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The Influence of Financial Literacy, Use of QRIS, Length of Business and Working Hours on the Income of Culinary Merchant in Jimbaran Ambalinggi, Gabriel Patricio; Dewi, Made Heny Urmila
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 22 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14568947

Abstract

Increasingly tight opposition among traders in an an increasing number of technologically superior generation encourages traders, mainly withinside the culinary sector, to enhance their competencies and skills, including handling commercial enterprise finances, utilising monetary technology, figuring out techniques from enjoy whilst strolling a commercial enterprise to be able to maximize their profits. This studies objectives to research the simultaneous affect of monetary literacy, use of QRIS, period of commercial enterprise and running hours at the profits of culinary in Jimbaran. The forms of records on this studies are quantitative and qualitative. The outcomes of this studies display that monetary literacy, use of QRIS, period of commercial enterprise and running hours concurrently affect the profits of culinary traders in Jimbaran. The outcomes of this studies display that monetary literacy partly has a effective and full-size impact at the profits of culinary traders in Jimbaran. The outcomes of this studies display that traders who use QRIS have better profits than traders who do now no longer use QRIS in Jimbaran. The outcomes of this studies display that the period of commercial enterprise has a effective and full-size impact at the profits of culinary traders in Jimbaran. Working hours don't have any partial impact at the profits of culinary traders in Jimbaran.
Analisis Faktor-Faktor yang Mempengaruhi Tingkat Pendapatan Rumah Tangga Miskin di Kecamatan Marga, Kabupaten Tabanan Djidon, Robinson; Dewi, Made Heny Urmila
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 23 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14574654

Abstract

Kemiskinan yang menjadi salah satu pokok dari masalah di Indonesia, khususnya di Kecamatan Marga, Kabupaten Tabanan. Hal ini disebabkan oleh pendapatan dari setiap rumah tangga yang tidak cukup untuk memenuhi kebutuhan harian. Studi ini analisis pengaruh tingkat pendidikan, jumlah tanggungan, jam kerja pada rumah tangga miskin secara bersamaan dan parsial. Lokasi penelitian ini adalah tiga desa dengan jumlah rumah tangga miskin tertinggi di Kec. Marga yaitu Desa Cau Belayu, Desa Kuwum dan Desa Petiga. Metode penentuan sampel yaitu Proportionate Stratified Random Sampling dengan kriteria yaitu rumah tangga sampel pada kategori rumah tangga miskin di tiap desa dan diperoleh sebanyak 83 sampel. Jenis data data kuantitatif dengan sumber data primer dan sekunder. Data kuantitatif digunakan sumber primer dan sekunder. Untuk mengumpulkan data, observasi non-partisipasi dan wawancara terstruktur digunakan. Daftar pertanyaan atau kuisioner digunakan untuk mengatur wawancara. Analisis Regresi Linear Berganda ialah metode analisis data. Hasil penelitian menyatakan tingkat pendidikan, jumlah tanggungan, dan jam kerja secara bersamaan berpengaruh terhadap tingkat pendapatan rumah tangga miskin; hubungan antara tingkat pendidikan, jumlah tanggungan, dan jam kerja secara parsial berpengaruh positif dan sig di tingkat pendapatan rumah tangga miskin; hubungan antara tingkat pendidikan, jumlah tanggungan, jam kerja secara parsial berpengaruh positif dan sig pada tingkat pendapatan rumah. Saran penelitian ini untuk dapat meningkatkan pendapatan dari para kepala rumah tangga miskin, Pemerintah perlu meningkatkan produktivitas dari para tenaga kerja yang ada untuk dapat diberikan pelatihan dan pengembangan keahlian. Selain itu, para tenaga kerja diharapkan untuk dapat memaksimalkan produktivitasnya melalui peningkatan jam kerja yang bertujuan untuk meningkatkan pendapatan.
Determinan Pendapatan Perempuan Pada Sektor Informal Di Kota Denpasar Christina, Chelsea Febrianti; Dewi, Made Heny Urmila
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 23 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14560884

