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Journal : IQTISHODUNA

WAKAF UANG: TINGKAT PEMAHAMAN MASYARAKAT DAN FAKTOR PENENTUNYA (Studi Masyarakat Muslim Kota Surabaya, Indonesia) Ekawaty, Marlina; Muda, Anggi Wahyu
IQTISHODUNA IQTISHODUNA (VOL 11, NO: 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/iq.v11i2.3704

Abstract

The important role of waqf as a source of funds and low Muslim’s awareness on cash waqf collectionversus it potential cash waqf in Indonesia push this study. This study aims to determine the level ofunderstanding of the Muslim societies in Surabaya on cash waqf and the factors that influence it, eitherinternal or external factors. Descriptive statistics, Z test, and multiple regression analysis are used for primarydata collected by distributing questionnaires to the Muslim societies in Surabaya. The results show that themost Muslim do not understand cash waqf. The level of understanding is influenced by by internal andexternal factors. The internal factor is knowledge of religion and the external factor is access to informationmedia. To improve understanding of the Muslim societies about cash waqf needs to increase religiousknowledge and access to information media, either print or electronic media.
Analisis faktor eksternal yang dipertimbangkan masyarakat muslim pesisir Tuban untuk mengunakan layanan Bank Thithil Syaifudin, Ahmad; Ekawaty, Marlina
IQTISHODUNA IQTISHODUNA (VOL.15, No.1, 2019)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (816.362 KB) | DOI: 10.18860/iq.v1i1.5708

Abstract

Bank Thithil is an informal financial institution that offers high-interest loan services to the public. This study aims to determine the external factors considered by coastal Muslim society to use bank thithil financial services. The data were collected through survey with questionnaires and in-depth interviews with bank thithil customers at Bulu Meduro village, Tuban regency and analyzed by exploratory factor analysis methods. The results show that there are eight external factors that are considered by customers to use bank thithil services, namely: loan compensation and accessibility factors, customer parity and service, transaction time flexibility, ease of administration, brand image, location excellence, member advantage, and limited institutional coverage syariah finance. From the results of external factor analysis, then analyzed in depth using interviews with several customers, it was found that there were two factors that became a strong drawer for Muslim society to use bank thithil services, namely the prime service factor of bank thithil and barriers of syariah  financial institutions.
Co-Authors Agus Suman Ahmad Syaifudin Ajeng Kartika Galuh Al Jihad, Hizbullah Alghifary, Muhammad Syauqy Alvira Aina Amalia Rahmawati Aminnullah Achmad Muttaqin Aminullah Achmad Muttaqin Amrullah, Muhammad Angga Yanuar Triesmarandita Anggi Wahyu Muda Anggraini, Ika Khusnia Annisa Nur Rakhma Annisa Nurjannah Anugrah Pratama, Muhammad Akbar An’im Kafabih Arifiandy, Dicky Ridho Asfi Manzilati Atiqa Syaksena Aulia Rachman, Helmy Azizi, Naurah Nadzifah Aziziah, Alvina Bela, Nabela Agustin Debby Radina Herdiastiti Debby Radina Herdiastiti, Debby Radina Dewa Aditya Duyufur Rohman, Ghifary Dwi Budi Santoso Dwi Budi Santoso Elok Nurlita Elok Nurlita Emy Sudarwati Fajrul Ihsan Fathurahman, Mochamad Arbi Fifi Bahril Wahdah Majid Galuh Husadatama Galuh Husadatama, Galuh Girindra Mega Paksi Gularso, Yhunas Adi Hakimi Mohd Shafiai, Muhammad Hela, Syafina Iswan Noor Ittaqa Ramadhian Pranowo Jean Claire Nicolette Matatula Jumiyanti, Kalzum Kafabih, An’im Kartika Galuh, Ajeng Kartika Sari Kartika Sari Khairani Miftahul Kresna Sakti, Rachmad Laily, Alfauzia Noer Rochmatul Misbakhul Munir Mochammad Zainun Nafi'uddin Moh Agus Nugroho Muda, Anggi Wahyu Muda, Anggi Wahyu Muhammad Amrullah Muhammad Amrullah Muhammad Muhyiddin Robani Multifiah . Munawar Ismail Napitupulu, Febiola Nely Novia Nely Novia Novia, Nely Nugroho, Gabryna Auliya Nurhayati, Yetty NURKARTIKASARI, RIZKY Nurul Badriyah Panggabean, Krisfive Yanti Partin Nurdiani Partin Nurdiani, Partin Prayitno, Hengky S.H. Pudjihardjo Pudjihardjo Pudjihardjo, Pudjihardjo Puspitasari, Diyah Ayu Qodri, Lutfi Asnan Rahmadyanto, Bagus Rizaldi, Muhammad Rohman, Ghifary Duyufur Santi Merlinda Setyo Tri Wahyudi Setyowati RN, Wahyu Retno Sri Muljaningsih Sri Muljaningsih Sumantri, Vietha Devia Sagita Susilo Susilo Susilo Susilo Syaksena, Atiqa Tabhina, Rafa Kayla Umar Burhan Umar Burhan, Umar Wahyu Retno Setyowati RN Widiyanti, Dwi Retno Widya Rahmawati Yetty Nurhayati Yhunas Adi Gularso Yudi Arimba Wani, Yudi Arimba