategy for Strenghthening The Competitiveness of Small Medium Enterprises D. Darwanto; Purbayu Budi Santosa; Nenik Woyanti; B. Bambang
ETIKONOMI Vol 17, No 1 (2018)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (454.312 KB) | DOI: 10.15408/etk.v17i1.6826

Abstract

Strengthening the competitiveness of SMEs in Indonesia was essential by the era of global competition in line with the implementation of the ASEAN economic community in 2015. The purpose of this research is designing a model and strategy of strengthening the international competitiveness of SMEs through LEDI - 9F approach. This research is using content analysis and Analytic Networking Process. This research found that the model of strengthening the international competitiveness of SMEs could be done through a model of partnership between the various stakeholders both at district, provincial and state levels. The most priority aspect to strengthen SME's competitiveness is business context with the most priority strategy that is the strategy of management and business. Based on the results of the analysis, the government can use as a reference for the government to strengthen SME's competitiveness through anticipate problems and optimize the solutions that arise in enhancing SME's competitiveness.DOI: 10.15408/etk.v17i1.6826
Transaction cost of micro and small enterprises financing Ghana Atma Sulistya; Darwanto Darwanto
Economic Journal of Emerging Markets Volume 8 Issue 2, 2016
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol8.iss2.art9

Abstract

High transaction costs become one of the obstacles for the micro and small enterprises (MSEs) to access financial loans to the bank. In order to minimize the transaction costs, group lending scheme become  alternative, so that both sides are pay lower transaction costs, and MSEs are able to improve their welfare. This study aims to analyze the credit process and transaction costs incurred on the model of individuals and groups lending and to compare the magnitude of transaction costs on both models. Mixed Method Analysis is used to analyze the component of transaction costs and the magnitude of the transaction cost on both models.These results indicate there are differences in transaction costs incurred on both schemes. In the amount of the transaction costs, the overall group scheme still allows for greater compared to individual schemes and dominated by the cost of the disbursement. Even so, the transaction cost per member group is much smaller than the individual schemes.
Co-Authors Aan Zainul Anwar Abdul Hoyyi Achma Hendra Adelia Putri, Liza Adityawarman Adityawarman Afif, Syafik Wildan Agam Maulana Ardi Agung Kunaedi Agza, Yunita Agza, Yunita Alfu Laila Fiafifah Ana Liana Wahyuningrum Anggraini, Selvi Rahma Annisa Maulidia Alfian Annisa Ramadhani Aos Aos Apriza, Berta Ardani, Mochammad Arifin Fafan K Kusuma Aulisa Lintang Usmandani B. Bambang Bayu Septiawan, Andika Berta Dinata, Karsoni Budi Raharjo Budi Samadikun Cahayati, Sakina Clara Palupi Crysanti Ishardini Dani Setiawan Darwanto Dedi Junaedi Devita, Maela Rahma Devy Leony Olyvia Dewi, Isma Dina Melati Wangi Edi Susilo Edi Wibowo Kushartono Edy Yusuf Agung Gunanto Edy Yusuf Agunggunanto Erika Amelia Eva Fatimah Fadhilah, Ani Faisal Salistia Fatchur Rohman Fatin Hamamah, Fatin Fhela Vhantoria Ningrum Fiqi, Muhammad Dzakir Fitrie Arianti Gading Nugroho Galang Hendry Syahriar Galih Mukti Annas Wibisono, Galih Mukti Gentur Handoyo Gentur Handoyo Ghalib Agfa Polnaya Ghana Atma Sulistya Hafiz Rama Devara Hantoro Ksaid Notolegowo Harahap, Muhammad Budi Buchari Hari Susanta Nugraha Hasbi Yasin Heri Prabowo Hermanto Hermanto Isromi, Dila Hana Julianto, Eka Widayat Junaidah, Yurida Junaidi Junaidi Karimah, Nida Kustopo Budiraharjo Lutfi Rokhiyatul Mu'asiroh Margaretha Astri Viona Maulida, Rahma Hanii Mawadah, Zahrotul Meilasari, Venty Mochammad Ardani Muhammad Aladdin Hanif Muhammad Budi Buchari Harahap Muhammad Dzakir Fiqi Muhammad Irwin Muslimin Muhammad Zacky Dzulfikar Muinah, Muinah Munif, Ahmat Saeful Mus, Abdul Rahman Nabila Zahra Nastya Chila Zarabiyu Naufal Haidar Farras Nenik Woyanti NOERDIANTI, IRMA Novrita Dewi Yanti Nur Azkia, Annisa Nur Sindy Oktavia Nur, Andi Nirwana Nurmala, Intan Priyo Sasmoko Purbayu Budi Santosa Puspita, Mira Rahma, Maulida Fauzia Rahmat Fitriansyah Rais, Muhammad Rifai Rama Devara, Hafiz Redita Apriliana Ro'fah Setyowati rohadin, rohadin Rosiana Nurfadjri Roswan Rozaq, Galilh Abdul Sari, Affrylia Setiadi, Rukuh Setyowati, Ro'fah Siti Nur Laila Sugeng Prianto Supriyadi, Fortuna Tunggadewi Susilo Toto Raharjo Syafik Wildan Afif Syifaaussakinah, Syifaaussakinah Totok Hendarto Untan, Debik Utomo, Muh Fadli Wahyu Vera Dwi Yunia Wahyuningrum, Ana Liana Widya Arga Putri Yulianto, Mohammad Dedi Yumasepta Rizky Hapsari Yusup, Mohammad Zahra, Anabila Zahra, Nabila Zakiyudin, Muhammad Ali