Abstract

Perempuan mulai meningkatkan perannya tetapi masih ada beberapa batasan untuk perempuan dapat masuk ke sektor publik dikarenakan adanya beban ganda yang membuat perempuan memiliki kesenjangan dalam menerima upahnya. Kesenjangan perempuan dalam memperoleh upah didasari oleh beberapa faktor. Tujuan penelitian ini adalah untuk menganalisis pengaruh variabel umur, pendidikan, curahan jam kerja, dan status pekerjaan terhadap pendapatan secara simultan dan parsial terhadap pendapatan perempuan di kota Denpasar. Penelitian ini mengunakan pendekatan kuantitatif melalui pengumpulan data primer dan sekunder. Penelitian ini menggunakan metode pengumpulan data observasi, wawancara terstruktur, dan wawancara mendalam. Penelitian menggunakan rumusus slovin dalam memperoleh populasi dengan metode pengambilan sampel accidental sampling. Responden dalam penelitian sebanyak 123 orang. Teknik analisis yang digunakan adalah regresi berganda dengan pengujian hipotesis dengan uji f dan uji t. Hasil yang diperoleh dari penelitian adalah variabel umur, pendidikan, curahan jam kerja, dan dukungan keluarga berpengaruh secara simultan, variabel pendidikan, curahan jam kerja, berpengaruh positif dan signifikan secara parsial terhadap pendapatan perempuan. Variabel dukungan keluarga berpengaruh terhadap pendapatan perempuan, perempuan yang mendapatkan dukungan memiliki pendapatan lebih tinggi daripada perempuan yang tidak mendapatkan dukungan keluarga
Pengaruh Daya Tarik Wisata, Kearifan Lokal dan Kualitas Lingkungan Terhadap Minat Wisatawan Ke Bali Siregar, Nathania Abigail; Dewi, Made Heny Urmila
JAMPARING: Jurnal Akuntansi Manajemen Pariwisata dan Pembelajaran Konseling Vol 3, No 1 (2025): Februari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jamparing.v3i1.5079

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh daya tarik wisata, kearifan lokal, dan kualitas lingkungan terhadap minat wisatawan ke Bali, terutama setelah terjadinya pandemi COVID-19 yang menyebabkan penurunan signifikan dalam tingkat kunjungan wisatawan mancanegara. Metode yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui survei kuisioner. Data primer diperoleh dari responden kuisioner, sedangkan data sekunder dikumpulkan dari berbagai sumber, termasuk situs web pemerintah dan literatur terkait.Hasil analisis menunjukkan bahwa ketiga variabel independen berpengaruh signifikan terhadap minat wisatawan. Dari ketiga variabel yang diteliti, daya tarik wisata memiliki pengaruh paling signifikan terhadap minat wisatawan. Temuan ini menunjukkan bahwa untuk meningkatkan kembali jumlah kunjungan wisatawan ke Bali, fokus pada pengembangan daya tarik wisata, pelestarian kearifan lokal, dan peningkatan kualitas lingkungan sangat penting. Penelitian ini diharapkan dapat memberikan rekomendasi bagi pengelola pariwisata dan pemangku kepentingan dalam merumuskan strategi yang efektif untuk memulihkan sektor pariwisata pasca-pandemi.
The Effect of Tourist Visits, Length of Stay, ROR and Number of Restaurants on Regional Original Income in Bali Province Putra, Arvaro Oktaviano Murbawanto; Dewi, Made Heny Urmila
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 2.A (2025): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Covid-19 pandemic produced an economic slowdown in Indonesia, especially Bali Province, as seen by a decrease in Regional Original Income for cities/regencies in Bali Province during and after the pandemic. The tourism sector needs to be reviewed for its potential and strength in collecting regional income, This study which includes 108 observations, attempts to examine how the number of tourist visits, length of stay, hotel room occupancy rate (TPK) and number of restaurants, affect original reional income in Bali Province between 2010 and 2021, This study uses panel data for for multiple regression analysis, which is then analyzed with E-Views 10. The outcomes clarify that tourist visits, length of stay, TPK and number of restaurants together have a noteworthy impact on original regional income of Bali regencies/cities in 2010-2021. Tourist visits and TPK have a positive and in part noteworthy impact ect on the original regional income of Bali regencies/cities in 2010-2021. Length of Stay and Number of Restaurants do not partially influence the original regional income of Bali regencies/cities. Promotion and development of post-pandemic tourism needs to be intensified and maximize the source of Regional Original Income for regencies and cities in Bali because of the Covid-19 pandemic.
The Effect of Number of Tourist Visits, Number of Tourist Attractions, and Room Occupancy Rate on Regional Original Revenue (PAD) of Regencies/Municipalities in Bali Province Made Ali Wiragunawan; Made Heny Urmila Dewi
International Journal of Management Research and Economics Vol. 3 No. 2 (2025): May : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v3i2.3443

Abstract

This study aims to determine the influence of tourist arrivals, the number of tourist attractions, and the room occupancy rate on the regional original revenue (PAD) of regencies/municipalities in Bali Province from 2018 to 2023. The analysis is conducted using panel data regression with the Common Effects Model, Fixed Effects Model, and Random Effects Model approaches. Model selection is based on the Chow test, Hausman test, and Lagrange Multiplier test. The results show that tourist arrivals, the number of tourist attractions, and the room occupancy rate simultaneously affect the regional original revenue of regencies/municipalities in Bali Province. Partially, the variables of tourist arrivals, number of tourist attractions, and room occupancy rate have a positive and significant effect on the regional original revenue of regencies/municipalities in Bali Province.
The Effect of Qris Use, Product Variation, and Working Hours on The Income of Souvenir MSMEs in The Sanur Tourist Area I Komang Suamba; Made Heny Urmila Dewi
International Journal of Management Research and Economics Vol. 3 No. 2 (2025): May : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v3i2.3460

Abstract

Economic development plays a crucial role in improving community welfare, particularly through the tourism sector and the empowerment of Micro, Small, and Medium Enterprises (MSMEs). Bali, as a leading tourist destination, significantly contributes to the regional economy through this sector. Sanur Beach in Denpasar City, which supports Bali's tourism industry, hosts numerous souvenir MSMEs that contribute to local economic activities. However, the COVID-19 pandemic has led to a decline in tourist arrivals, adversely affecting the income of souvenir MSME operators. This study aims to analyze the influence of QRIS usage, product variation, and working hours on the income of souvenir MSMEs at Sanur Beach. A quantitative approach was employed using a survey method, with data collected through questionnaires distributed to 70 MSME operators in the area. The data were analyzed using multiple linear regression analysis. The results indicate that QRIS usage, product variation, and working hours simultaneously have a significant effect on MSME income. Individually, each of these variables—QRIS usage, product variation, and working hours—positively influences income. This study concludes that digital innovation through QRIS payment systems, product diversification, and extended working hours are key factors in enhancing the income of MSMEs in the tourism sector. The implications of these findings highlight the importance of payment digitalization, improving product appeal, and optimizing operational hours for MSMEs to attract tourists.  
Determinants Analysis of Labor Force Participation Rate in Bali Province I Kadek Dwi Purnawan; Made Heny Urmila Dewi
International Journal of Economics, Management and Accounting Vol. 2 No. 4 (2025): International Journal of Economics, Management and Accounting
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijema.v2i4.866

Abstract

As a developing country with one of the highest populations in the world, Indonesia possesses an abundant workforce in terms of its working-age population. Among the 38 provinces, Bali has consistently shown the highest labor force participation rate. However, a more detailed view from 2010 to 2024 reveals that the proportion of the working-age population classified as part of the labor force has experienced fluctuations. This study aims to analyze both the simultaneous and partial effects of the unemployment rate, education, and regional minimum wage on the labor force participation rate (LFPR) in Bali Province from 2010 to 2024. The study was conducted in Bali Province, using secondary data published by Statistics Indonesia (BPS). The analysis technique employed in this study is panel data regression. The results of the panel regression test indicate that the most appropriate model is the Fixed Effects Model. The findings show that the variables of unemployment rate, education, and regional minimum wage simultaneously have a significant effect on the labor force participation rate in Bali Province. Partially, the unemployment rate has a negative but insignificant effect, education has a positive and significant effect, and the regional minimum wage has a negative and significant effect on the labor force participation rate in Bali Province. It is recommended that the government and private sector collaborate in formulating appropriate policies to increase labor force participation by improving the quality of education and designing minimum wage policies that align with both labor needs and market capacity to pay wages.
Determinant Analysis of Secondhand Clothing Traders’ Income at Pasar Senggol Batubulan, Gianyar Regency I Putu Agung Arma Wisswabawa; Made Heny Urmila Dewi
ePaper Bisnis : International Journal of Entrepreneurship and Management Vol. 2 No. 1 (2025): ePaper Bisnis : International Journal of Entrepreneurship and Management
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/epaperbisnis.v2i1.451

Abstract

 The trade of secondhand clothing at Pasar Senggol Batubulan, Gianyar Regency, has become a rapidly growing economic activity and an alternative source of income, particularly amidst limited formal employment opportunities. However, the income of secondhand clothing traders tends to fluctuate and is influenced by several internal business factors. This study aims to analyze the influence of price, business capital, working hours, and product quality on the income of secondhand clothing traders. An associative quantitative approach was used, involving 61 traders selected through a saturated sampling technique. The data analysis method applied is multiple linear regression. The findings reveal that price, capital, working hours, and product quality simultaneously have a significant effect on traders’ income. Partially, all four variables also show a significant influence. Product quality is the most dominant factor affecting income, followed by capital, working hours, and price. Adequate capital enables traders to increase stock and improve product quality. Longer working hours provide greater opportunities to serve consumers, while competitive pricing boosts sales capacity. These findings underscore the importance of managing internal business factors to enhance income and contribute to the economic empowerment of communities in the informal sector.
Pengaruh Modal Usaha, Jam Kerja, dan Teknologi Terhadap Pendapatan UMKM Bidang Kuliner di Kota Denpasar Putri, Ni Kadek Pradnyani Utami; Dewi, Made Heny Urmila
Business and Investment Review Vol. 3 No. 4 (2025)
Publisher : CV. Lenggogeni Data Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61292/birev.191

Abstract

This study aims to analyze the influence of working capital, working hours, and technology on the income of micro, small, and medium enterprises (MSMEs) in the culinary sector in Denpasar City. MSMEs are a strategic sector in regional economic development, especially in Bali, which is known as a tourism center. The research method used is quantitative with a correlational approach, involving 99 respondents from culinary MSMEs selected through accidental proportional sampling. Data analysis was conducted using multiple linear regression with the assistance of SPSS software. The results of the study indicate that, simultaneously, working capital, working hours, and technology significantly influence the income of MSMEs. Partially, working capital and working hours have a positive and significant influence, while technology also shows a positive influence but with lower significance. These findings emphasize the importance of capital support, optimal work time management, and the use of digital technology such as QRIS in improving the performance and income of culinary SMEs. This study provides practical implications for SME operators and local governments in designing digital-based and inclusive economic empowerment strategies. Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh modal usaha, jam kerja, dan teknologi terhadap pendapatan pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) bidang kuliner di Kota Denpasar. UMKM merupakan sektor strategis dalam pembangunan ekonomi daerah, khususnya di Bali yang dikenal sebagai pusat pariwisata. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan korelasional, melibatkan 99 responden pelaku UMKM kuliner yang dipilih melalui teknik accidental proportional sampling. Analisis data dilakukan menggunakan regresi linier berganda dengan bantuan perangkat lunak SPSS. Hasil penelitian menunjukkan bahwa secara simultan, modal usaha, jam kerja, dan teknologi berpengaruh signifikan terhadap pendapatan UMKM. Secara parsial, modal usaha dan jam kerja memiliki pengaruh positif dan signifikan, sedangkan teknologi juga menunjukkan pengaruh positif namun dengan signifikansi yang lebih rendah. Temuan ini menegaskan pentingnya dukungan modal, pengelolaan waktu kerja yang optimal, serta pemanfaatan teknologi digital seperti QRIS dalam meningkatkan kinerja dan pendapatan UMKM kuliner. Penelitian ini memberikan implikasi praktis bagi pelaku UMKM dan pemerintah daerah dalam merancang strategi pemberdayaan ekonomi berbasis digital dan inklusif. Kata kunci: UMKM, modal usaha, jam kerja, teknologi, pendapatan, kuliner, Denpasar
Co-Authors A.A.I.N. Marhaeni A.A.N.B Surya Negara Abiba, I Putu Adis Adi Putra, Komang Gede Candra Alvino, Putu Gede Amartya Nindita, Ni Nyoman Rosa Gayatri Ambalinggi, Gabriel Patricio Anak Agung Istri Diah Nindyaswari Anak Agung Istri Ngurah Marhaeni Anak Agung Ketut Ayuningsasi Aneldus, Stefen Yustinus Arif Budiarto Asrhy Grisara Girsang Ayu Rai Wulan Puspita Sari Bere, Fransiscus Xaverius Suryadana Christina Hellen Christina, Chelsea Febrianti Dewi, Ni Wayan Diah Mia Kusuma Djidon, Robinson Francisca Sagita Hendrayani Bayu Putri Giri, Putu Citrayani Hari Purnomo Hendri Harliawan I Gde Trunajaya I GEDE PUTU WIRAWAN I Gusti Agung Gede Agung Anandita Kamasan I Gusti Wayan Murjana Yasa I Kadek Dwi Purnawan I Ketut Sudibia I Ketut Sudibia I Komang Suamba I Made Adigorim I Made Budi Satya Weda I Nyoman Darma Putra I Nyoman Mahaendra Yasa I Putu Adi Saktiasa I Putu Agung Arma Wisswabawa I Putu Arya Finkayana, I Putu Arya I Putu Danu Swastika I Wayan Ardika I Wayan Wenagama I Wayan Wita Kesumajaya Ida Ayu Nyoman Saskara IM Suyana Utama Kusuma Dewi Putu Laksmi, Wayan Krissyang Luis Guterres, Vicente Manuel Made Ali Wiragunawan Made Dwi Setyadhi Mustika Made Intan Prawitasari Cahyani Made Kembar Sri Budhi Mahanatha Giri Prayuda, Mahanatha Giri Ngurah Agus Jayaprananta Ni Kadek Ayu Cahyaningsih Ni Ketut Eni Endrayani Ni Luh Wayan Sundariati Ni Made Ayu Martiana Dewi Ni Made Dwi Ardiarika Ni Made Tisnawati Ni Nyoman Reni Suasih Ni Putu Ayu Putri Dharmayanti Ni Putu Martini Dewi Ni Putu Vita Febriyanti Ni Putu Yayuk Puspita Yanti Ni Wayan Eka Indrayani Ni Wayan Leoni Widianti Nonny Aji Sunaryo Novita Sari, Dian Ayu Nyoman Djinar Setiawina Nyoman Putri Aras Kembang Prabawati, Ida Ayu Dwi Laksmi Purnami, Sang Ayu Putu Ratih Putra, Arvaro Oktaviano Murbawanto Putra, I Putu Agus Nopiatmaja Putra, Pande Putu Maesa Putri, Made Anandhita Mahisa Putri, Ni Kadek Pradnyani Utami Putu Ayu Lestari Putu Ayu Pramitha Purwanti Putu Dewi Cahyani Putu Krisna Adwitya Sanjaya Rahmadi, Atillia Rizka Reynaldi, Kadek Kevin Riezchy Riando Mamanua Rochmad Bayu Utomo Sanjaya, I Komang Putra Saraswati, Dewa Ayu Tri Saraswati, I Gusti Ayu Prili Sari, Rizki Retno Saskara, Ida Ayu Gde Dyastari Siregar, Nathania Abigail Suhartanti, Ni Luh Septiani Vera Wahyudi, Gede Didan Wenegama, I Wayan Wesly Noviandre Windu Wiyasa Ida Bagus